Download Operating Instructions ISDN-Telephone Integral

Transcript
BA_583_TH13_Multiline_I33_E
01.06.1999 11:59 Uhr
Seite 1
Operating Instructions
ISDN-Telephone Integral TH 13
connected to
Integral 3
)DPLOLDUL]H \RXUVHOI ZLWK \RXU SKRQH
7KLV PDQXDO LV GHVLJQHG WR KHOS \RX OHDUQ WKH EDVLFV RI \RXU WHOHSKRQH TXLFNO\ DQG
HDVLO\
:KDW \RX VKRXOG GHILQLWHO\ UHDG
- %DVLF UXOHV RI XVH “ VWDUWLQJ RQ S <RX VKRXOG UHDG WKLV VHFWLRQ WR NQRZ D IHZ EDVLF UXOHV RQ KRZ WR XVH \RXU SKRQH
HYHQ LI \RX DUH DOUHDG\ IDPLOLDU ZLWK GHOX[H SKRQHV
7R JLYH \RX D EHWWHU RYHUYLHZ RI WKLQJV WKLV PDQXDO LV ODLG RXW LQ VXFK D ZD\ DV WR
EH RULHQWDWHG WRZDUGV WKH GLIIHUHQW ZD\V LQ ZKLFK \RX XVH \RXU WHOHSKRQH
%DVLF IXQFWLRQV
7KLV VHFWLRQ GHVFULEHV WKH YDULRXV EDVLF WHOHSKRQH IXQFWLRQV KRZ WR PDNH DQG WR
DQVZHU FDOOV KRZ WR KROG DQG WUDQVIHU D FDOOHU KRZ WR HVWDEOLVK D FRQIHUHQFH DQG WR
GHDO ZLWK VHYHUDO FDOOHUV DQG KRZ WR VZLWFK WR PRQLWRULQJ DQG KDQGVIUHH PRGHV
$GYDQFHG IXQFWLRQV
7KLV VHFWLRQ GHVFULEHV DGYDQFHG WHOHSKRQH IXQFWLRQV WKDW PDNH SKRQLQJ HYHQ
HDVLHU H J GLYHUWLQJ FDOOV RU VWRULQJ QXPEHUV LQ WKH HOHFWURQLF WHOHSKRQH ERRN
$GGLWLRQDOO\ \RXU WHOHSKRQH 7+ RIIHUV \RX PDQ\ SRVVLELOLWLHV IRU VHWWLQJ XS
GLIIHUHQW IXQFWLRQV DFFRUGLQJ WR \RXU RZQ VSHFLILF QHHGV H J 'R QRW GLVWXUE RU
GLVSOD\ FRQWUDVW DQG DXGLR VHWWLQJV 7KHVH IXQFWLRQV DUH GHVFULEHG LQ WKLV VHFWLRQ
,I LQ GRXEW ORRN LW XS
,I \RX DUH VHDUFKLQJ IRU VRPHWKLQJ VSHFLILF H J D PHVVDJH RU PHQX LWHP RQ WKH
GLVSOD\ WDNH D ORRN LQ WKLV VHFWLRQ +HUH \RX ZLOO DOVR ILQG VRPH LQIRUPDWLRQ RQ
DGGLWLRQDO HTXLSPHQW IRU \RXU WHOHSKRQH
&RQWHQWV
)DPLOLDUL]H \RXUVHOI ZLWK \RXU SKRQH
)DPLOLDUL]H \RXUVHOI ZLWK \RXU SKRQH
7+ 2YHUYLHZ
:KLFK NH\V IRU ZKLFK IXQFWLRQV"
6SHFLDO IHDWXUHV RI \RXU WHOHSKRQH
%DVLF UXOHV RI XVH
%DVLF IXQFWLRQV
0DNLQJ FDOOV
$QVZHULQJ FDOOV
+ROGLQJ DQG 7UDQVIHULQJ FDOOV
&RQIHUHQFH
$GGLWLRQDO FDOO GXULQJ DQ H[LVWLQJ FDOO
0RQLWRULQJ DQG +DQGVIUHH
$GYDQFHG IXQFWLRQV
'LYHUWLQJ FDOOV
8VLQJ WKH SKRQH LQ D SDUWQHU JURXS
7HOHSKRQH GLUHFWRU\ VWRULQJ DQG XVLQJ
&DOO OLVW
6HWWLQJV
&RQWUDVW ODQJXDJH DQG DXGLR VHWWLQJV
'LVSOD\LQJ FDOO FKDUJHV
$QQRXQFHPHQWV
6HQGLQJ DQG UHFHLYLQJ WH[W PHVVDJHV
(QWHULQJ DSSRLQWPHQWV
1LJKW VHUYLFH
3URWHFWLQJ \RXU SKRQH IURP XQDXWKRUL]HG XVH
&DOOLQJ IURP ORFNHG WHOHSKRQHV
&RQWHQWV *
,I LQ GRXEW ORRN LW XS
7HOHSKRQH IXQFWLRQV DW D JODQFH
0HQX LWHPV DQG PHVVDJHV RQ WKH GLVSOD\
7RQHV DQG ULQJV RQ \RXU WHOHSKRQH
,I VRPHWKLQJ GRHV QRW ZRUN
8VLQJ WKH '66 PRGXOH
8VLQJ KRWHO IXQFWLRQV
)XUWKHU LQVWUXFWLRQV DQG IXQFWLRQV
5HPRWH FRQWURO RI \RXU WHOHSKRQH ZLWK D 3&
,QGH[
)DPLOLDUL]H \RXUVHOI ZLWK \RXU SKRQH
7+ 2YHUYLHZ
6RPH RI WKH NH\V KDYH GLIIHUHQW IXQFWLRQV GHSHQGLQJ RQ KRZ \RXU WHOHSKRQH LV VHW
XS DQG KRZ LW LV FRQQHFWHG WR WKH V\VWHP
$(, LQWHUIDFH
IRU FRQQHFWLQJ
DFFHVVRULHV
RQ ERWWRP RI XQLW
6RIWNH\V 'LVSOD\ NH\V
IRU GLIIHUHQW SXUSRVHV
WKH FXUUHQW IXQFWLRQ LV
VKRZQ LQ WKH GLVSOD\
'LVSOD\
WKH PHVVDJHV KHOS \RX
ZLWK RSHUDWLRQ
+DQGVIUHH
PLFURSKRQH
RQ ERWWRP RI XQLW
/(' GLVSOD\
IODVKHV IRU FDOO
3URJUDPPDEOH
'LJLW NH\V
IXQFWLRQ NH\V ))
IRU GLDOLQJ DQG
IRU VWDQGDUG DVVLJQPHQW
HQWHULQJ FRGH
SOHDVH VHH SDJH QXPEHUV
)L[HG IXQFWLRQ NH\V
IRU UDSLG H[HFXWLRQ RI
VSHFLILF IXQFWLRQV
)DPLOLDUL]H \RXUVHOI ZLWK \RXU SKRQH
:KLFK NH\V IRU ZKLFK IXQFWLRQV"
+HUH LV D EULHI RYHUYLHZ RI ZKLFK IXQFWLRQV DUH DYDLODEOH RQ \RXU WHOHSKRQH DQG
ZKDW WKH\ DUH XVHG IRU
7KHUH LV D PRUH GHWDLOHG GHVFULSWLRQ RI WKH XVH RI WKH LQGLYLGXDO NH\V XQGHU WKH
UHVSHFWLYH IXQFWLRQ RQ WKH IROORZLQJ SDJHV
'LJLW NH\V
IRU GLDOLQJ WHOHSKRQH QXPEHUV
DQG HQWHULQJ FRGH QXPEHUV
6WDU DQG KDVK NH\V
IRU VSHFLDO IXQFWLRQV
5
0HQX
'HVWLQDWLRQV
GLVSOD\V WKH YDULRXV GHVWLQDWLRQ
NH\ DVVLJQPHQWV RQH DIWHU
DQRWKHU RQ WKH VFUHHQ
0RQLWRULQJ
VZLWFKHV WKH ORXGVSHDNHU RQ DQG
RII DQG LV XVHG IRU GLDOLQJ ZLWK WKH
KDQGVHW RQ WKH KRRN
5HGLDO
UHGLDOV WKH ODVW QXPEHU
5HFDOO
SODFHV WKH FDOOHU RQ KROG
&DOOEDFN
<RXU WHOHSKRQH ULQJV RQFH WKH
FDOOHG FDOOHG SDUW\ LV IUHH DJDLQ
+DQGVIUHH
VZLWFKHV WKH ORXGVSHDNHU DQG
PLFURSKRQH RQ VR \RX FDQ PDNH
KDQGVIUHH FDOOV
7HOHSKRQH GLUHFWRU\
(OHFWURQLF WHOHSKRQH ERRN <RX
FDQ VWRUH VHDUFK IRU DQG VHOHFW
WHOHSKRQH QXPEHUV KHUH
'LVFRQQHFW
GLVFRQQHFWV WKH FXUUHQW
FRQQHFWLRQ DQG LV XVHG WR FDQFHO
DQ HQWU\ H[LW D PHQX
(QWHU
0HQX
FDOOV XS WKH PDLQ PHQX IURP
ZKLFK \RX FDQ LQLWLDWH PDQ\ RI
WKH IXQFWLRQV \RXU WHOHSKRQH KDV
WR RIIHU
&XUVRU XSGRZQ
PRYHV WKH KLJKOLJKW EDU XS DQG
GRZQ RQ WKH GLVSOD\
(QWHU
DFWLYDWHV D VHOHFWHG PHQX LWHP
DQG DFFHSWV GDWD LQ HQWU\ OLQHV
3URJUDPPDEOH IXQFWLRQ NH\V
VWDQGDUG DVVLJQPHQW
) &DOO OLVW
LQFOXGHV HYHU\ FDOO ZKLFK GLG QRW
UHDFK \RX
) &RQIHUHQFH
ZLWK WZR RWKHU SDUWLHV
) 0HVVDJH
VHQGV D PHVVDJH WR RWKHU
SDUWLHV
) &DOO GLYHUVLRQ
WR DQRWKHU WHOHSKRQH
)DPLOLDUL]H \RXUVHOI ZLWK \RXU SKRQH
6SHFLDO IHDWXUHV RI \RXU WHOHSKRQH
<RX FDQ XVH \RXU SKRQH WR PDNH FDOOV DV \RX ZRXOG ZLWK DQ\ RUGLQDU\ SKRQH 7KLV
WHOHSKRQH DOVR RIIHUV D YDULHW\ RI IXQFWLRQV WKDW PDNH SKRQLQJ HYHQ HDVLHU 7KLV
FKDSWHU FRQWDLQV D EULHI RYHUYLHZ RI VRPH RI WKHVH VSHFLDO IHDWXUHV
7KH GLVSOD\ DVVLVWV \RX
7KH GLVSOD\ SURYLGHV \RX ZLWK LPSRUWDQW LQIRUPDWLRQ HJ RQ WKH FXUUHQW FDOO
,Q DGGLWLRQ GLVSOD\ PHVVDJHV JXLGH \RX WKURXJK WKH RSHUDWLRQ VWHS E\ VWHS
7KH IXQFWLRQV RI VRPH NH\V PD\ FKDQJH WHPSRUDULO\ 7KH FXUUHQWO\ DFWLYH IXQFWLRQ
RI WKHVH ´VRIWNH\Vµ LV DOZD\V VKRZQ RQ WKH GLVSOD\ “ S 7KH QXPEHU RI HYHU\ ,6'1 FDOOHU LV VKRZQ RQ WKH GLVSOD\ WR OHW \RX NQRZ ZKR LV
FDOOLQJ EHIRUH WKH FRQQHFWLRQ LV DFWXDOO\ VHW XS 7KH QDPH RI WKH FDOOHU LV DOVR VKRZQ
RQ WKH GLVSOD\ LI WKH FRPSOHWH FDOO QXPEHU RI WKH UHVSHFWLYH FDOOHU LV VWRUHG LQ \RXU
WHOHSKRQH GLUHFWRU\
&XVWRPL]LQJ WKH IXQFWLRQV RI \RXU SKRQH
<RX FDQ VHOHFW DQG DFWLYDWH PRVW IXQFWLRQV TXLFNO\ DQG HDVLO\ IURP WKH VFUHHQ
$ QXPEHU RI IXQFWLRQV FDQ DOVR EH SHUIRUPHG TXLFNO\ XVLQJ WKH IXQFWLRQ NH\V 6RPH
RI WKHVH IXQFWLRQ NH\V DUH SURJUDPPDEOH DQG FDQ EH DVVLJQHG WKH IXQFWLRQV WKDW
\RX XVH PRVW RIWHQ :KHQ WKH HTXLSPHQW LV GHOLYHUHG VRPH RI WKHVH NH\V DUH
DOUHDG\ DVVLJQHG ZLWK IXQFWLRQV
<RX FDQ DOVR FKDQJH QXPHURXV VWDQGDUG VHWWLQJV DQG DGDSW WKH SKRQH WR \RXU RZQ
SHUVRQDO QHHGV
6WRULQJ FDOO QXPEHUV
<RX FDQ VWRUH QXPEHUV LQ DQ HOHFWURQLF WHOHSKRQH GLUHFWRU\ <RX FDQ ORFDWH PRGLI\
RU GHOHWH WKH HQWULHV LQ \RXU WHOHSKRQH GLUHFWRU\ TXLFNO\ DQG HDVLO\ DW DQ\ WLPH )URP
WKLV WHOHSKRQH GLUHFWRU\ \RX FDQ DOVR ILQG DQG GLDO QXPEHUV WKDW DUH VWRUHG LQ \RXU
WHOHSKRQH V\VWHP
+DQGVIUHH DQVZHUEDFN
<RX FDQ DGMXVW WKH VHWWLQJV RQ \RXU SKRQH VR WKDW FDOOV DUH DFFHSWHG DXWRPDWLFDOO\
7KLV DOORZV \RX WR VSHDN WR D FDOOLQJ SDUW\ ZLWKRXW OLIWLQJ WKH KDQGVHW @ S 3URWHFWLRQ DJDLQVW XQDXWKRUL]HG XVH
7KH LQWHJUDWHG ´VRIWZDUH ORFNµ DOORZV \RX WR SURWHFW \RXU WHOHSKRQH DJDLQVW
XQDXWKRUL]HG XVH
)DPLOLDUL]H \RXUVHOI ZLWK \RXU SKRQH
%DVLF UXOHV RI XVH
7KH IROORZLQJ SDJHV FRQWDLQ D IHZ EDVLF UXOHV RQ KRZ WR XVH \RXU SKRQH
6HOHFWLQJ IXQFWLRQV LQ WKH PHQX
0HQX
3UHVV WKH ´0HQXµ NH\ WR GLVSOD\ WKH PDLQ
PHQX
3UHVV WKH ´&XUVRU XS GRZQµ NH\V WR PRYH
WKH KLJKOLJKW EDU WR WKH GHVLUHG IXQFWLRQ
H J ´DFRXVWLFVFRQWUDVWµ
(QWHU
3UHVV WKH ´(QWHUµ NH\ WR DFWLYDWH WKH
KLJKOLJKWHG IXQFWLRQ
DFRXVWLFVFRQWUDVW
1RWH
)XQFWLRQV DVVLJQHG WR IXQFWLRQ NH\V GR QRW
DSSHDU LQ WKH PDLQ PHQX S :KLOH \RX DUH RQ D FDOO DGGLWLRQDO PHQX
LWHPV DUH VKRZQ RQ WKH GLVSOD\ <RX FDQ
VHOHFW WKHP LQ WKH VDPH ZD\
7R FDQFHO DQ RSHUDWLRQ
OLIW WKH KDQGVHW DQG UHSODFH LW LPPHGLDWHO\
7KH GLVSOD\ DVVLVWV \RX
0LOOHU 7K 7HOHSKRQH VWDWXV
1LJKW VHUYLFH (QWHU
1LJKW VHUYLFH 7KH LGOH GLVSOD\ VKRZV
\RXU QDPH DQG QXPEHU
WKH FXUUHQW GDWH DQG WLPH
DGGLWLRQDO LQIRUPDWLRQ RQ WKH WHOHSKRQH
VWDWXV H J ´1LJKW VHUYLFH µ
1RWH
<RX FDQ VHOHFW DQ\ WHOHSKRQH VWDWXV
PHVVDJH MXVW OLNH D PHQX LWHP
E\ PRYLQJ WKH KLJKOLJKW EDU WR WKH GHVLUHG
PHVVDJH DQG SUHVVLQJ WKH ´(QWHUµ NH\
)DPLOLDUL]H \RXUVHOI ZLWK \RXU SKRQH
%DVLF UXOHV RI XVH 7KH IXQFWLRQV RI WKH VRIWNH\V FKDQJH DFFRUGLQJ WR RSHUDWLQJ PRGH
$V VWDQGDUG WKH VRIWNH\V DUH DVVLJQHG ZLWK IXQFWLRQV RQ WZR OHYHOV ,I \RX ZDQW WR
XVH PRUH OHYHOV SOHDVH FRQWDFW \RXU GHDOHU
6RIWNH\V 'LVSOD\ NH\V
7KH FXUUHQW DVVLJQPHQW RI HDFK VRIWNH\ LV
VKRZQ LQ WKH GLVSOD\ H J ´/LQH µ WKLV
NH\ VHUYHV DV WKH OLQH NH\ ZLWK ZKLFK \RX
VHL]H H[FKDQJH OLQH / / / / / / / /
-RKQ
%DUU
6DPV
0RQN
6RIWNH\V DW VHYHUDO OHYHOV
6L[WHHQ NH\ DVVLJQPHQWV DUH VKRZQ RQ WKH
GLVSOD\ VLPXOWDQHRXVO\
3UHVV WKH ´'HVWLQDWLRQµ NH\ WR GLVSOD\ RWKHU
VRIWNH\ OHYHOV
)DPLOLDUL]H \RXUVHOI ZLWK \RXU SKRQH
%DVLF UXOHV RI XVH <RX FDQ HQWHU WH[W XVLQJ WKH VRIWNH\V H J QDPHV LQ WKH WHOHSKRQH ERRN RU WH[W IRU
DQ DSSRLQWPHQW
(QWHULQJ WH[W ([DPSOH WH[W IRU DSSRLQWPHQW
:KHQ SURJUDPPLQJ DQ DSSRLQWPHQW \RX
$SSW FDQ HQWHU D VKRUW WH[W ZKLFK ZLOO EH GLV
7H[W3
SOD\HG DW WKH WLPH RI WKH DSSRLQWPHQW
$
+
(
%
,
&
-
'
.
$SSW (3
$
+
%
,
2
9
&
-
'
.
*
1
E
“
(
/
)
0
*
1
E
“
7R FKDQJH WKH DVVLJQPHQW RI WKH NH\V XVH
WKH VRIWNH\ ´“µ
:LWK WKH VRIWNH\ ´Eµ \RX FDQ WRJJOH EHW
ZHHQ XSSHU DQG ORZHU FDVH OHWWHUV
3
:
4
;
5
<
$SSW (9(13
6
=
“
7
8
(
(DFK KLJKOLJKWHG OHWWHU RQ WKH GLVSOD\ FDQ
EH HQWHUHG ZLWK WKH FRUUHVSRQGLQJ VRIWNH\
EHORZ
(QWHU IRU H[DPSOH WKH ZRUG ´(9(1µ
7R W\SH DQ ´(µ SUHVV WKH FRUUHVSRQGLQJ
VRIWNH\
9
)
0
“ $SSW (3
(
/
E
“
1
(QWHU WKH UHPDLQLQJ OHWWHUV
´9(1µ
7KH WH[W LV VKRZQ RQ WKH GLVSOD\
)DPLOLDUL]H \RXUVHOI ZLWK \RXU SKRQH
%DVLF UXOHV RI XVH *
“ $SSW
2
9
3
:
7R FRUUHFW DQ HQWU\
,I QHFHVVDU\ FKDQJH WKH DVVLJQPHQW RI WKH
NH\V ZLWK WKH VRIWNH\ ´“µ XQWLO WKH VRIW
NH\ ´<µ DSSHDUV
(3
4
;
5
<
$SSW 6
=
7
8
E
“
3UHVV VRIWNH\ ´<µ 7KH ODVW OHWWHU HQWHUHG
ZLOO EH GHOHWHG
7KHQ HQWHU WKH FRUUHFW OHWWHU
3
2
9
3
:
4
;
5
<
$SSW 3
(ONH
2
9
6
=
7
8
E
“
7KH EODQN VRIWNH\ SURGXFHV D VSDFH EHW
ZHHQ FKDUDFWHUV HJ EHWZHHQ IRUHQDPH
DQG VXUQDPH
3
3
:
4
;
5
<
6
=
7
8
E
“
1RWH
<RX FDQ KDYH D '66 PRGXOH ZLWK XS WR
NH\V FRQQHFWHG WR \RXU WHOHSKRQH E\
\RXU GHDOHU PDNLQJ LW HYHQ HDVLHU WR HQWHU
WH[W @ S %DVLF IXQFWLRQV
0DNLQJ FDOOV
<RX FDQ XVH \RXU SKRQH WR PDNH FDOOV DV \RX ZRXOG ZLWK DQ\ RWKHU WHOHSKRQH
,QWHUQDO 'LDO WKH GHVLUHG QXPEHU GLUHFWO\
([WHUQDO 6HL]H D OLQH DQG WKHQ GLDO WKH FDOO QXPEHU
,QWHUQDO FDOOV
/LIW KDQGVHW DQG ZDLW IRU GLDO WRQH
'LDO WKH LQWHUQDO QXPEHU UHTXLUHG
-RKQ
-RKQ
&DOO ”
RU
SUHVV WKH UHVSHFWLYH GHVWLQDWLRQ NH\
7KH QXPEHU LV VKRZQ RQ WKH GLVSOD\
7KH GLVSOD\ LQGLFDWHV ZKHWKHU WKH RWKHU
SDUW\ LV IUHH
([WHUQDO FDOOV
/LIW KDQGVHW DQG ZDLW IRU GLDO WRQH
'LDO ´µ IRU DQ RXWVLGH OLQH RU SUHVV D OLQH
NH\
'LDO WKH H[WHUQDO QXPEHU UHTXLUHG
/ &DOO
7KH OLQH DQG WKH QXPEHU GLDOHG DUH VKRZQ
RQ WKH GLVSOD\
%DVLF IXQFWLRQV
0DNLQJ FDOOV ,6'1 RU LQWHUQDO FDOOV DUH GLVSOD\HG ZLWK WKH FDOO QXPEHU RI WKH FDOOHU ,I WKH
FRPSOHWH FDOO QXPEHU LV VWRUHG LQ \RXU V\VWHP WKH QDPH RI WKH FDOOLQJ SDUW\ LV
GLVSOD\HG LQVWHDG RI WKH FDOO QXPEHU
5HGLDOLQJ D QXPEHU
)LYH H[WHUQDO QXPEHUV FDQ EH UHGLDOHG
IURP WKH UHGLDO PHPRU\
3UHVV WKH ´5HGLDOµ NH\
7KH ODVW ILYH QXPEHUV DUH VKRZQ RQ WKH
GLVSOD\
5HGLDO
0RYH WKH KLJKOLJKW EDU WR WKH GHVLUHG
QXPEHU DQG SUHVV ´(QWHUµ
'LDO
'HOHWH
(QG
(QWHU
3UHVV ´(QWHUµ DJDLQ WR GLDO WKH QXPEHU
RU
/LIW WKH KDQGVHW WR GLDO WKH QXPEHU
%DVLF IXQFWLRQV
0DNLQJ FDOOV *
,I \RX FDOO DQ H[WHQVLRQ DQG WKH OLQH LV EXV\ RU WKH FDOOHG SDUW\ GRHV QRW DQVZHU \RX
FDQ DFWLYDWH DXWRPDWLF FDOOEDFN <RX FDQ FXWLQ RQ D FDOO LI WKH OLQH LV EXV\ DQG \RX
GR QRW ZDQW WR ZDLW XQWLO WKH RQJRLQJ FDOO LV RYHU 7KLV IXQFWLRQ PXVW EH HQDEOHG IRU
\RXU SKRQH
,I WKH FDOOHG SDUW\ LV EXV\
&DOOEDFN
3UHVV WKH ´&DOOEDFNµ NH\ WR LQLWLDWH
DXWRPDWLF FDOOEDFN
:DLW IRU WKH DFNQRZOHGJHPHQW WRQH
WKHQ KDQJ XS
<RXU SKRQH ULQJV DV VRRQ DV WKH RWKHU
SDUW\ KDQJV XS
6HOHFW WKH PHQX LWHP ´$QVZHU FDOOµ RU OLIW
WKH KDQGVHW
$QVZHU FDOO
0LOOHU
&DOO ”
7KH FDOO WR WKH RWKHU SDUW\ LV UHSHDWHG
1RWH
<RX FDQ DOVR LQWLWLDWH FDOOEDFN ZKHQ WKH
FDOOHG SDUW\ LV LGOH
&XWLQ
&XWLQ
6HOHFW WKH PHQX LWHP ´&XWLQµ
<RX KDYH QRZ FXW LQ RQ WKH FDOO DQG FDQ
WDON WR WKH RWKHU SDUW\ $OO SDUWLHV KHDU D
VSHFLDO FXWLQ WRQH “ S (QG
7HUPLQDWLQJ FXWLQ
6HOHFW WKH PHQX LWHP ´(QGµ
7KLV FXWV RII WKH FRQQHFWLRQ WR WKH RWKHU
SDUWLHV
%DVLF IXQFWLRQV
$QVZHULQJ FDOOV
<RX FDQ OLIW WKH KDQGVHW DV XVXDO DQG WDON WR WKH FDOOHU <RX FDQ DOVR DQVZHU FDOOV
E\ SUHVVLQJ WKH ´+DQGVIUHHµ NH\ DQG OHDYLQJ WKH KDQGVHW RQKRRN ,I DQRWKHU
VXEVFULEHU LQ \RXU V\VWHP UHFHLYHV D FDOO \RX FDQ SLFN LW XS RQ \RXU SKRQH
3LFN 8S
,QFRPLQJ FDOOV
&DOO
<RXU WHOHSKRQH ULQJV DQG WKH /(' EHVLGH
WKH KDQGVHW IODVKHV
7KH PHVVDJH ´&DOOµ DSSHDUV RQ WKH
GLVSOD\
7KH QDPH RI WKH FDOOHU LV GLVSOD\HG LI LW LV
VWRUHG DORQJ ZLWK WKH FRPSOHWH FDOO QXPEHU
LQ \RXU WHOHSKRQH GLUHFWRU\
/LIW WKH KDQGVHW WR DQVZHU WKH FDOO
&RQYHUV
<RX DUH QRZ FRQQHFWHG WR WKH FDOOLQJ SDUW\
1RWH
(YHU\ FDOO \RX GR QRW WDNH LV HQWHUHG LQ WKH
FDOO OLVW “ S &DOO SLFNXS
,I WKH RWKHU WHOHSKRQH ULQJV SLFN XS \RXU
KDQGVHW
3LFNXS IURP
6HOHFW WKH PHQX LWHP ´3LFNXS IURPµ
(QWHU WKH QXPEHU RI WKH FDOOHG SDUW\
<RX FDQ QRZ VSHDN ZLWK WKH FDOOHU
%DVLF IXQFWLRQV
$QVZHULQJ FDOOV *
<RX FDQ DOVR SLFN XS FDOOV RQ \RXU SKRQH LQWHQGHG IRU RWKHU PHPEHUV RI \RXU JURXS
*URXS 3LFN 8S
,I DQ\ WHOHSKRQH LQ WKH JURXS ULQJV SLFN XS
\RXU KDQGVHW
6HOHFW WKH PHQX LWHP ´3LFNXS IURPµ
3LFNXS IURP
'LDO
3LFN XS IURP
/
/LQH (QG
6HOHFW WKH FRUUHVSRQGLQJ FDOO IURP WKH OLVW
0U 6PLWK
<RX FDQ QRZ VSHDN ZLWK WKH FDOOHU
1RWH
,QVWHDG RI WKLV \RX FDQ SUHVV WKH
GHVWLQDWLRQ NH\ IRU WKH FDOOHG JURXS
7KH FDOO LV GLYHUWHG WR \RX LPPHGLDWHO\
%DVLF IXQFWLRQV
+ROGLQJ DQG 7UDQVIHULQJ FDOOV
<RX FDQ VSHDN ZLWK VHYHUDO FDOOHUV DOWHUQDWHO\ <RX FDQ IUHHO\ WRJJOH EHWZHHQ
WKHVH FDOOHUV
,Q DGGLWLRQ \RX FDQ WUDQVIHU D FDOOHU WR DQ H[WHUQDO SDUW\
&RQVXOWDWLRQ FDOO
/ <RX DUH PDNLQJ D FDOO
&DOO
5
-RKQ
/ %HUW
LV ZDLWLQJ
&DOO
3UHVV WKH ´5HFDOOµ NH\ WR SODFH WKH FDOOHU
RQ KROG
(QWHU WKH QXPEHU UHTXLUHG HJ ZLWK D
GHVWLQDWLRQ RU SDUWQHU NH\
,I WKLV IXQFWLRQ LV HQDEOHG ZLWK \RXU V\VWHP
\RX FDQ DOVR HQWHU WKH QXPEHU RI D FRQ
QHFWHG V\VWHP RU VHL]H D OLQH LQ RUGHU WR
HQWHU DQ H[WHUQDO FDOO QXPEHU
<RX FDQ QRZ FRQYHUVH ZLWK WKH FRQVXOWHG
SDUW\ 7KH ILUVW SDUW\ LV RQ KROG
7RJJOLQJ EHWZHHQ WKH ILUVW SDUW\ DQG WKH FRQVXOWHG SDUW\
<RX KDYH LQLWLDWHG RQH RU PRUH FDOOV ZKLOH
WDONLQJ WR WKH ILUVW SDUW\
0HQX 3UHVV WKH ´0HQXµ NH\ WR GLVSOD\ D OLVW RI WKH
FDOOHUV ZLWK ZKRP \RX DUH FXUUHQWO\
FRQQHFWHG
7KH H[LVWLQJ FRQQHFWLRQV DUH GLVSOD\HG
%HUW
&DOO
/LQH LV ZDLWLQJ
6HOHFW WKH GHVLUHG HQWU\
/LQH %HUW
/ LV ZDLWLQJ
&DOO
<RX FDQ QRZ VSHDN WR WKH RWKHU SDUW\
%DVLF IXQFWLRQV
+ROGLQJ DQG 7UDQVIHULQJ FDOOV *
<RX FDQ WUDQVIHU HDFK FDOO WR VXEVFULEHUV LQ \RXU V\VWHP RU D FRQQHFWHG V\VWHP RU
WR DQ H[WHUQDO VXEVFULEHU ,I \RX WUDQVIHU WKH FDOO ZLWKRXW ILUVW LQIRUPLQJ WKH RWKHU
SDUW\ WKH FDOO ZLOO FRPH EDFN WR \RX DIWHU D VKRUW WLPH LI WKLV SDUW\ GRHV QRW DQVZHU
7UDQVIHULQJ D FDOO
<RX DUH PDNLQJ D FDOO
6HOHFW WKH PHQX LWHP ´7UDQVIHU FDOOµ WR
WUDQVIHU \RXU LQLWLDO SDUW\
7UDQVIHU FDOO
5
/
/LQH IURP 5HWFDOO
RU
SUHVV WKH ´5HFDOOµ NH\
(QWHU WKH FDOO QXPEHU RI WKH GHVLUHG
LQWHUQDO VXEVFULEHU <RX FDQ DOVR HQWHU WKH
FDOO QXPEHU RI D FRQQHFWHG V\VWHP RU
VHL]H D OLQH WR HQWHU DQ H[WHUQDO FDOO
QXPEHU
1RWH
<RX FDQ RQO\ WUDQVIHU FDOOV WR H[WHUQDO
FRQQHFWLRQV YLD DQ ,6'1
5HSODFH WKH KDQGVHW ZKHQ WKH FDOOHG SDUW\
DQVZHUV WR FRQQHFW WKH WZR SDUWLHV WR HDFK
RWKHU
7KH VXEVFULEHU GRHV QRW DQVZHU
3UHVV WKH OLQH NH\ WR UHWXUQ WR WKH ILUVW FDOO
<RX GLG QRW DQQRXQFH WKH WUDQVIHU
7KH FDOO ZLOO FRPH EDFN WR \RX DIWHU D VKRUW
WLPH LI WKH SDUW\ GRHV QRW DQVZHU
%DVLF IXQFWLRQV
&RQIHUHQFH
<RX FDQ VSHDN WR VHYHUDO SDUWLHV VLPXOWDQHRXVO\ E\ LQWHJUDWLQJ RWKHU FDOOV LQWR \RXU
H[LVWLQJ FDOO
$GGLQJ LQWHUQDO VXEVFULEHUV WR D FDOO LQWHUQDO FRQIHUHQFH
<RX DUH PDNLQJ D FDOO
&RQYHUV
6HOHFW PHQX LWHP ´&RQIHUHQFHµ
&RQIHUHQFH
'LDO WKH QXPEHU RI WKH GHVLUHG VXEVFULEHU
/ %HUW
&RQIHU
$V VRRQ DV WKH SDUWLFLSDQW DQVZHUV KH LP
PHGLDWHO\ WDNHV SDUW LQ WKH FRQIHUHQFH FDOO
$OO FRQIHUHQFH SDUWLHV FDQ ZLWKGUDZ IURP
WKH FRQIHUHQFH FDOO E\ UHSODFLQJ WKH
KDQGVHW
7UDQVIHULQJ DQ H[WHUQDO FDOO WR DQ LQWHUQDO FRQIHUHQFH SDUW\
<RX KDYH VHW XS D FRQIHUHQFH FDOO EHWZHHQ
&RQIHU
DQ H[WHUQDO VXEVFULEHU DQG DQ LQWHUQDO
-RKQ
SDUW\
7UDQVIHU WR FRQIHUHH
6HOHFW PHQX LWHP ´7UDQVIHU WR FRQIHUHHµ
7KH WZR SDUWLFLSDQWV DUH FRQQHFWHG WR HDFK
RWKHU
5HSODFH WKH KDQGVHW
%DVLF IXQFWLRQV
&RQIHUHQFH <RX FDQ WDON WR WZR H[WHUQDO VXEVFULEHUV VLPXOWDQHRXVO\
$GGLQJ H[WHUQDO VXEVFULEHUV WR D FDOO H[WHUQDO FRQIHUHQFH
<RX DUH RQ WKH OLQH WR DQ H[WHUQDO
&RQYHUV
VXEVFULEHU
5
3UHVV WKH ´5HFDOOµ NH\ WR SODFH WKH FDOOHU
RQ KROG
'LDO ´µ RU SUHVV D OLQH NH\ WR VHL]H D OLQH
(QWHU GHVLUHG QXPEHU
&RQIHUHQFH
/
,6'1
&RQIHU
6HOHFW WKH ´&RQIHUHQFHµ PHQX LWHP ZKHQ
WKH FDOOHG SDUW\ DQVZHUV
3UHVV WKH OLQH NH\ RI WKH ILUVW SDUW\
$OO WKUHH SDUWLHV FDQ WDON ZLWK RQH DQRWKHU
7KH H[WHUQDO VXEVFULEHU IDLOV WR DQVZHU
3UHVV WKH ´'LVFRQQHFWµ NH\
/
3UHVV WKH OLQH NH\ WR UHWXUQ WR WKH ILUVW FDOO
%DVLF IXQFWLRQV
&RQIHUHQFH *
<RX FDQ WHUPLQDWH WKH FRQIHUHQFH FDOO ZLWKRXW GLVFRQQHFWLQJ WKH FDOOV WR WKH RWKHU
SDUWLHV
7HUPLQDWLQJ WKH FRQIHUHQFH DQG PDLQWDLQLQJ WKH FRQQHFWLRQ
<RX KDYH VHW XS D FRQIHUHQFH FDOO EHWZHHQ
&RQIHU
DQ H[WHUQDO DQG DQ LQWHUQDO SDUW\
-RKQ
&RQIHUHQFH RII
-RKQ
ZDLWLQJ
&RQYHUV
6HOHFW WKH PHQX LWHP ´&RQIHUHQFH RIIµ
7KH FRQQHFWLRQ UHPDLQV VHW XS
7KH RWKHU VXEVFULEHU LV ZDLWLQJ
7HUPLQDWH FRQIHUHQFH DQG FRQQHFWLRQ
3UHVV WKH ´'LVFRQQHFWµ NH\
7KLV WHUPLQDWHV WKH FRQIHUHQFH DQG EUHDNV
DOO FRQQHFWLRQV
%DVLF IXQFWLRQV
$GGLWLRQDO FDOO GXULQJ DQ H[LVWLQJ FDOO
<RX FDQ DQVZHU DQ DGGLWLRQDO FDOO ZDLWLQJ FDOOHU GXULQJ DQ H[LVWLQJ FDOO
$QVZHULQJ DQ DGGLWLRQDO FDOO
0LOOHU
&DOO
&RQYHUV
0HQX
0LOOHU
&RQYHUV
&DOO
3UHVV WKH ´0HQXµ NH\ WR GLVSOD\ WKH FDOO
OLVW
7KH DGGLWLRQDO FDOO LV GLVSOD\HG
6HOHFW WKH GHVLUHG HQWU\
0LOOHU
<RX UHFHLYH D VHFRQG FDOO ZKLOH WDONLQJ WR
DQRWKHU SDUW\
7KLV LV GLVSOD\HG LQ DQ DGGLWLRQDO ZLQGRZ
DQG \RX ZLOO KHDU D ORZ FDOOLQJ WRQH
ZDLWLQJ
&RQYHUV
<RX DUH QRZ FRQQHFWHG WR WKH FDOOLQJ SDUW\
7KH ILUVW SDUWQHU ZDLWV DQG FDQQRW KHDU
\RXU RWKHU FRQYHUVDWLRQ
<RX PD\ QRZ
VZLWFK EHWZHHQ WZR FDOOHUV “ S WUDQVIHU WKH FDOOHU “ S %DVLF IXQFWLRQV
0RQLWRULQJ DQG +DQGVIUHH
<RX FDQ KHDU WKH RWKHU SDUW\ RQ WKH ORXGVSHDNHU
<RX FDQ OLVWHQ DQG VSHDN WR D FDOOHU KDQGVIUHH
/LVWHQLQJ WR \RXU SDUWQHU RYHU WKH ORXGVSHDNHU 0RQLWRULQJ
<RX DUH RQ D FDOO
3UHVV WKH ´0RQLWRUµ NH\ WR VZLWFK RQ WKH
ORXG VSHDNHU
0LOOHU
&RQYHUV
<RX KHDU \RXU SDUWQHU RYHU WKH
ORXGVSHDNHU $ VPDOO ORXGVSHDNHU V\PERO
DSSHDUV RQ WKH ILUVW OLQH RI WKH GLVSOD\
6ZLWFKLQJ 0RQLWRULQJ RII
3UHVV WKH ´0RQLWRUµ NH\ DJDLQ WR WXUQ RII WKH
ORXGVSHDNHU
+DQGVIUHH
3UHVV WKH ´+DQGVIUHHµ NH\
0LOOHU
&RQYHUV
<RX ZLOO KHDU \RXU SDUWQHU RQ WKH ORXG
VSHDNHU DQG FDQ VSHDN WR WKHP ZLWKRXW
SLFNLQJ XS WKH KDQGVHW 7KH ORXGVSHDNHU
DQG PLFURSKRQH V\PEROV DSSHDU RQ WKH
ILUVW OLQH RI WKH GLVSOD\
(QGLQJ WKH FDOO
3UHVV WKH ´+DQGVIUHHµ NH\
6ZLWFKLQJ RII +DQGVIUHH
,I \RX ZDQW WR FRQWLQXH WKH FDOO ZLWK WKH
KDQGVHW /LIW WKH KDQGVHW
$GMXVWLQJ WKH YROXPH
7R DGMXVW WKH KDQGVIUHH VHWWLQJV VHH WKH
VHFWLRQ ´&RQWUDVW ODQJXDJH DQG DXGLR
VHWWLQJVµ S $GYDQFHG IXQFWLRQV
'LYHUWLQJ FDOOV
<RX FDQ GLYHUW FDOOV WR DQRWKHU WHOHSKRQH ZLWKLQ \RXU V\VWHP <RX VHW XS WKLV W\SH
RI FDOO GLYHUVLRQ IURP \RXU RZQ SKRQH RU IURP DQRWKHU RQH <RX FDQ DOVR GLYHUW
H[WHUQDO DQG LQWHUQDO FDOOV WR DQ H[WHUQDO QXPEHU DQG GLYHUW FDOOV IRU DQRWKHU SKRQH
6HWWLQJ XS FDOO GLYHUVLRQ
&DOO GLYHUVLRQ
6HOHFW WKH PHQX LWHP ´&DOO GLYHUVLRQµ
<RX FDQ VHOHFW RQH RI WKH IROORZLQJ RSWLRQV
'LYHUW IURP
(QWHU WKH QXPEHU RI WKH WHOHSKRQH
ZKRVH FDOOV DUH WR EH GLYHUWHG WR \RX
'LYHUW WR LPPHGLDWH
(QWHU WKH QXPEHU RI WKH WHOHSKRQH \RXU
FDOOV DUH WR EH GLYHUWHG WR
'LYHUW WR DIWHU WLPH
(QWHU WKH QXPEHU RI WKH WHOHSKRQH \RXU
FDOOV DUH WR EH GLYHUWHG WR LI WKH\ DUH QRW
DQVZHUHG ZLWKLQ D GHILQHG WLPH
'LYHUW WR LI EXV\
(QWHU WKH QXPEHU RI WKH WHOHSKRQH \RXU
FDOOV DUH WR EH GLYHUWHG WR LI \RX DUH EXV\
'LYHUW IRU
<RX FDQ GLYHUW FDOOV WR LQWHUQDO SKRQHV IRU
RWKHU VXEVFULEHUV
([W FDOO GLYHUVLRQ LPPHGLDWH
(QWHU WKH H[WHUQDO QXPEHU \RXU FDOOV DUH
WR EH GLYHUWHG WR
([W FDOO GLYHUVLRQ DIWHU WLPH
(QWHU WKH H[WHUQDO QXPEHU \RXU FDOOV DUH
WR EH GLYHUWHG WR LI WKH\ DUH QRW DQVZHUHG
ZLWKLQ D GHILQHG WLPH
([W FDOO GLYHUVLRQ LI EXV\
(QWHU WKH H[WHUQDO QXPEHU \RXU FDOOV DUH
WR EH GLYHUWHG WR LI \RX DUH EXV\
%DU FDOO GLYHUVLRQ
&DOOV GLYHUWHG WR \RX YLD WKH H[FKDQJH
DUH UHMHFWHG HJ FDOOV ZKLFK DUH
DFFLGHQWDOO\ GLYHUWHG WR \RXU H[WHQVLRQ
'LYHUW EXQGOH
7KLV IXQFWLRQ GLYHUWV VHYHUDO H[FKDQJH
OLQHV WR WKH VSHFLILHG H[WHQVLRQ
$GYDQFHG IXQFWLRQV
'LYHUWLQJ FDOOV 6HOHFW WKH UHTXLUHG PHQX LWHP
HJ ´'LYHUW WRµ
(QWHU WKH QXPEHU RI \RXU GLYHUVLRQ GHVWLQD
WLRQ HJ 'LYHUW WR
6HOHFW WKH W\SH RI FDOO GLYHUVLRQ HJ µDIWHU
WLPHµ
'LYHUW WR LPPHGLDWH
DIWHU WLPH
LI EXV\
FDQFHO
(QWHU
7HOHSKRQH VWDWXV
'LYHUW WR 7HOHSKRQH VWDWXV
'LYHUW WR 'LYHUW WR %
&RQILUP ZLWK WKH ´(QWHU´ NH\
&DOO GLYHUVLRQ DIWHU WLPH WR WKH GHVLUHG VXE
VFULEHU LV QRZ DFWLYDWHG ,W LV LQGLFDWHG LQ
WKH LGOH GLVSOD\
&DOOV IRU \RX ZLOO QRZ UHDFK WKH WHOHSKRQH
RI VXEVFULEHU LI \RX GR QRW WDNH WKHP
´&DOO GLYHUVLRQ LI EXV\µ FDQ EH DFWLYDWHG VL
PXOWDQHRXVO\ WR WKH VDPH RU D VHSDUDWH
VXEVFULEHU
$GYDQFHG IXQFWLRQV
'LYHUWLQJ FDOOV *
6HWWLQJ XS FDOO GLYHUVLRQ IRU RWKHUV &DOO GLYHUVLRQ
6HOHFW WKH PHQX LWHP ´'LYHUW IRUµ
'LYHUW IRU
(QWHU
(QWHU WKH QXPEHU RI WKH VXEVFULEHU IRU
ZKRP \RX ZDQW WR VHW XS LQWHUQDO FDOO
GLYHUVLRQ
3UHVV WKH ´(QWHUµ NH\ WR FRQILUP WKH HQWU\
(QWHU WKH QXPEHU RI WKH WHOHSKRQH WR ZKLFK
WKH RWKHU VXEVFULEHU·V FDOOV DUH WR EH
GLYHUWHG
6HOHFW WKH W\SH RI FDOO GLYHUVLRQ HJ µDIWHU
WLPHµ
'LYHUW WR LPPHGLDWH
DIWHU WLPH
LI EXV\
FDQFHO
(QWHU
&RQILUP ZLWK WKH ´(QWHU´ NH\
&DOO GLYHUVLRQ LV QRZ DFWLYDWHG IRU WKDW VXE
VFULEHU
'HDFWLYDWLQJ FDOO GLYHUVLRQ
7HOHSKRQH VWDWXV
'LYHUW WR 'LYHUW WR 'HOHWH
$Q H[LVWLQJ FDOO GLYHUVLRQ LV VKRZQ RQ WKH
GLVSOD\ RI \RXU SKRQH
7KH FDOO GLYHUVLRQ IXQFWLRQ FDQ EH
VHOHFWHG GLUHFWO\ IURP WKH LGOH GLVSOD\
6HOHFW WKH PHQX LWHP
´'LYHUW WR µ
6HOHFW WKH ´'HOHWHµ PHQX LWHP
&DOO GLYHUVLRQ LV QRZ GHDFWLYDWHG
$GYDQFHG IXQFWLRQV
8VLQJ WKH SKRQH LQ D SDUWQHU JURXS
<RXU GHDOHU FDQ FRQQHFW XS WR WHOHSKRQHV LQ \RXU V\VWHP WR IRUP D SDUWQHU
JURXS 7KH GLVSOD\ SURYLGHV \RX ZLWK LQIRUPDWLRQ RQ WKH DFWLYLWLHV RI HYHU\ SDUWQHU
<RX FDQ VHW \RXU SKRQH XS VR WKDW \RX KHDU D VKRUW WRQH LI RQH RI \RXU SDUWQHUV LV
FDOOHG
,QIRUPDWLRQ RQ WKH SDUWQHU GLVSOD\
3DUWQHU KDV VHW XS FDOO GLYHUVLRQ
*
&DOO GLYHUVLRQ KDV EHHQ VHW XS WR WKLV SDUWQHU
)ODVKHV DOWHUQDWHO\ ZLWK SDUWQHU GLVSOD\ SDUWQHU LV EHLQJ FDOOHG
3DUWQHU LV EXV\
&DOOLQJ SDUWQHUV
HJ
-RKQ
3UHVV WKH GHVLUHG SDUWQHU NH\
'LDO 7KH FDOO QXPEHU LV GLDOHG
$QVZHULQJ D FDOO IRU D SDUWQHU
/
-RKQ
/
%DUU
/
6DPV
/
0RQN
/
HJ
/
0RQN
$ SDUWQHU SKRQH ULQJV 7KH FRUUHVSRQGLQJ
SDUWQHU GLVSOD\ IODVKHV
3UHVV WKH SDUWQHU NH\
7KH FDOO LV GLYHUWHG WR \RX <RXU WHOHSKRQH
ULQJV <RX FDQ DQVZHU WKH FDOO
3DUWQHUEHHS
6HOHFW WKH ´3DUWQHUEHHS RQRIIµ PHQX LWHP
3DUWQHUEHHS
/
-RKQ
/
%DUU
/
6DPV
/
0RQN
/
/
-RKQ
$OO SDUWQHU GLVSOD\V ZLWK SDUWQHUEHHS
VZLWFKHG RQ IODVK <RX VHH WKH FDOO QXPEHU
RU WKH QDPH RI WKH UHVSHFWLYH SDUWQHU
DOWHUQDWLQJ ZLWK D EHOO V\PERO
3UHVV WKH DSSURSULDWH SDUWQHU NH\ WR WXUQ
WKH SDUWQHUEHHS RQ RU RII IRU WKLV SDUWLFXODU
SDUWQHU
7KH SDUWQHUEHHS LV VZLWFKHG RQ LI WKH EHOO LV
IODVKLQJ
$GYDQFHG IXQFWLRQV
7HOHSKRQH GLUHFWRU\ VWRULQJ DQG XVLQJ
1XPHURXV QXPEHUV DUH VWRUHG LQ \RXU WHOHSKRQH V\VWHP IRU DOO VXEVFULEHUV
<RX FDQ DOVR HQWHU DQG VWRUH LQGLYLGXDO GHVWLQDWLRQV WKDW DUH RQO\ DYDLODEOH RQ \RXU
SKRQH 1XPEHUV VWRUHG LQ WKLV ZD\ FDQ EH DVVLJQHG WR GHVWLQDWLRQ NH\V DQG WKHQ
GLDOHG E\ VLPSO\ SUHVVLQJ D NH\
(GLWLQJ WKH WHOHSKRQH GLUHFWRU\
(QWHU
$GDP
'LDO
$OWHU HQWU\
7R XVH WKH WHOHSKRQH GLUHFWRU\ VLPSO\
SUHVV WKH ´7HOHSKRQH GLUHFWRU\µ NH\
3UHVV WKH ´(QWHUµ NH\ WR HGLW WKH 7HOHSKRQH
GLUHFWRU\
<RX FDQ QRZ HGLW WKH HQWULHV LQ \RXU
WHOHSKRQH GLUHFWRU\
DOWHU DQ HQWU\
GHOHWH DQ HQWU\
VWRUH D QHZ LQGLYLGXDO HQWU\
VWRUH D QHZ JHQHUDO HQWU\
PXVW EH HQDEOHG E\ \RXU GHDOHU
6WRULQJ QXPEHUV IRU \RXU SKRQH
:::
QHZ LQG HQWU\
7HO
'HVW
1XPEHU
1DPH
HJ 1
(QWHU
(GLW WKH WHOHSKRQH GLUHFWRU\
6HOHFW ´QHZ LQG HQWU\µ WR VWRUH D QHZ
VLQJOH HQWU\
<RX FDQ QRZ VWRUH D QHZ QXPEHU 7KH
V\VWHP DXWRPDWLFDOO\ VHOHFWV WKH QH[W IUHH
GHVWLQDWLRQ
(QWHU WKH QXPEHU XVLQJ WKH GLJLW NH\V DQG
WKH VXEVFULEHU QDPH XVLQJ WKH VRIWNH\V
3UHVV WKH ´(QWHUµ NH\ WR FRQILUP HDFK HQWU\
1RWH
<RX FDQ VHOHFW WKH ODVW QXPEHU GLDOHG ZKHQ
HQWHULQJ WKH QXPEHU
(QG
6HOHFW ´(QGµ WR FRPSOHWH DQG VWRUH WKH
HQWU\ <RX FDQ DOVR HQWHU DQG VWRUH RWKHU
SKRQH ERRN HQWULHV LI \RX ZLVK
$GYDQFHG IXQFWLRQV
7HOHSKRQH GLUHFWRU\ VWRULQJ DQG XVLQJ <RX FDQ HQWHU QXPEHUV LQ WKH WHOHSKRQH GLUHFWRU\ WKDW FDQ EH XVHG E\ DOO
VXEVFULEHUV LI \RX KDYH WKH DSSURSULDWH DXWKRUL]DWLRQ
6WRULQJ JHQHUDO GHVWLQDWLRQV 3URJUDPPLQJ
*HQHUDO FRGH GLDOLQJ
'HVW
1XPEHU
1DPH
6HOHFW WKH PHQX LWHP ´3URJUDPPLQJµ WR
VWRUH D QHZ JHQHUDO HQWU\
6HOHFW WKH PHQX LWHP ´*HQHUDO FRGH
GLDOLQJµ
7KH HQWU\ PDVN IRU JHQHUDO QXPEHUV ZLOO
DSSHDU
7KHVH QXPEHUV DUH DYDLODEOH WR DOO
VXEVFULEHUV LQ \RXU V\VWHP
(QWHU WKH QXPEHU IRU D IUHH GHVWLQDWLRQ
HJ 1
(QWHU
(QWHU WKH QXPEHU XVLQJ WKH GLJLW NH\V DQG
WKH VXEVFULEHU QDPH XVLQJ WKH VRIWNH\V
3UHVV WKH ´(QWHUµ NH\ WR FRQILUP HDFK HQWU\
1RWH
<RX FDQ VHOHFW WKH ODVW QXPEHU GLDOHG ZKHQ
HQWHULQJ WKH QXPEHU
(QG
6HOHFW ´(QGµ WR FRPSOHWH DQG VWRUH WKH
HQWU\ <RX FDQ DOVR HQWHU DQG VWRUH RWKHU
SKRQH ERRN HQWULHV LI \RX ZLVK
$GYDQFHG IXQFWLRQV
7HOHSKRQH GLUHFWRU\ VWRULQJ DQG XVLQJ 'LDOLQJ D QXPEHU VWRUHG LQ WKH WHOHSKRQH GLUHFWRU\
3UHVV WKH ´7HOHSKRQH GLUHFWRU\µ NH\
7KLV FDOOV XS WKH HOHFWURQLF WHOHSKRQH ERRN
7KH ILUVW HQWU\ LQ DOSKDEHWLFDO RUGHU LV
7HOHSKRQH GLUHFWRU\
GLVSOD\HG <RX FDQ QRZ VHDUFK IRU WKH
6HDUFK 3
UHTXLUHG HQWU\ VWRULQJ FDOO QXPEHUV
“ S HJ
1
7HOHSKRQH GLUHFWRU\
6HDUFK 13
1RODQ
(QWHU WKH ILUVW OHWWHU RI WKH QDPH \RX DUH
ORRNLQJ IRU
7KH GLVSOD\ QRZ FRQWDLQV WKH ILUVW HQWU\
WKDW EHJLQV ZLWK WKLV OHWWHU
7R VHOHFW WKH UHTXLUHG HQWU\
0RYH WKH KLJKOLJKW EDU WR WKH UHTXLUHG
HQWU\
3UHVV WKH (QWHU NH\ WR VHOHFW DQ HQWU\
'LDO 7KH KLJKOLJKWHG QXPEHU LV GLDOHG
$GYDQFHG IXQFWLRQV
7HOHSKRQH GLUHFWRU\ VWRULQJ DQG XVLQJ *
<RX FDQ VDYH WKH QXPEHU LQ WKH UHGLDO PHPRU\ DV D QRWH LI \RX ZDQW WR NHHS WKH
QXPEHU 8S WR WKUHH QXPEHUV FDQ EH VDYHG XVLQJ WKLV IHDWXUH
6WRULQJ WKH PRVW UHFHQWO\ GLDOHG QXPEHU DV D QRWH
6HOHFW WKH GHVLUHG PHQX LWHP
1RWH
1H[W QRWLFH
HJ 1
(QG
6HOHFW WKH PHQX LWHP ´1H[W QRWLFHµ LI \RX
GR QRW ZDQW WR RYHUZULWH D QXPEHU VWRUHG LQ
WKH QRWHSDG
6HOHFW WKH PHQX LWHP ZLWK WKH PRVW
UHFHQWO\ GLDOHG QXPEHU
,W LV HQWHUHG LQ WKH KHDGHU
(QWHU WKH VXEVFULEHU QDPH XVLQJ WKH
VRIWNH\V
6HOHFW ´(QGµ WR FRPSOHWH DQG VWRUH WKH
HQWU\
<RX FDQ QRZ GLDO WKLV QXPEHU DW DQ\ WLPH
IURP WKH QRWHERRN
$GYDQFHG IXQFWLRQV
&DOO OLVW
,I \RX GR QRW WDNH D FDOO LW ZLOO EH VWRUHG LQ WKH FDOO OLVW ZLWK WKH WLPH DQG GD\ RI WKH
ZHHN <RX FDQ FDOO XS WKH OLVW DW DQ\ WLPH DQG FDOO EDFN WKH VXEVFULEHUV
LW FRQWDLQV 7KH OLVW FRQWDLQV WKH PRVW UHFHQW HQWULHV
'LDOLQJ D QXPEHU IURP WKH FDOO OLVW
7KH IROORZLQJ PHVVDJH DSSHDUV RQ WKH LGOH
GLVSOD\ ´&DOO OLVWµ
7HOHSKRQH VWDWXV
&DOO OLVW
(QWHU
&DOO OLVW
)U )U 0R 7X :H 3UHVV ´(QWHUµ
,QFRPLQJ FDOOV DUH GLVSOD\HG ,I DYDLODEOH
WKH FDOOHU·V QDPH LV GLVSOD\HG UDWKHU WKDQ
KLV QXPEHU
<RX PD\ QRZ
FDOO DQ HQWU\
GHOHWH DQ HQWU\
L
L%HFNHU
)U &DOOLQJ DQ HQWU\
0RYH WKH KLJKOLJKW EDU WR WKH UHTXLUHG
HQWU\
'LDO 7KH KLJKOLJKWHG QXPEHU LV GLDOHG
'HOHWLQJ DQ HQWU\
6HOHFW WKH GHVLUHG HQWU\
,W LV GLVSOD\HG LQ WKH KHDGHU OLQH RI WKH FDOO
OLVW
)U 6HOHFW WKH PHQX LWHP ´'HOHWHµ WR GHOHWH WKH
HQWU\
'HOHWH
6\PEROV LQ WKH FDOO OLVW
L
1XPEHU RI WLPHV WKH VXEVFULEHU FDOOHG
LQWHUQDO FDOO
$GYDQFHG IXQFWLRQV
6HWWLQJV
<RX FDQ VHW XS \RXU SKRQH IRU \RXU RZQ LQGLYLGXDO QHHGV
7HOHSKRQH 6HWWLQJV
6HOHFW WKH PHQX LWHP ´6HWWLQJVµ
6HWWLQJV
6HWWLQJV
*HQHUDO FDOO
+XQW JURXS
'R QRW GLVWXUE
$XWRPDWLF KDQGVIUHH
RII
RII
RII
R)I
7KH GLVSOD\ FRQWDLQV DOO RI WKH GHIDXOW
VHWWLQJV WKDW \RX FDQ PRGLI\
1RWH
$OO VHWWLQJV DUH DFWLYDWHG DQG GHDFWLYDWHG LQ
WKH VDPH ZD\ DV LQ WKH ´'R QRW GLVWXUEµ
H[DPSOH EHORZ
'R QRW GLVWXUE
6HOHFW WKH PHQX LWHP ´'R QRW GLVWXUEµ
6HWWLQJV
'R QRW GLVWXUE
RII
'R QRW GLVWXUE
RQ
(QG
7HOHSKRQH VWDWXV
'R QRW GLVWXUE
3UHVV WKH ´(QWHUµ NH\ WR VZLWFK WKH PHQX
LWHP WR ´RQµ
6HOHFW WKH PHQX LWHP ´(QGµ
7KH FRUUHVSRQGLQJ PHVVDJH DSSHDUV RQ
WKH LGOH GLVSOD\
7KH WHOHSKRQH GRHV QRW ULQJ RQ LQWHUQDO
FDOOV
$GYDQFHG IXQFWLRQV
&RQWUDVW ODQJXDJH DQG DXGLR VHWWLQJV
<RX FDQ DGMXVW WKH GLVSOD\ FRQWUDVW DQG YDULRXV DXGLR VHWWLQJV
<RX FDQ DOVR VSHFLI\ WKH ODQJXDJH IRU WKH YDULRXV PHQXV <RX FDQ FKRRVH EHWZHHQ
(QJOLVK *HUPDQ DQG )UHQFK
6HWWLQJ DFRXVWLFV DQG FRQWUDVW
6HOHFW WKH PHQX LWHP ´DFRXVWLFVFRQWUDVWµ
DFRXVWLFVFRQWUDVW
DFRXVWLFVFRQWUDVW
5LQJHU YROXPH
&RQWUDVW
0RQLWRU
+DQGVHW YROXPH
+DQGVIUHH
5LQJHU YROXPH
HJ
DFRXVWLFVFRQWUDVW
5LQJHU YROXPH
&RQWUDVW
0RQLWRU
+DQGVHW YROXPH
+DQGVIUHH
7KH FXUUHQW VHWWLQJV DUH GLVSOD\HG
<RX PD\ QRZ FKDQJH WKH UHVSHFWLYH
VHWWLQJ HJ WKH ULQJLQJ YROXPH
(QG
6HOHFW WKH UHVSHFWLYH PHQX LWHP
7\SH LQ WKH QHZ VHWWLQJ XVLQJ WKH GLJLW
NH\V HJ ´µ
7KH QHZ YDOXH LV GLVSOD\HG
$V D FKHFN \RX ZLOO KHDU WKH FDOO WRQH ZLWK
WKH QHZ YROXPH
3UHVV WKH ´(QGµ VRIWNH\ 7KLV VDYHV WKH
QHZ VHWWLQJ
6HWWLQJ ODQJXDJH
3URJUDPPLQJ
6HOHFW WKH GHVLUHG PHQX LWHP
/DQJXDJH
(QWHU WKH VXEVFULEHU QXPEHU
(QJOLVK
(QG
6HOHFW WKH UHTXLUHG ODQJXDJH
HJ ´(QJOLVKµ
6HOHFW WKH PHQX LWHP ´(QGµ
7KH GLVSOD\HG LWHPV QRZ DSSHDU LQ WKH
VHOHFWHG ODQJXDJH
$GYDQFHG IXQFWLRQV
&RQWUDVW ODQJXDJH DQG DXGLR VHWWLQJV *
<RX FDQ FKDQJH WKH EDVLF VHWWLQJV IRU KDQGVIUHH
6HWWLQJ KDQGVIUHH
DFRXVWLFVFRQWUDVW
6HOHFW PHQX LWHP ´DFRXVWLFVFRQWUDVWµ
+DQGVIUHH
6HOHFW WKH PHQX LWHP ´+DQGVIUHHµ
7KH IROORZLQJ OHYHOV FDQ EH VHW IRU KDQGV
IUHH
/HYHO 0HGLXP VHWWLQJ YROXPH EHW
ZHHQ DQG /HYHO /RQJGLVWDQFH FRQQHFWLRQ
´TXLHWµ FRQQHFWLRQ
/HYHO ,QWHUQDO FRQQHFWLRQ ´ORXGµ FRQ
QHFWLRQ SXUHO\ GLJLWDO FRQQHFWLRQ
/HYHO $X[LOLDU\ ORXGVSHDNHU 1RWH
7KH IRXUWK OHYHO LV H[FOXVLYHO\ IRU KDQGVIUHH
FDOOV ZLWK DX[LOLDU\ ORXGVSHDNHU $V D UXOH WKH EHVW UHVXOWV IRU KDQGVIUHH DUH
DFKLHYHG ZLWK WKH WKLUG OHYHO LI \RX XVH WKH
WHOHSKRQH·V EXLOWLQ ORXGVSHDNHU
(QWHU QHZ VHWWLQJ ZLWK QXPHULF NH\V
HJ ´µ
DFRXVWLFVFRQWUDVW
5LQJHU YROXPH
&RQWUDVW
0RQLWRU
+DQGVHW YROXPH
+DQGVIUHH
HJ
(QG
3UHVV ´(QGµ GLVSOD\ NH\ LQ RUGHU WR FRQILUP
WKH QHZ VHWWLQJ $GYDQFHG IXQFWLRQV
'LVSOD\LQJ FDOO FKDUJHV
&DOO FKDUJHV VLQFH WKH ODVW GHOHWLRQ DUH VWRUHG DQG WRWDOHG <RX FDQ GLVSOD\ WKLV WRWDO
DQG GHOHWH WKH GLVSOD\ 7KH GHIDXOW VHWWLQJ RI WKH FKDUJH GLVSOD\ LV FXUUHQF\ <RXU
GHDOHU FDQ VZLWFK \RXU GLVSOD\ RYHU WR XQLWV
'LVSOD\LQJ FDOO FKDUJHV
6HOHFW WKH PHQX LWHP ´&KDUJHVµ
&KDUJHV
/DVW FDOO
3QG 7KH FDOO FKDUJHV IRU WKH ODVW FDOO DUH VKRZQ
LQ WKH KHDGHU
<RX FDQ FDOO XS WKH WRWDO IRU WKH IROORZLQJ
LI \RX KDYH DXWKRUL]DWLRQ IURP \RXU GHDOHU
IRU D VXEVFULEHU
IRU D OLQH
IRU DOO FKDUJHV
7RWDO VXEV
7RWDO VXEV
3QG 6HOHFW WKH GHVLUHG PHQX LWHP HJ ´7RWDO
VXEVFULEHUµ WR GLVSOD\ WKH FDOO FKDUJHV IRU D
VSHFLILF VXEVFULEHU
7KH FKDUJHV DUH GLVSOD\HG LQ WKH KHDGHU
1RWH
(QWHU WKH LQWHUQDO QXPEHU RI WKH VXEVFULEHU
ZKRVH FKDUJHV \RX ZLVK WR FDOO XS
,I \RX QHHG WKH FKDUJHV IRU D VSHFLILF OLQH
VHOHFW WKH UHVSHFWLYH OLQH E\ SUHVVLQJ WKH
FRUUHVSRQGLQJ OLQH NH\
'HOHWH WKH FKDUJH GLVSOD\
6HOHFW WKH PHQX LWHP ´'HOHWH FDOO FKDUJHVµ
'HOHWH FDOO FKDUJHV
6HOHFW WKH PHQX LWHP ´(QGµ
7KH FKDUJH GLVSOD\ LV GHOHWHG
(QG
(XUR ! QDW FXUUHQF\
(QWHU
6HOHFW (XUR RU QDWLRQDO FXUUHQF\
6HOHFW WKH PHQX LWHP ´(XUR ! QDWLRQDO
FXUUHQF\µ
3UHVV WKH ´(QWHUµ NH\ WR VZLWFK IURP QDWLR
QDO FXUUHQF\ WR (XUR
$GYDQFHG IXQFWLRQV
$QQRXQFHPHQWV
<RX FDQ PDNH DQQRXQFHPHQWV WR WKH VXEVFULEHUV LQ \RXU V\VWHP ZKR KDYH
7 WHOHSKRQHV XVLQJ WKH EXLOWLQ ORXGVSHDNHUV <RX FDQ PDNH DQQRXQFHPHQWV
WR LQGLYLGXDO SDUWLHV VSHFLILF SDUWLHV RU DOO WKH VXEVFULEHUV ZLWKLQ \RXU V\VWHP
<RX FDQ UHSO\ WR DQQRXQFHPHQWV UHFHLYHG PXVW EH HQDEOHG E\ \RXU GHDOHU
$QQRXQFHPHQW WR RQH VXEVFULEHU
/LIW WKH KDQGVHW
HJ
-RKQ
$QQRXQFH
'LDO WKH QXPEHU RI WKH UHTXLUHG VXEVFULEHU
HJ XVLQJ D SDUWQHU NH\
6HOHFW WKH ´$QQRXQFHµ PHQX LWHP
7KH ORXGVSHDNHU RQ WKH FDOOHG SDUW\·V
SKRQH LV VZLWFKHG RQ <RX FDQ QRZ PDNH
DQ DQQRXQFHPHQW WR WKLV VXEVFULEHU
$QQRXQFHPHQW WR VHYHUDO VXEVFULEHUV
/LIW WKH KDQGVHW
$QQRXQFH
$QQRXQFH
$QQRXQFHPHQW WR DOO VXEV
*URXS $QQRXQFHPHQW WR DOO VXEV
6HOHFW WKH ´$QQRXQFHµ PHQX LWHP
<RX FDQ QRZ PDNH DQ DQQRXQFHPHQW
WR DOO VXEVFULEHUV
WR D VSHFLILF JURXS PXVW EH VHW XS E\
\RXU GHDOHU
6HOHFW WKH UHTXLUHG PHQX LWHP
HJ ´$QQRXQFHPHQW WR DOO VXEVµ
7KH ORXGVSHDNHU RQ WKH FDOOHG SDUW\·V
SKRQHV DUH VZLWFKHG RQ <RX FDQ QRZ
PDNH DQ DQQRXQFHPHQW
$QVZHULQJ DQ DQQRXQFHPHQW <RX KHDU DQ DQQRXQFHPHQW
/LIW WKH KDQGVHW
$QVZHU DQQRXQFHPHQW
6HOHFW WKH ´$QVZHU DQQRXQFHPHQWµ PHQX
LWHP 7KH SDUW\ ZKR PDGH WKH
DQQRXQFHPHQW LV FDOOHG
$GYDQFHG IXQFWLRQV
6HQGLQJ DQG UHFHLYLQJ WH[W PHVVDJHV
<RX FDQ VHQG PHVVDJHV WR RWKHU VXEVFULEHUV LQ \RXU V\VWHP LI WKH\ GR QRW UHSO\
WKH OLQH LV EXV\ RU VRPHRQH LV FDOOLQJ \RX 2QO\ WHOHSKRQHV ZLWK D GLVSOD\ FDQ
UHFHLYH WKHVH PHVVDJHV <RX FDQ UHFHLYH XS WR PHVVDJHV
6HQGLQJ PHVVDJHV
3UHVV IXQFWLRQ NH\ ) ´0HVVDJHVµ ,Q WKH
ZLQGRZ \RX PD\ VHH PHVVDJHV DOUHDG\
VHW XS E\ \RXU GHDOHU 8VH WKH ´&XUVRU
GRZQµ NH\ WR VHOHFW RQH <RX FDQ DOVR ZULWH
D QHZ PHVVDJH RI \RXU RZQ
HJ µ7LPH WR JR KRPHµ
WR
6HQG PHVVDJH WR
0HVVDJH WR DOO VXEV
WR FDOOHU
'HOHWH GHVWLQDWLRQ
(QG
6HQG PHVVDJH WR
0HVVDJH VHQGLQJ
(QWHU WKH GHVLUHG QRWLFH WH[W
7KHQ VHOHFW ZKR \RX ZDQW WR VHQG WKH QR
WLFH WR
HYHU\ FDOOHU ZKR GRHV QRW UHDFK \RX
D VSHFLILF VXEVFULEHU
DOO VXEVFULEHUV
6HOHFW WKH UHTXLUHG PHQX LWHP
HJ ´6HQG PHVVDJH WRµ
(QWHU WKH UHTXLUHG VXEVFULEHU·V QXPEHU
<RXU PHVVDJH LV VHQW DQG DSSHDUV RQ WKH
UHFLSLHQW·V GLVSOD\
1RWH
2QFH \RX VHOHFW D UHFLSLHQW WKH WH[W µ0HV
VDJH VHQGLQJµ ZLOO DSSHDU IRU VHYHUDO VH
FRQGV DV FRQILUPDWLRQ
,I \RX GHFLGH QRW WR VHQG WKH PHVVDJH
SUHVV WKH ´'LVFRQQHFWµ NH\
$GYDQFHG IXQFWLRQV
6HQGLQJ DQG UHFHLYLQJ WH[W PHVVDJHV *
'LVSOD\LQJ DQG GHOHWLQJ PHVVDJHV
7HOHSKRQH VWDWXV
3DUW\
7KH VHQGHU·V QXPEHU DQG WKH WH[W RI WKH
PHVVDJH DUH VKRZQ RQ \RXU LGOH GLVSOD\
3DUW\
6HOHFW WKH PHVVDJH
'HOHWH
6HOHFW WKH PHQX LWHP ´'HOHWHµ
7KH PHVVDJH LV GHOHWHG
$GYDQFHG IXQFWLRQV
(QWHULQJ DSSRLQWPHQWV
<RX FDQ SURJUDP \RXU SKRQH WR UHPLQG \RX RI LPSRUWDQW DSSRLQWPHQWV <RX FDQ
HQWHU XS WR WKUHH DSSRLQWPHQWV HDFK RI ZKLFK FDQ EH SURJUDPPHG DV D RQHRII
UHPLQGHU D GDLO\ UHPLQGHU RU D UHPLQGHU IRU D FHUWDLQ GD\ RI WKH ZHHN
(QWHULQJ DSSRLQWPHQWV
6HOHFW WKH GHVLUHG PHQX LWHP
$SSRLQWPHQWV
$SSW 7H[W
7KH ILUVW DSSRLQWPHQW LV GLVSOD\HG
''00 KKPP
'DWH7LPH
HJ
HJ
´-DQH·V ELUWKGD\µ
:HHNGD\7LPH
HJ
HJ
(QG
6D 6X
´%UHDNµ
6LQJOH DSSRLQWPHQW IRU WRGD\
3UHVV WKH ´6WDUµ NH\ DQG HQWHU WKH WLPH
GLJLWV
2QHRII DSSRLQWPHQW
,I \RX ZDQW WR EH UHPLQGHG RI DQ DSSRLQW
PHQW RQ D VSHFLILF GDWH VHOHFW WKH PHQX
LWHP ´'DWH7LPHµ
(QWHU WKH GD\ DQG PRQWK GLJLWV
(QWHU WKH WLPH GLJLWV
(QWHU WKH WH[W IRU DQ DSSRLQWPHQW
HJ ´-DQH·V ELUWKGD\µ
5HFXUULQJ DSSRLQWPHQW
,I \RX ZLVK WR HQWHU D UHFXUULQJ
DSSRLQWPHQW VHOHFW WKH PHQX LWHP
´:HHNGD\7LPHµ
3UHVV WKH VRIWNH\ IRU WKH ZHHNGD\ RQ
ZKLFK \RXU WHOHSKRQH VKRXOG QRW LVVXH
D UHPLQGHU HJ ´6Dµ DQG ´6Xµ
(QWHU WKH WLPH GLJLWV
(QWHU D WH[W IRU \RXU DSSRLQWPHQW
HJ ´%UHDNµ
6HOHFW WKH PHQX LWHP ´(QGµ WR FRQILUP \RXU
DSSRLQWPHQW HQWU\
$GYDQFHG IXQFWLRQV
(QWHULQJ DSSRLQWPHQWV *
$SSRLQWPHQW PHVVDJH
<RXU WHOHSKRQH ULQJV DQG WKH PHVVDJH
DSSHDUV RQ WKH GLVSOD\ DW WKH VSHFLILHG
WLPH
7HOHSKRQH VWDWXV
$SSW %UHDN
(QWHU
7R DFNQRZOHGJH WKH DSSRLQWPHQW VHOHFW LW
IURP WKH LGOH GLVSOD\
'HOHWLQJ DSSRLQWPHQWV
$SSRLQWPHQWV
6HOHFW WKH GHVLUHG PHQX LWHP
1H[W DSSRLQWPHQW
6HOHFW WKH DSSRLQWPHQW \RX ZLVK WR GHOHWH
'HOHWH
6HOHFW WKH ´'HOHWHµ PHQX LWHP
7KH DSSRLQWPHQW LV GHOHWHG
$GYDQFHG IXQFWLRQV
1LJKW VHUYLFH
<RX FDQ VHOHFW WKUHH GLIIHUHQW QLJKW VHUYLFH JURXSV
7KHVH JURXSV DUH VHW XS E\ \RXU GHDOHU
$FWLYDWLQJ QLJKW VHUYLFH
1LJKW VHUYLFH
6HOHFW WKH GHVLUHG PHQX LWHP
1LJKW VHUYLFH 6HOHFW WKH UHTXLUHG QLJKW VHUYLFH
HJ ´1LJKW VHUYLFH µ
([WHUQDO FDOOV DUH QRZ GLYHUWHG WR 1LJKW
VHUYLFH VXEVFULEHUV
7HOHSKRQH VWDWXV
1LJKW VHUYLFH 2Q
%\ ZD\ RI D FKHFN WKH PHVVDJH ´1LJKW
VHUYLFH µ DSSHDUV RQ WKH LGOH GLVSOD\
'HDFWLYDWLQJ QLJKW VHUYLFH
1LJKW VHUYLFH
6HOHFW WKH GHVLUHG PHQX LWHP
1LJKW VHUYLFH RII
7KLV FDQFHOV QLJKW VHUYLFH DQG UHDFWLYDWHV
GD\ VHUYLFH
$GYDQFHG IXQFWLRQV
3URWHFWLQJ \RXU SKRQH IURP XQDXWKRUL]HG XVH
<RX FDQ SURWHFW \RXU SKRQH IURP XQDXWKRUL]HG XVH E\ ORFNLQJ LW ZLWK D 3,1 VHFUHW
FRGH QXPEHU <RX FDQ HQWHU WKLV 3,1 \RXUVHOI DV ZHOO DV FKDQJLQJ LW DW DQ\ WLPH
/RFNLQJ WKH WHOHSKRQH
6RIWZDUH ORFN
6HOHFW WKH GHVLUHG PHQX LWHP
(QWHU \RXU FXUUHQW 3,1
7KH SKRQH LV ORFNHG
7HOHSKRQH VWDWXV
3KRQH ORFNHG
7KH PHVVDJH ´3KRQH ORFNHGµ DSSHDUV LQ
WKH LGOH GLVSOD\ DV D PHDQV RI FKHFNLQJ
<RX FDQ VWLOO GLDO HPHUJHQF\ FDOO QXPEHUV
DQG LQWHUQDO H[WHQVLRQ QXPEHUV DQG DOVR
UHFHLYH FDOOV
8QORFNLQJ \RXU WHOHSKRQH
3KRQH ORFNHG
2Q WKH LGOH GLVSOD\ VHOHFW WKH PHQX LWHP
´3KRQH ORFNHGµ
(QWHU \RXU 3,1
<RX FDQ QRZ XVH \RXU WHOHSKRQH DJDLQ DV
XVXDO
&KDQJLQJ \RXU 3,1
6RIWZDUH ORFN
6HOHFW WKH GHVLUHG PHQX LWHP
6HW 3,1
(QWHU \RXU FXUUHQW GLJLW 3,1
(QWHU WKH QHZ 3,1
7KH QHZ 3,1 LV QRZ VWRUHG
$GYDQFHG IXQFWLRQV
&DOOLQJ IURP ORFNHG WHOHSKRQHV
<RX FDQ PDNH H[WHUQDO FDOOV IURP DQ\ WHOHSKRQH ZLWKLQ WKH DXWKRULVDWLRQ OLPLWV VSH
FLDOO\ VHW XS IRU \RX ZLWK D 3,1 FRGH
0DNLQJ H[WHUQDO FDOOV RQ D ORFNHG WHOHSKRQH
/LIW KDQGVHW DQG ZDLW IRU GLDO WRQH
'LDO ´µ IRU DQ RXWVLGH OLQH RU SUHVV D OLQH
NH\
(QWHU WKH 3,1 FRGH
<RX ZLOO KHDU WKH H[WHUQDO GLDO WRQH
'LDO WKH H[WHUQDO QXPEHU UHTXLUHG
/ &DOO
7KH OLQH DQG WKH QXPEHU GLDOHG DUH VKRZQ
RQ WKH GLVSOD\
1RWH
,I \RX KDYH HQWHUHG DQ LQFRUUHFW 3,1 FRGH
\RX ZLOO KHDU DQ HUURU WRQH <RX ZLOO WKHQ EH
UHTXHVWHG WR HQWHU WKH 3,1 FRGH DJDLQ
,I \RX HQWHU DQ LQFRUUHFW 3,1 FRGH D WRWDO RI
WKUHH WLPHV WKH WHOHSKRQH ZLOO EH ORFNHG
SHUPDQHQWO\ IRU H[WHUQDO FDOOV
7KLV ORFN FDQ RQO\ EH UHPRYHG E\ \RXU
GHDOHU RU DQ DXWKRULVHG SHUVRQ
,I \RX UHDOLVH \RX KDYH PDGH D PLVWDNH
ZKLOH HQWHULQJ WKH 3,1 FRGH UHSODFH WKH
UHFHLYHU DV ORQJ DV \RX KDYH QRW HQWHUHG
DOO GLJLWV DQG WU\ DJDLQ
,I LQ GRXEW ORRN LW XS
7HOHSKRQH IXQFWLRQV DW D JODQFH
/RRN XS WKH QDPH RI D IXQFWLRQ VXFK DV ´&RGHµ IRU LQVWDQFH LI \RX GR QRW NQRZ
ZKDW LW GRHV <RXU GHDOHU FDQ DVVLJQ HDFK RI WKHVH IXQFWLRQV WR IXQFWLRQ NH\V ))
RU WR WKH VRIWNH\V 7KH FRUUHVSRQGLQJ V\PERO DSSHDUV RQ WKH GLVSOD\
1RWH )XQFWLRQV DVVLJQHG WR IXQFWLRQ NH\V GR QRW DSSHDU LQ WKH PDLQ PHQX
$
“
$QQRXQFH
,I \RX ZDQW WR PDNH DQ DQQRXQFHPHQW WR WKH VXEVFULEHUV LQ \RXU V\VWHP
‘
$QVZHU DQQRXQFHPHQW
,I \RX ZDQW WR UHSO\ WR JHQHUDO RU JURXS DQQRXQFHPHQWV
“ $SSRLQWPHQW IRU RWKHUV
<RX FDQ DOVR UHPLQG RWKHU VXEVFULEHUV ZLWKLQ \RXU V\VWHP RI LPSRUWDQW
DSSRLQWPHQWV
$SSW
,I \RX ZDQW \RXU WHOHSKRQH WR JLYH \RX D UHPLQGHU RI DQ LPSRUWDQW
DSSRLQWPHQW
$XWRQLJKW VHUYLFH
<RX FDQ DFWLYDWH QLJKW VHUYLFH DXWRPDWLFDOO\
7KH VZLWFKRQ WLPH LV VHW E\ \RXU GHDOHU
%
% %XQGOH OLQH
,I \RX ZDQW WR VHL]H D EXQGOH OLQH
&
&DOO GLYHUVLRQ EDUUHG
,I \RX ZDQW WR DYRLG EHLQJ WKH GHVWLQDWLRQ RI D GLYHUWHG FDOO
&DOO GLYHUVLRQ IRU
<RX FDQ GLYHUW FDOOV WR LQWHUQDO QXPEHUV IRU RWKHU SKRQHV
&DOO GLYHUVLRQ IURP
,I \RX ZDQW WR GLYHUW FDOOV IURP DQRWKHU SKRQH WR \RXU RZQ
&DOO GLYHUVLRQ WR
,I \RX ZDQW WR GLYHUW FDOOV IURP \RXU SKRQH WR DQRWKHU RQH
,I LQ GRXEW ORRN LW XS
7HOHSKRQH IXQFWLRQV DW D JODQFH “ &DOO IRUZDUGLQJ
<RX FDQ DXWRPDWLFDOO\ IRUZDUG FDOOV \RX GR QRW DQVZHU ZLWKLQ D VSHFLILF
SHULRG RI WLPH WR DQRWKHU WHUPLQDO
/,67
&DOO OLVW
$OO WKH FDOOV \RX GLG QRW DQVZHU DUH HQWHUHG LQ WKH FDOO OLVW
‘ ; &DOO QR LGHQWLILFDWLRQ
<RX FDQ VXSSUHVV \RXU QXPEHU VR LW GRHV QRW DSSHDU RQ \RXU SDUWQHU·V
GLVSOD\
&KDUJHV
,I \RX ZDQW WR GLVSOD\ FDOO FKDUJHV
&RGH
<RX FDQ HQWHU D GLJLW FRGH QXPEHU IRU HDFK H[WHUQDO FDOO <RX FDQ XVH
WKLV FRGH WR SUHSDUH DQ DFFXUDWH VWDWHPHQW RI \RXU WHOHSKRQH FKDUJHV 7KH
FRGH FDQ EH IRU H[DPSOH D SURMHFW RU RUGHU QXPEHU
&21) &RQIHUHQFH
<RX FDQ WDON WR VHYHUDO VXEVFULEHUV LQ \RXU V\VWHP VLPXOWDQHRXVO\
'
'D\ VHUYLFH
,I \RX ZDQW WR WXUQ QLJKW VHUYLFH RII
‘
'HOHWH VHOI DVVLJQPHQW IRU DQRWKHU VXEVFULEHU
<RX FDQ GHOHWH VHOI DVVLJQPHQW IRU DQRWKHU VXEVFULEHU LI \RXU WHOHSKRQH KDV
EHHQ HQDEOHG IRU WKLV IXQFWLRQ E\ \RXU GHDOHU
'R QRW GLVWXUE
,I \RX GR QRW ZDQW WR EH GLVWXUEHG E\ LQWHUQDO FDOOV
'70) '70)
'XDO 7RQH 0XOWLIUHTXHQF\ 'LDOLQJ :LWK WKLV IXQFWLRQ \RX FDQ LQWHUURJDWH DQ
DQVZHULQJ PDFKLQH IRU H[DPSOH
,I LQ GRXEW ORRN LW XS
7HOHSKRQH IXQFWLRQV DW D JODQFH (
([WHUQDO FDOO GLYHUVLRQ
,I \RX ZDQW WR GLYHUW FDOOV WR DQ H[WHUQDO WHOHSKRQH QXPEHU <RX FDQ RQO\
GLYHUW GLJLWDO GLUHFWGLDOHG '', FDOOV DQG LQWHUQDO FDOOV WR H[WHUQDO
VXEVFULEHUV
)
)) )RUP IHHG RQ FKDUJHV SULQWHU
<RX FDQ RXWSXW D SDJH RQ WKH FKDUJHV SULQWHU E\ SUHVVLQJ D IXQFWLRQ NH\
*
*
*URXS DQQRXQFHPHQW
,I \RX ZDQW WR PDNH DQ DQQRXQFHPHQW WR D JURXS RI VXEVFULEHUV LQ \RXU
V\VWHP
,
*
,QWHUQDO JURXS FDOO
<RX FDQ FDOO DOO WKH VXEVFULEHUV LQ D SDUWLFXODU JURXS VLPXOWDQHRXVO\
<RX DUH FRQQHFWHG WR WKH ILUVW VXEVFULEHU ZKR DQVZHUV WKH FDOO
/
/ /LQHV ,I \RX ZDQW WR VHL]H DQ H[FKDQJH OLQH
/RFN
<RX FDQ SURWHFW \RXU WHOHSKRQH DJDLQVW XQDXWKRULVHG XVHUV ,I WKH WHOH
SKRQH LV ORFNHG \RX FDQ GLDO HPHUJHQF\ QXPEHUV ZKLFK KDYH WR EH VHW
XS E\ \RXU GHDOHU
,I \RX KDYH D 3,1 FRGH \RX FDQ XVH LW WR GLDO H[WHUQDO QXPEHUV
0
0HVVDJH
,I \RX ZDQW WR VHQG D PHVVDJH WR WKH VXEVFULEHUV ZLWKLQ \RXU WHOHSKRQH
V\VWHP
,I LQ GRXEW ORRN LW XS
7HOHSKRQH IXQFWLRQV DW D JODQFH 1
1LJKW VHUYLFH )RU VZLWFKLQJ WKH QLJKW VHUYLFH WR VSHFLILF VXEVFULEHU JURXSV RQ DQG RII
1RWH
)RU VWRULQJ D PD[LPXP RI FDOO QXPEHUV ZLWK D EULHI WH[W
3
%((3
3DUWQHUEHHS RQRII
<RX FDQ VHW \RXU SKRQH XS VR WKDW \RX KHDU D VKRUW WRQH LI RQH RI \RXU
SDUWQHUV LV FDOOHG
3,1 FRGH
3,1 FRGH
,I \RX KDYH D 3,1 FRGH \RX FDQ XVH LW WR GLDO H[WHUQDO QXPEHUV RQ ORFNHG
WHOHSKRQHV
”
3LFNXS IURP
6R \RX FDQ WDNH FDOOV RQ \RXU SKRQH IRU RWKHU VXEVFULEHUV RU JURXSV
3UHYHQW JHQHUDO FDOO
<RX FDQ ZLWKGUDZ \RXU WHOHSKRQH IURP JHQHUDO FDOOV
3URJUDPPLQJ
)RU VHWWLQJ XS YDULRXV WHOHSKRQH IXQFWLRQV VXFK DV QLJKW VHUYLFH IRU
LQVWDQFH
6
6HL]H FDOOLQJ OLQH
,I \RX GR QRW NQRZ ZKLFK OLQH ZDV VHL]HG E\ WKH LQFRPLQJ FDOO \RX FDQ
KDYH LW DXWRPDWLFDOO\ ORFDWHG VR \RX FDQ DQVZHU WKH FDOO
(
‘
6HOI DVVLJQPHQW
,I \RXU SKRQH KDV EHHQ VHW XS E\ \RXU GHDOHU DV D QLJKW OLQH HJ QLJKW
VHUYLFH DOO FDOOV DUH QRZ GLYHUWHG WR \RXU SKRQH
,I LQ GRXEW ORRN LW XS
7HOHSKRQH IXQFWLRQV DW D JODQFH *
7
“
7UDQVIHU FDOO
,I \RX ZDQW WR WUDQVIHU D FDOOHU
“ ; 7UDQVIHU FDOOHU WR RXWVLGH OLQH
<RX FDQ KDYH \RXU SKRQH VHW XS LQ VXFK D ZD\ WKDW \RX FDQ RQO\ WUDQVIHU
D FDOO WR DQ RXWVLGH OLQH E\ SUHVVLQJ D VSHFLILF NH\ 7KLV DYRLGV WKH
LQDGYHUWHQW WUDQVIHU RI D FDOO ZKHQ \RX KDQJ XS
:
:LWKGUDZ IURP KXQW JURXS
<RX FDQ ZLWKGUDZ \RXU WHOHSKRQH IURP D KXQW JURXS
,I LQ GRXEW ORRN LW XS
0HQX LWHPV DQG PHVVDJHV RQ WKH GLVSOD\
'HSHQGLQJ RQ ZKLFK IXQFWLRQ \RX DUH XVLQJ FHUWDLQ PHQX LWHPV DSSHDU IURP ZKLFK
\RX FDQ VHOHFW WKH QH[W RSHUDWLQJ VWHS <RX ZLOO ILQG DOO WKH PHQX LWHPV DUUDQJHG LQ
DOSKDEHWLFDO RUGHU LQ WKLV RYHUYLHZ
7HOHSKRQH IXQFWLRQV PDUNHG ZLWK WKLV V\PERO DUH QRW LQFOXGHG LQ WKH
VWDQGDUG IDFLOLWLHV RI \RXU SKRQH ,I \RX ZDQW WR XVH DQ\ RI WKHVH IXQFWLRQV
SOHDVH DVN \RXU GHDOHU
6\PEROV RQ WKH GLVSOD\
,Q WKH HYHQW RI D FDOO ´+DQGVIUHHµ LV DXWRPDWLFDOO\ VZLWFKHG RQ
7KH WHOHSKRQH ORXGVSHDNHU LV VZLWFKHG RQ 0RQLWRU
/RXGVSHDNHU DQG PLFURSKRQH RI WHOHSKRQH DUH ERWK VZLWFKHG RQ
+DQGVIUHH PRGH
/
IODVKLQJ ([WHUQDO FDOOHU ZDLWLQJ 3UHVV WKH DSSURSULDWH OLQH NH\ WR VZLWFK WR
WKLV VXEVFULEHU
$
$FFHSW QH[W GHVWLQDWLRQ
<RX FDQ LQVWLJDWH DQ DXWRPDWLF VHDUFK IRU WKH QH[W IUHH GHVWLQDWLRQ NH\ RQ
\RXU SKRQH
DFRXVWLFVFRQWUDVW
,I \RX ZDQW WR FKDQJH VRPH RI WKH DXGLR VHWWLQJV DQG WKH FRQWUDVW RI WKH
GLVSOD\
$FWLYDWH
)RU VZLWFKLQJ D EXQGOH GLYHUVLRQ RQ
$OWHU HQWU\
7R FKDQJH DQ H[LVWLQJ HQWU\ LQ \RXU WHOHSKRQH GLUHFWRU\
$QQRXQFH
,I \RX ZDQW WR PDNH DQ DQQRXQFHPHQW WR RQH RU PRUH VSHFLILF VXEVFULEHUV
LQ \RXU V\VWHP
$QQRXQFH *URXS ,I \RX ZDQW WR PDNH DQ DQQRXQFHPHQW WR D VSHFLILF JURXS RI VXEVFULEHUV LQ
\RXU V\VWHP
,I LQ GRXEW ORRN LW XS
0HQX LWHPV DQG PHVVDJHV RQ WKH GLVSOD\ $QQRXQFHPHQW WR DOO VXEV
,I \RX ZDQW WR PDNH DQ DQQRXQFHPHQW WR DOO WKH VXEVFULEHUV LQ \RXU V\VWHP
VLPXOWDQHRXVO\
$QVZHU DQQRXQFHPHQW
,I \RX ZDQW WR UHSO\ WR JHQHUDO RU JURXS DQQRXQFHPHQWV
$QVZHU FDOO
7R DQVZHU D FDOO DOVR DQ DXWRPDWLF FDOOEDFN
$SSRLQWPHQW IRU RWKHUV
<RX FDQ DOVR HQWHU DSSRLQWPHQWV IRU RWKHU VXEVFULEHUV ZKR ZLOO EH
UHPLQGHG RI WKHP E\ D VLJQDO WRQH DQG GLVSOD\
$SSW
,I \RX ZDQW WR EH UHPLQGHG RI DQ DSSRLQWPHQW E\ \RXU WHOHSKRQH
7HOHSKRQH VWDWXV PHVVDJH <RX KDYH PLVVHG DQ DSSRLQWPHQW
$XWRPDWLF KDQGVIUHH
,I WKLV IXQFWLRQ LV VZLWFKHG WR ´RQµ ´+DQGVIUHHµ LV DXWRPDWLFDOO\ VZLWFKHG RQ
ZKHQ D OLQH LV VHL]HG
$XWRQLJKW VHUYLFH
$XWRPDWLF QLJKW VHUYLFH EHFRPHV HIIHFWLYH DW D VSHFLILF WLPH ZKLFK FDQ EH
VHW E\ \RXU GHDOHU
%
%XQGOH ,I \RX ZDQW WR VHL]H D SDUWLFXODU EXQGOH OLQH
%XQGOH EXV\
$OO OLQHV LQ WKH EXQGOH VHOHFWHG DUH EXV\
%XQGOH GLYHUVLRQ
,I \RX ZDQW WR GLYHUW VHYHUDO H[FKDQJH OLQHV WR DQRWKHU WHOHSKRQH QXPEHU
%XQGOH 3ULYDWH
,I \RX ZDQW WR VHL]H D OLQH LQ D EXQGOH WKDW LV UHVHUYHG IRU \RX
%XV\
7KH QXPEHU GLDOHG LV EXV\
,I LQ GRXEW ORRN LW XS
0HQX LWHPV DQG PHVVDJHV RQ WKH GLVSOD\ &
&DOO
<RX DUH EHLQJ FDOOHG
&DOOEDFN
7KH FDOOHG SDUW\ LV EXV\ $FWLYDWH DQ DXWRPDWLF FDOOEDFN 7KLV WDNHV SODFH
DV VRRQ DV WKH RWKHU SDUW\ KDQJV XS
&DOO GLY EDUUHG
,I \RX ZDQW WR VWRS FDOOV EHLQJ GLYHUWHG WR \RX
&DOO GLYHUVLRQ
,I \RX ZDQW WR GLYHUW FDOOV
&DOO IRUZDUGLQJ <RX FDQ KDYH H[WHUQDO FDOOV IRUZDUGHG LI \RX GR QRW DQVZHU WKHP ZLWKLQ D
VSHFLILF WLPH
&DOO OLVW
&DOOV \RX KDYH QRW DQVZHUHG DUH DXWRPDWLFDOO\ HQWHUHG LQ WKH FDOO OLVW <RX
FDQ GLVSOD\ LQIRUPDWLRQ DERXW WKH FDOOHU DQG FDOO KLP EDFN IURP WKH FDOO OLVW
&DOO QR LGHQWLILFDWLRQ
<RX FDQ VWRS \RXU FDOO QXPEHU IURP EHLQJ VKRZQ RQ WKH RWKHU SHUVRQ·V
GLVSOD\ 7KLV IXQFWLRQ PXVW EH HQDEOHG E\ \RXU GHDOHU
&OHDU FRQQHFWLRQ
'HOHWH FDOO QXPEHU RI WKH SDUW\ \RX DUH SKRQLQJ LI \RX KDYH PLVGLDOHG <RX
FDQ WKHQ HQWHU D QHZ QXPEHU
&RGH
<RX FDQ HQWHU D GLJLW FRGH QXPEHU IRU HDFK H[WHUQDO FDOO <RX FDQ XVH
WKLV FRGH WR SUHSDUH DQ DFFXUDWH VWDWHPHQW RI \RXU WHOHSKRQH FKDUJHV 7KH
FRGH FDQ EH IRU H[DPSOH D SURMHFW RU RUGHU QXPEHU
&RQIHUHQFH
,I \RX VHOHFW WKLV PHQX LWHP \RX FDQ WDON WR VHYHUDO VXEVFULEHUV LQ \RXU
V\VWHP VLPXOWDQHRXVO\
&RQYHUV
<RX DUH FRQQHFWHG WR WKH GLDOHG QXPEHU
,I LQ GRXEW ORRN LW XS
0HQX LWHPV DQG PHVVDJHV RQ WKH GLVSOD\ &XUUHQW 3,1
(QWHU \RXU FXUUHQW 3,1 LI \RX ZDQW WR FKDQJH LW
&XWLQ
:LWK WKLV PHQX LWHP \RX FXW LQWR DQ H[LVWLQJ FDOO RI D VXEVFULEHU LQ \RXU
V\VWHP WR WHOO KLP VRPHWKLQJ LPSRUWDQW 7KH SDUWQHUV ZKR DUH WDONLQJ KHDU D
FXWLQ WRQH
'
'DWH7LPH
,I \RX RQO\ ZDQW WR EH UHPLQGHG RI DQ DSSRLQWPHQW RQ D SDUWLFXODU GDWH
'HOHWH
,I \RX ZDQW WR GHOHWH DQ HQWU\ LQ WKH WHOHSKRQH GLUHFWRU\
,I \RX ZDQW WR GHOHWH DQ DSSRLQWPHQW \RX KDYH HQWHUHG
,I \RX ZDQW WR GHOHWH D QRWH
7R GHOHWH D PHVVDJH
'HOHWH FDOO FKDUJHV
,I \RX ZDQW WR UHVHW WKH GLVSOD\ RI FKDUJHV WR ]HUR
'HOHWH HQWU\
7R GHOHWH DQ H[LVWLQJ WHOHSKRQH GLUHFWRU\ HQWU\
'HVW
'LDO
<RX FDQ HQWHU DQG VWRUH JHQHUDO HQWULHV LI \RX KDYH WKH DSSURSULDWH
DXWKRUL]DWLRQ 7KHVH HQWULHV FDQ WKHQ EH XVHG E\ DOO VXEVFULEHUV ZLWKLQ WKH
V\VWHP (QWHU WKH QXPEHU RI D IUHH GHVWLQDWLRQ KHUH ,I \RX PDNH DQ LQGLYLGXDO HQWU\ WKH V\VWHP DXWRPDWLFDOO\ HQWHUV WKH QXPEHU
RI D IUHH GHVWLQDWLRQ
'LDOV WKH FDOO QXPEHU VHOHFWHG RU HQWHUHG
,I LQ GRXEW ORRN LW XS
0HQX LWHPV DQG PHVVDJHV RQ WKH GLVSOD\ 'LYHUW IRU
,I \RX ZDQW WR GLYHUW FDOOV IRU DQRWKHU SKRQH
'LYHUW IURP
,I \RX ZDQW WR GLYHUW FDOOV IURP DQRWKHU SKRQH WR \RXU RZQ
'LYHUW WR
&DOO GLYHUVLRQ WR DOO FDOOV WR \RXU SKRQH DUH GLYHUWHG WR DQRWKHU
'1' KXQW JURXS
7HOHSKRQH VWDWXV PHVVDJH <RX KDYH ZLWKGUDZQ \RXU SKRQH IURP WKH KXQW
JURXS
'R QRW GLVWXUE
'R QRW GLVWXUE LI \RX GR QRW ZDQW WR EH GLVWXUEHG E\ LQWHUQDO FDOOV
(
(DUWK EXWWRQ)ODVK
6HOHFW WKLV PHQX LWHP LI D FRQQHFWHG V\VWHP UHTXLUHV WKDW \RX SUHVV WKH
HDUWK EXWWRQ WR REWDLQ DQ H[WHUQDO OLQH
(PSW\
7HOHSKRQH GLUHFWRU\ 7KHUH DUH QR HQWULHV LQ WKH WHOHSKRQH GLUHFWRU\
([WHUQDO FDOO
7R LQLWLDWH DQ H[WHUQDO FDOO
([W FDOO GLYHUVLRQ
,I \RX ZDQW WR GLYHUW FDOOV WR DQ H[WHUQDO WHOHSKRQH QXPEHU <RX FDQ RQO\
GLYHUW GLJLWDO GLUHFWGLDOHG '', FDOOV DQG LQWHUQDO FDOOV WR H[WHUQDO
VXEVFULEHUV
*
*HQHUDO FDOO
)RU VZLWFKLQJ LQ DQG RXW RI UHFHLYLQJ JHQHUDO FDOOV
,I LQ GRXEW ORRN LW XS
0HQX LWHPV DQG PHVVDJHV RQ WKH GLVSOD\ +
+DQGVIUHH DQVZHUEDFN
(DFK FDOO VZLWFKHV RQ WKH PLFURSKRQH DQG ORXGVSHDNHU RQ \RXU SKRQH
KDQGVIUHH
1RWH
,I WKLV IXQFWLRQ LV DFWLYDWHG KDQGVIUHH ZLOO EH VZLWFKHG RQ LPPHGLDWHO\ RQ
\RXU SKRQH 7KH FDOOHU FDQ KHDU ZKDW LV EHLQJ VDLG LQ WKH URRP
+XQW JURXS
-RLQLQJ DQG OHDYLQJ D KXQW JURXS
,
,QWHUQDO GHVWLQDWLRQ
,I \RX ZDQW WR VWRUH WKH QXPEHU RI D WHOHSKRQH WKDW LV FRQQHFWHG WR \RXU
V\VWHP
,QYDOLG
<RX KDYH HQWHUHG D QXPEHU WKH WHOHSKRQH FDQQRW GLDO HJ DQ XQNQRZQ
FRGH GLDO QXPEHU
/
/DVW FDOO
6XP RI FDOO FKDUJHV IRU ODVW FDOO
/LQH
7R VHL]H D OLQH
/LQH ZKHQ RIIKRRN
,I \RX ZDQW WR VHL]H D OLQH LPPHGLDWHO\ RQ SLFNLQJ XS WKH KDQGVHW
/LQH ZKHQ GLDOLQJ
,I \RX ZDQW WR DXWRPDWLFDOO\ VHL]H D OLQH RQ HQWHULQJ D FDOO QXPEHU
0
0HVVDJH WR DOO VXEV
,I \RX ZDQW WR VHQG D PHVVDJH WR DOO WKH VXEVFULEHUV LQ \RXU V\VWHP
,I LQ GRXEW ORRN LW XS
0HQX LWHPV DQG PHVVDJHV RQ WKH GLVSOD\ 1
1DPH
7R HQWHU WKH QDPH WKDW EHORQJV WR WKH UHVSHFWLYH FDOO QXPEHU 7KLV QDPH LV
GLVSOD\HG LQ WKH GHVWLQDWLRQ NH\ DVVLJQPHQW
1H[W DSSRLQWPHQW
,I \RX ZDQW WR GLVSOD\ RU HQWHU DQRWKHU DSSRLQWPHQW
1H[W GHVWLQDWLRQ
<RX FDQ LQVWLJDWH DQ DXWRPDWLF VHDUFK IRU WKH QH[W IUHH GHVWLQDWLRQ NH\ RQ
WKH SKRQH
1H[W QRWLFH
,I \RX ZLVK WR GLVSOD\ RU HQWHU DQRWKHU QRWLFH
QHZ JHQ HQWU\
1HZ JHQHUDO HQWU\ LQ WKH WHOHSKRQH ERRN 7R HQWHU D QHZ QXPEHU WKDW FDQ
EH DFFHVVHG E\ DOO VXEVFULEHUV
QHZ LQG HQWU\
1HZ LQGLYLGXDO HQWU\ LQ WKH WHOHSKRQH ERRN 7R HQWHU D QHZ QXPEHU WKDW FDQ
RQO\ EH DFFHVVHG E\ \RX
QHZ 3,1
(QWHU WKH QHZ 3,1
1LJKW VHUYLFH ([WHUQDO FDOOV DUH GLYHUWHG WR 1LJKW VHUYLFH VXEVFULEHUV
QRW IRXQG
7HOHSKRQH ERRN 7KHUH LV QR HQWU\ LQ WKH WHOHSKRQH ERRN IRU WKH LQLWLDO
OHWWHUV HQWHUHG
1RWH
1XPEHU
7R VWRUH XS WR FDOO QXPEHUV ZLWK D VKRUW WH[W
&DOO QXPEHU (QWHU WKH FDOO QXPEHU \RX ZDQW WR VWRUH
,I LQ GRXEW ORRN LW XS
0HQX LWHPV DQG PHVVDJHV RQ WKH GLVSOD\ 2
2WKHU VXEV
,I \RX ZDQW WR VWRUH D FDOO QXPEHU IRU DQRWKHU VXEVFULEHU RQO\ SRVVLEOH LI
HQDEOHG E\ \RXU GHDOHU
3
3DXVH
<RX FDQ HQWHU D GLDOLQJ SDXVH HJ EHWZHHQ WKH DUHD FRGH DQG WKH FDOO
QXPEHU
3KRQH ORFNHG
7HOHSKRQH VWDWXV PHVVDJH <RXU SKRQH LV ORFNHG 6HOHFW WKH ´6RIWZDUH
ORFNµ PHQX LWHP DQG HQWHU WKH GLJLW VHFUHW FRGH 3,1 WR XQORFN WKH SKRQH
DJDLQ
3LFNXS IURP
<RX FDQ SLFN XS D FDOO IRU DQRWKHU VXEVFULEHU LQ \RXU V\VWHP
3UHYHQW JHQHUDO FDOO
7HOHSKRQH VWDWXV PHVVDJH <RXU WHOHSKRQH LV ZLWKGUDZQ IURP JHQHUDO FDOOV
5
5HWFDOO
&DOO UHWXUQHG D WUDQVIHUUHG FDOO LV UHWXUQHG WR \RX DIWHU VRPH WLPH LI WKH
FDOOHG SDUW\ FDQQRW EH UHDFKHG
6
6DYH UHGLDO QXPEHU
)RU VWRULQJ WKH ODVW QXPEHU GLDOHG LQ WKH WHOHSKRQH GLUHFWRU\
<RX FDQ GLDO WKLV FDOO QXPEHU DW DQ\ WLPH HYHQ LI WKH UHGLDO PHPRU\ KDV
DOUHDG\ EHHQ RYHUZULWWHQ ZLWK DQRWKHU QXPEHU
6HOIDVVLJQPHQW
<RX FDQ GLYHUW QLJKW VHUYLFH FDOOV WR \RXU SKRQH
,I \RXU SKRQH KDV EHHQ VHW XS DV D QLJKW OLQH E\ \RXU GHDOHU HJ QLJKW
VHUYLFH DOO FDOOV DUH QRZ GLYHUWHG WR \RXU SKRQH
,I LQ GRXEW ORRN LW XS
0HQX LWHPV DQG PHVVDJHV RQ WKH GLVSOD\ 6HQG PHVVDJH WR
,I \RX ZDQW WR VHQG D PHVVDJH WR D VSHFLILF VXEVFULEHU
6HW 3,1
,I \RX ZDQW WR VHW XS D QHZ 3,1
6HWWLQJV
<RX FDQ VHW XS \RXU SKRQH LQGLYLGXDOO\ IRU H[DPSOH EDUULQJ LQWHUQDO FDOOV
6RIWZDUH ORFN
)RU ORFNLQJ WKH WHOHSKRQH DQG FKDQJLQJ \RXU 3,1
6XEV
6XEVFULEHU <RX FDQ VWRUH LQGLYLGXDO HQWULHV IRU RWKHU VXEVFULEHUV ZLWKLQ
\RXU V\VWHP LI \RX KDYH WKH DSSURSULDWH DXWKRUL]DWLRQ (QWHU WKH FDOO
QXPEHU RI WKH UHVSHFWLYH VXEVFULEHU
7
7HOHSKRQH VWDWXV
<RX FDQ GLVSOD\ LQIRUPDWLRQ RQ WKH FXUUHQW VHWWLQJV RI \RXU SKRQH ,Q WKLV
ZD\ \RX FDQ VHH IRU LQVWDQFH LI D FDOO GLYHUVLRQ LV VWLOO DFWLYH
7LPH
,I \RX ZDQW WR EH UHPLQGHG RI DQ DSSRLQWPHQW GDLO\
WR FDOOHU
,I \RX ZDQW WR VHQG D PHVVDJH WR DQ LQWHUQDO FDOOHU \RX FDQQRW UHDFK
7RQH GLDOLQJ '70) $'
'XULQJ D FDOO \RX FDQ WUDQVPLW QXPEHUV IRU LQVWDQFH WR LQWHUURJDWH \RXU
DQVZHULQJ PDFKLQH
7RWDO /LQH
6XP RI FDOO FKDUJHV IRU RQH OLQH
7RWDO OLQHV
6XP RI FDOO FKDUJHV IRU DOO OLQHV
,I LQ GRXEW ORRN LW XS
0HQX LWHPV DQG PHVVDJHV RQ WKH GLVSOD\ *
7RWDO VXEV
6XP RI FDOO FKDUJHV IRU RQH VXEVFULEHU DOO VXEVFULEHUV
7UDQVIHU FDOO
,I \RX ZDQW WR WUDQVIHU D FDOOHU
:
:DLWLQJ
<RXU SDUWQHU LV DOUHDG\ RQ WKH SKRQH WR VRPHRQH HOVH
+RZHYHU WKH FRQQHFWLRQ WR KLP LV VWLOO VHW XS
:HHNGD\7LPH
,I \RX ZDQW WR EH UHPLQGHG RI DQ DSSRLQWPHQW ZHHNO\
,I LQ GRXEW ORRN LW XS
7RQHV DQG ULQJV RQ \RXU WHOHSKRQH
$SDUW IURP WKH ULQJLQJ WRQH WKHUH DUH D QXPEHU RI RWKHU DFRXVWLF VLJQDOV LQIRUPLQJ
\RX RI YDULRXV WHOHSKRQH RSHUDWLRQV
<RX FDQ FKDQJH WKH ULQJLQJ YROXPH LQ WKH ´DFRXVWLFVFRQWUDVWµ PHQX S ,QWHUQDO DQG H[WHUQDO FDOO WRQHV
1RUPDO H[WHUQDO FDOO ULQJLQJ WRQH
\RX FDQ VZLWFK WKLV WRQH RII
1RUPDO LQWHUQDO FDOO ULQJLQJ WRQH
\RX FDQ VZLWFK WKLV WRQH RII
5LQJLQJ WRQH LQ WKH FDVH RI D FDOO UHWXUQHG
DIWHU DQ XQVXFFHVVIXO WUDQVIHU
$GGLWLRQDO FDOO GXULQJ D FRQYHUVDWLRQ FDOO
ZLWK ´+DQGVIUHH DQVZHUEDFNµ VZLWFKHG RQ
6LPXOWDQHRXV DQQRXQFHPHQW WR D QXPEHU
RI VXEVFULEHUV
$SSRLQWPHQW VLJQDO
\RX FDQ VZLWFK WKLV WRQH RII
+DQGVHW WRQHV
7RQH GXULQJ D FXWLQ FRQQHFWLRQ
,I LQ GRXEW ORRN LW XS
,I VRPHWKLQJ GRHV QRW ZRUN
:URQJ GDWH DQG WLPH GLVSOD\HG
6HW WKH FRUUHFW GDWH DQG WLPH LQ WKH ´3URJUDPPLQJ 'DWH7LPHµ PHQX 7KLV IXQFWLRQ
PXVW EH HQDEOHG E\ \RXU GHDOHU
8QNQRZQ PHVVDJH RQ GLVSOD\
6HH WKH FKDSWHU ´0HQX LWHPV DQG PHVVDJHV RQ WKH GLVSOD\µ “ S WR ILQG RXW
ZKDW WKH PHVVDJH PHDQV
7KH QXPEHU RI D FDOOHU LV QRW GLVSOD\HG
&DOO ZDV WUDQVIHUUHG ZLWKRXW D QXPEHU HJ DQ DQDORJ FDOOHU RU FDOOHU KDV GLVDEOHG
WKH QXPEHU GLVSOD\
$ IXQFWLRQ LV QRW H[HFXWHG
,W LV SRVVLEOH WKDW WKLV IXQFWLRQ KDV WR EH HQDEOHG E\ \RXU GHDOHU )XQFWLRQV ZKLFK
KDYH QRW EHHQ HQDEOHG DUH IODJJHG ZLWK “ S $ VWRUHG DSSRLQWPHQW ZDV QRW WULJJHUHG
&KHFN LI WKH GDWH DQG WLPH GLVSOD\ LV FRUUHFW
1R LQWHUQDO FDOOV FDQ UHDFK \RX
&KHFN LQ WKH ´6HWWLQJVµ PHQX ZKHWKHU \RX KDYH DFWLYDWHG ´'R QRW GLVWXUEµ
,I LQ GRXEW ORRN LW XS
8VLQJ WKH '66 PRGXOH
<RXU GHDOHU FDQ FRQQHFW XS WR '66 PRGXOHV WR \RXU WHOHSKRQH IRU \RX (DFK '66
'LUHFW 6WDWLRQ 6HOHFW PRGXOH KDV NH\V ZKLFK \RXU GHDOHU FDQ DVVLJQ WR SDUWQHUV
DQG GHVWLQDWLRQV IRU \RX
.H\V RQ WKH '66 PRGXOH
.H\V ZLWK /('V
/DEHOLQJ VWULSV
$VVLJQPHQW RI '66 NH\V
<RXU GHDOHU FDQ VHW XS WKH '66 NH\V DF
FRUGLQJ WR \RXU UHTXLUHPHQWV 7KH IROORZLQJ
GHVWLQDWLRQV DQG IXQFWLRQV DUH DYDLODEOH
3DUWQHU QXPEHUV
,QGLYLGXDO FRGH GLDO QXPEHUV
([FKDQJH OLQHV
)XQFWLRQV HJ GRRU RSHQHUV FDOO GLYHU
VLRQ RU KRWHO IXQFWLRQV @S II
$OSKDEHWLF NH\ERDUG 7KH ILUVW '66 PR
GXOH ZKLFK LV FRQQHFWHG WR \RXU WHOH
SKRQH FDQ EH DGGLWLRQDOO\ DVVLJQHG ZLWK
OHWWHUV :KHQHYHU \RX FDQ HQWHU GLVSOD\
WH[W HJ DSSRLQWPHQWV WKH DOSKDEHWLF
NH\ERDUG LV DYDLODEOH WR \RX RQ WKH '66
PRGXOH @S ,I LQ GRXEW ORRN LW XS
8VLQJ WKH '66 PRGXOH <RX FDQ WHOHSKRQH DV XVXDO 7KH '66 PRGXOH PDNHV GLDOLQJ HDVLHU IRU \RX 7KH
/(' LQ HDFK GHVWLQDWLRQ NH\ VKRZV ZKHWKHU WKH FRUUHVSRQGLQJ FRQQHFWLRQ LV IUHH RU
EXV\
8VLQJ WKH '66 PRGXOH
/LIW KDQGVHW DQG ZDLW IRU GLDO WRQH
HJ
HJ
/
,I QHFHVVDU\ SUHVV WKH OLQH NH\ WR VHL]H D
OLQH
RU
SUHVV WKH UHTXLUHG '66 NH\
-RKQ
:KDW GRHV DQ /(' VKRZ"
/('
&RQQHFWLRQ
RII
RQ
)ODVKLQJ VORZO\
)UHH LGOH VWDWXV
%XV\
,QWHUQDO FDOOOLQH RQ
KROG
([WHUQDO FDOO
)ODVKLQJ TXLFNO\
,I LQ GRXEW ORRN LW XS
8VLQJ WKH '66 PRGXOH *
<RX FDQ KDYH WKH ILUVW '66 PRGXOH RQ \RXU WHOHSKRQH DGGLWLRQDOO\ DVVLJQHG ZLWK DQ
DOSKDEHWLF NH\ERDUG :KHQHYHU \RX FDQ HQWHU GLVSOD\ WH[W WKLV DOSKDEHWLF NH\ERDUG
LV DXWRPDWLFDOO\ PDGH DYDLODEOH
(QWHULQJ WH[W ZLWK WKH '66 PRGXOH
$SSW (3
$
+
%
,
HJ
&
-
'
.
0
(
/
(
)
0
*
1
(
7
E
“
:::
<RX ZLVK WR HQWHU WKH WH[W IRU DQ DSSRLQW
PHQW IRU H[DPSOH
7KH DOSKDEHWLF NH\ERDUG LV DXWRPDWLFDOO\
DFWLYDWHG ZKHQ WKH ILUVW '66 PRGXOH LV
FRQQHFWHG 7KH OHWWHUV DUH QRZ ´VXSHULP
SRVHGµ RQ WKH RWKHU IXQFWLRQV RI WKLV '66
PRGXOH ZKLFK EHFRPH WHPSRUDULO\ XQDYDL
ODEOH
(QWHU WKH UHTXLUHG WH[W ZLWK WKH '66 NH\V
HJ ´0HHWLQJµ
$VVLJQPHQW RI NH\V RQ WKH '66 PRGXOH
:LWK WKH '66 PRGXOH \RX FDQ RQO\ HQWHU
XSSHU FDVH OHWWHUV
$
%
&
'
(
)
)RU ORZHU FDVH OHWWHUV WKH WHOHSKRQH GLV
SOD\ NH\V DUH DYDLODEOH DV XVXDO
*
+
,
.
/
0
1
2
3
4
5
6
7
8
9
:
;
<
=
C
<
b
g
h
6SDFH
8
(QWHU
,Q DGGLWLRQ WR WKH OHWWHU NH\V WKH '66 PR
GXOH DOVR KDV WKH IROORZLQJ NH\V
´3HULRGµ DQG ´&RPPDµ NH\V IRU HQWHULQJ
WKHVH WZR SXQFWXDWLRQ PDUNV
6SDFH NH\ ´6SDFHµ LQVHUWV D VSDFH FKD
UDFWHU
´Cµ DQG ´8µ NH\V IRU VFUROOLQJ WKURXJK WH[W
OLQHV
´<µ NH\ GHOHWHV WKH ODVW FKDUDFWHU JRLQJ
EDFNZDUGV
´(QWHUµ NH\ IRU FRQILUPLQJ DQG VDYLQJ
\RXU HQWU\
,I LQ GRXEW ORRN LW XS
8VLQJ KRWHO IXQFWLRQV
)RU KRWHO IXQFWLRQV \RXU GHDOHU FDQ FRQQHFW XS WR '66 PRGXOHV <RX FDQ DOVR
FRQQHFW D SULQWHU WR \RXU WHOHSKRQH V\VWHP IRU SULQWLQJ RXW FKDUJHV DQG DODUP FDOOV
+RWHO IXQFWLRQV RQ WKH '66 PRGXOH
<RX FDQ KDYH \RXU GHDOHU VHW XS '66
PRGXOHV DV KRWHO WHUPLQDOV
7KHQ \RX FDQ
FKHFN LQ FKHFN RXW JXHVWV
GLVSOD\ SULQW RU GHOHWH WHOHSKRQH
FKDUJHV
DFWLYDWH WKH FKDUJH OLPLW IRU HDFK JXHVW
VHQG D PHVVDJH WR D URRP WR QRWLI\ WKH
JXHVW WKDW D PHVVDJH LV ZDLWLQJ DW
UHFHSWLRQ
GLVDEOH DQG HQDEOH GLUHFW LQZDUG GLDOLQJ
'', WR URRPV
VHW ZDNHXSDODUP FDOOV
VWRS D JXHVW IURP EHLQJ FDOOHG E\ RWKHU
URRP WHOHSKRQHV
,I LQ GRXEW ORRN LW XS
8VLQJ KRWHO IXQFWLRQV <RX FDQ DFWLYDWH KRWHO IXQFWLRQV XVLQJ WKH ILUVW URZ RI NH\V RQ WKH '66 PRGXOH
:KDW IXQFWLRQV GR WKH NH\V KDYH RQ '66 PRGXOHV"
'', RQRII
&KHFN LQ&KHFN RXW
0HVVDJH
*XHVWWRJXHVW EDU
&KDUJH OLPLW
([LW
2WKHU NH\V
GHVWLQDWLRQ NH\V IRU
JXHVWV
&KHFN LQ&KHFN RXW IRU SUHSDULQJ DQG
PDNLQJ D FKHFN LQ RU FKHFN RXW
',' 'LUHFW ,QZDUG 'LDOLQJ EDU WKH URRP
WHOHSKRQH FDQQRW EH FDOOHG E\ GLUHFW LQZDUG
GLDOLQJ
0HVVDJH IRU VHQGLQJ D PHVVDJH WR D
URRP
*XHVWWRJXHVW EDU WKH JXHVW FDQQRW EH
FDOOHG IURP DQRWKHU URRP WHOHSKRQH
&KDUJH OLPLW 7KH JXHVW FDQ RQO\ WHOH
SKRQH XS WR WKH VHW FKDUJH OLPLW
([LW WR UHWXUQ WR WKH EXV\ GLVSOD\ RQ WKH
'66 PRGXOH
,I LQ GRXEW ORRN LW XS
8VLQJ KRWHO IXQFWLRQV <RX FDQ FRPSOHWH D FKHFN LQ DQG FKHFN RXW
0DNLQJ D FKHFN LQ
3UHVV WKH ´&KHFN LQµ NH\
&KHFN ,Q
HJ
3UHVV WKH UHTXLUHG URRP NH\
HJ 5RRP 7KH VHOHFWHG JXHVW UHFHLYHV IXOO
DXWKRUL]DWLRQ WR GLDO RXW
7KH WHOHSKRQH FKDUJHV PHPRU\ IRU WKH
URRPSUHYLRXV JXHVW LV GHOHWHG
7KH NH\ OLJKWV XS
3UHSDULQJ D FKHFN RXW
3UHVV WKH ´&KHFN RXWµ NH\
&KHFN RXW
HJ
3UHVV WKH UHTXLUHG URRP NH\
HJ 5RRP 0DNLQJ D FKHFN RXW
:::
HJ
&KHFN RXW &KHFN RXW
([LW
3UHSDUH WKH FKHFN RXW LQ WKH ZD\
GHVFULEHG
3UHVV WKH ´&KHFN RXWµ NH\ DQG WKH UHTXLUHG
URRP NH\ DJDLQ
7KH NH\ LV QR ORQJHU OLW XS DQG WKH JXHVW
KDV FKHFNHG RXW 7KLV DOVR GHOHWHV DQ\
PHVVDJHV DODUP FDOOV GLYHUWHG FDOOV RU
FDOOEDFNV IRU WKLV JXHVW '', SUHYHQWLRQ LV
VZLWFKHG RQ
7KH SKRQH LQ WKH VHOHFWHG URRP LV VZLWFKHG
WR ´VHPLDXWKRUL]HGµ <RX FDQ PDNH QR
PRUH RXWJRLQJ FDOOV RYHU WKH H[FKDQJH OLQH
IURP WKLV WHOHSKRQH <RX FDQ VWLOO UHFHLYH
FDOOV RQ H[FKDQJH OLQHV
,I QHFHVVDU\ FRPSOHWH D FKHFN RXW IRU
IXUWKHU JXHVWV
3UHVV WKH ´([LWµ NH\ WR HQG D FKHFN RXW
SURFHGXUH
,I LQ GRXEW ORRN LW XS
8VLQJ KRWHO IXQFWLRQV <RX FDQ GLVSOD\ SULQW DQG GHOHWH \RXU JXHVWV· WHOHSKRQH FKDUJHV <RXU GHDOHU FDQ
FRQQHFW D SULQWHU WR \RXU WHOHSKRQH V\VWHP IRU SULQWLQJ RXW FKDUJHV
'LVSOD\LQJ FDOO FKDUJHV
:::
“
&KDUJHV
HJ
&KDUJHV
7RWDO VXEV
““
'HOHWH FDOO FKDUJHV
“
3UHSDUH D FKHFN RXW DV GHVFULEHG
$ URRP NH\ ZLOO IODVK LI WHOHSKRQH FKDUJHV
KDYH EHHQ LQFXUUHG
1RWH
,I QR WHOHSKRQH FKDUJHV KDYH EHHQ
LQFXUUHG WKH /(' JRHV RXW 7KH FKHFN RXW
LV FRQFOXGHG
6HOHFW WKH ´&KDUJHVµ PHQX LWHP
3UHVV WKH UHTXLUHG URRP NH\ DJDLQ
HJ 5RRP 7KH FKDUJHV IRU WKLV URRP ZLOO EH GLVSOD\HG
<RX PD\ QRZ
SULQW RXW WKHVH FKDUJHV
GHOHWH WKHVH FKDUJHV
3ULQWLQJ FKDUJHV
6HOHFW WKH UHTXLUHG PHQX LWHP HJ ´7RWDO
VXEVµ JLYHV WKH WRWDO FKDUJHV IRU D
VXEVFULEHU
7KH FKDUJHV ZLOO EH SULQWHG RXW RQ WKH
SULQWHU ZKLFK LV FRQQHFWHG
'HOHWH FDOO FKDUJHV
6HOHFW WKH UHTXLUHG PHQX LWHP
7KH FKDUJHV IRU WKH VHOHFWHG URRP ZLOO EH
GHOHWHG
3UHVV WKH ´'LVFRQQHFWµ NH\ <RX FDQ QRZ
FRPSOHWH WKH FKHFN RXW IRU WKLV JXHVW
,I LQ GRXEW ORRN LW XS
8VLQJ KRWHO IXQFWLRQV <RX PD\ VHQG D PHVVDJH WR \RXU JXHVWV
6HQGLQJ D PHVVDJH WR JXHVWV
<RX FDQ VHQG JXHVWV D PHVVDJH RQ WKH
GLVSOD\ RI WKH WHOHSKRQH LQ WKHLU URRPV
3UHVV WKH ´0HVVDJHµ NH\
0HVVDJH
HJ
([LW
3UHVV WKH NH\ IRU WKH UHTXLUHG URRP
HJ 5RRP 7KH ZRUG ´0HVVDJHµ DSSHDUV RQ WKH
GLVSOD\ RI WKH WHOHSKRQH VHOHFWHG
,I WKH WHOHSKRQH GRHV QRW KDYH D GLVSOD\
WKH /(' ZLOO EH VZLWFKHG RQ
3UHVV WKH ´([LWµ NH\ WR HQG WKH SURFHGXUH
7KH '66 PRGXOH UHWXUQV WR QRUPDO
RSHUDWLRQ
,I LQ GRXEW ORRN LW XS
8VLQJ KRWHO IXQFWLRQV <RX FDQ EDU GLUHFW LQZDUG GLDOLQJ WR URRPV
%DUULQJ GLUHFW LQZDUG GLDOLQJ WR URRPV
<RX FDQ EDU GLUHFW LQZDUG GLDOLQJ WR URRPV
3UHVV WKH ´','µ NH\
','
HJ
([LW
3UHVV WKH UHTXLUHG URRP NH\
HJ 5RRP 7KH NH\ OLJKWV XS 7KLV URRP WHOHSKRQH FDQ
QRZ QR ORQJHU EH FDOOHG E\ GLUHFW LQZDUG
GLDOLQJ
3UHVV WKH ´([LWµ NH\ WR HQG WKH SURFHGXUH
7KH '66 PRGXOH UHWXUQV WR QRUPDO
RSHUDWLRQ
(QDEOLQJ GLUHFW LQZDUG GLDOLQJ DJDLQ
<RX FDQ HQDEOH GLUHFW LQZDUG GLDOLQJ WR
URRPV DJDLQ
3UHVV WKH ´','µ NH\
','
HJ
([LW
.H\V RI URRPV WKDW FDQQRW EH FDOOHG E\
GLUHFW LQZDUG GLDOLQJ ZLOO OLJKW XS
3UHVV WKH UHTXLUHG URRP NH\
HJ 5RRP 7KH NH\ LV QR ORQJHU OLW XS $Q\ FDOOHU FDQ
GLDO GLUHFW WR WKH URRP WHOHSKRQH
3UHVV WKH ´([LWµ NH\ WR HQG WKH SURFHGXUH
7KH '66 PRGXOH UHWXUQV WR QRUPDO
RSHUDWLRQ
,I LQ GRXEW ORRN LW XS
8VLQJ KRWHO IXQFWLRQV <RX FDQ VWRS D JXHVW IURP EHLQJ FDOOHG IURP RWKHU URRP WHOHSKRQHV
6HWWLQJ XS D JXHVWWRJXHVW EDU
<RX FDQ VWRS D JXHVW IURP EHLQJ FDOOHG
IURP DQRWKHU URRP WHOHSKRQH
3UHVV WKH ´*XHVWWRJXHVW EDUµ NH\
*XHVWWRJXHVW EDU
HJ
([LW
3UHVV WKH UHTXLUHG URRP NH\
HJ 5RRP 7KH NH\ OLJKWV XS 7KLV URRP WHOHSKRQH FDQ
QRZ QR ORQJHU EH FDOOHG E\ RWKHU URRP
WHOHSKRQHV
3UHVV WKH ´([LWµ NH\ WR HQG WKH SURFHGXUH
7KH '66 PRGXOH UHWXUQV WR QRUPDO
RSHUDWLRQ
5HPRYLQJ D JXHVWWRJXHVW EDU
*XHVWWRJXHVW EDU
HJ
([LW
<RX FDQ UHPRYH D JXHVWWRJXHVW EDU IRU D
URRP WHOHSKRQH
3UHVV WKH ´*XHVWWRJXHVW EDUµ NH\
.H\V RI URRPV WKDW FDQQRW EH FDOOHG E\
RWKHU JXHVWV ZLOO OLJKW XS
3UHVV WKH UHTXLUHG URRP NH\
HJ 5RRP 7KH NH\ LV QR ORQJHU LOOXPLQDWHG (YHU\
RWKHU JXHVW FDQ GLDO WKH URRP KDQGVHW
GLUHFWO\
3UHVV WKH ´([LWµ NH\ WR HQG WKH SURFHGXUH
7KH '66 PRGXOH UHWXUQV WR QRUPDO
RSHUDWLRQ
,I LQ GRXEW ORRN LW XS
8VLQJ KRWHO IXQFWLRQV 7KH FKDUJH OLPLW IRU HDFK JXHVW FDQ EH GHWHUPLQHG LQ \RXU WHOHSKRQH V\VWHP
<RX FDQ LQGLYLGXDOO\ VZLWFK WKLV FKDUJH OLPLW RQ DQG RII IRU HDFK JXHVW
$ JXHVW FDQ WKHQ PDNH FDOOV XQWLO WKH VHW FKDUJH OLPLW LV H[FHHGHG
6ZLWFKLQJ RQ FKDUJH OLPLW
<RX FDQ HQVXUH WKDW D JXHVW FDQ RQO\
SKRQH XS WR WKH VHW FKDUJH OLPLW
3UHVV ´&KDUJH OLPLWµ NH\
&KDUJH OLPLW
HJ
([LW
3UHVV WKH NH\ IRU WKH UHTXLUHG URRP
HJ 5RRP 7KH NH\ LV LOOXPLQDWHG 7KH JXHVW FDQ QRZ
RQO\ WHOHSKRQH XS WR WKH VHW FKDUJH OLPLW
3UHVV WKH ´([LWµ NH\ WR TXLW
7KH '66 PRGXOH UHWXUQV WR QRUPDO RSHUD
WLRQ
,I WKH FKDUJH OLPLW LV UHDFKHG
$W WKH URRP KDQGVHW
,I D JXHVW KDV UHDFKHG WKH FKDUJH OLPLW KH
ZLOO KHDU D VLJQDO WRQH
+H FDQ VWLOO ILQLVK WKH FXUUHQW FDOO +RZHYHU
KH FDQ QR ORQJHU PDNH IXUWKHU H[WHUQDO
FDOOV
7HOHSKRQH VWDWXV
&KDUJH OLPLW H[FHHGHG
$W WKH UHFHSWLRQ WHOHSKRQH
,Q WKH GLVSOD\ D PHVVDJH DSSHDUV WR WKH
HIIHFW WKDW WKLV JXHVW HJ KDV UHDFKHG
WKH FKDUJH OLPLW
,I LQ GRXEW ORRN LW XS
8VLQJ KRWHO IXQFWLRQV &DQFHOLQJ FKDUJH OLPLW
<RX FDQ VZLWFK RII WKH FKDUJH OLPLW IRU WKH
JXHVW DJDLQ
3UHVV ´&KDUJH OLPLWµ NH\
&KDUJH OLPLW
HJ
([LW
7KH NH\V IRU WKH URRPV IRU ZKLFK WKH
FKDUJH OLPLW LV DFWLYDWHG DUH LOOXPLQDWHG
7KH NH\V IRU WKH URRPV ZKLFK KDYH
UHDFKHG WKH FKDUJH OLPLW VWDUW IODVKLQJ
3UHVV WKH NH\ IRU WKH UHTXLUHG URRP
HJ 5RRP 7KH NH\ LV QR ORQJHU LOOXPLQDWHG RU IODVKHV
7KH JXHVW FDQ QRZ WHOHSKRQH DJDLQ
ZLWKRXW UHVWULFWLRQV
3UHVV WKH ´([LWµ NH\ WR TXLW
7KH '66 PRGXOH UHWXUQV WR QRUPDO RSHUD
WLRQ
1RWH
,I \RX FDQFHO WKH FKDUJH IRU WKH JXHVW WKH
FKDUJH OLPLW IRU WKLV URRP UHFHLYHU LV DXWR
PDWLFDOO\ VZLWFKHG RII
,I LQ GRXEW ORRN LW XS
8VLQJ KRWHO IXQFWLRQV <RX FDQ KDYH \RXU JXHVWV ZRNHQ E\ WKH URRP KDQGVHW <RX FDQ HQWHU XS WR
WLPHV IRU HDFK JXHVW
:DNLQJ JXHVWV
$SSRLQWPHQW IRU RWKHUV
$SSW *RRG PRUQLQJ
''00 KKPP
(QG
6HOHFW PHQX LWHP ´$SSRLQWPHQW IRU RWKHUVµ
(QWHU WKH FDOO QXPEHU RI WKH UHTXLUHG URRP
7KH ILUVW DSSRLQWPHQW LV GLVSOD\HG
<RX FDQ QRZ HQWHU WKH GDWH DQG DODUP
WLPH IRXU ILJXUHV LQ HDFK FDVH <RXU GHDOHU
ZLOO EH SOHDVHG WR HQWHU WKH WH[W RI \RXU
FKRLFH IRU DODUP FDOOV
1RWH
<RX FDQ DOVR HQWHU D WH[W \RXUVHOI
“ S 6HOHFW WKH PHQX LWHP ´([LWµ WR ILQDOL]H
HQWHULQJ DQ DODUP FDOO 7KH DODUP FDOO LV
QRZ VWRUHG
5HFHLYLQJ DQ DODUP FDOO
7HOHSKRQH VWDWXV
7LPH *RRG PRUQLQJ
7HOHSKRQH VWDWXV
DODUP FDOO QRW DFNQRZOHGJHG
$W WKH URRP KDQGVHW
7KH DODUP FDOO VRXQGV HYHU\ VHFRQGV DW
WKH DSSURSULDWH WLPH ,I UHTXLUHG \RXU PHV
VDJH DSSHDUV RQ WKH GLVSOD\
7KH DODUP FDOO LV VZLWFKHG RII DIWHU
PLQXWHV
$V VRRQ DV WKH JXHVW OLIWV WKH UHFHLYHU WKH
DODUP FDOO LV HQGHG
$W WKH UHFHLYHU DW UHFHSWLRQ
,I WKH JXHVW GRHV QRW DFFHSW WKH DODUP FDOO
D FRUUHVSRQGLQJ VWDWXV PHVVDJH DSSHDUV
RQ WKH WHOHSKRQH DW UHFHSWLRQ
,I LQ GRXEW ORRN LW XS
8VLQJ KRWHO IXQFWLRQV *
7KH DODUP FDOOV FDQ EH SULQWHG RXW DQG FDQFHOHG DW DQ\ WLPH )RU SULQWRXWV \RXU
GHDOHU FDQ FRQQHFW D SULQWHU
3ULQWLQJ RXW DODUP FDOOV
$ODUP FDOOV DUH DXWRPDWLFDOO\ SULQWHG RXW
DIWHU WKH\ DUH HQWHUHG DQG DIWHU WKH\ DUH
FDUULHG RXW
'HOHWLQJ DODUP FDOOV
$SSRLQWPHQW IRU RWKHUV
“
6HOHFW WKH GHVLUHG PHQX LWHP
1H[W DSSRLQWPHQW
“
'HOHWH
“
,I QHFHVVDU\ VHOHFW WKH DSSRLQWPHQW ZKLFK
\RX ZDQW WR GHOHWH
6HOHFW WKH ´'HOHWHµ PHQX LWHP
7KH DSSRLQWPHQW LV GHOHWHG
,I LQ GRXEW ORRN LW XS
)XUWKHU LQVWUXFWLRQV DQG IXQFWLRQV
<RXU WHOHSKRQH LV HTXLSSHG ZLWK DQ $(, LQWHUIDFH ZKLFK \RX FDQ XVH WR FRQQHFW
YDULRXV DFFHVVRULHV VXFK DV D 3& IRU LQVWDQFH $OVR \RX FDQ FRQQHFW D KHDGVHW
LQVWHDG RI WKH KDQGVHW
&KDQJLQJ LQVHUW VWULSV
<RXU GHDOHU FDQ DVVLJQ WKH IXQFWLRQV \RX
XVH PRVW IUHTXHQWO\ WR VRIWNH\V
<RX FDQ ODEHO DQG SXW LQ LQVHUW VWULSV XQGHU
WKHVH NH\V 7KLV PHDQV \RX FDQ VHH DW DOO
WLPHV ZKDW IXQFWLRQ LV DVVLJQHG WR WKHVH
NH\V
3OHDVH QRWH
7KLV WHOHSKRQH LV GHVLJQHG IRU FRQQHFWLRQ WR %26&+ 7(/(&20 WHOHFRPPXQLFDWLRQ
V\VWHPV RQO\ ,W PXVW QRW EH FRQQHFWHG GLUHFWO\ WR D SXEOLF WHOHSKRQH QHWZRUN
7KLV WHOHSKRQH RQO\ FRPSOLHV ZLWK (XURSHDQ UHJXODWLRQV RQ VDIHW\ DQG
HOHFWURPDJQHWLF FRPSDWLELOLW\ LI FRQQHFWHG WR D %26&+ 7(/(&20
WHOHFRPPXQLFDWLRQ V\VWHP
$OO UHSDLUV DQG VHUYLFLQJ PXVW EH FDUULHG RXW E\ TXDOLILHG SHUVRQQHO RQO\ 'R QRW
RSHQ WKH WHOHSKRQH RWKHUZLVH \RX FRXOG GDPDJH LW DQG FDXVH LW WR PDOIXQFWLRQ
6HOHFWLQJ D ORFDWLRQ IRU \RXU WHOHSKRQH
<RXU WHOHSKRQH LV GHVLJQHG IRU XVH XQGHU QRUPDO RSHUDWLQJ FRQGLWLRQV +RZHYHU
WRGD\·V IXUQLWXUH LV FRDWHG ZLWK DQ LQFUHGLEO\ ZLGH UDQJH RI SDLQWV DQG V\QWKHWLF
ILQLVKHV RU WUHDWHG ZLWK YDULRXV FDUH SURGXFWV 6RPH RI WKHVH SURGXFWV PD\
WKHUHIRUH FRQWDLQ VXEVWDQFHV WKDW FRXOG DWWDFN DQG VRIWHQ WKH SODVWLF IHHW RQ \RXU
SKRQH )HHW WKDW KDYH EHHQ DIIHFWHG LQ WKLV ZD\ PD\ XQGHU FHUWDLQ FLUFXPVWDQFHV
OHDYH XQDWWUDFWLYH PDUNV RQ \RXU IXUQLWXUH
%26&+ 7(/(&20 FDQQRW EH KHOG UHVSRQVLEOH IRU WKLV W\SH RI GDPDJH
&RQVHTXHQWO\ ZH UHFRPPHQG SODFLQJ \RXU WHOHSKRQH RQ D VXLWDEOH VOLSSURRI PDW
HVSHFLDOO\ LI \RXU IXUQLWXUH LV QHZ RU KDV EHHQ UHVWRUHG ZLWK VXFK FDUH SURGXFWV
,I LQ GRXEW ORRN LW XS
5HPRWH FRQWURO RI \RXU WHOHSKRQH ZLWK D 3&
<RX FDQ FRQWURO \RXU WHOHSKRQH UHPRWHO\ XVLQJ D 3& FRQQHFWHG WR WKH $(, LQWHUIDFH
&RQQHFWLQJ D 3&
&RQQHFW WKH $(, DGDSWHU WR D VHULDO
LQWHUIDFH RQ \RXU 3&
7KHQ FRQQHFW WKH $(, DGDSWHU WR WKH
$(,;< MDFN RQ \RXU WHOHSKRQH
6HOHFWLQJ 3& DSSOLFDWLRQV
7KH IROORZLQJ 3& DSSOLFDWLRQV FXUUHQWO\
VXSSRUW FRPPXQLFDWLRQ ZLWK \RXU
WHOHSKRQH
/RWXV 2UJDQL]HU
:LQGRZV &DUG 0DQDJHU
:LQGRZV 'LDOHU
3OXV3KRQH
7DVN7LPHU IRU :LQGRZV
:LQGRZV 7HUPLQDO 3URJUDP
&DOO DQG FKDUJH VLJQDOLQJ LV SRVVLEOH ZLWK
WKH IROORZLQJ DSSOLFDWLRQV
3OXV3KRQH
:KDW RSWLRQV DUH WKHUH"
'LDOLQJ IURP WKH 3&
'LVSOD\LQJ LQFRPLQJ FDOOV RQ WKH 3&
3OXV3KRQH :LQGRZV 'LDOHU
$QVZHULQJ FDOOV RQ WKH 3&
3OXV3KRQH :LQGRZV 'LDOHU
'LVSOD\LQJ WHOHSKRQH FKDUJHV RQ \RXU
3& 3OXV3KRQH
$FWLYDWLQJ VHFRQG FDOO IURP WKH 3&
3OXV3KRQH
5HIHUEDFN 7RJJOH &RQIHUHQFH YLD 3&
,I LQ GRXEW ORRN LW XS
,QGH[
$FFHVVRULHV '66 PRGXOH
&DQFHO
$GGLWLRQDO FDOO
&KDQJLQJ EDVLF VHWWLQJV
$ODUP FDOO
&KDUJH OLPLW
&KHFN LQ
&KHFN RXW
$QQRXQFHPHQW
DQVZHULQJ
PDNLQJ
WR DOO
$SSRLQWPHQW
&RGH GLDOLQJ
JHQHUDO
LQGLYLGXDO
$SSRLQWPHQW PHVVDJH
&RQIHUHQFH
$SSRLQWPHQW VLJQDO
&RQQHFW
$XWRPDWLF FDOOEDFN
&RQVXOWDWLRQ FDOO
&XW LQ
'D\ VHUYLFH
'LDO
IURP WKH FDOO OLVW
IURP WKH WHOHSKRQH GLUHFWRU\
UHGLDO
$XWRPDWLF FRQQHFWLRQ
%DVLF UXOHV
%XV\
&DOO
DQVZHULQJ
WUDQVIHUULQJ
&DOO FKDUJHV
²
&DOO GLYHUVLRQ
&DOO OLVW
²
',' 'LUHFW LQZDUG GLDOLQJ EDU
'LUHFW LQZDUG GLDOLQJ EDU
'LVSOD\
6HWWLQJV
'LVSOD\ NH\V
&DOO SLFNXS
'LVSOD\ PHVVDJHV
&DOO UHWXUQHG
'R QRW GLVWXUE
&DOO ZDLWLQJ
'66 PRGXOH
KRWHO IXQFWLRQV
NH\V
/('V
&DOO QXPEHU VWRULQJ
&DOOEDFN
&DOOLQJ
EXV\
IURP WKH FDOO OLVW
IURP WKH WHOHSKRQH GLUHFWRU\
SDUWQHU
'660RGXO (QWHULQJ WH[W
(GLWLQJ
(QWHULQJ WH[W
,I LQ GRXEW ORRN LW XS
,QGH[ ([WHUQDO FDOOV
)XQFWLRQ NH\V DVVLJQLQJ
²
)XQFWLRQV
RYHUYLHZ
VHOHFWLQJ
²
*HQHUDO FDOO
*URXS 3LFN 8S
*XHVWWRJXHVWEDU
+DQGVIUHH
VHWWLQJV
+DQGVIUHH $QVZHU %DFN
+HOS
+RWHO IXQFWLRQV
DODUP FDOO RUGHU
&KDUJH OLPLW
FKHFN LQ
FKHFN RXW
GHOHWLQJ FDOO FKDUJHV
'LUHFW LQZDUG GLDOLQJ EDU
GLVSOD\LQJ FDOO FKDUJHV
H[LW
*XHVWWRJXHVWEDU
PHVVDJH
RYHUYLHZ
SULQWLQJ FDOO FKDUJHV
UHWXUQ WR EXV\ GLVSOD\
5HWXUQ WR HQJDJHG GLVSOD\
²
+XQW JURXS
,GOH GLVSOD\
,QVHUW VWULSV
,QWHUQDO FDOOV
.H\V
/DQJXDJH
/LQH
/RFDWLQJ \RXU WHOHSKRQH
/RFDWLRQ
/RFN
/RFNLQJ WKH SKRQH
0HQX VHOHFW IXQFWLRQV
0HQX LWHPV
0HVVDJH
0HVVDJHV
GHOHWH
GLVSOD\
RQ WKH GLVSOD\
VHQGLQJ
0RQLWRULQJ
1LJKW VHUYLFH
1RWH
2YHUYLHZ
KRWHO IXQFWLRQV RQ WKH '66 PRGXOH
3DUWQHU
FDOOLQJ
GLVSOD\
3DUWQHUEHHS
3LFN 8S
3,1
5HFHLYLQJ FDOOV
5HGLDO
FDOO
VWRUH
5HIHUEDFN
5HSDLUV
,I LQ GRXEW ORRN LW XS
,QGH[ *
5LQJLQJ WRQH
5XOHV RI XVH
²
6HWWLQJV
6RIWZDUH ORFN
6WDWXV
6WRUH GHVWLQDWLRQV
²
6ZLWFK
6\PEROV RQ WKH GLVSOD\
7HOHSKRQH GLUHFWRU\
GLDOLQJ FDOO QXPEHUV
VWRULQJ FDOO QXPEHUV
7HOHSKRQH VHWWLQJV
7HOHSKRQH VWDWXV
7H[W
7RJJOH
7UDQVIHU
7UDQVIHUULQJ FDOOV
7URXEOHVKRRWLQJ
9ROXPH
/RXGVSHDNHU
5HFHLYHU
5LQJLQJ WRQH
5REHUW %RVFK $*
*HVFKlIWVEHUHLFK
.RPPXQLNDWLRQVWHFKQLN $XVWULD
+LHW]LQJHU .DL $ :LHQ
7HOHSKRQH )D[ 5REHUW %RVFK
,QGXVWULDOH H &RPPHUFLDOH 6S$
,WDO\
9LD 0 $ &RORQQD , 0LODQR
7HOHSKRQH )D[ 19 5REHUW %RVFK 6$ %HOJLXP
5XH +HQUL *HQHVVH % %UX[HOOHV
7HOHSKRQH )D[ 5REHUW %RVFK %9 1HWKHUODQGV
1HSWXQXVVWUDDW 1/ -3 +RRIGGRUS
7HOHSKRQH )D[ 5REHUW %RVFK (VSDxD 6$
9HQWDV 7HOHFRPXQLFDFLyQ
&DUUHWHUD 19, .0 ( /DV 5R]DV 0DGULG
7HOHSKRQH )D[ 5REHUW %RVFK $*
.RPPXQLNDWLRQVWHFKQLN
6ZLW]HUODQG
+RKOVWUDVVH &+ =ULFK
7HOHSKRQH )D[ %RVFK 7pOpFRP 6$ )UDQFH
%XUHDX[ GX 3DUF
5XH GH OD 3ULQFHVVH
) /RXYHFLHQQHV 3DULV
7HOHSKRQH )D[ %RVFK 7HOHFRP /WG *UHDW %ULWDLQ
%URDGZDWHU 3DUN
1RUWK 2UELWDO 5RDG
'HQKDP 8[EULGJH 0LGG[ 8% +7HOHSKRQH )D[ :HEVLWH ZZZERVFKWHOHFRPFRXN
%RVFK 7HOHFRP *PE+
.OH\HUVWUD‰H ' )UDQNIXUW0DLQ
7HOHSKRQH )D[ KWWSZZZERVFKWHOHFRPGH
HPDLO LQIRVHUYLFH#ERVFKFRP
G
HY
UH
VHU
VQ
RLW
DLF
ILG
R
0
UH
SD
SH
HUI
HQL
UOR
KF
QR
\Q
DP
UH
*Q
LG
WHQL
U3
(