Download Operating Instructions

Transcript
*LJDVHW
0LFUR
,VVXHGE\
,QIRUPDWLRQDQG&RPPXQLFDWLRQ3URGXFWV
+RIPDQQVWU
'0ÖQFKHQ
ƒ6LHPHQV$*
$OOULJKWVUHVHUYHG6XEMHFWWRDYDLODELOLW\
5LJKWRIPRGLILFDWLRQUHVHUYHG
3ULQWHGLQ*HUPDQ\
6LHPHQV$NWLHQJHVHOOVFKDIW
KWWSZZZVLHPHQVFRPJLJDVHW
5HIHUHQFHQR$*%
2SHUDWLQJ,QVWUXFWLRQV
DQG6DIHW\3UHFDXWLRQV
*LJDVHW0LFURHQJO$*%
XPVFKOBYIP
*HQHUDO
*HQHUDO
6DIHW\SUHFDXWLRQV
● 1HYHUXVHRUGLQDU\QRQUHFKDUJHDEOHEDWWHULHV2QO\XVHWKH9.;EDWWHU\
VXSSOLHGUHFKDUJHDEOHDVRWKHUZLVHEDWWHU\GDPDJHFDQUHVXOWGDQJHURXV
● 7KHKDQGVHWnVEDWWHU\FRPSDUWPHQWIHDWXUHVWKHIROORZLQJGLDJUDP
h2SHUDWHEDWWHU\W\SHLQDFFRUGDQFHZLWKWKHVHRSHUDWLQJLQVWUXFWLRQV
● 2QO\XVHWKHSOXJW\SH$&DGDSWHUVXSSOLHGDVLQGLFDWHGRQWKHXQGHUVLGHRIWKHXQLW
● 1HYHUXVHQRQ6LHPHQVFKDUJLQJXQLWVDVWKHVHFDQGDPDJHWKHEDWWHU\
● 7KHEDWWHU\ZDUPVXSGXULQJRSHUDWLRQ7KLVLVQRUPDODQGQRWGDQJHURXV
● 0HGLFDOHTXLSPHQWFDQEHDIIHFWHGE\WKHKDQGVHW
● 7KHKDQGVHWFDQFDXVHDQXQSOHDVDQWKXPPLQJVRXQGLQKHDULQJDLGV
● 'RQRWRSHUDWHWKHWHOHSKRQHLQHQYLURQPHQWVZKHUHWKHUHLVULVNRIH[SORVLRQHJSDLQW
VKRSV
● (QVXUHWKDWWKHRSHUDWLQJLQVWUXFWLRQVDUHLQFOXGHGZKHQSDVVLQJRQ\RXU*LJDVHWWRDWKLUG
SDUW\
● 'LVSRVHRIEDWWHULHVDQGWKHWHOHSKRQHLQDQHQYLURQPHQWDOO\IULHQGO\PDQQHULQDFFRUGDQFH
ZLWKWKHUHOHYDQWOHJLVODWLRQ
'LVSOD\V
7KHIROORZLQJV\PEROVDSSHDULQWKHGLVSOD\GHSHQGLQJRQWKHRSHUDWLQJVLWXDWLRQ
M
,17
,QWHUQDOGLDOOLQJ
;< 6FUROOLQJLQPHQXV
[
5HGLDOOOLQJQXPEHU
/HIWULJKW
=
&RQILUPDWLRQ
,
0DLOER[IXQFWLRQ
QHZQXPEHULQWKH
FDOOHUOLVW
*2%$&. +LJKHUPHQXOHYHO
:
1HWZRUNSURYLGHU
'HOHWHFKDUDFWHU
\
&DQFHO
9
6XSSOHPHQWDU\
PHQX
8
*LJDVHW0LFURHQJO$*%
XPVFKOBYIP
*HQHUDO
*LJDVHW0LFURKDQGVHWEULHI RYHUYLHZ
®
7KHGLVSOD\LVSURWHFWHGE\DSODVWLFIRLO
3OHDVHUHPRYHWKLVSURWHFWLYHFRYHU
%DVHQDPH
&KDUJLQJVWDWXV
r FRQVWDQWUHDG\
IRUGLDOOLQJUHFHLSW
r IODVKLQJQREDVH
VWDWLRQFRQWDFW
7 IXOO
HPSW\
(QGFDOONH\
r HQGFDOO
r FDQFHOIXQFWLRQ
r +DQGVHWRQRII
KROGNH\GRZQ
'LVSOD\NH\V
œ
8
VHHEHORZ
M, +[
RQcU!
'LUHFWRU\
2SHQPHQX
7DON
DFWLYDWH
r DFFHSWFDOO
r GLDOFDOOQXPEHU
5LQJHURQRII
KROGGRZQ
5HFDOONH\
.H\SDGSURWHFWLRQ
r IRU3$%;V
71HWVHUYLFHV
r LQVHUWSDXVH
KROGNH\GRZQ
RQRII
KROGNH\GRZQ
,GOHGLVSOD\GLVSOD\NH\V
5HFHSWLRQUDQJH
&XUUHQW
IXQFWLRQV
RIWKHGLVSOD\NH\VHJSUR
YLGHUFDOOVOLVWFDOOLQJLQWHU
QDOQXPEHUUHGLDOOLQJ
QXPEHU
œ
8
M, +[
RQcU!
'LVSOD\NH\V
r )XQFWLRQVYDU\GHSHQGLQJ
RQWKHGLVSOD\
r ,IWKHUHDUHIXQFWLRQV
SUHVVHLWKHUWKHOHIWRUULJKW
VLGHRIWKHNH\
8
*LJDVHW0LFURHQJO$*%
XPVFKOBYIP
4XLFNUHIHUHQFHJXLGH
4XLFNUHIHUHQFHJXLGH
)XQFWLRQ
.H\FRPELQDWLRQ
$FWLYDWHGHDFWLYDWH
WKHKDQGVHW
+ROGGRZQ€ IRUVHFRQG
$FWLYDWHGHDFWLYDWH
NH\SDGSURWHFWLRQ
+ROGGRZQz IRUVHFRQG
$QVZHUDFDOO
D
0DNHDQH[WHUQDOFDOO
PD
5HGLDODQXPEHU
[ RU < D
6DYHDQXPEHULQWKH
GLUHFWRU\
'LDODQXPEHUIURPWKH
GLUHFWRU\
- 9 < 1HZ(QWU\ = 1DPH
<P9 =
- ILUVWOHWWHURU < D
'LDODQXPEHUIURPWKH
FDOOVOLVW
, RU < D
$GMXVWWKHKDQGVHWYRO
XPH
6HWWLQJV = 6RXQG6HWWLQJV = <+DQGVHW
=
9ROXPH = 0XWHWKHPLFURSKRQH
+ 0LFURSKRQHPXWHG40LFURSKRQHRQ
0DNHDQLQWHUQDOFDOO
+ HJ ¬
&DOODOOKDQGVHWV
+ &$//$//
7UDQVIHUFDOO
FRQQHFW
+ H J q €
,QWHUQDOHQTXLU\FDOO
+ HJ q WHUPLQDWHHQTXLU\FDOO 4
6HWWKHGDWH
+ 6(7 " w = 6HWWKHGDWH =
6HWWKHWLPH
+ 6(7 " | = 6HWWKHWLPH =
8
*LJDVHW0LFURHQJO$*%
&R,9=IP
&RQWHQWV
*HQHUDO 6DIHW\SUHFDXWLRQV
'LVSOD\V *LJDVHW0LFURKDQGVHWEULHI RYHUYLHZ
4XLFNUHIHUHQFHJXLGH 3UHSDULQJWKHWHOHSKRQH &KHFNLQJWKHFRQWHQWVRIWKHSDFNDJH ,QVWDOOLQJFRQQHFWLQJWKHEDVHVWDWLRQ ,QVHUWLQJFKDUJLQJWKHEDWWHU\
$WWDFKLQJWKHEHOWFOLS
$FWLYDWLQJGHDFWLYDWLQJWKHKDQGVHW
$FWLYDWLQJGHDFWLYDWLQJNH\SDGSURWHFWLRQ 0DNLQJFDOOV 0DNLQJDQH[WHUQDOFDOO 0DNLQJDQLQWHUQDOFDOO $QVZHULQJDFDOO 'LVSOD\LQJWKHLQFRPLQJFDOOQXPEHU&/,3 0XWLQJWKHPLFURSKRQH 3DJLQJ
(QKDQFHGWHOHSKRQH IHDWXUHV 5HGLDO
'LUHFWRU\QHWZRUNSURYLGHUOLVW 6WRULQJDFDOOQXPEHU
'LDOOLQJIURPWKHGLUHFWRU\QHWZRUNSURYLGHUOLVW (QWHULQJQDPHV &DOOVOLVW 71HWVHUYLFHV
&RVWHIIHFWLYHWHOHSKRQLQJ 1HWZRUNSURYLGHUOLVWQHWZRUN DFFHVV *LJDVHW0LFURHQJO$*%
&R,9=IP
'LVSOD\LQJWKHFDOOGXUDWLRQ
'LVSOD\LQJWKHFDOOFKDUJHV &DOODOORZDQFHDFFRXQW ,QGLYLGXDOKDQGVHWVHWWLQJV 6HWWLQJWKHGLVSOD\ODQJXDJH
6HWWLQJWKHULQJHUYROXPH 6HWWLQJWKHULQJHUPHORG\ 6HWWLQJDVKRUWULQJHUWRQH
$FWLYDWLQJGHDFWLYDWLQJWKHULQJHUWRQHULQJLQJ 6HWWLQJWKHKDQGVHWYROXPH $FWLYDWLQJGHDFWLYDWLQJZDUQLQJDQGVLJQDOEHHSV $XWRWDON &KDQJLQJWKHEDVHQDPH
5HJLVWHULQJDWPRUHWKDQRQHEDVHVWDWLRQ
&KDQJLQJWKHEDVHVWDWLRQ 5HVHWWLQJWKHIDFWRU\VHWWLQJV %DVHVWDWLRQVHWWLQJV 6HWWLQJWKHGDWH 6HWWLQJWKHWLPH
6HWWLQJWKHULQJHUYROXPH 6HWWLQJWKHULQJHUPHORG\ $FWLYDWLQJGHDFWLYDWLQJPXVLFRQKROG 6HWWLQJSDXVHV
5HVHWWLQJWKHIDFWRU\VHWWLQJV 8VHURSWLRQVVKRUWFXWV +DQGVHWXVHURSWLRQVVKRUWFXWV +DQGVHWVHFXULW\ &KDQJLQJWKHWHOHSKRQH3,1
+RWNH\GLUHFWVWDWLRQVHOHFWLRQ $FWLYDWLQJGHDFWLYDWLQJKRWNH\VHOHFWLRQ $FWLYDWLQJGHDFWLYDWLQJWKHWHOHSKRQHORFN 'LDOOLQJDQHPHUJHQF\QXPEHU
%DVHVWDWLRQVHFXULW\ &KDQJLQJWKHEDVHVWDWLRQV\VWHP 3,1 $FWLYDWLQJGHDFWLYDWLQJWKHEDVHORFN *LJDVHW0LFURHQJO$*%
&R,9=IP
%DUULQJHQDEOLQJFDOOQXPEHUV 6DYLQJHPHUJHQF\QXPEHUV
2SHUDWLQJPRUHWKDQRQHKDQGVHW 5HJLVWHULQJDGGLWLRQDOKDQGVHWV
0DNLQJDQLQWHUQDOFDOO )RUZDUGLQJDFDOO ,QWHUQDOHQTXLU\FDOO
$FFHSWLQJFDOOZDLWLQJ
&ROOHFWLYHFDOO
'LVSOD\LQJWKHKDQGVHWQXPEHU
2SHQOLVWHQLQJDWWKHKDQGVHW 'HUHJLVWHULQJKDQGVHWV 'LVDEOLQJH[WHUQDOGLDOOLQJDWLQGLYLGXDOKDQGVHWV
&RQQHFWLQJDID[PRGHP $FWLYDWLQJGHDFWLYDWLQJWKHULQJHU 6HWWLQJULQJGHOD\FROOHFWLYHFDOO
5RRPPRQLWRU
&RQQHFWLQJWRD3$%; &KDQJLQJWKHGLDOOLQJPRGH 6ZLWFKLQJWRWRQHGLDOOLQJ 6DYLQJDGLDORXWQXPEHU 3DXVHDIWHUGLDORXWQXPEHU $SSHQGL[ 0DLQWHQDQFH
7URXEOHVKRRWLQJ
*XDUDQWHHVHUYLFH
,QGH[ ,PSRUWDQWPHQXV %DVHVWDWLRQVHWWLQJV *LJDVHW0LFURHQJO$*%
9RUEHUHLIP
3UHSDULQJWKHWHOHSKRQH
3UHSDULQJWKHWHOHSKRQH
&KHFNLQJWKHFRQWHQWVRIWKHSDFNDJH
7KHSDFNDJHFRQWDLQVWKHIROORZLQJ
● RQH*LJDVHW0LFUREDVHVWDWLRQ
● RQH*LJDVHW0LFURKDQGVHW
● RQHSOXJW\SH$&DGDSWHU
● RQHWHOHSKRQHFRUG
● RQHEHOWFOLSIRUWKHKDQGVHW
● DEDWWHU\
● RQHVHWRIRSHUDWLQJLQVWUXFWLRQV
,QVWDOOLQJFRQQHFWLQJWKHEDVHVWDWLRQ
1RWHVRQLQVWDOODWLRQ
-
r 7KHEDVHVWDWLRQLVGHVLJQHGIRURSHUDWLRQLQSURWHFWHGURRPV
ZLWKDWHPSHUDWXUHUDQJHIURPŠ&WRŠ&
r ,QVWDOOWKHEDVHVWDWLRQLQDFHQWUDOORFDWLRQLQWKHDSDUWPHQW
KRXVHHJLQWKHKDOO
/
r 'RQRWLQVWDOOWKHEDVHVWDWLRQLQWKHEDWKURRPRULQVKRZHUV
r 'RQRWRSHUDWHWKHKDQGVHWLQHQYLURQPHQWVZKHUHWKHUHLVULVNRI
H[SORVLRQVXFKDVDSDLQWVKRS
5DQJH
7KHEDVHVWDWLRQUDQJHLVPLQGRRUVDQGXSWRDSSUR[PRXWGRRUV7KH
UHFHLYHVWUHQJWKLFRQLQGLFDWHVWKHVWUHQJWKRIWKHUDGLRFRQWDFWEHWZHHQWKH
EDVHVWDWLRQDQGKDQGVHW
›
œ

UHFHLYHVWUHQJWK
UHFHLYHVWUHQJWK
QRRUYHU\ORZUHFHLYHVWUHQJWK
9RUEHUHLIP
*LJDVHW0LFURHQJO$*%
3UHSDULQJWKHWHOHSKRQH
&RQQHFWLQJWKHEDVHVWDWLRQ
7HOHSKRQHMDFNZLWK
WHOHSKRQHFRUG
99
● ,QVHUWVPDOOFRQQHFWRURQWHOHSKRQH
FRUGLQWR;MDFNFOLFNVLQWRSODFH
● 3ODFHFRUGLQFDEOHGXFW
● ,QVHUWWHOHSKRQHMDFNLQWRWHOHSKRQH
VRFNHW
&DEOHGXFWV
3OXJW\SH$&
DGDSWHUZLWK
PDLQVFDEOH
8QGHUVLGHRI
EDVHVWDWLRQ
● ,QVHUWVPDOOFRQQHFWRURQPDLQV
FDEOHLQWRMDFNFOLFNVLQWRSODFH
● 3ODFHFRUGLQFDEOHGXFW
● ,QVHUWSOXJW\SH$&DGDSWHULQWRVRFNHW
0D\GLIIHUGHSHQGLQJRQWKHFRXQWU\
r 2QO\XVHWKHSOXJW\SH$&DGDSWHUVXSSOLHGDVLQGLFDWHGRQWKH
XQGHUVLGHRIWKHEDVHVWDWLRQ
r ,ISRVVLEOHXVHWKHWHOHSKRQHFRUGVXSSOLHG
r ,I\RXSXUFKDVHDQRWKHUHJORQJHUWHOHSKRQHFRUGHQVXUHWKDWWKH
DVVLJQPHQWRIWKHQHZFRUGLVDVIROORZV
IUHH
IUHH
D
E
IUHH
IUHH
*LJDVHW0LFURHQJO$*%
9RUEHUHLIP
3UHSDULQJWKHWHOHSKRQH
,QVHUWLQJFKDUJLQJWKHEDWWHU\
®
● 7KHKDQGVHWVXSSOLHGLVDOUHDG\UHJLVWHUHGDWWKHEDVHVWDWLRQ
● )RULQIRUPDWLRQRQUHJLVWHULQJDGGLWLRQDOKDQGVHWVRUUHSODFHPHQW
KDQGVHWVDIWHUUHSDLUVVHHSDJH
q 1HYHUXVHRUGLQDU\QRQUHFKDUJHDEOHEDWWHULHV2QO\XVHWKH
9.;EDWWHU\VXSSOLHGUHFKDUJHDEOHDVRWKHUZLVH
EDWWHU\GDPDJHFDQUHVXOWGDQJHURXV
q 7KHKDQGVHWnVEDWWHU\FRPSDUWPHQWIHDWXUHVWKHIROORZLQJGLDJUDP
h 2SHUDWHEDWWHU\W\SHLQDFFRUGDQFHZLWKWKHVHRSHUDWLQJLQ
VWUXFWLRQV
q 1HYHUXVHQRQ6LHPHQVFKDUJLQJXQLWVDVWKHVHFDQGDPDJHWKHEDW
WHU\
q 'LVSRVHRIROGGHIHFWLYHEDWWHULHVDQGWKHWHOHSKRQHLQDQHQYLURQ
PHQWDOO\IULHQGO\PDQQHULQDFFRUGDQFHZLWKWKHUHOHYDQWOHJLVODWLRQ
● ,QVHUWWKHEDWWHU\FRQQHFWRUZLWKWKHSURWUXVLRQVIDFLQJXSRUOHIWLQWKH
VRFNHWLQYHUVLRQLPSRVVLEOHDQGWKHQSODFHWKHEDWWHU\LQWKHFRPSDUWPHQW
rVHHILJXUH
● 6OLGHWKHFRYHUDSSUR[PPLQWRWKHEDWWHU\FRPSDUWPHQWDQGSXVK
JHQWO\IRUZDUGXQWLOLWFOLFNVLQWRSODFH
● 7RRSHQWKHFRYHUSUHVVWKHJURRYHGDUHDRQWKHFRYHUDQGVOLGHEDFN
9RUEHUHLIP
*LJDVHW0LFURHQJO$*%
3UHSDULQJWKHWHOHSKRQH
&KDUJLQJWKHEDWWHU\
7KHEDWWHU\VXSSOLHGLVQRWFKDUJHG
7RFKDUJHWKHEDWWHULHVLQVHUWWKHKDQGVHWLQWKHEDVHVWDWLRQRU*LJDVHW/
FKDUJLQJXQLWDFFHVVRU\r\RXZLOOKHDUWKHFRQILUPDWLRQEHHS7KHFKDUJLQJ
VWDWXVLFRQIODVKHVRQWKHKDQGVHWGLVSOD\WRLQGLFDWHWKDWDFKDUJLQJRSHUDWLRQ
LVLQSURJUHVV
F
®
8
%DWWHU\ FKDUJHG 7
%DWWHU\HPSW\
%DWWHU\FKDUJHG
%DWWHU\IXOO
r :HUHFRPPHQGLQLWLDOO\FKDUJLQJWKHEDWWHULHVIRUDWOHDVWKRXUV
ZLWKRXWLQWHUUXSWLRQrLUUHVSHFWLYHRIWKHFKDUJLQJVWDWXVLFRQ
r 2QFHWKHILUVWFKDUJLQJRSHUDWLRQLVFRPSOHWH\RXFDQUHSODFHWKH
KDQGVHWLQWKHEDVHVWDWLRQDIWHUDQ\FDOO&KDUJLQJLVFRQWUROOHGHOHF
WURQLFDOO\7KLVHQVXUHVRSWLPXPFKDUJLQJDQGSURORQJVEDWWHU\OLIH
r 7KHEDWWHU\KHDWVXSGXULQJFKDUJLQJ7KLVLVQRUPDODQGQRWGDQJHU
RXV
r 7KHFKDUJLQJVWDWXVLVRQO\FRUUHFWO\GLVSOD\HGDIWHUXQLQWHUUXSWHG
FKDUJLQJGLVFKDUJLQJ<RXVKRXOGWKHUHIRUHDYRLGRSHQLQJWKHEDWWHU\
FRPSDUWPHQWXQQHFHVVDULO\
$SSURYHGEDWWHU\
7RVKLED3RZHU3DFN1L0+RUGHUQR9.;
+DQGVHWRSHUDWLQJWLPHFKDUJLQJWLPH
&DSDFLW\
P$K
6WDQGE\WLPH
KRXUV
7DONWLPH
KRXUV
&KDUJLQJWLPH
KRXUV
XSWR
DSSUR[
DSSUR[
$WWDFKLQJWKHEHOWFOLS
3XVKWKHFOLSRQWRWKHEDFNRIWKHKDQGVHWXQWLOWKHVLGHWDEVFOLFNLQWRSODFH
*LJDVHW0LFURHQJO$*%
9RUEHUHLIP
3UHSDULQJWKHWHOHSKRQH
3UHVVNH\V
$FWLYDWLQJGHDFWLYDWLQJWKHKDQGVHW
€
3UHVVWKHHQGFDOONH\IRUVHFRQGr\RXZLOOKHDUWKHFRQILUPDWLRQ
EHHS
® 7KHKDQGVHWLVDFWLYDWHGDXWRPDWLFDOO\DVVRRQDV\RXLQVHUW
WKHEDWWHULHVDQGSODFHLWLQWKHEDVHVWDWLRQFKDUJLQJXQLW
$FWLYDWLQJGHDFWLYDWLQJNH\SDG
SURWHFWLRQ
<RXFDQGLVDEOHWKHKDQGVHWNH\VHJZKHQFDUU\LQJWKHXQLWLQ\RXU
SRFNHWRUEDJ7KLVSURWHFWVWKHNH\SDGDJDLQVWLQDGYHUWHQWDFWLYDWLRQ
$QLQFRPLQJFDOODXWRPDWLFDOO\GHDFWLYDWHVWKHNH\SDGSURWHFWLRQ
&DOOVFDQEHDFFHSWHGE\SUHVVLQJWKHWDONNH\D z
7RDFWLYDWHGHDFWLYDWHNH\SDGSURWHFWLRQKROGWKHNH\IRUVHFRQGr
\RXZLOOKHDUWKHFRQILUPDWLRQEHHS
&RQILUPDWLRQEHHS ORQJWRQHHUURUWRQH EULHIWRQHV
*LJDVHW0LFURHQJO$*%
7HOHIIP
0DNLQJFDOOV
3UHVVNH\V
0DNLQJFDOOV
0DNLQJDQH[WHUQDOFDOO
([WHUQDOFDOOVDUHFDOOVZLWKLQWKHWHOHSKRQHQHWZRUN
P
(QWHUWKHFDOOQXPEHU
,IQHFHVVDU\FRUUHFWZLWK:
D
3UHVVWKHWDONNH\
€
(QGLQJDFDOO
3UHVVWKHHQGFDOONH\
®
● <RXFDQDOVRSUHVVWKHWDONNH\DILUVWDQGWKHQHQWHUWKH
FDOOQXPEHUrHDFKGLJLWLVGLDOOHGLPPHGLDWHO\
● <RXFDQFDQFHOWKHGLDORSHUDWLRQZLWKWKHHQGFDOO
NH\ €
● <RXFDQLQVHUWDSDXVHZLWKWKHUHFDOONH\4KROGNH\
GRZQ
● <RXFDQRSWWRQRWVDYHHQWULHVHJZKHQFRQWUROOLQJH[
WHUQDOWHOHSKRQHVHUYLFHVSUHVVWKHPHQXNH\VHOHFW
6ZLWFKWR7RQHDQGFRQILUPZLWK=rQRQHRIWKH
QXPEHUVHQWHUHGDIWHUZDUGVZLOOEHVDYHGIRUQXPEHU
UHGLDO
0DNLQJDQLQWHUQDOFDOO
<RXFDQFRQGXFWWROOIUHHFDOOVZLWKXSWRKDQGVHWV
+
HJq
3UHVVWKHGLVSOD\NH\r\RXUKDQGVHWnVLQWHUQDOFDOOQXPEHULVGLV
SOD\HG
(QWHUWKHLQWHUQDOFDOOQXPEHURIWKHKDQGVHW
3UHVV&$//$//RUWRFDOODOOKDQGVHWV
(QGLQJDFDOO
€
3UHVVWKHHQGFDOONH\
*LJDVHW0LFURHQJO$*%
7HOHIIP
0DNLQJFDOOV
3UHVVNH\V
$QVZHULQJDFDOO
$FDOOLVVLJQDOOHGE\WKHULQJHU
D
3UHVVWKHWDONNH\7KHFDOOLVVHWXS
RU
’L
LIo$XWRWDONoLVDFWLYDWHGVLPSO\UHPRYHKDQGVHWIURPWKHEDVHVWD
WLRQWKHFRQQHFWLRQLVVHWXSZLWKRXWNH\DFWLYDWLRQ$XWR
WDON IDFWRU\VHWWLQJ
®
● ,IWKHULQJHULVGLVWXUELQJ\RXSUHVVWKH
6,/(17GLVSOD\NH\
&DOOVWKDWDSSHDURQWKHGLVSOD\FDQEHDQVZHUHGIRUH[
DPSOHE\SUHVVLQJWKHWDONNH\D
● )RULQIRUPDWLRQRQVHWWLQJWKHKDQGVHWYROXPHHYHQGXU
LQJDFDOOVHHSDJH
'LVSOD\LQJWKHLQFRPLQJFDOOQXPEHU
&/,3
,IFDOOLQJOLQHLGHQWLILFDWLRQSUHVHQWDWLRQ&/,3LVVXSSRUWHGE\WKH
QHWZRUNFDUULHUDQGWKHFDOOQXPEHUZDVUHFHLYHGWKHFDOOHUnVQXPEHU
DSSHDUVRQWKHKDQGVHWnVGLVSOD\
HJ
$)()'""$$&&'
6,/(17
®
&DOOQXPEHU
%HOOLFRQ
7KHQDPHLVGLVSOD\HGLQVWHDGRIWKHFDOOQXPEHULIWKHFDOO
HUnVQXPEHULVVWRUHGLQWKHKDQGVHWnVGLUHFWRU\
RU
([WHUQDO&DOOLIWKHQXPEHUZDVQRWUHFHLYHG
RU
:LWKKHOGLIWKHQXPEHUZDVVXSSUHVVHGE\WKHFDOOHU
RU
,QWHUQDO&DOOLQWKHFDVHRIDQLQWHUQDOFDOO
'HSHQGLQJRQWKHFRXQWU\DQGQHWZRUNSURYLGHU
*LJDVHW0LFURHQJO$*%
7HOHIIP
0DNLQJFDOOV
3UHVVNH\V
0XWLQJWKHPLFURSKRQH
<RXFDQGHDFWLYDWH\RXUPLFURSKRQHGXULQJH[WHUQDOFDOOVLQRUGHUIRU
H[DPSOHWRWDONSULYDWHO\WRVRPHERG\LQWKHURRP7KHFDOOLQJSDUW\
FDQQRWKHDU\RXUFRQYHUVDWLRQGXULQJWKLVWLPH
+
0XWHWKHPLFURSKRQHrWKHFDOOLQJSDUW\ZLOOKHDUPXVLFRQKROG
4
5HDFWLYDWHWKHPLFURSKRQH
3DJLQJ
Q
3UHVVWKHEDVHVWDWLRQNH\rDOOKDQGVHWVULQJ
Q
(QGLQJSDJLQJ
3UHVVWKHEDVHVWDWLRQNH\RQFHPRUHRU
SUHVVWKHWDONNH\DDWDKDQGVHW
*LJDVHW0LFURHQJO$*%
.RPIRUWIP
(QKDQFHGWHOHSKRQH IHDWXUHV
3UHVVNH\V
(QKDQFHG
WHOHSKRQH IHDWXUHV
5HGLDO
<RXUKDQGVHWDXWRPDWLFDOO\VWRUHVWKHODVWWHQFDOOQXPEHUVGL
DOOHG,IWKHFDOOQXPEHULVVWRUHGLQWKHKDQGVHWnVGLUHFWRU\
WKHFRUUHVSRQGLQJQDPHLVGLVSOD\HGLQVWHDGRIWKHQXPEHU
[
'LVSOD\WKHFDOOQXPEHUVQDPHV
<
6HOHFWWKHUHTXLUHGFDOOQXPEHUQDPH
D
3UHVVWKHWDONNH\rWKHFRQQHFWLRQLVVHWXS
7UDQVIHUULQJDFDOOQXPEHUWRWKHGLUHFWRU\
[
'LVSOD\FDOOQXPEHUV
<9
6HOHFWDFDOOQXPEHU
< &RS\WR'LUÖÖÖÖ =
1DPH
9
6DYH(QWU\Ö =
7KHGLUHFWRU\nVLQSXWILHOGRSHQV
7KHFDOOQXPEHULVDOUHDG\HQWHUHG
(QWHUQDPH:KHUHDSSOLFDEOHFKDQJHWKHFDOOQXPEHU
(QWHUOHWWHUVDQGFKDUDFWHUVVHHSDJH 2SHQWKHVXSSOHPHQWDU\PHQX
6DYHWKHHQWU\
.RPIRUWIP
*LJDVHW0LFURHQJO$*%
(QKDQFHGWHOHSKRQH IHDWXUHV
3UHVVNH\V
&KDQJLQJDFDOOQXPEHU
<RXFDQFKDQJHWKHFDOOQXPEHUDQGRUDGGWRLWZLWKDQXPEHU
IURPWKHQHWZRUNSURYLGHUOLVW
[
'LVSOD\FDOOQXPEHUV
<9
6HOHFWDFDOOQXPEHU
< (GLW(QWU\ÖÖ =
P
7KHFDOOQXPEHULVGLVSOD\HG
&KDQJHWKHFDOOQXPEHU
:KHUHDSSOLFDEOHLQVHUWWKHQXPEHUIRUH[DPSOHIURPWKH
QHWZRUNSURYLGHUOLVWYLDWKHVXSSOHPHQWDU\PHQX9
9
6DYH(QWU\Ö =
2SHQWKHVXSSOHPHQWDU\PHQX
6DYHFKDQJHVIRUWKHUHGLDO
'HOHWLQJRUGLVSOD\LQJDFDOOQXPEHU
[
<9
< 'HOHWH(QWU\ÖÖÖÖ =
'LVSOD\FDOOQXPEHUV
6HOHFWDFDOOQXPEHUDQGVHOHFWWKHUHTXLUHGIXQFWLRQ
7KHFDOOQXPEHULVGHOHWHG
RU
< 'LVSOD\(QWU\ÖÖÖ =
*2%$&.
7KHHQWLUHFDOOQXPEHULVGLVSOD\HG
4XLWWKHGLVSOD\
*LJDVHW0LFURHQJO$*%
.RPIRUWIP
(QKDQFHGWHOHSKRQH IHDWXUHV
3UHVVNH\V
'LUHFWRU\QHWZRUNSURYLGHUOLVW
:LWKWKHGLUHFWRU\-\RXFDQVWRUHXSWRFDOOQXPEHUV
DQGWKHQGLDOWKHPDWWKHSXVKRIDEXWWRQ
<RXFDQVWRUHSUHIL[HVIRUWHOHSKRQHFRPSDQLHVLQWKHQHW
ZRUNSURYLGHUOLVWVHHDOVRSDJH
8VHRIWKHGLUHFWRU\DQGWKHQHWZRUNSURYLGHUOLVWLVLGHQWLFDO
6WRULQJDFDOOQXPEHU
-M
9
< 1HZ(QWU\ÖÖÖ =
1DPH
'LVSOD\WKHGLUHFWRU\QHWZRUNSURYLGHUOLVW
2SHQWKHVXSSOHPHQWDU\PHQX
6HOHFWWKHIXQFWLRQ
(QWHUWKHQDPH
)RULQIRUPDWLRQRQHQWHULQJOHWWHUVDQGFKDUDFWHUV
VHHSDJH <
6FUROOWRWKHQH[WOLQH
P
(QWHUWKHFDOOQXPEHUVHHDOVRQRWHEHORZ
9
2SHQWKHVXSSOHPHQWDU\PHQX
6DYH(QWU\Ö =
6DYHWKHHQWU\
®
● :KHQHQWHULQJWKHQXPEHU\RXFDQLQVHUWDSDXVH
ZLWKWKHUHFDOONH\4KROGGRZQRUDQXPEHU
IURPWKHQHWZRUNSURYLGHUOLVWYLDWKHVXSSOHPHQ
WDU\PHQX9
● <RXFDQIRU H[DPSOHVWRUHWKHQXPEHURIDFRP
SDQ\nVVZLWFKERDUGVRWKDW\RXRQO\KDYHWRGLDOWKH
H[WHQVLRQZKHQPDNLQJDFDOO
● <RXFDQDOVRVDYHLQFRPLQJRURXWJRLQJFDOOQXE
PHUVGXULQJDFDOO
'LDOOLQJIURPWKHGLUHFWRU\QHWZRUNSURYLGHUOLVW
-M
HJ¬¬
D
'LVSOD\WKHGLUHFWRU\QHWZRUNSURYLGHUOLVW
(QWHUWKHILUVWOHWWHUVRIWKHQDPHHJSUHVVWKHNH\¬
WZLFHIRU(DQGVFUROOZLWK<
7KHQDPHVDUHOLVWHGLQDOSKDEHWLFDORUGHU
3UHVVWKHWDONNH\WRVWDUWGLDOOLQJ
®
$IWHUVHOHFWLQJWKHQXPEHU\RXFDQRSHQWKHVXSSOH
PHQWDU\PHQX9DQGVHOHFW'LVSOD\1XPEHU
7KHQFKDQJHWKHQXPEHUDQGSUHVVWKHWDONNH\DWR
VWDUWGLDOOLQJ
.RPIRUWIP
*LJDVHW0LFURHQJO$*%
(QKDQFHGWHOHSKRQH IHDWXUHV
3UHVVNH\V
(QWHULQJQDPHV
7RHQWHUQDPHV\RXFDQFKRRVHOHWWHUVGLJLWVDQGV\PEROV
ZLWKWKHDSSURSULDWHNH\
7KHHQWULHVDUHVRUWHGLQWKHIROORZLQJVHTXHQFH
✱EODQNGLJLWVOHWWHUVDOSKDEHWLFDOK\SKHQUHPDLQ
LQJFKDUDFWHUV
3UHVVWKHDSSURSULDWHNH\UHSHDWHGO\RUKROGLWGRZQ
[ [ [ [ [ [ [ [ [
® q D
E
F
¾
º
¼
½
Á
¬ G
H
I
Å
Ã
Â
Ä
s J
K
L
É
È
M
N
O
u P
Q
R
Ð
Ë
Í
Î
Ï
v S
T
U
V
¹
w W
X
Y
Ö
Ô
Ó
Õ
| Z
[
\
]
×
À
Ò
¿
"
T
D→$ ✱
}
z
B
"
#
%ODQN
8SSHUORZHUFDVH
7KHILUVWOHWWHURIWKHQDPHLVZULWWHQDXWRPDWLFDOO\LQXS
SHUFDVHWKHOHWWHUVLPPHGLDWHO\DIWHUZDUGVDUHZULWWHQLQ
ORZHUFDVH
0DQXDOVKLIWWRXSSHUORZHUFDVHIRURQHFKDUDFWHU
&RQWUROOLQJWKHFXUVRU
0RYHWKHFXUVRUWRWKHOHIWRUULJKWRUWRWKHHQGRIWKHZRUG
OLQHLQWKHQH[WOLQHSUHVVEULHIO\RUKROGGRZQ
;<
6FUROOXSRUGRZQ
'HOHWLQJDFKDUDFWHU
:
7KHFKDUDFWHUWRWKHOHIWRIWKHFXUVRULVGHOHWHGSUHVVEULHIO\
RUKROGGRZQ
,QVHUWLQJFKDUDFWHUV
&KDUDFWHUVDUHDOZD\VLQVHUWHGWRWKHOHIWRIWKHFXUVRU
*LJDVHW0LFURHQJO$*%
.RPIRUWIP
(QKDQFHGWHOHSKRQH IHDWXUHV
3UHVVNH\V
&KDQJLQJDQHQWU\
-M
2SHQWKHGLUHFWRU\QHWZRUNSURYLGHUOLVW
<
6HOHFWWKHUHTXLUHGHQWU\
9
2SHQWKHVXSSOHPHQWDU\PHQX
< (GLW(QWU\ÖÖ =
1DPH
&KDQJHWKHQDPH
)RULQIRUPDWLRQRQHQWHULQJOHWWHUVDQGFKDUDFWHUVVHH
SDJH <
6FUROOWRWKHQH[WOLQH
P
&KDQJHWKHFDOOQXPEHU
9
7RFRPSOHWHWKHFKDQJHRSHQWKHVXSSOHPHQWDU\PHQX
6DYH(QWU\Ö =
6DYHWKHHQWU\
'HOHWLQJRUGLVSOD\LQJDQHQWU\
-M
2SHQWKHGLUHFWRU\QHWZRUNSURYLGHUOLVW
<
6HOHFWWKHUHTXLUHGHQWU\
9
2SHQWKHVXSSOHPHQWDU\PHQX
< 'HOHWH(QWU\ÖÖÖÖ =
$FRQILUPDWLRQEHHSLVJHQHUDWHG7KHHQWU\LVGHOHWHG
RU
< 'LVSOD\(QWU\ÖÖÖ =
7KHFRPSOHWHHQWU\LVGLVSOD\HG
*2%$&.
&RS\LQJDQHQWU\
<RXFDQFRS\DQHQWU\WRDQRWKHU0LFURKDQGVHWWRDYRLGKDY
LQJWRLQSXWWKHVDPHHQWU\WZLFH
6WHS
-M
HJw
9
< &RS\(QWU\Ö =
2SHQWKHGLUHFWRU\QHWZRUNSURYLGHUOLVW
6HOHFWDQHQWU\HQWHUWKHILUVWOHWWHUVRIWKHQDPHHJSUHVV
wRQFHIRU7
2SHQWKHVXSSOHPHQWDU\PHQX
6HOHFWWKHIXQFWLRQ
:KHQ&RS\HQWU\WR,17+VHWLVGLVSOD\HG
HJq=
(QWHUWKHFDOOQXPEHURIWKHUHFHLYLQJKDQGVHWDQGFRQILUP
*LJDVHW0LFURHQJO$*%
.RPIRUWIP
(QKDQFHGWHOHSKRQH IHDWXUHV
3UHVVNH\V
6WHS
7KHUHFHLYLQJKDQGVHWULQJV
HJD7HOHSKRQH3,1
=
$FFHSWWKHFDOODQGHQWHUWKHUHFHLYLQJKDQGVHWnVWHOHSKRQH
3,1
7KHHQWU\LVFRSLHG
2QFHWKHHQWU\KDVEHHQVXFFHVVIXOO\WUDQVIHUUHG
<(6 RU12Ö
&RS\DQDGGLWLRQDOHQWU\RUWHUPLQDWHWKHIXQFWLRQ
&RS\LQJWKHGLUHFWRU\QHWZRUNSURYLGHUOLVW
<RXFDQFRS\WKHHQWLUHGLUHFWRU\QHWZRUNSURYLGHUOLVWWRDQ
RWKHU0LFURKDQGVHWWRDYRLGKDYLQJWRLQSXWWKHVDPHHQWULHV
WZLFH
-M
9
< &RS\/LVWÖÖÖÖÖÖ =
HJ¬=
2SHQWKHGLUHFWRU\QHWZRUNSURYLGHUOLVW
2SHQWKHVXSSOHPHQWDU\PHQX
6HOHFWWKHIXQFWLRQLI&RS\OLVWWR,17+VHWLVGLVSOD\HG
(QWHUWKHUHFHLYLQJKDQGVHWnVFDOOQXPEHUDQGFRQILUP
7KHUHFHLYLQJKDQGVHWULQJV
HJD7HOHSKRQH3,1
=
$FFHSWWKHFDOODQGHQWHUWKHUHFHLYLQJKDQGVHWnVWHOHSKRQH
3,1
7KHGLUHFWRU\QHWZRUNSURYLGHUOLVWLVFRSLHG
'HOHWLQJWKHGLUHFWRU\QHWZRUNSURYLGHUOLVW
$OOHQWULHVLQWKHGLUHFWRU\RULQWKHQHWZRUNSURYLGHUOLVWDUH
GHOHWHG
-M
9
< 'HOHWH/LVWÖÖÖÖÖ =
7HOHSKRQH3,1
Ö<(6Ö
2SHQWKHGLUHFWRU\QHWZRUNSURYLGHUOLVW
2SHQWKHVXSSOHPHQWDU\PHQX
6HOHFWWKHIXQFWLRQ
(QWHUWKHWHOHSKRQH3,1IDFWRU\VHWWLQJ
&RQILUPGHOHWLRQRIDOOHQWULHV
'LVSOD\LQJDYDLODEOHPHPRU\
-M
9
< $YDLODEOH0HPRU\ =
2SHQWKHGLUHFWRU\QHWZRUNSURYLGHUOLVW
2SHQWKHVXSSOHPHQWDU\PHQX
7KHDYDLODEOHPHPRU\LVGLVSOD\HG
®
7KHGLUHFWRU\QHWZRUNSURYLGHUOLVWDQGVKRUWFXWV
VKDUHDVLQJOHPHPRU\
*LJDVHW0LFURHQJO$*%
.RPIRUWIP
(QKDQFHGWHOHSKRQH IHDWXUHV
3UHVVNH\V
&DOOVOLVW
,IWKHFDOOQXPEHUVIRUWKHODVW LQFRPLQJFDOOVZHUHWUDQV
IHUUHGWKH\DUHVWRUHGLQWKHFDOOVOLVW&/,3
1HZHQWULHVLQWKHFDOOVOLVWDUHLQGLFDWHGE\WKH,GLVSOD\
NH\
&DOOEDFN
7KHHQWULHVDUHVRUWHGDFFRUGLQJWRWKHWLPHDWZKLFKWKH\
ZHUHUHFHLYHG,IVHYHUDOFDOOVDUHUHFHLYHGIURPWKHVDPH
QXPEHUWKHODVWFDOOLVVDYHG
,
3UHVVWKHGLVSOD\NH\rWKHIROORZLQJGLVSOD\DSSHDUV
>__V]UccQWUc
>Ug*%
?\T*"
7KHQHZHVWHQWU\LVGLVSOD\HGDIWHUWZRVHFRQGVRUZKHQ
\RXSUHVV=
,IWKHVHWWLQJXQDQVZHUHGFDOOVLVDFWLYH
'DWHWLPHLIVHWVHH
SDJH ! "
!%*!"
&DOOQXPEHURUQDPH
$)()'""$$&&'
LIQXPEHULVLQWKH
'
GLUHFWRU\
&DOODWWHPSWV
®
,IWKHVHWWLQJDOOFDOOVLVDFWLYHWKHHQWU\QXPEHUDQG
WKHQXPEHURIHQWULHVDUHGLVSOD\HGLQVWHDGRIWKHFDOO
DWWHPSWVHJ,QDGGLWLRQDQ9LQGLFDWHVWKDW
WKHFDOOZDVDFFHSWHG
<
6FUROOWRWKHUHTXLUHGHQWU\
D
&DOOEDFNrWKHHQWU\LVGHOHWHGIURPWKHFDOOVOLVWDQGVDYHGLQ
WKHUHGLDOOLVW
$IWHUVHOHFWLQJDQHQWU\\RXFDQDOVR
9
5HWXUQ&DOOÖÖÖÖÖÖÖÖ =
$FWLYDWHWKHVXSSOHPHQWDU\PHQXDQGVFUROOWRWKHUHTXLUHG
IXQFWLRQ
&DOOEDFN
RU
< &RS\WR'LU =
&RS\DFDOOQXPEHUWRWKHGLUHFWRU\
RU
< 'HOHWHQXPEHUÖÖ =
'HOHWHDFDOOQXPEHUIURPWKHFDOOVOLVW
'HSHQGLQJRQWKHFRXQWU\DQGQHWZRUNSURYLGHU
.RPIRUWIP
*LJDVHW0LFURHQJO$*%
(QKDQFHGWHOHSKRQH IHDWXUHV
3UHVVNH\V
&DOOVOLVWVHWWLQJV
<RXFDQPDNHWKHIROORZLQJVHWWLQJV
● 2QO\XQDQVZHUHGFDOOVDUHVDYHG
● $OOLQFRPLQJFDOOVDUHVDYHG
+ 6(7"=
,QLWLDWHWKHVHWWLQJr&DOOV/LVWLVGLVSOD\HG
HJq
HJVHWDOOFDOOV
8QDQVZHUHGFDOOV DOOFDOOV =°
6DYHWKHVHWWLQJDQGWHUPLQDWHWKHIXQFWLRQ
'HOHWLQJWKHFDOOVOLVW
$OOHQWULHVDUHGHOHWHG
+ 6(7 ¬ z =
6\VWHP3,1 =
® =€
,QLWLDWHWKHIXQFWLRQ
(QWHUWKHEDVHVWDWLRQnVV\VWHP3,1DQGFRQILUP
IDFWRU\VHWWLQJ
'HOHWHWKHFDOOVOLVWDQGWHUPLQDWHWKHIXQFWLRQ
®
,IWKHUHDUHQRQHZHQWULHVDYDLODEOH\RXFDQRSHQWKH
OLVWZLWK+ 6(7q
71HWVHUYLFHV
<RXU*LJDVHW 0LFURVLPSOLILHVWKHXVHRIFDUULHUVHUYLFHV
7KHPRVWLPSRUWDQWVHUYLFHVDUHSUHSURJUDPPHGIRU\RXXQ
GHUWKHEDVHVWDWLRQVKRUWFXWV
)XQFWLRQVDUHDFWLYDWHGZLWKWKHPHQXNH\ZKHQWKHWHO
HSKRQHLVLGOHEHIRUHGLDOOLQJ
)XQFWLRQVDUHDFWLYDWHGZLWKWKH69&GLVSOD\NH\GXULQJDFDOO
)XQFWLRQVEHIRUHGLDOOLQJ
<%DVH8VHU2SWLRQÖ=
3UHVVWKHPHQXNH\
6FUROODQGFRQILUP
7RVHOHFWDQGVWDUWWKHUHTXLUHGIXQFWLRQ
&/,5=
6XSSUHVVFDOOQXPEHUGLVSOD\IRUWKHQH[WFDOO
RU
<&DOO:DLWLQJ2QÖÖ =
$FWLYDWHFDOOZDLWLQJ
RU
<&DOO:DLWLQJ2IIÖ=
'HDFWLYDWHFDOOZDLWLQJ
*LJDVHW0LFURHQJO$*%
.RPIRUWIP
(QKDQFHGWHOHSKRQH IHDWXUHV
3UHVVNH\V
)XQFWLRQVGXULQJDFDOO
69&
$FWLYDWHIXQFWLRQV
7RVHOHFWDQGVWDUWWKHUHTXLUHGIXQFWLRQ
<(QTXLU\&DOOÖÖÖÖÖ =
,QLWLDWHDQHQTXLU\FDOO
RU
<7RJJOHÖÖÖÖÖÖÖÖÖÖ =
7RJJOHEHWZHHQWZRFDOOHUV
RU
<:D\&DOOÖÖ =
,QLWLDWHDZD\FDOO
RU
<5LQJ%DFNÖÖÖÖÖÖÖÖ =
6DYHDQDXWRPDWLFFDOOEDFN
*LJDVHW0LFURHQJO$*%
.RVWHQIP
&RVWHIIHFWLYHWHOHSKRQLQJ
3UHVVNH\V
&RVWHIIHFWLYH
WHOHSKRQLQJ
1HWZRUNSURYLGHUOLVW
QHWZRUN DFFHVV
<RXFDQVWRUHSUHIL[HVIRUWHOHSKRQHFRPSDQLHVLQWKHQHW
ZRUNSURYLGHUOLVW7KLVVLPSOLILHVGLDOOLQJIRU\RX
8VHRIWKHGLUHFWRU\DQGWKHQHWZRUNSURYLGHUOLVWLVLGHQWLFDO
/LQNLQJSUHIL[HVDQGFDOOQXPEHUV
M<
2SHQWKHQHWZRUNSURYLGHUOLVWDQGVHOHFWDQHWZRUNSURYLGHU
9 'LVSOD\1XPEHU =
2SHQWKHVXSSOHPHQWDU\PHQXDQGFRQILUPDIXQFWLRQrWKH
SUHIL[QXPEHULVGLVSOD\HG
HJP
(LWKHUHQWHUWKHXVHUnVFDOOQXPEHURURSHQWKHGLUHFWRU\DQG
VHOHFWDQXPEHU
D
6WDUWGLDOOLQJrWKHSUHIL[DQGFDOOQXPEHUDUHGLDOOHG
6SHHGGLDOOLQJQHWZRUNSURYLGHUV
r <RXFDQVDYHSUHIL[QXPEHUVWRLQWKHQHWZRUNSUR
YLGHUOLVWIRUVSHHGGLDOOLQJ7KHVHVSHHGGLDOQXPEHUV
WRPXVWEHHQWHUHGEHIRUHWKHQHWZRUNSURYLGHUQDPH
HJ1HWZRUNSURYLGHUQDPH
r +ROGGRZQWKHUHOHYDQWGLJLWNH\WRWRGLVSOD\WKHSUHIL[
QXPEHUVDYHG
3UHUHTXLVLWHWKHVSHHGGLDOQXPEHULVVDYHG
HJ®
+ROGGRZQWKHUHOHYDQWGLJLWNH\rHJDQGWKHSUHIL[
QXPEHUVDYHGXQGHUWKHQDPH1HWZRUNSURYLGHUQDPHLV
GLVSOD\HG
HJP
(QWHUWKHXVHUnVFDOOQXPEHURURSHQWKHGLUHFWRU\DQGVHOHFW
WKHQXPEHU
D
6WDUWGLDOOLQJrWKHSUHIL[DQGFDOOQXPEHUDUHGLDOOHG
.RVWHQIP
*LJDVHW0LFURHQJO$*%
&RVWHIIHFWLYHWHOHSKRQLQJ
3UHVVNH\V
'LVSOD\LQJWKHFDOOGXUDWLRQ
®
7KHKDQGVHWDXWRPDWLFDOO\GLVSOD\VWKHFXUUHQWFDOO
GXUDWLRQLIFDOOFKDUJHSXOVHVDUHQRWWUDQVIHUUHG
'LVSOD\LQJWKHFDOOFKDUJHV
3UHUHTXLVLWHV\RXKDYHUHTXHVWHGFDOOFKDUJHSXOVHWUDQV
PLVVLRQIURP\RXUWHOHSKRQHFRPSDQ\DQGWKHFRUUHFWXQLW
SULFHLVVHW
&DOOFKDUJHGLVSOD\VWDUWVDVVRRQDVWKHILUVWFDOOFKDUJHSXOVH
LVUHFHLYHG
HJ
5HD5B>
"
!
&RVWRIWKHFXUUHQWFDOO
7RWDOFKDUJHIRUDOOFDOOV
6HWWLQJWKHXQLWSULFH
$XQLWSULFHPXVWEHVHWWRHQVXUHWKDWWKHFDOOFKDUJHVDUH
FRUUHFWO\GLVSOD\HG
,I\RXVHWWKHXQLWSULFHWR]HURXQLWVDUHGLVSOD\HGLQVWHDG
RIWKHFDOOFKDUJHV
®
+ 6(7¬v=
6\VWHP3,1=
● (YHU\PRGLILFDWLRQUHVHWVWKHFRXQWHUOHYHOVWR]H
UR7KHFDOODOORZDQFHDFFRXQWDPRXQWVDUHQRWDI
IHFWHG
● ,IWKHXQLWSULFHLVVHWWR]HURWKHFDOODOORZDQFHDF
FRXQWDPRXQWVDUHGHOHWHG
,QLWLDWHWKHVHWWLQJr&KDUJHSHU8QLWDSSHDUV
(QWHUWKHEDVHVWDWLRQnVV\VWHP3,1DQGFRQILUPIDFWRU\VHW
WLQJrWKHFXUUHQWVHWWLQJLVGLVSOD\HG
,IQHFHVVDU\SUHVVWKHNH\WRWRJJOHEHWZHHQGLVSOD\
ZLWKGHFLPDOSRLQW00.00DQGZLWKRXWGHFLPDOSRLQW0
HJ®q
(QWHUWKHXQLWSULFH
,IQHFHVVDU\XVHWKH:NH\WRVHWWKHFKDUJHIDFWRUWR
rVHWWLQJIRUGLVSOD\LQJXQLWV
=°
6DYHWKHVHWWLQJDQGWHUPLQDWHWKHIXQFWLRQ
'HSHQGLQJRQWKHFRXQWU\DQGQHWZRUNSURYLGHU
.RVWHQIP
*LJDVHW0LFURHQJO$*%
&RVWHIIHFWLYHWHOHSKRQLQJ
3UHVVNH\V
'LVSOD\LQJGHOHWLQJWRWDOFKDUJHV
<RXFDQGLVSOD\WKHWRWDOFKDUJHVIRUHDFKKDQGVHWDQGIRUDOO
KDQGVHWV2IFRXUVHLIXQLWVDUHVHWXQLWVDUHGLVSOD\HGLQ
VWHDGRIWRWDOFKDUJHV
+ 6(7"¬=
6\VWHP3,1=
,QLWLDWHWKHVHWWLQJr7RWDO&KDUJHLVGLVSOD\HG
(QWHUWKHEDVHVWDWLRQnVV\VWHP3,1DQGFRQILUPIDFWRU\VHW
WLQJrWKHQXPEHUVRIDOOUHJLVWHUHGKDQGVHWVDUHGLV
SOD\HG
● 7RWDOFKDUJHVIRUDOOKDQGVHWV
3UHVVWKHNH\
,IQHFHVVDU\SUHVV:WRGHOHWHWKHGLVSOD\DQGFRQILUPWKH
GHOHWLRQZLWK=
°
7HUPLQDWHWKHIXQFWLRQ
2U
● 7RWDOFKDUJHVIRUDVSHFLILFKDQGVHW
HJ®
(QWHUWKHQXPEHURIWKHKDQGVHWrWKHIROORZLQJGLVSOD\DS
SHDUV
HJ
D_dQ\3XQbWU
!"
!%
&RVWRIWKHFXUUHQWFDOO
7RWDOFKDUJHIRUDOOFDOOV
,IQHFHVVDU\SUHVV:WRGHOHWHWKHGLVSOD\DQGFRQILUPWKH
GHOHWLRQZLWK=
°
7HUPLQDWHWKHIXQFWLRQ
'LVSOD\LQJFDOOFKDUJHVIRUWKHODVWFDOO
,IWKLVIXQFWLRQLVDFWLYDWHGWKHWRWDOFDOOFKDUJHVIRUWKHODVW
FDOOVDUHDOZD\VGLVSOD\HGZKHQ\RXSUHVVWKHWDONNH\D
+ 6(7¬w=
6\VWHP3,1=
,QLWLDWHWKHVHWWLQJr&KDUJHODVW&DOODSSHDUV
(QWHUWKHEDVHVWDWLRQnVV\VWHP3,1DQGFRQILUP
IDFWRU\VHWWLQJ
HJ®
)RUH[DPSOHDFWLYDWHWKHGLVSOD\
$FWLYDWH GHDFWLYDWH IDFWRU\VHWWLQJ
=°
6DYHWKHVHWWLQJDQGWHUPLQDWHWKHIXQFWLRQ
*LJDVHW0LFURHQJO$*%
.RVWHQIP
&RVWHIIHFWLYHWHOHSKRQLQJ
3UHVVNH\V
&DOODOORZDQFHDFFRXQW
3UHUHTXLVLWHFDOOFKDUJHVDUHGLVSOD\HG
<RXFDQDVVLJQDFUHGLWEDODQFHWRHDFKKDQGVHWIRUH[WHUQDO
FDOOV7KHFXUUHQWFUHGLWEDODQFHLVGLVSOD\HGLQFDOOVWDWXV
,IWKHFUHGLWEDODQFHUXQVRXW
r $QDGYLVRU\EHHSLVJHQHUDWHGGXULQJDFDOOZKHQWKHFDOODO
ORZDQFHDFFRXQWLVGRZQWRLWVODVWILYHXQLWV7KHFRQQHF
WLRQLVFOHDUHGGRZQZKHQWKHFUHGLWEDODQFHILQDOO\UXQV
RXW
r <RXFDQFRQWLQXHWRFDOOHPHUJHQF\QXPEHUVVDYHGDWWKH
EDVHVWDWLRQ
®
,IWKHEDVHVWDWLRQLVVHWWRFDOOFKDUJHXQLWVWKHFDOO
DOORZDQFHDFFRXQWDOVRXVHVXQLWVVHHSDJH
6HWWLQJWKHFUHGLWEDODQFH
+ 6(7 "s=
,QLWLDWHWKHVHWWLQJr&DOODOORZDFFDSSHDUV
6\VWHP3,1=
(QWHUWKHEDVHVWDWLRQnVV\VWHP3,1DQGFRQILUP
IDFWRU\VHWWLQJrWKHQXPEHUVRIDOOKDQGVHWVUHJLV
WHUHGDUHGLVSOD\HG
HJ®
(QWHUWKHKDQGVHWnVFDOOQXPEHUrWKHGLVSOD\LQGLFDWHVWKH
FXUUHQWVWDWXVRIWKHKDQGVHWnVDFFRXQW
HJq"""
=°
(QWHUWKHFUHGLWEDODQFHDPRXQWGLJLWVXSWRRU
rWKHROGGLVSOD\LVGHOHWHG
<RXFDQVHWWKHDPRXQWWR]HURZLWKWKHGHOHWHNH\:
6DYHWKHFUHGLWEDODQFHWHUPLQDWHWKHIXQFWLRQDQG QRZSUR
FHHGDVIROORZVWRUHDFWLYDWHWKHFDOODOORZDQFHDFFRXQW
$FWLYDWLQJGHDFWLYDWLQJWKHFDOODOORZDQFH
DFFRXQW
+ 6(7 ¬"=
6\VWHP3,1=
,QLWLDWHWKHIXQFWLRQr+VHW5HVWULFWLRQDSSHDUV
(QWHUWKHEDVHVWDWLRQnVV\VWHP3,1DQGFRQILUP
IDFWRU\VHWWLQJ
HJ®
(QWHUWKHKDQGVHWnVFDOOQXPEHU
HJ®
)RUH[DPSOHDFWLYDWHWKHFDOODOORZDQFHDFFRXQW
$FWLYDWH GHDFWLYDWH =°
6DYHWKHVHWWLQJDQGWHUPLQDWHWKHIXQFWLRQ
0RELOWIP
*LJDVHW0LFURHQJO$*%
,QGLYLGXDOKDQGVHWVHWWLQJV
3UHVVNH\V
,QGLYLGXDOKDQGVHW
L VHWWLQJV
6HWWLQJWKHGLVSOD\ODQJXDJH
6HWWLQJVÖÖÖ=
<9RLFH3URPSWVÖÖÖÖ=
< =°
3UHVVWKHPHQXNH\
&RQILUPWKHIXQFWLRQ
7KHDFWLYHODQJXDJHLVPDUNHGZLWKD9
6HOHFWWKHUHTXLUHGODQJXDJHFRQILUPLWDQGWHUPLQDWHWKH
IXQFWLRQ
'LVSOD\VIRUODQJXDJHVHWWLQJ
(LQVWHOOXQJHQ
6SUDFKH
'HXWVFK
6HWWLQJV
5ÃJODJHV
/DQJXDJH
/DQJXH
(QJOLVK
)UDQÁDLV
,PSRVWD]LRQL
/LQJXD
,WDOLDQR
$MXVWHV
3URJUDPDÁÏHV
,GLRPD
/ÇQJXD
(VSDËRO
3RUWXJXÄV
,QVWHOOLQJHQ
7DDO
1HGHUODQGV
6HWWLQJWKHULQJHUYROXPH
<RXFDQFKRRVHEHWZHHQULQJHUYROXPHVWKH
FUHVFHQGRULQJLQFUHDVLQJYROXPHDQG
QRULQJHU
6HWWLQJVÖÖÖ =
3UHVVWKHPHQXNH\
&RQILUPWKHIXQFWLRQ
6RXQG6HWWLQJVÖ =
5LQJHU9ROXPHÖÖ =
7KHULQJHUVRXQGVDWWKHFXUUHQWYROXPHDQGWKHVHWWLQJLVGLV
SOD\HG
=°
6HWWKHUHTXLUHGULQJHUYROXPHVDYHLWDQGWHUPLQDWHWKHIXQF
WLRQ
9ROXPHOHYHOV WRFUHVFHQGR &
ULQJHUGHDFWLYDWHG *LJDVHW0LFURHQJO$*%
0RELOWIP
,QGLYLGXDOKDQGVHWVHWWLQJV
3UHVVNH\V
6HWWLQJWKHULQJHUPHORG\
<RXFDQFKRRVHEHWZHHQULQJHUPHORGLHV
6HWWLQJVÖÖ =
3UHVVWKHPHQXNH\
&RQILUPWKHIXQFWLRQ
6RXQG6HWWLQJV =
<5LQJHU0HORG\ÖÖÖ=
=°
7KHFXUUHQWPHORG\VRXQGVDQGWKHQXPEHULVGLVSOD\HG
6HOHFWWKHPHORG\WRVDYHLWDQGWHUPLQDWHWKHIXQFWLRQ
6HWWLQJDVKRUWULQJHUWRQH
$FDOOLVRQO\VLJQDOOHGE\DVKRUWDGYLVRU\WRQHLIWKH%HHS
DGYLVRU\WRQHIXQFWLRQLVVHW
6HWWLQJVÖÖ =
3UHVVWKHPHQXNH\
&RQILUPWKHIXQFWLRQ
6RXQG6HWWLQJVÖÖ =
<%HHSÖÖÖ=
°
6ZLWFKIURP5LQJHU0HORG\WR%HHS9 IXQFWLRQRQ
$FWLYDWLQJGHDFWLYDWLQJWKHULQJHU
WRQHULQJLQJ
,IWKHULQJHUWRQHLVGLVWXUELQJ\RX\RXFDQGHDFWLYDWHLWDOO
FDOOVDUHVLJQDOOHGRQO\RQWKHGLVSOD\GLVSOD\HGFDOOVFDQ
KRZHYHUEHDQVZHUHGZLWKWKHDEXWWRQ
7RDFWLYDWHGHDFWLYDWHWKHULQJHUWRQHKROGGRZQWKHEXWWRQ
VKRZQXQWLODFDQFHOOHGEHOOLFRQDSSHDUVRUGLVDSSHDUV
6HWWLQJWKHKDQGVHWYROXPH
<RXFDQVHWWKHKDQGVHWYROXPHWRDQ\RIOHYHOVrHYHQ
GXULQJDFDOO
6HWWLQJVÖÖ =
3UHVVWKHPHQXNH\
&RQILUPWKHIXQFWLRQ
6RXQG6HWWLQJVÖ =
< +DQGVHW9ROXPHÖÖ =
6HOHFWKDQGVHWYROXPHDQGFRQILUPrDPHORG\VRXQGVDWWKH
FXUUHQWYROXPHWRVLPSOLI\WKHVHWWLQJRSHUDWLRQ
=
6HWWKHUHTXLUHGYROXPHDQGVDYH
°
7HUPLQDWHWKHIXQFWLRQGRQRWSUHVVGXULQJDFDOO
*LJDVHW0LFURHQJO$*%
0RELOWIP
,QGLYLGXDOKDQGVHWVHWWLQJV
3UHVVNH\V
$FWLYDWLQJGHDFWLYDWLQJZDUQLQJ
DQGVLJQDOEHHSV
<RXFDQDFWLYDWHGHDFWLYDWHWKHIROORZLQJZDUQLQJDQGVLJQDO
WRQHV
● .H\%HHSVHYHU\NH\VWURNHLVFRQILUPHG
● %DWW/RZ%HHSWKHEDWWHU\QHHGVWREHFKDUJHG
● &RQILUP%HHSVFRQILUPDWLRQEHHSRQHEHHSZKHQ\RX
FRQFOXGHLQSXWVVHWWLQJVDQGZKHQUHSODFLQJWKHKDQGVHW
LQWKHEDVHVWDWLRQHUURUEHHSIRXUVKRUWEHHSVZKHQ\RX
PDNHDQLQFRUUHFWHQWU\
6HWWLQJVÖÖ =
3UHVVWKHPHQXNH\
&RQILUPWKHIXQFWLRQ
6RXQG6HWWLQJVÖ =
HJ
<.H\%HHSVÖÖÖÖÖÖÖ =
°
6FUROOWRWKHUHTXLUHGEHHSDQGSUHVV=WRDFWLYDWHGHDFWL
YDWHLW9 EHHSRQ
7HUPLQDWHWKHIXQFWLRQ
$XWRWDON
:KHQWKLVIXQFWLRQLVDFWLYH\RXFDQDQVZHUDFDOOE\UHPRY
LQJWKHKDQGVHWIURPWKHEDVHVWDWLRQFKDUJLQJXQLW
6HWWLQJVÖÖ =
<$XWR7DONÖÖÖÖÖÖÖ =
°
3UHVVWKHPHQXNH\
&RQILUPWKHIXQFWLRQ
6HOHFWWKHIXQFWLRQDQGSUHVV=WRDFWLYDWHGHDFWLYDWHLW
9 IXQFWLRQRQ
7HUPLQDWHWKHIXQFWLRQ
*LJDVHW0LFURHQJO$*%
0RELOWIP
,QGLYLGXDOKDQGVHWVHWWLQJV
3UHVVNH\V
&KDQJLQJWKHEDVHQDPH
<RXFDQFKDQJHWKHEDVHnVQDPHHJIURP%DVHWR
,QWHUQLVWKHKDQGVHWnVLQWHUQDOQXPEHU
<%DVHVHWWLQJVÖÖÖÖ =
<9
&KQJH%DVH1DPHÖÖ =
1DPH
96DYH(QWU\ÖÖÖ =
3UHVVWKHPHQXNH\
6HOHFWWKHIXQFWLRQ
6HOHFWWKHUHTXLUHGEDVHVWDWLRQ
&RQILUPWKHIXQFWLRQ
(QWHUWKHUHTXLUHGQDPH
)RULQIRUPDWLRQRQHQWHULQJOHWWHUVDQGFKDUDFWHUVVHHSDJH
6DYHWKHQDPH
5HJLVWHULQJDWPRUHWKDQRQHEDVH
VWDWLRQ
<RXFDQRSHUDWH\RXUKDQGVHWDWXSWREDVHVWDWLRQV
®
)RULQIRUPDWLRQRQ*LJDVHW 0LFURUHJLVWUDWLRQ
VHHSDJH
&KDQJLQJWKHEDVHVWDWLRQ
3UHUHTXLVLWHWKHKDQGVHWLVUHJLVWHUHGDWVHYHUDOEDVHVWD
WLRQV
<RXFDQFKRRVHRQHRIWKHIROORZLQJVHWWLQJV
● 6HWWKHKDQGVHWWRDIL[HGEDVHVWDWLRQ
● 6HWWKHKDQGVHWWR%HVW%DVHrWKHKDQGVHW
DXWRPDWLFDOO\VHOHFWVWKHEDVHZLWKWKHVWURQJHVWUHFHS
WLRQ
<%DVHVHWWLQJVÖÖÖÖ =
<9
<6HOHFW%DVHÖÖÖÖÖÖ =
°
3UHVVWKHPHQXNH\
6HOHFWWKHIXQFWLRQ
6HOHFWDVSHFLILFEDVHVWDWLRQRU%HVW%DVHDQGFRQILUP
ZLWK=
6DYHWKHVHWWLQJ
7HUPLQDWHWKHIXQFWLRQ
*LJDVHW0LFURHQJO$*%
0RELOWIP
,QGLYLGXDOKDQGVHWVHWWLQJV
3UHVVNH\V
5HVHWWLQJWKHIDFWRU\VHWWLQJV
®
● 7KHWHOHSKRQH3,1KDQGVHW3,1LVQRWUHVHW
● 7KHGLUHFWRU\WKHQHWZRUNSURYLGHUOLVWDQGWKH
FDOOVOLVWDUHQRWGHOHWHG
+DQGVHWIDFWRU\VHWWLQJV
6HWWLQJVÖÖÖ =
<'HIDXOW5HVHWÖÖÖ =
7HOHSKRQH3,1=°
/DQJXDJHVHWWLQJ
*HUPDQ
'66QXPEHUKRWNH\
5HGLDO
GHOHWHG
$XWRWDON
NH\EHHSVEDWWHU\ORZEHHS
FRQILUPDWLRQEHHSV
RQ
+DQGVHWYROXPHULQJHUPHORG\
5LQJHUYROXPH
6KRUWULQJHUWRQHDGYLVRU\WRQHWHOHSKRQH
ORFN
RII
5RRPPRQLWRUOHYHO
3UHVVWKHPHQXNH\
&RQILUPWKHIXQFWLRQ
6HOHFWWKHIXQFWLRQDQGFRQILUP
(QWHUWKHWHOHSKRQH3,1FRQILUPIDFWRU\VHWWLQJDQG
WHUPLQDWHWKHIXQFWLRQ
*LJDVHW0LFURHQJO$*%
%DVLVVWIP
%DVHVWDWLRQVHWWLQJV
3UHVVNH\V
%DVHVWDWLRQVHWWLQJV
$OOEDVHVWDWLRQVHWWLQJVDUHPDGHYLDWKHKDQGVHW
6HWWLQJWKHGDWH
7KHGDWHVHWWLQJLVUHTXLUHGIRUGLVSOD\LQJWKHGDWHRQZKLFKWKHPHV
VDJHZDVUHFHLYHGE\WKHFDOOVOLVW
+ 6(7 w=
,QLWLDWHWKHVHWWLQJrWKHFXUUHQWVHWWLQJLVGLVSOD\HGWKHFXUUHQWLQSXW
SRVLWLRQLVIODVKLQJ
4QdUCUddY^W
HJ
(
"
!
<HDU
0RQWK
'D\
7KHGDWHKHUHLVVHWWRWK-DQXDU\
HJq"
(QWHUWKHGD\
,IQHFHVVDU\SUHVV;WRMXPSEDFNDQGVWDUWDJDLQ
HJ"|
(QWHUWKHPRQWK
HJ||
(QWHUWKH\HDU
=€
6DYHWKHVHWWLQJDQGWHUPLQDWHWKHIXQFWLRQ
6HWWLQJWKHWLPH
7KHWLPHVHWWLQJLVUHTXLUHGIRUGLVSOD\LQJWKHWLPHDWZKLFKWKHPHV
VDJHZDVUHFHLYHGE\WKHFDOOVOLVW
+ 6(7 |=
,QLWLDWHWKHVHWWLQJrWKHFXUUHQWVHWWLQJLVGLVSOD\HGWKHFXUUHQWLQSXW
VHWWLQJLVIODVKLQJ
DY]UCUddY^W
HJ
)
)°!%
0LQXWHV
+RXUV
HJ"|
HJ®
=°
(QWHUWKHKRXUV
,IQHFHVVDU\SUHVV;WRMXPSEDFNDQGVWDUWDJDLQ
(QWHUWKHPLQXWHV
6DYHWKHVHWWLQJDQGWHUPLQDWHWKHIXQFWLRQ
®
7KHGDWHDQGWLPHPXVWEHUHVHWDIWHUDSRZHUFXWRUGLVFRQ
QHFWLQJWKHEDVHVWDWLRQnVSOXJW\SH$&DGDSWHU
*LJDVHW0LFURHQJO$*%
%DVLVVWIP
%DVHVWDWLRQVHWWLQJV
3UHVVNH\V
6HWWLQJWKHULQJHUYROXPH
<RXFDQFKRRVHEHWZHHQULQJHUYROXPHVWKHFUHVFHQGRULQJ
LQFUHDVLQJYROXPHDQGULQJHURII
+ 6(7 "=
,QLWLDWHWKHVHWWLQJrWKHULQJHUVRXQGV%DVH9ROXPHDQGWKHFXUUHQW
VHWWLQJDUHGLVSOD\HG
HJs
(QWHUWKHQXPEHUFRUUHVSRQGLQJWRWKHUHTXLUHGULQJHUYROXPH
9ROXPHOHYHOV WRFUHVFHQGR ULQJHURII
=€
6DYHWKHVHWWLQJDQGWHUPLQDWHWKHIXQFWLRQ
6HWWLQJWKHULQJHUPHORG\
<RXFDQFKRRVHEHWZHHQULQJHUPHORGLHV
+ 6(7 u=
,QLWLDWHWKHVHWWLQJrWKHPHORG\VRXQGV%DVH0HORG\DQGWKHFXU
UHQWVHWWLQJDUHGLVSOD\HG
HJ¬
(QWHUWKHGHVLUHGULQJHUPHORG\WR
=€
6DYHWKHVHWWLQJDQGWHUPLQDWHWKHIXQFWLRQ
$FWLYDWLQJGHDFWLYDWLQJPXVLFRQKROG
7KLVUHIHUVWRWKHPXVLFWKDWWKHFDOOHUKHDUVZKHQSODFHGRQKROG
HJGXULQJDQLQWHUQDOHQTXLU\FDOO
+ 6(7 s¬=
6\VWHP3,1=
,QLWLDWHWKHVHWWLQJr0XVLFRQ+ROGLVGLVSOD\HG
(QWHUWKHEDVHVWDWLRQnVV\VWHP3,1DQGFRQILUP
IDFWRU\VHWWLQJ
HJ"
HJGHDFWLYDWHPXVLFRQKROG
GHDFWLYDWH DFWLYDWH =°
6DYHWKHVHWWLQJDQGWHUPLQDWHWKHIXQFWLRQ
*LJDVHW0LFURHQJO$*%
%DVLVVWIP
%DVHVWDWLRQVHWWLQJV
3UHVVNH\V
6HWWLQJSDXVHV
3DXVHDIWHUFRQQHFWLQJWRDQRXWVLGHOLQH
<RXFDQXVHWKLVIXQFWLRQWRVHWWKHOHQJWKRIWKHSDXVHWKDWLVDXWR
PDWLFDOO\LQVHUWHGDIWHU\RXSUHVVWKHWDONNH\DDQGEHIRUHWKHFDOO
QXPEHULVWUDQVPLWWHG
+ 6(7 s=
6\VWHP3,1=
,QLWLDWHWKHVHWWLQJ
(QWHUWKHEDVHVWDWLRQnVV\VWHP3,1DQGFRQILUP
IDFWRU\VHWWLQJ
HJq
(QWHUWKHSDXVHOHQJWK
VHFRQG VHFRQGV VHFRQGV VHFRQGV =€
6DYHWKHVHWWLQJDQGWHUPLQDWHWKHIXQFWLRQ
3DXVHIRUWKHUHFDOONH\
<RXFDQXVHWKLVIXQFWLRQWRVHWWKHOHQJWKRIWKHSDXVHWKDWLVLQVHUW
HGE\SUHVVLQJWKHUHFDOONH\4
+ 6(7 su=
6\VWHP3,1=
,QLWLDWHWKHVHWWLQJ
(QWHUWKHEDVHVWDWLRQnVV\VWHP3,1DQGFRQILUP
IDFWRU\VHWWLQJ
HJ®
(QWHUWKHSDXVHOHQJWK
VHFRQGV VHFRQGV VHFRQGV =€
6DYHWKHVHWWLQJDQGWHUPLQDWHWKHIXQFWLRQ
%DVLVVWIP
*LJDVHW0LFURHQJO$*%
%DVHVWDWLRQVHWWLQJV
3UHVVNH\V
5HVHWWLQJWKHIDFWRU\VHWWLQJV
:KHQUHVHWWLQJWKHEDVHVWDWLRQWKHV\VWHP3,1LVQRWFKDQJHGDQG
KDQGVHWUHJLVWUDWLRQLVQRWDIIHFWHG<RXFDQ
● UHVHWDOOIDFWRU\VHWWLQJVVHHWDEOHEHORZ
● GHOHWHWKHFDOOVOLVWRQO\
● GHOHWHWKHFDOOFKDUJHVXQLWVRQO\
%DVHVWDWLRQIDFWRU\VHWWLQJV
+ 6(7 ¬z=
6\VWHP3,1=
5LQJHUYROXPH
5LQJHUPHORG\
3ULFHSHUXQLW
'LVDEOHHQDEOHFDOOQXPEHUV
EDVHORFNODVWFDOOFKDUJHV
RII
1XPEHUIRUGLVDEOLQJHQDEOLQJ
FDOODOORZDQFHDFFRXQW
VWRUHGHPHUJHQF\QXPEHUV
GHOHWHG
([WHUQDOGLDOOLQJDOOKDQGVHWV
SRVVLEOH
'LDOOLQJPRGH
%5'
2(6
6:=
'70)IODVKPV
'70)DGMXVWDEOHIODVK
'70)DGMXVWDEOHIODVK
)ODVKWLPHDWWHOHSKRQH
V\VWHPV
%5'
2(6
6:=
PV
PV
PV
3DXVHDIWHUUHFDOONH\
PV
3DXVHDIWHUOLQHVHL]XUH H[WHUQDOFRGH
V
,QLWLDWHWKHVHWWLQJr5HVHW%DVHLVGLVSOD\HG
(QWHUWKHEDVHVWDWLRQnVV\VWHP3,1DQGFRQILUP
IDFWRU\VHWWLQJ
HJ"
HJUHVHWVHWWLQJWRWKHIDFWRU\GHIDXOW
UHVHWWRIDFWRU\GHIDXOW GHOHWHFDOOVOLVW GHOHWHFKDUJHVXQLWV =€
&RQILUPWKHGHOHWLRQDQGWHUPLQDWHWKHIXQFWLRQ
*LJDVHW0LFURHQJO$*%
PDNURVIP
8VHURSWLRQVVKRUWFXWV
3UHVVNH\V
8VHURSWLRQVVKRUWFXWV
0XOWLSOHRSHUDWLQJVWHSVFDQEHFRPELQHGDQGVDYHGDVD
XVHURSWLRQVKRUWFXWWRIDFLOLWDWHRSHUDWLRQ7KHVHDUHXVHG
IRUH[DPSOHIRU
● 1HWZRUNVHUYLFH
● 7HOHSKRQHEDQNLQJ
● 2SHUDWLQJDQHWZRUNDQVZHULQJPDFKLQH
+DQGVHWXVHURSWLRQVVKRUWFXWV
<RXFDQVDYHFKDQJHDQGFRS\PXOWLSOHRSHUDWLQJVWHSVLQ
SXWVDVDKDQGVHWXVHURSWLRQVKRUWFXWDQGDVVLJQDQDSSUR
SULDWHQDPH
<RXFDQDOVRGHOHWHXVHURSWLRQVVKRUWFXWVYLDWKHVXSSOH
PHQWDU\PHQX9RUGLVSOD\WKHDYDLODEOHPHPRU\8VHURS
WLRQVVKRUWFXWVWKHGLUHFWRU\DQGWKHQHWZRUNSURYLGHUOLVW
VKDUHWKHVDPHPHPRU\
([DPSOHVRISRVVLEOHKDQGVHWXVHURSWLRQVQHWZRUN
VHUYLFHV
)XQFWLRQ
,QSXW
3UHYLRXVO\FRQILJXUHGORFN21
&
3UHYLRXVO\FRQILJXUHGORFN2))
&
&RQQHFWZLWKRXWGLDOOLQJ21
1
&RQQHFWZLWKRXWGLDOOLQJ2))
6DYLQJKDQGVHWXVHURSWLRQVVKRUWFXWV
<+VHW8VHU2SWLRQÖ =
9
<1HZ(QWU\ÖÖÖÖÖÖ =
1DPH
<
&RQWHQWV
9
6DYH(QWU\Ö =
3UHVVWKHPHQXNH\
6HOHFWDIXQFWLRQ
2SHQWKHVXSSOHPHQWDU\PHQX
6HOHFWDIXQFWLRQ
(QWHUWKHQDPHRIWKHXVHURSWLRQVKRUWFXW)RULQIRUPDWLRQ
RQHQWHULQJOHWWHUVDQGFKDUDFWHUVVHHSDJH
6FUROOWRWKHQH[WOLQH
(QWHUWKHFRQWHQWVIRUWKHXVHURSWLRQVKRUWFXWVHHDOVRIRO
ORZLQJLQIRUPDWLRQDQG,QVHUWLQJDIXQFWLRQ
2SHQWKHVXSSOHPHQWDU\PHQX
6DYHWKHHQWU\
*LJDVHW0LFURHQJO$*%
PDNURVIP
8VHURSWLRQVVKRUWFXWV
3UHVVNH\V
®
● :KHUHDSSOLFDEOHLQVHUWDSDXVHZLWKWKHUHFDOONH\
4KROGGRZQRUDQXPEHUIURPWKHQHWZRUNSUR
YLGHUOLVWYLDWKHVXSSOHPHQWDU\PHQX9ZKHQ
HQWHULQJWKHQXPEHU
● <RXFDQDOVRXVHWKHVXSSOHPHQWDU\PHQX9WR
GLVSOD\WKHPHDQLQJRIWKHFXUUHQWHOHPHQWFKDUDF
WHUDWWKHFXUVRU
,QVHUWLQJDIXQFWLRQ
7KHIROORZLQJXVHURSWLRQVKRUWFXWIXQFWLRQVFDQEHHQWHUHG
ZKHQHQWHULQJWKHXVHURSWLRQVKRUWFXWFRQWHQWV
9
<,QVHUW)XQFWLRQÖ =
<=
(OHPHQW 'LVSOD\
0HDQLQJDSSOLFDWLRQV
&
5HTXHVW3,1
<RXDUHSURPSWHGWRHQWHUD
3,1
1
5HTXHVW1R
<RXDUHSURPSWHGWRHQWHUD
FKDUDFWHUVWULQJ
4
5HT$FNQRZO
3UHVV=WRFRQILUPDQLQ
SXW
3
,
,QVHUW3DXVH
,17
7RLQVHUWDSDXVH
5HSUHVHQWDWLRQRIWKH,QWHUQDO
NH\
(
(QG&DOO
7KHFRQQHFWLRQLVFOHDUHG
GRZQ
0
7HPS7RQH
7RVZLWFKWRWHPSRUDU\WRQH
GLDOOLQJ
2SHQWKHVXSSOHPHQWDU\PHQX
6HOHFWDIXQFWLRQ
6HOHFWDQHOHPHQWDQGFRQILUP
6WDUWLQJDKDQGVHWXVHURSWLRQVKRUWFXW
<+VHW8VHU2SWLRQÖ =
3UHVVWKHPHQXNH\
6HOHFWDIXQFWLRQ
<
6HOHFWWKHUHTXLUHGXVHURSWLRQVKRUWFXW
D
3UHVVWKHWDONNH\WRVWDUWWKHXVHURSWLRQVKRUWFXW
'LJLWVWR
*LJDVHW0LFURHQJO$*%
PDNURVIP
8VHURSWLRQVVKRUWFXWV
3UHVVNH\V
&KDQJLQJDQHQWU\
<+VHW8VHU2SWLRQÖ =
<9
<(GLW(QWU\Ö =
1DPH
<
&RQWHQWV
9
6DYH(QWU\ =
3UHVVWKHPHQXNH\
6HOHFWDIXQFWLRQ
6HOHFWWKHUHTXLUHGXVHURSWLRQVKRUWFXWDQGFRQILUP
6HOHFWDIXQFWLRQ
&KDQJHWKHQDPHRIWKHXVHURSWLRQVKRUWFXW)RULQIRUPD
WLRQRQHQWHULQJOHWWHUVDQGFKDUDFWHUVVHHSDJH
6FUROOWRWKHQH[WOLQH
&KDQJHWKHFRQWHQWVRIWKHXVHURSWLRQVKRUWFXW
2SHQWKHVXSSOHPHQWDU\PHQX
6DYHWKHFKDQJH
'LVSOD\LQJGHOHWLQJDQHQWU\
2QFH\RXKDYHVHOHFWHGDXVHURSWLRQVKRUWFXW\RXFDQGLV
SOD\LWRUGHOHWHLWYLDWKHVXSSOHPHQWDU\PHQX\
&RS\LQJWKHXVHURSWLRQVKRUWFXWOLVW
<RXFDQFRS\WKHHQWLUHXVHURSWLRQVKRUWFXWOLVWWRDQRWKHU
0LFURKDQGVHWWRDYRLGKDYLQJWRLQSXWWKHVDPHHQWULHV
WZLFH
<+VHW8VHU2SWLRQÖ =
9
3UHVVWKHPHQXNH\
6HOHFWDIXQFWLRQ
2SHQWKHVXSSOHPHQWDU\PHQX
3URFHHGDVIRUWKHGLUHFWRU\QHWZRUNSURYLGHUOLVWVHH&RS\
LQJWKHGLUHFWRU\QHWZRUNSURYLGHUOLVWSDJH
&RS\LQJLQGLYLGXDOXVHURSWLRQVVKRUWFXWV
<+VHW8VHU2SWLRQÖ =
<9
3UHVVWKHPHQXNH\
6HOHFWWKHUHTXLUHGIXQFWLRQ
6HOHFWWKHUHTXLUHGXVHURSWLRQVKRUWFXWDQGRSHQWKHVXS
SOHPHQWDU\PHQX
3URFHHGDVIRUWKHGLUHFWRU\QHWZRUNSURYLGHUOLVWVHH&RS\
LQJDQHQWU\SDJH
*LJDVHW0LFURHQJO$*%
6LFKHUPWIP
+DQGVHWVHFXULW\
3UHVVNH\V
L
+DQGVHWVHFXULW\
<RXFDQFKDQJHWKH3,13HUVRQDO,GHQWLILFDWLRQ1XPEHUFRQ
ILJXUHKRWNH\VHOHFWLRQRUORFN\RXUWHOHSKRQHKDQGVHW
&KDQJLQJWKHWHOHSKRQH3,1
,PSRUWDQWIXQFWLRQVVHWWLQJVDUHSURWHFWHGE\WKHWHOHSKRQH
3,1KDQGVHW3,1
®
6HWWLQJVÖÖÖ =
'RQRWIRUJHW\RXU3,1
7KH3,1FDQRQO\EHUHVHWE\FDOOLQJWKH6LHPHQVKRW
OLQHVHHSDJH
3UHVVWKHPHQXNH\
6HOHFWWKHIXQFWLRQ
<6HFXULW\ÖÖÖÖÖÖÖÖ =
7HOHSKRQH3,1 =
(QWHUWKHFXUUHQWWHOHSKRQH3,1IDFWRU\VHWWLQJ
GLVSOD\ DQGFRQILUP
&KDQJH3,1ÖÖÖÖÖÖ =
6HOHFWWKHIXQFWLRQ
1HZWHOHSKRQH3,1=
(QWHUWKHQHZWHOHSKRQH3,1WRGLJLWVWZLFHDQGFRQILUP
rWKHQHZWHOHSKRQH3,1LVWKHQVDYHG
1HZWHOHSKRQH3,1=
°
7HUPLQDWHWKHIXQFWLRQ
+RWNH\GLUHFWVWDWLRQVHOHFWLRQ
:KHQKRWNH\VHOHFWLRQLVDFWLYDWHGHYHU\NH\VWURNHVHWVXS
DFRQQHFWLRQWRWKHKRWNH\QXPEHUVWRUHG3DWLHQWVDQGWKH
HOGHUO\IRUH[DPSOHFDQXVHWKLVIXQFWLRQWRFDOOIRUDVVLVW
DQFH
6DYLQJFKDQJLQJGHOHWLQJDKRWNH\QXPEHU
6HWWLQJVÖÖÖ =
3UHVVWKHPHQXNH\
6HOHFWWKHIXQFWLRQ
<6HFXULW\ÖÖÖÖÖÖÖÖ =
7HOHSKRQH3,1 =
<+RW.H\6HW8SÖÖ =
(QWHUWKHWHOHSKRQH3,1IDFWRU\VHWWLQJDQGFRQILUP
6HOHFWWKHIXQFWLRQ
P
(QWHURUFKDQJHWKHKRWNH\QXPEHURUGHOHWHLWZLWK :
9
2SHQWKHVXSSOHPHQWDU\PHQX
*LJDVHW0LFURHQJO$*%
6LFKHUPWIP
+DQGVHWVHFXULW\
3UHVVNH\V
6DYH(QWU\Ö =°
6DYHWKHQXPEHUWHUPLQDWHWKHIXQFWLRQDQGWKHQSURFHHGDV
IROORZVWRDFWLYDWHKRWNH\VHOHFWLRQ
®
:KHQHQWHULQJDQXPEHULIQHFHVVDU\RSHQWKHVXS
SOHPHQWDU\PHQX9DQGHQWHU,IRUDQLQWHUQDOKRW
NH\QXPEHUHJ,
$FWLYDWLQJGHDFWLYDWLQJKRWNH\
VHOHFWLRQ
6HWWLQJVÖÖÖ =
3UHVVWKHPHQXNH\
6HOHFWWKHIXQFWLRQ
<6HFXULW\ÖÖÖÖÖÖ =
7HOHSKRQH3,1 =
<+RW.H\ÖÖÖÖÖÖÖ =
°
(QWHUWKHWHOHSKRQH3,1IDFWRU\VHWWLQJ
6HOHFWWKHIXQFWLRQDQGSUHVV=WRDFWLYDWHKRWNH\
VHOHFWLRQ9 DFWLYDWHG
+RWNH\VHOHFWLRQLVDFWLYDWHG
'HDFWLYDWLQJKRWNH\VHOHFWLRQ
2))7HOHSKRQH3,1=°
3UHVVWKHGLVSOD\NH\HQWHUWKHWHOHSKRQH3,1DQGFRQILUP
$FWLYDWLQJGHDFWLYDWLQJWKH
WHOHSKRQHORFN
,IWKHWHOHSKRQHORFNLVDFWLYDWHGDOOIXQFWLRQVDUHGLVDEOHG
ZLWKWKHH[FHSWLRQRIWKHHPHUJHQF\FDOO7KHKDQGVHWKRZ
HYHUFDQVWLOOUHFHLYHFDOOV6LPSO\SUHVVWKHWDONNH\DWR
WDNHLQFRPLQJFDOOV
6HWWLQJVÖÖÖ =
3UHVVWKHPHQXNH\
6HOHFWWKHIXQFWLRQ
<6HFXULW\ÖÖÖÖÖÖÖÖ =
7HOHSKRQH3,1 =
<+DQGVHW/RFNÖÖÖÖ =
(QWHUWKHWHOHSKRQH3,1IDFWRU\VHWWLQJ
6HOHFWWKHIXQFWLRQrWKHWHOHSKRQHORFNLVDFWLYDWHG
'HDFWLYDWLQJWKHWHOHSKRQHORFN
2))7HOHSKRQH3,1=°
3UHVVWKHGLVSOD\NH\HQWHUWKHWHOHSKRQH3,1DQGFRQILUP
'LDOOLQJDQHPHUJHQF\QXPEHU
(PHUJHQF\QXPEHUVVDYHGRQWKHEDVHVWDWLRQFDQEHGLDOOHG
ZKHQKRWNH\VHOHFWLRQWHOHSKRQHORFNLVDFWLYH
DP
3UHVVWKHWDONNH\DQGHQWHUWKHHPHUJHQF\QXPEHUHJ
*LJDVHW0LFURHQJO$*%
6LFKHUEVIP
%DVHVWDWLRQVHFXULW\
3UHVVNH\V
%DVHVWDWLRQVHFXULW\
&KDQJLQJWKHEDVHVWDWLRQ
V\VWHP 3,1
+ 6(7"v=
6\VWHP3,1=
[1HZV\VWHP3,1=
€
,QLWLDWHWKHVHWWLQJr%DVH3,1LVGLVSOD\HG
(QWHUWKHEDVHVWDWLRQnVFXUUHQWV\VWHP3,1DQG
FRQILUPIDFWRU\VHWWLQJ
(QWHUWKHEDVHVWDWLRQnVQHZV\VWHP3,1GLJLWVWZLFH
DQGFRQILUPrWKHQHZV\VWHP3,1LVWKHQVDYHG
7HUPLQDWHWKHIXQFWLRQ
$FWLYDWLQJGHDFWLYDWLQJWKHEDVH
ORFN
2XWJRLQJH[WHUQDOFDOOVDUHEORFNHGIRUDOOKDQGVHWVZKHQ
WKHEDVHLVORFNHG
6WRUHGHPHUJHQF\QXPEHUVFDQEHGLDOOHGVHHSDJH
+ 6(7""=
6\VWHP3,1=
,QLWLDWHWKHVHWWLQJr%DVH/RFN6HWLVGLVSOD\HG
(QWHUWKHEDVHVWDWLRQnVV\VWHP3,1DQGFRQILUP
IDFWRU\VHWWLQJ
HJq
HJDFWLYDWHWKHEDVHORFN
DFWLYDWH GHDFWLYDWH IDFWRU\VHWWLQJ
=€
&RQILUPWKHVHWWLQJDQGWHUPLQDWHWKHIXQFWLRQ
%DUULQJHQDEOLQJFDOOQXPEHUV
<RXFDQXVHWKLVIXQFWLRQWREDUVSHFLILFFDOOQXPEHUVHJ
DOOLQWHUQDWLRQDOQXPEHUV<RXFDQDOVRVSHFLILFDOO\HQ
DEOHWKHVHQXPEHUV%DUULQJHQDEOLQJDFWLRQVDIIHFWDOO
KDQGVHWV
$OOH[WHUQDOQXPEHUVGLDOOHGDUHFKHFNHG'LDOOLQJLVFDQFHOOHG
DQGWKHEDUUHGGLJLWVDUHGLVSOD\HGLIWKHFDOOQXPEHUPDWFKHV
WKHEDUUHGQXPEHU7KLVGRHVQRWKDSSHQLIWKHQXPEHULV
HQDEOHG
*LJDVHW0LFURHQJO$*%
6LFKHUEVIP
%DVHVWDWLRQVHFXULW\
3UHVVNH\V
6DYLQJFKDQJLQJGHOHWLQJFDOOQXPEHUV
<RXFDQVDYHFDOOEDUULQJQXPEHUV7KHQXPEHUVFDQEHGLV
SOD\HGFKDQJHGRUGHOHWHGDWDQ\WLPH
+ 6(7"®=
6\VWHP3,1=
,QLWLDWHWKHVHWWLQJr&DOO5HVWULFWLRQLVGLVSOD\HG
(QWHUWKHEDVHVWDWLRQnVV\VWHP3,1DQGFRQILUPIDFWRU\VHW
WLQJrWKHILUVWHQWU\LVGLVSOD\HG
HJ
3Q\\BUcdbYSdY_^
!!_
%ODQNVRUFDOOQXPEHU
0HPRU\ORFDWLRQWR
3UHYLRXVO\HQWHUHG
IXQFWLRQDOQXPEHUV
,IQHFHVVDU\SUHVV<WRVFUROOWRWKHUHTXLUHGHQWU\
PHPRU\ORFDWLRQ
=
6HOHFWWKHHQWU\GLVSOD\HG
P
(QWHUWKHFDOOQXPEHUXSWRGLJLWVHJWREDULQWHUQD
WLRQDOFDOOVSUHVV:WRFKDQJHRULIQHFHVVDU\GHOHWHWKH
HQWLUHQXPEHU
=€
6DYHWKHHQWU\7HUPLQDWHWKHIXQFWLRQDQGQRZDFWLYDWHEDU
ULQJHQDEOLQJDVGHVFULEHGEHORZ
$FWLYDWLQJGHDFWLYDWLQJFDOOEDUULQJRUHQDEOLQJ
+ 6(7""=
6\VWHP3,1=
,QLWLDWHWKHVHWWLQJr%DVH/RFN6HWDQGWKH
FXUUHQWVHWWLQJDUHGLVSOD\HG
(QWHUWKHEDVHVWDWLRQnVV\VWHP3,1DQGFRQILUPIDFWRU\
VHWWLQJ
HJ®
HJEDUQXPEHUV
EDUQXPEHUV HQDEOHQXPEHUV GHDFWLYDWHFDOOEDUULQJHQDEOLQJ IDFWRUVVHWWLQJ
=€
6DYHWKHVHWWLQJDQGWHUPLQDWHWKHIXQFWLRQ
*LJDVHW0LFURHQJO$*%
6LFKHUEVIP
%DVHVWDWLRQVHFXULW\
3UHVVNH\V
6DYLQJHPHUJHQF\QXPEHUV
7KHIROORZLQJHPHUJHQF\QXPEHUVDUHDOUHDG\VDYHG
*HUPDQ\
$XVWULD
6ZLW]HUODQG
<RXFDQVDYHDQDGGLWLRQDOHPHUJHQF\QXPEHUV
7KHVHHPHUJHQF\QXPEHUVDUHYDOLGIRUDOOKDQGVHWV
®
$QHPHUJHQF\QXPEHUFDQEHGLDOOHGHYHQLIWKH
WHOHSKRQHLVORFNHGRULIWKHFDOODOORZDQFHDFFRXQW
KDVUXQRXW
6DYLQJFKDQJLQJGHOHWLQJHPHUJHQF\QXPEHUV
+ 6(7"q=
6\VWHP3,1=
,QLWLDWHWKHVHWWLQJr(PHUJHQF\1RVLVGLVSOD\HG
(QWHUWKHEDVHVWDWLRQnVV\VWHP3,1DQGFRQILUPIDFWRU\VHW
WLQJrWKHILUVWHQWU\LVGLVSOD\HG
HJ
5]UbWU^Si>_c
"!_
%ODQNVRUFDOOQXPEHU
0HPRU\ORFDWLRQWR
3UHYLRXVO\HQWHUHG
IXQFWLRQDOQXPEHUV
,IQHFHVVDU\SUHVV<WRVFUROOWRWKHUHTXLUHGHQWU\
PHPRU\ORFDWLRQ
=
6HOHFWWKHHQWU\GLVSOD\HG
P
(QWHURUFKDQJHWKHHPHUJHQF\QXPEHUXSWRGLJLWV
,IQHFHVVDU\SUHVV:WRGHOHWHWKHQXPEHU
=€
6DYHWKHHQWU\DQGWHUPLQDWHWKHIXQFWLRQ
*LJDVHW0LFURHQJO$*%
0HKUHPWVIP
2SHUDWLQJPRUHWKDQRQHKDQGVHW
3UHVVNH\V
LL
2SHUDWLQJPRUHWKDQRQH
L KDQGVHW
5HJLVWHULQJDGGLWLRQDOKDQGVHWV
®
● <RXFDQUHJLVWHUDQGRSHUDWHXSWRKDQGVHWVDW
\RXU*LJDVHW0LFUREDVHVWDWLRQ
● <RXFDQUHJLVWHUHYHU\*LJDVHW0LFURKDQGVHW
DWXSWREDVHVWDWLRQV
5HJLVWHULQJD*LJDVHW0LFURKDQGVHW
®
7KHKDQGVHWVXSSOLHGLVDOUHDG\UHJLVWHUHGDWWKH
EDVHVWDWLRQ
6WHSSUHSDULQJWKHKDQGVHWIRUUHJLVWUDWLRQ
3UHVVWKHPHQXNH\
<%DVHVHWWLQJVÖÖÖÖ =
6HOHFWWKHIXQFWLRQ
<
6HOHFWEDVHVWDWLRQ
®
9
<5HJLVWHUÖÖÖÖÖÖÖÖ =
6\VWHP3,1=
1RUPDOO\HQWHUIRUEDVHVWDWLRQZKHQUHJLVWHULQJ
IRUWKHILUVWWLPH:KHQUHJLVWHULQJWKHKDQGVHWDWDG
GLWLRQDOEDVHVWDWLRQVHJLQWKHFRPSDQ\HQWHU
RUDVWKHQXPEHURIWKHEDVHVWDWLRQ
2SHQVXSSOHPHQWDU\PHQX
6HOHFWWKHIXQFWLRQ
(QWHUWKHV\VWHP3,1DQGFRQILUPIDFWRU\VHWWLQJr
HJ5HJVWU3URFHGXUH%DVH DSSHDUV
6WHSSUHSDULQJWKHEDVHVWDWLRQIRUUHJLVWUDWLRQ
$WEDVHVWDWLRQ !
3UHVVWKHEDVHVWDWLRQNH\DWOHDVWVHFRQGVXQWLOUHSHDW
HGVLJQDOWRQHVFDQEHKHDUGDWWKHEDVHVWDWLRQrXQDVVLJQHG
LQWHUQDOFDOOQXPEHUVDUHGLVSOD\HGDIWHUDIHZVHFRQGVHJ
QXPEHULVDVVLJQHGWRWKHKDQGVHWVXSSOLHG
HJq
(QWHUWKHUHTXLUHGLQWHUQDOFDOOQXPEHURIWKHRWKHUKDQG
VHWrWKHVWDWLRQDU\EDVHQDPHHJ%DVHLVGLVSOD\HGLI
UHJLVWUDWLRQLVVXFFHVVIXOVWRSVIODVKLQJ,I\RXQHJOHFWHG
WRHQWHUWKLVQXPEHUWKHQH[WIUHHLQWHUQDOFDOOQXPEHULVDX
WRPDWLFDOO\DVVLJQHGVHHSDJH
6WHSDVVLJQLQJDQLQWHUQDOQXPEHUWRWKHKDQGVHW
<RXUKDQGVHWLVUHDG\IRURSHUDWLRQ
0HKUHPWVIP
*LJDVHW0LFURHQJO$*%
2SHUDWLQJPRUHWKDQRQHKDQGVHW
3UHVVNH\V
®
● 5HJLVWHULQJ*LJDVHW
)RULQIRUPDWLRQRQSUHSDULQJWKHVHKDQGVHWVVHHWKH
UHOHYDQWRSHUDWLQJLQVWUXFWLRQV
● 5HJLVWHULQJKDQGVHWVIURPRWKHUPDQXIDFWXU
HUV
3UHUHTXLVLWHWKHQRQ6LHPHQVKDQGVHWFRPSOLHV
ZLWKWKH*$3VWDQGDUG
*$3*HQHULF$FFHVV3URILOHLVD(XURSHDQVWDQGDUG
IRUWKHLQWHUDFWLRQRIFRUGOHVVWHOHSKRQHVDQGEDVH
VWDWLRQV
5HIHUWRWKHRSHUDWLQJLQVWUXFWLRQVRIWKHKDQGVHWWR
EHUHJLVWHUHGIRULQIRUPDWLRQRQKRZWRUHJLVWHULWDWD
*$3EDVHVWDWLRQ
$WEDVHVWDWLRQ !
3UHSDULQJ\RXUEDVHVWDWLRQIRUUHJLVWUDWLRQ
3UHVVWKHEDVHVWDWLRQNH\XQWLODVLJQDOWRQHLVJHQ
HUDWHGDWWKHEDVHVWDWLRQKROGGRZQIRUDSSUR[WHQ
VHFRQGV
<RXUEDVHVWDWLRQDVVLJQVWKHILUVWXQDVVLJQHGLQWHU
QDOFDOOQXPEHUWRWKHKDQGVHWDIWHUUHJLVWUDWLRQ
0DNLQJDQLQWHUQDOFDOO
<RXFDQFRQGXFWLQWHUQDOFDOOVZLWKWKHRWKHUUHJLVWHUHG
KDQGVHWVrIUHHRIFKDUJH
+
HJq
°
3UHVVWKHGLVSOD\NH\rWKHLQWHUQDOFDOOQXPEHURI\RXUKDQG
VHWLVGLVSOD\HG
(QWHUWKHLQWHUQDOFDOOQXPEHURIWKHRWKHUKDQGVHW
3UHVV&$//$//RUWRFDOODOOKDQGVHWV
(QGLQJDFDOO
3UHVVWKHHQGFDOONH\
)RUZDUGLQJDFDOO
<RXFDQIRUZDUGDQH[WHUQDOFDOOWRDQRWKHUKDQGVHWFRQQHFW
+
HJq
3UHVVWKHGLVSOD\NH\rWKHH[WHUQDOXVHUKHDUVPXVLFRQKROG
(QWHUWKHLQWHUQDOFDOOQXPEHU
:KHQWKHXVHUDQVZHUV
°
3UHVVWKHHQGFDOONH\WRIRUZDUGWKHFDOO
*LJDVHW0LFURHQJO$*%
0HKUHPWVIP
2SHUDWLQJPRUHWKDQRQHKDQGVHW
3UHVVNH\V
,QWHUQDOHQTXLU\FDOO
<RXDUHFRQGXFWLQJDFDOOZLWKDQH[WHUQDOXVHU<RXFDQFDOODQ
RWKHULQWHUQDOXVHUWRFRQGXFWDQHQTXLU\FDOOZLWKRXWFOHDULQJ
GRZQWKHLQLWLDOFRQQHFWLRQ<RXDUHDXWRPDWLFDOO\UHFRQQHFW
HGWRWKHH[WHUQDOXVHUZKHQ\RXHQGWKHHQTXLU\FDOO
+
HJq
4
3UHVVWKHGLVSOD\NH\rWKHH[WHUQDOFDOOHUFDQKHDUPXVLFRQ
KROG
(QWHUWKHLQWHUQDOQXPEHURIWKHKDQGVHW
3UHVV&$//$//RUWRFDOODOOKDQGVHWV
(QGWKHHQTXLU\FDOOWRUHYHUWWRWKHFDOOHUSODFHGRQKROG
$FFHSWLQJFDOOZDLWLQJ
7KHFDOOZDLWLQJWRQHRQHEULHIWRQHLVJHQHUDWHGZKHQ\RX
UHFHLYHDQH[WHUQDOFDOOZKLOHFRQGXFWLQJDQLQWHUQDOFDOO
(;7(51IODVKHVRQWKHGLVSOD\
$&&(37
3UHVVWKHGLVSOD\NH\rWKHLQWHUQDOFDOOLVFOHDUHGGRZQ\RX
DUHFRQQHFWHGWRWKHH[WHUQDOFDOOHU
&ROOHFWLYHFDOO
$OOKDQGVHWVDUHFDOOHGDQGULQJ<RXFDQDFFHSWWKHFDOODWDQ\
KDQGVHWE\SUHVVLQJWKHWDONNH\D
+
&$//$//
3UHVVWKH,17NH\
3UHVVWKHGLVSOD\NH\rDOODYDLODEOHKDQGVHWVDUHGLVSOD\HG
'LVSOD\LQJWKHKDQGVHWQXPEHU
+
3UHVVWKH,17NH\r\RXUKDQGVHWnVLQWHUQDOFDOOQXPEHULVGLV
SOD\HG
(QGLQJWKHGLVSOD\
°
3UHVVWKHHQGFDOONH\
0HKUHPWVIP
*LJDVHW0LFURHQJO$*%
2SHUDWLQJPRUHWKDQRQHKDQGVHW
3UHVVNH\V
2SHQOLVWHQLQJDWWKHKDQGVHW
<RXFDQOLVWHQLQRQDQH[WHUQDOFDOODWDQRWKHUKDQGVHW
<RXDUHFRQGXFWLQJDFDOOZLWKDQH[WHUQDOXVHU
+
7KHFDOOLVSODFHGRQKROG
HJq
(QWHUWKHFDOOQXPEHURIWKHRWKHUKDQGVHWrWKHRWKHUKDQG
VHWULQJVWKHRWKHULQWHUQDOXVHUSUHVVHVWKHWDONNH\D
/67121
<RXDUHUHFRQQHFWHGWRWKHH[WHUQDOXVHU7KHRWKHULQWHUQDO
XVHUFDQKHDUWKHFRQYHUVDWLRQ
'HDFWLYDWLQJRSHQOLVWHQLQJ
/6712))
7KHH[WHUQDOFRQQHFWLRQLVQRWDIIHFWHG
®
7KHLQWHUQDOXVHUFDQHOHFWWRWHUPLQDWHRSHQOLVWHQLQJ
E\UHSODFLQJWKHKDQGVHW
'HUHJLVWHULQJKDQGVHWV
$GHUHJLVWHUHGKDQGVHWFDQQRWEHXVHGWRPDNHFDOOVDWWKLV
EDVHVWDWLRQHJIRUSURWHFWLRQDJDLQVWXQDXWKRULVHGXVH
+ 6(7¬u=
,QLWLDWHGHUHJLVWUDWLRQr'HUHJLVWHU+VHWLVGLVSOD\HG
6\VWHP3,1=
(QWHUWKHV\VWHP3,1DQGFRQILUPIDFWRU\VHWWLQJrDOO
UHJLVWHUHGKDQGVHWVDUHGLVSOD\HG
HJq
(QWHUWKHLQWHUQDOFDOOQXPEHURIWKHKDQGVHWWREHGHUHJLV
WHUHGQXPEHULVQRORQJHUGLVSOD\HG
=
&RQILUPGHUHJLVWUDWLRQDQGWHUPLQDWHWKHIXQFWLRQ
*LJDVHW0LFURHQJO$*%
0HKUHPWVIP
2SHUDWLQJPRUHWKDQRQHKDQGVHW
3UHVVNH\V
'LVDEOLQJH[WHUQDOGLDOOLQJDW
LQGLYLGXDOKDQGVHWV
7KHIDFWRU\VHWWLQJSHUPLWV\RXWRPDNHH[WHUQDOFDOOVIURP
HYHU\UHJLVWHUHGKDQGVHW<RXFDQXVHWKLVIXQFWLRQWRSUH
YHQWLQGLYLGXDOKDQGVHWVIURPGLDOOLQJH[WHUQDOQXPEHUV
<RXFDQXVHEORFNHGKDQGVHWVWR
r PDNHLQWHUQDOFDOOV
r DFFHSWH[WHUQDOFDOOV
r GLDOWKHHPHUJHQF\QXPEHUVVDYHGDWWKHEDVHVWDWLRQVHH
SDJH
+ 6(7¬"=
6\VWHP3,1=
,QLWLDWHWKHVHWWLQJr+VHW5HVWULFWLRQLVGLVSOD\HG
(QWHUWKHV\VWHP3,1DQGFRQILUPIDFWRU\VHWWLQJ7KH
QXPEHUVRIDOOUHJLVWHUHGKDQGVHWVDUHGLVSOD\HG
HJq
(QWHUWKHLQWHUQDOFDOOQXPEHURIWKHKDQGVHW
HJ"
'HDFWLYDWHH[WHUQDOGLDOOLQJEORFN
'HDFWLYDWH DFWLYDWH =€
6DYHWKHVHWWLQJDQGWHUPLQDWHWKHIXQFWLRQ
&RQQHFWLQJDID[PRGHP
<RXFDQUHJLVWHUID[PDFKLQHVDQGPRGHPVDWWKHEDVHVWD
WLRQLQWKHVDPHZD\DVDKDQGVHWYLDDFRUGOHVV*LJDVHW
7$(FRQQHFWRU7RGRWKLV\RXPXVWPRGLI\WKHGHYLFH
W\SHIRUWKH*LJDVHW7$(
6HWWLQJWKHGHYLFHW\SH
+ 6(7¬|=
6\VWHP3,1=
,QLWLDWHWKHVHWWLQJr'HYLFH6HOHFWLRQLVGLVSOD\HG
(QWHUWKHV\VWHP3,1DQGFRQILUPIDFWRU\VHWWLQJrDOO
UHJLVWHUHGKDQGVHWVDUHGLVSOD\HG
HJs
(QWHUWKHLQWHUQDOFDOOQXPEHURIWKH*LJDVHW 7$(
HJ¸
6HWWKHGHYLFHW\SH
FRUGHGWHOHSKRQHKDQGVHW IDFWRU\VHWWLQJ
ID[ PRGHP =€
6DYHWKHVHWWLQJDQGWHUPLQDWHWKHIXQFWLRQ
*LJDVHW0LFURHQJO$*%
0HKUHPWVIP
2SHUDWLQJPRUHWKDQRQHKDQGVHW
3UHVVNH\V
$FWLYDWLQJGHDFWLYDWLQJWKHULQJHU
$OOKDQGVHWVULQJLPPHGLDWHO\WRVLJQDODQLQFRPLQJH[WHU
QDOFDOOrFROOHFWLYHFDOOIDFWRU\VHWWLQJ7KHFDOOVFDQEHDF
FHSWHGDWDOOKDQGVHWVE\SUHVVLQJWKHWDONNH\D
+RZHYHU\RXFDQGHDFWLYDWHWKHULQJHUDWLQGLYLGXDOKDQG
VHWVrWKHVHKDQGVHWVQRORQJHUULQJZKHQH[WHUQDOFDOOVDUH
UHFHLYHG
+ 6(7¨=
6\VWHP3,1=
HJ¬
,QLWLDWHWKHVHWWLQJr&DOO*URXSLVGLVSOD\HG
(QWHUWKHV\VWHP3,1DQGFRQILUPIDFWRU\VHWWLQJrDOO
KDQGVHWVZLWKULQJHUDUHGLVSOD\HG
(QWHUWKHLQWHUQDOFDOOQXPEHUVRIWKHKDQGVHW
r FDOOQXPEHULVGLVSOD\HG ULQJHURQ
r FDOOQXPEHULVQRWGLVSOD\HG ULQJHURII
=€
6DYHWKHVHWWLQJDQGWHUPLQDWHWKHIXQFWLRQ
6HWWLQJULQJGHOD\FROOHFWLYHFDOO
<RXFDQXVHWKLVIXQFWLRQWRVZLWFKIURPFROOHFWLYHFDOOIDFWRU\
VHWWLQJWRULQJGHOD\
r ,IFROOHFWLYHFDOOLVDFWLYDWHGDOOKDQGVHWVULQJLPPHGL
DWHO\ZKHQH[WHUQDOFDOOVDUHUHFHLYHG
r ,IULQJGHOD\LVDFWLYDWHGFDOOVDUHVLJQDOOHGILUVWDWWKHSUL
RULW\KDQGVHWDQGWKHQDWWKHRWKHUKDQGVHWVIRUH[DPSOH
DIWHUULQJV7KHSULRULW\KDQGVHWDQGWKHULQJGHOD\
QXPEHURIULQJVPXVWILUVWEHGHILQHG
6ZLWFKLQJWRULQJGHOD\FROOHFWLYHFDOO
+ 6(7¬q=
6\VWHP3,1=
,QLWLDWHWKHVHWWLQJr5LQJ2SWLRQLVGLVSOD\HG
(QWHUWKHV\VWHP3,1DQGFRQILUP
IDFWRU\VHWWLQJ
HJs
HJVHWWKHULQJGHOD\
FROOHFWLYHFDOO ULQJGHOD\ =€
6DYHWKHVHWWLQJDQGWHUPLQDWHWKHIXQFWLRQ
*LJDVHW0LFURHQJO$*%
0HKUHPWVIP
2SHUDWLQJPRUHWKDQRQHKDQGVHW
3UHVVNH\V
6HWWLQJDSULRULW\KDQGVHW
7KHKDQGVHWZLWKDVLWVFDOOQXPEHULVDXWRPDWLFDOO\WKHSUL
RULW\KDQGVHWrDQGULQJVILUVWIDFWRU\VHWWLQJ
<RXFDQVHWDQ\RWKHUKDQGVHWDVWKHSULRULW\KDQGVHW
+ 6(7¬¬=
6\VWHP3,1=
,QLWLDWHWKHVHWWLQJr5LQJ3ULRULW\LVGLVSOD\HG
(QWHUWKHV\VWHP3,1DQGFRQILUPIDFWRU\VHWWLQJrWKH
SULRULW\QXPEHULVGLVSOD\HG
HJq
(QWHUWKHFDOOQXPEHURIWKHSULRULW\KDQGVHW
=€
6DYHWKHVHWWLQJDQGWHUPLQDWHWKHIXQFWLRQ
6HWWLQJWKHQXPEHURIULQJV
<RXFDQVHWWKHQXPEHURIULQJVDOORZHGEHIRUHWKHFDOOLV
VLJQDOOHGDWWKHRWKHUKDQGVHWV
+ 6(7¬s=
,QLWLDWHWKHVHWWLQJr1R5LQJ3ULRULW\LVGLVSOD\HG
6\VWHP3,1=
(QWHUWKHV\VWHP3,1DQGFRQILUPIDFWRU\VHWWLQJrWKH
FXUUHQWVHWWLQJLVGLVSOD\HGHJ
HJ
(QWHUWKHQXPEHURIULQJV
7KHFDOOLVVLJQDOOHGDWWKHWHOHSKRQHDIWHUWZRULQJV XSWR
QLQHULQJV =€
6DYHWKHVHWWLQJDQGWHUPLQDWHWKHIXQFWLRQ
2QO\LQ$XVWULD
8VLQJWKH*LJDVHWLQFRQMXQFWLRQZLWKDVHFRQGWHOHSKRQH
&DOOWUDQVIHU
● &DOOVFDQEHWUDQVIHUUHGIURP*LJDVHW 0LFURWRWKH
RWKHUWHOHSKRQHE\SUHVVLQJWKHHQGFDOONH\°RQWKH
KDQGVHWZKLOHWKHKDQGVHWRQWKHFRUGHGWHOHSKRQHLVUDL
VHG
● &DOOVFDQEHWUDQVIHUUHGIURPWKHRWKHUWHOHSKRQHWR
*LJDVHW 0LFURE\SUHVVLQJWDONRQWKHKDQGVHW
5RRPPRQLWRU
:KHQWKLVIHDWXUHLVDFWLYHDQLQWHUQDOFDOOLVVHWXSWRD
VSHFLILHGKDQGVHWDVVRRQDVWKHQRLVHLQWKHPRQLWRUHGURRP
UHDFKHVWKHSUHGHILQHGOHYHO<RXFDQKHDUWKHQRLVHLQWKH
URRPZKHQ\RXSLFNXSWKHFDOO7KHURRPPRQLWRUUHPDLQVDF
WLYHHYHQDIWHUWKHKDQGVHWLVUHSODFHG&DOOVWRWKHURRPPRQ
LWRUDSSHDURQO\RQWKHGLVSOD\
7KHGLVWDQFHIURPWKHREMHFWPRQLWRUHGHJEDE\VKRXOGEH
EHWZHHQRQHDQGWZRPHWUHV
0HKUHPWVIP
*LJDVHW0LFURHQJO$*%
2SHUDWLQJPRUHWKDQRQHKDQGVHW
3UHVVNH\V
6DYLQJWKHURRPPRQLWRUFDOOQXPEHU
<5RRP0RQLWRU6HWÖ =
3UHVVWKHPHQXNH\
6HOHFWWKHIXQFWLRQ
<5RRP0RQLW1RÖ =
HJq=
(QWHUWKHQXPEHURIWKHKDQGVHWWREHFDOOHGDQGFRQILUP
,I\RXHQWHUHGDGLJLWQXPEHUE\PLVWDNHHQWHUD]HUREHIRUH
WKHQXPEHU
6HWWLQJWKHQRLVHOHYHO
<5RRP0RQLWRU6HWÖ =
3UHVVWKHPHQXNH\
6HOHFWWKHIXQFWLRQ
<6HW/HYHOÖ =
&KDQJHWKHOHYHO
/HYHOHJOHYHO VHQVLWLYH
=
6DYH
$FWLYDWLQJGHDFWLYDWLQJWKHURRPPRQLWRU
3UHUHTXLVLWHWKHFDOOQXPEHULVVDYHG
3UHVVWKHPHQXNH\
<5RRP0RQLWRU6HWÖ =
6HOHFWWKHIXQFWLRQ
<5RRP0RQLWRULQJÖ =
6ZLWFKRQWKHURRPPRQLWRUDQGDFWLYDWH
°
7HUPLQDWHWKHIXQFWLRQ
'HDFWLYDWLQJWKHURRPPRQLWRU
2))
7KHKDQGVHWUHYHUWVWRLGOHVWDWXV
7KHURRPPRQLWRUQXPEHUVHWLVQRWGHOHWHG
*LJDVHW0LFURHQJO$*%
$QODJHQIP
&RQQHFWLQJWRD3$%;
3UHVVNH\V
&RQQHFWLQJWRD3$%;
&KDQJLQJWKHGLDOOLQJPRGH
2QO\QHFHVVDU\LI\RXU3$%;GRHVQRWRSHUDWHZLWKGXDO
WRQHPXOWLIUHTXHQF\VLJQDOOLQJ'70)DQGIODVKrVHHWKH
RSHUDWLQJLQVWUXFWLRQVIRU\RXU3$%;
2SWLRQV
r '70)IODVK
r '70)DGMXVWDEOHIODVKWLPH
+ 6(7¬=
6\VWHP3,1=
,QLWLDWHWKHVHWWLQJr'LDOOLQJ0RGHLVGLVSOD\HG
(QWHUWKHV\VWHP3,1DQGFRQILUPIDFWRU\VHWWLQJ7KH
FXUUHQWVHWWLQJLVGLVSOD\HG
HJq
6HWWKHGLDOOLQJPRGH'70)IODVKPV '70)DGMXVWDEOHIODVKWLPH '3 =€
6DYHWKHVHWWLQJDQGWHUPLQDWHWKHIXQFWLRQ
6HWWLQJWKHIODVKWLPH
3UHUHTXLVLWH\RXVZLWFKHG\RXUGLDOOLQJPRGHWR'70)DG
MXVWDEOHIODVKWLPHDVGHVFULEHGEXW\RXU3$%;UHTXLUHVDGLI
IHUHQWIODVKWLPH
+ 6(7sq=
6\VWHP3,1=
,QLWLDWHWKHVHWWLQJr5HFDOO'XUDWLRQLVGLVSOD\HG
(QWHUWKHV\VWHP3,1DQGFRQILUPIDFWRU\VHWWLQJ
HJ¬
6HWWKHIODVKWLPH
PV PV PV PV PV PV PV =€
6DYHWKHVHWWLQJDQGWHUPLQDWHWKHIXQFWLRQ
6ZLWFKLQJWRWRQHGLDOOLQJ
,I\RXDUHRSHUDWLQJWKHEDVHVWDWLRQDWD3$%;ZLWKGLDOSXOV
LQJ'3\RXFDQVZLWFKWRWRQHGLDOOLQJ'70)HJWRFKHFN
DQDQVZHULQJPDFKLQH
3UHUHTXLVLWHWKHFRQQHFWLRQLVDFWLYH
<6ZLWFKWR7RQHÖÖÖ =
7RQHGLDOOLQJLVDFWLYH
*LJDVHW0LFURHQJO$*%
$QODJHQIP
&RQQHFWLQJWRD3$%;
3UHVVNH\V
6DYLQJDGLDORXWQXPEHU
3UHUHTXLVLWHDGLDORXWQXPEHUHJWKH]HURPXVWEHGLDOOHG
EHIRUHWKHFDOOQXPEHUIRUH[WHUQDOFDOOVDW\RXU3$%;
7KHGLDORXWQXPEHULVDOVRNQRZQDVDSUHIL[FRGHRUDFFHVV
FRGH
®
● 3OHDVHQRWHWKDWWKHGLDORXWQXPEHUPXVWEHHQ
WHUHGZKHQVDYLQJHPHUJHQF\QXPEHUVKRWNH\
QXPEHUVDOOQXPEHUVIRUWKHGLUHFWRU\DQGSUH
IL[QXPEHUVIRUWKHQHWZRUNSURYLGHUOLVW
● 6LQFHDQHPHUJHQF\FDOOFDQQRWEHPDGHZLWK
WKHIL[HGHPHUJHQF\QXPEHUVHJ\RX
VKRXOGUHVDYHWKHHPHUJHQF\QXPEHUVZLWKWKH
GLDORXWQXPEHUHJIRUVHFXULW\UHDVRQV
● 7KHGLDORXWQXPEHUWKDW\RXVDYHKHUHLVDO
ZD\VDXWRPDWLFDOO\LQVHUWHGEHIRUHWKHFDOOQXP
EHUVLQWKHFDOOHUOLVWDQGGLDOOHG
+ 6(7s"=
6\VWHP3,1=
HJ"
=°
,QLWLDWHWKHVHWWLQJr$FFHVV&RGHLVGLVSOD\HG
(QWHUWKHEDVHVWDWLRQnVV\VWHP3,1RIWKHDQGFRQILUPIDFWR
U\VHWWLQJ
(QWHUWKHGLDORXWQXPEHUXSWRWKUHHGLJLWVRUFKDQJH
6DYHWKHGLDORXWQXPEHUDQGWHUPLQDWHWKHIXQFWLRQ
3DXVHDIWHUGLDORXWQXPEHU
3UHUHTXLVLWH\RXKDYHVDYHGDGLDORXWQXPEHUDQGZRXOG
OLNHWRFKDQJHWKHGHIDXOWSDXVH
7KHSDXVHVHWKHUHLVDOZD\VLQVHUWHGE\WKHEDVHVWDWLRQDIWHU
WKHGLDORXWQXPEHU)RULQIRUPDWLRQRQZKHWKHUDQGKRZORQJ
WKLVSDXVHPXVWEHVHHWKHRSHUDWLQJLQVWUXFWLRQVIRU\RXU
3$%;
+ 6(7s®=
,QLWLDWHWKHVHWWLQJr3DXVH$FFHVV&RGHLVGLVSOD\HG
6\VWHP3,1=
(QWHUWKHEDVHVWDWLRQnVV\VWHP3,1DQGFRQILUPIDFWRU\VHW
WLQJ7KHFXUUHQWVHWWLQJLVGLVSOD\HG
HJ®
(QWHUWKHSDXVHOHQJWK
VHFRQG VHFRQGV VHFRQGV VHFRQGV =°
6DYHWKHVHWWLQJDQGWHUPLQDWHWKHIXQFWLRQ
*LJDVHW0LFURHQJO$*%
$QKDIP
$SSHQGL[
$SSHQGL[
0DLQWHQDQFH
6LPSO\ZLSHWKHWHOHSKRQHDQGKDQGVHWZLWKDGDPSFORWKRUDQDQWLVWDWLF
ZLSH1HYHUXVHDGU\FORWKDVWKLVFDQFDXVHVWDWLFGLVFKDUJH
7URXEOHVKRRWLQJ
0DOIXQFWLRQ
3RVVLEOHFDXVH
6ROXWLRQ
1RGLVSOD\
+DQGVHWQRWDFWLYDWHG
+ROGGRZQWKHHQGFDOO
NH\IRU VHFRQG
%DWWHULHVIODW
&KDUJHWKHEDWWHULHV
SDJH 1RUHDFWLRQWRNH\
VWURNH
.H\SDGORFNDFWLYDWHG
+ROGGRZQWKHz
NH\IRUVHFRQG
1RUDGLRFRQQHFWLRQWR
WKHEDVHVWDWLRQr
%DVHIODVKLQJ
+DQGVHWRXWVLGHWKH
EDVHVWDWLRQUDQJH
0RYHFORVHUWRWKHEDVH
VWDWLRQ
+DQGVHWQRWUHJLVWHUHG
5HJLVWHUWKHKDQGVHW
SDJH %DVHVWDWLRQQRWDFWLYDW &KHFNWKHFRQQHFWRUDW
HG
WKHEDVHVWDWLRQ
SDJH +DQGVHWEDVHVWDWLRQ
GRHVQRWULQJ
5LQJHURII
$FWLYDWHWKHULQJHU
SDJH SDJH ([WHUQDOFDOOQXPEHUV
FDQQRWEHGLDOOHG
%DVHORFNDFWLYDWHG
'HDFWLYDWHORFN
SDJH 7HOHSKRQHORFNLVDFWL
YDWHG
'HDFWLYDWHORFN
SDJH &DOOQXPEHUPDWFKHVD
EDUULQJFRGH
%DUULQJFRGH
SDJH &UHGLWEDODQFHIRUFDOODO &DOODOORZDQFHDFFRXQW
ORZDQFHDFFRXQWKDV
SDJH UXQRXW
([WHUQDOGLDOOLQJGLV
DEOHG
(QDEOHH[WHUQDOGLDOOLQJ
SDJH 7KHXQLWVFDOOFKDUJHDUH 7KHFDOOFKDUJHSXOVHLV 5HTXHVWFDOOFKDUJH
QRWGLVSOD\HG
PLVVLQJ
SXOVHWUDQVPLVVLRQ
IURP\RXUWHOHSKRQH
FRPSDQ\
SDJH 7KHFDOOFKDUJHVDUHQRW 7KHSULFHSHUXQLW GLVSOD\HG
6HWWKHXQLWSULFH
SDJH *LJDVHW0LFURHQJO$*%
$QKDIP
$SSHQGL[
0DOIXQFWLRQ
3RVVLEOHFDXVH
6ROXWLRQ
7KHFDOOHGSDUW\FDQQRW 7KH+ZDVSUHVVHGr 3UHVV4WRDFWLYDWH
WKHPLFURSKRQHLVPXW WKHPLFURSKRQH
KHDU
HG
7KHFDOOHUnVQXPEHULV
QRWGLVSOD\HG
7KHFDOOQXPEHUQRW
WUDQVPLWWHG
5HTXHVWWKHFDOO
QXPEHUWUDQVPLVVLRQ
IHDWXUHIURPWHOHSKRQH
FRPSDQ\
*XDUDQWHHVHUYLFH
*XDUDQWHH
6LHPHQV$*RIIHUVDVL[PRQWKJXDUDQWHH6ZLW]HUODQGRQH\HDUIRUWKLVGHYLFH
IURPWKHGDWHRISXUFKDVHIURPWKHVWRFNLVW2YHUWKLVSHULRG6LHPHQV$*ZLOO
UHFWLI\DOOPDWHULDORUPDQXIDFWXULQJGHIHFWVE\UHSDLULQJRUUHSODFLQJWKHGHIHF
WLYHWHUPLQDO
7KHJXDUDQWHHVKDOOQRWFRYHUGDPDJHFDXVHGE\LPSURSHUXVHZHDUDQGWHDU
RUWKLUGSDUW\DFFHVV7KHJXDUDQWHHVKDOOQRWFRYHUFRQVXPDEOHVRUGHIHFWV
ZKLFKRQO\VOLJKWO\GHFUHDVHWKHYDOXHRUVHUYLFHDELOLW\RIWKHGHYLFH
6HUYLFH
6HUYLFHFRQWDFW
● *HUPDQ\6LHPHQV6HUYLFH
● $XVWULD6LHPHQVKRWOLQH
● 6ZLW]HUODQG6LHPHQVKRWOLQH
® 6LHPHQV6HUYLFHVKRXOGRQO\EHFRQWDFWHGLISUREOHPVDULVHZLWKWKH
XQLW<RXUVSHFLDOLVWGHDOHUZLOOEHKDSS\WRDQVZHUDQ\TXHVWLRQVRQXQLW
RSHUDWLRQ
&RQWDFW\RXUQHWZRUNSURYLGHUIRUTXHVWLRQVFRQFHUQLQJWHOHSKRQH
FRQQHFWLRQV
*LJDVHW 0LFURLVGHVLJQHGIRURSHUDWLRQLQ\RXUFRXQWU\DVLQGLFDWHGRQ
WKHXQGHUVLGHRIWKHXQLW6SHFLDOFRXQWU\VSHFLILFIHDWXUHVKDYHEHHQLPSOH
PHQWHG<RXUVSHFLDOLVWGHDOHURUQHWZRUNSURYLGHUZLOOEHKDSS\WRDQVZHUDQ\
TXHVWLRQVZLWKUHJDUGWRGLIIHUHQFHVLQSXEOLFWHOHSKRQHQHWZRUNV
7KHFRPSOLDQFHRIWKHXQLWZLWKWKHEDVLFUHTXLUHPHQWVRIWKHWHUPLQDOGLUHF
WLYHLVFHUWLILHGE\WKH&(V\PERO
We, Siemens AG, declare, that the above mentioned product is manufactured
according to our Full Quality Assurance System certified by CETECOM ICT
Services GmbH with the registration number "Q810820M" in compliance with
ANNEX V of the R&TTE-Directive 99/05/EC. The presumption of conformity
with the essential requirements regarding Council Directive 99/05/EC is
ensured.
Senior Approvals Manager
*LJDVHW0LFURHQJO$*%
&R6,;IP
,QGH[
,QGH[
$
$FWLYDWLQJ
EHHSV
KDQGVHW
KRWNH\VHOHFWLRQ
NH\SDGSURWHFWLRQ
PXVLFRQKROG
WHOHSKRQHORFN
ZDUQLQJDQGVLJQDOEHHSV
$XWRWDON
%
%DVHORFNDFWLYDWLQJGHDFWLYDWLQJ
%DVHVWDWLRQ
DFWLYDWLQJGHDFWLYDWLQJPXVLFRQKROG
FRQQHFWLQJ
LQVWDOOLQJ
UHVHWWLQJWKHIDFWRU\VHWWLQJ
VHWWLQJSDXVHV
VHWWLQJWKHULQJHUPHORG\
VHWWLQJWKHULQJHUYROXPH
VHWWLQJWKHWLPH
%DWWHU\ORZEHHS
%HHSV
%HOWFOLS
%ULHIRYHUYLHZ
*LJDVHW0LFUR
&
&DOODFFHSWDQFHDXWRPDWLF
&DOODOORZDQFHDFFRXQW
&DOOFKDUJHVGLVSOD\LQJ
&DOOGXUDWLRQGLVSOD\LQJ
&DOOQXPEHUV
EDUULQJHQDEOLQJ
&DOOZDLWLQJ
DFFHSWLQJDFDOO
&DOOFRQQHFWLQJ
&DOOVOLVW
&KDUJHVGLVSOD\LQJGHOHWLQJ
&/,3
&DOOVOLVW
&/,3FDOOQXPEHUGLVSOD\
&ROOHFWLYHFDOO
&ROOHFWLYHFDOOULQJGHOD\VHWWLQJ
&RQILUPDWLRQEHHSV
&RQQHFWLQJ
&RQWHQWVRIWKHSDFNDJH
&RVWVGLVSOD\LQJGHOHWLQJ
'
'HDFWLYDWLQJ
EHHSV
KDQGVHW
KRWNH\VHOHFWLRQ
NH\SDGSURWHFWLRQ
PXVLFRQKROG
WHOHSKRQHORFN
ZDUQLQJDQGVLJQDOEHHSV
'LDOSXOVLQJ'3
'LUHFWRU\
FKDQJLQJDQHQWU\
FRS\LQJ
FRS\LQJDQHQWU\
GHOHWLQJDOOHQWULHV
GHOHWLQJRUGLVSOD\LQJDQHQWU\
GLDOOLQJDFDOOQXPEHU
HQWHULQJQDPHV
VWRULQJDFDOOQXPEHU
'LVSOD\ODQJXDJHVHWWLQJ
'LVSOD\V
'LVSOD\VLFRQVNH\V
'70)GXDOWRQHPXOWLIUHTXHQF\VLJQDOOLQJ
(
(PHUJHQF\QXPEHUV
GLDOOLQJ
VDYLQJ
(QTXLU\FDOOLQWHUQDO
)
)DXOWFOHDUDQFH
)D[PRGHPFRQQHFWLQJ
)ODVKWLPH
)RUZDUGLQJ
*
*$3VWDQGDUG
*XDUDQWHH
*LJDVHW0LFURHQJO$*%
&R6,;IP
,QGH[
+
+DQGVHW
DFWLYDWLQJGHDFWLYDWLQJ
FKDQJLQJWKHEDVHQDPH
FKDQJLQJWRDQRWKHUEDVHVWDWLRQ
GHUHJLVWHULQJ
GLVDEOLQJH[WHUQDOGLDOOLQJ
GLVSOD\LQJDQLQWHUQDOQXPEHU
SUHSDULQJ
UHJLVWHULQJDGGLWLRQDOKDQGVHWV
UHJLVWHULQJDWPRUHWKDQRQHEDVHVWDWLRQ
UHVHWWLQJWKHIDFWRU\VHWWLQJV
UHVHWWLQJWRIDFWRU\VHWWLQJV
+DQGVHWORFN
DFWLYDWLQJ
+DQGVHWXVHURSWLRQV
+DQGVHWYROXPHVHWWLQJ
+RWNH\GLUHFWVWDWLRQVHOHFWLRQ
+RWOLQH
.
.H\EHHS
.H\SDGSURWHFWLRQ
0
0DNLQJFDOOV
DQVZHULQJFDOOV
H[WHUQDO
LQWHUQDO
0DOIXQFWLRQV
0DOIXQFWLRQVWURXEOHVKRRWLQJ
0LFURSKRQHPXWLQJ
0RGHPID[FRQQHFWLQJ
1
1HWZRUNDFFHVVQHWZRUNSURYLGHUOLVW
1HWZRUNSURYLGHUOLVW
GHOHWLQJRUGLVSOD\LQJDQHQWU\
HQWHULQJQDPHV
1HWZRUNSURYLGHUOLVWQHWZRUNDFFHVV
FKDQJLQJDQHQWU\
FRS\LQJ
FRS\LQJDQHQWU\
GHOHWLQJDOOHQWULHV
GHOHWLQJRUGLVSOD\LQJDQHQWU\
HQWHULQJQDPHV
1HWZRUNSURYLGHUOLVWGLVSOD\LQJDYDLODEOHPHP
RU\
2
2SHQOLVWHQLQJ
3
3$%;V
FKDQJLQJWKHGLDOOLQJPRGH
IODVKWLPH
VDYLQJDSDXVHDIWHUDGLDORXWQXPEHU
VZLWFKLQJWRWRQHGLDOOLQJ
3DJLQJVHDUFKLQJIRUKDQGVHWV
3,1FKDQJLQJ
EDVHVWDWLRQnV3,1
KDQGVHW3,1
4
4XLFNUHIHUHQFHJXLGHEDFNSDJH
5
5DQJH
5HGLDO
5LQJHUPHORG\VHWWLQJ
5LQJHUYROXPHVHWWLQJ
5LQJHUDFWLYDWLQJGHDFWLYDWLQJ
5RRPPRQLWRU
6
6DIHW\SUHFDXWLRQV
6DYLQJ
FDOODOORZDQFH
FUHGLWEDODQFH
HPHUJHQF\QXPEHUV
V\VWHP3,1
WHOHSKRQH3,1
6HUYLFH
6HWWLQJV
EDVHVWDWLRQULQJHUPHORG\
EDVHVWDWLRQULQJHUYROXPH
GDWH
SDXVHV
WLPH
6KRUWFXWV
KDQGVHWXVHURSWLRQV
6KRUWULQJHUWRQHDGYLVRU\WRQHRQO\
6WRULQJ
FDOOQXPEHUV
7
7$(WHOHSKRQHFRQQHFWRUXQLW
7HOHSKRQHORFN
7HOHSKRQHPDLQWHQDQFH
*LJDVHW0LFURHQJO$*%
&R6,;IP
,QGH[
7HOHSKRQLQJ
LQWHUQDO
71HWVHUYLFHV
7URXEOHVKRRWLQJ
7URXEOHVKRRWLQJDVVLVWDQFH
8
8VHURSWLRQV
KDQGVHWXVHURSWLRQVVKRUWFXWV
:
:DUQLQJDQGVLJQDOEHHSV
0HQXIP
*LJDVHW0LFURHQJO$*%
,PSRUWDQWPHQXV
,PSRUWDQWPHQXV
*LJDVHW 0LFURLVDPHQXGULYHQKDQGVHW
-
0DLQPHQX
'LUHFWRU\
6HWWLQJVÖÖÖ
$QQD
%DUEDUDÖÖÖÖÖÖÖÖÖ
Ö2.Ö %DVHVHWWLQJV
%DVH8VHU2SWLRQ
9
+VHW8VHU2SWLRQ
5RRP0RQLWRU6HW
&ROLQ
6XSSOPHQX
6HUYLFH6HW8S
'LVSOD\1XPEHU
'LDO1XPEHU
6HWWLQJV
1HZ(QWU\
6RXQG6HWWLQJVÖÖ
(GLW(QWU\
Ö2.Ö 6HFXULW\
'HOHWH(QWU\
$XWR7DON
'LVSOD\(QWU\
/DQJXDJH
&RS\(QWU\
'HIDXOW5HVHW
'HOHWH/LVW
&RS\/LVW
$XGLR
$YDLODEOH0HPRU\
5LQJHU9ROXPHÖÖÖ
5LQJHU0HORG\
[
%HHS
+DQGVHW9ROXPH
5HGLDOOLQJQXPEHU
.H\%HHSV
%DWW/RZ%HHS
ÖÖÖÖÖÖÖÖÖ
&RQILUP%HHSV
9
6XSSOPHQX
'XULQJDFDOO
'LVSOD\1XPEHU
'LDO1XPEHU
&RS\WR'LU
0HQXGXULQJDFDOO
(GLW(QWU\
9ROXPHÖÖÖÖÖÖ
'HOHWH(QWU\
,QWHUQDO&DOO
'LVSOD\(QWU\
1HWZRUN$FFHVV
%DVH8VHU2SWLRQ
+VHW8VHU2SWLRQ
6ZLWFKWR7RQH
;<
6HUYLFH6HW8S
=
9
\ °
$FWLYDWHWKHPDLQPHQX
6FUROOWKURXJKWKHPHQXVGLUHF
WRU\
&RQILUPIXQFWLRQLQSXW
$FWLYDWHVXSSOHPHQWDU\PHQX
&DQFHOHQGIXQFWLRQV
*LJDVHW0LFURHQJO$*%
0HQXIP
%DVHVWDWLRQVHWWLQJV
%DVHVWDWLRQVHWWLQJV
,17
6(7
"
%DVH/RFN6HW
%DVHORFN➔ SDJH
<
®
&DOO5HVWULFWLRQ
%DUHQDEOHFDOO➔ SDJH
q
(PHUJHQF\1RV
(PHUJHQF\QXPEHUV➔ SDJH
¬
7RWDO&KDUJH
'LVSOD\FRVWV➔ SDJH
s
&DOODOORZDFF
&DOODOORZDQFHDFFRXQW➔ SDJH
%DVH9ROXPH
%DVHVWDWLRQULQJHUYROXPH➔ SDJH
u
%DVH0HORG\
%DVHVWDWLRQULQJHUPHORG\➔ SDJH
v
%DVH3,1
&KDQJHWKHEDVHVWDWLRQV\VWHP3,1➔ SDJH
w
'DWH6HWWLQJ
6HWWKHGDWH➔ SDJH
|
7LPH6HWWLQJ
6HWWKHWLPH➔ SDJH
&DOOV/LVW
6HWWKHFDOOVOLVW➔ SDJH
"
+VHW5HVWULFWLRQ
<
'LVDEOHH[WHUQDOGLDOOLQJDWLQGLYLGXDOKDQGVHWV
➔ SDJH
®
*URXS&DOO
$FWLYDWHGHDFWLYDWHULQJHU➔ SDJH
➜
q
5LQJ2SWLRQ
6HWULQJGHOD\FROOHFWLYHFDOO➔ SDJH
¬
5LQJ3ULRULW\
6HWSULRULW\KDQGVHW➔ SDJH
s
1R5LQJ3ULRULW\
6HWULQJGHOD\➔ SDJH
'LDOOLQJ0RGH
&KDQJHGLDOOLQJPRGH➔ SDJH
u
'HUHJLVWHU+VHW
'HUHJLVWHUKDQGVHWV➔ SDJH
v
&KDUJHSHU8QLW
6HWXQLWSULFH➔ SDJH
w
&KDUJHODVW&DOO
'LVSOD\FRVWRIODVWFDOO➔ SDJH
|
'HYLFH6HOHFWLRQ
&RQQHFWID[PRGHP➔ SDJH
z
5HVHW%DVH
5HVHWWRIDFWRU\GHIDXOW➔ SDJH
RU
¬
"
$FFHVV&RGH
6DYHGLDORXWQXPEHU➔ SDJH
<
®
3DXVH$FFHVV&RGH
3DXVHDIWHUGLDORXWQXPEHU➔ SDJH
➜
RU
s
'HVFULSWLRQ
➜
RU
"
'LVSOD\
q
5HFDOO'XUDWLRQ
6HWIODVKWLPH➔ SDJH
¬
0XVLFRQ+ROG
0XVLFRQKROG➔ SDJH
6HWWLQJV
3DXVHDIWHUOLQHVHL]XUH➔ SDJH
u
6HWWLQJV
3DXVHDIWHUUHFDOONH\➔ SDJH