Download DEFY DGS162 User's Manual

'*6
3(50,7180%(5
56$$
6729('()<
*$6(/(&75,&6
8VHUV0DQXDO
5HFRUGLQWKHVSDFHEHORZWKHOLVWHGLQIRUPDWLRQIRUIXWXUHUHIHUHQFH
6(5,$/180%(5«««««««««««««««««««««««««««««««
'$7(2)385&+$6(«««««««««««««««««««««««««««««
385&+$6(')520««««««««««««««««««««««««««««««
««««««««««««««««««««««««««««««««««««««««
7KHPDQXIDFWXUHUVWULYHVIRUFRQWLQXRXVLPSURYHPHQW)RUWKLVUHDVRQWKHWH[WDQG
LOOXVWUDWLRQVLQWKLVPDQXDODUHVXEMHFWWRFKDQJHZLWKRXWQRWLFH
3DJH
'HDU&XVWRPHU
<RXU QHZ 'HI\ DSSOLDQFH ZDV PDQXIDFWXUHG LQ D VWDWH RI WKH DUW IDFLOLW\ DQG KDV SDVVHG WKH
VWULFWHVWTXDOLW\FRQWUROSURFHGXUHV
3OHDVH UHDG WKLV PDQXDO FDUHIXOO\ EHIRUH LQVWDOOLQJ DQG XVLQJ \RXU KRE IRU WKH ILUVW WLPH DQG
WKHQVWRUHLWZLWKLQHDV\UHDFKIRUIXWXUHUHIHUHQFH6DIHW\LQVWUXFWLRQVPXVWEHVWULFWO\IROORZHG
7KLV8VHU0DQXDOPD\DOVREHDSSOLFDEOHIRUVHYHUDORWKHUPRGHOV'LIIHUHQFHVEHWZHHQ
PRGHOVDUHH[SOLFLWO\LGHQWLILHGLQWKHPDQXDO
7KLVPDQXDOZLOOSURYLGH\RXZLWKLQIRUPDWLRQRQKRZWRRSHUDWHDQGFDUHIRU\RXUDSSOLDQFHWR
JDLQWKHPD[LPXPEHQHILWIURPLW
:HWUXVW\RXZLOOHQMR\\HDUVRIWURXEOHIUHHXVH
(;3/$1$7,212)6<0%2/6
7KURXJKRXWWKLV8VHU0DQXDOWKHIROORZLQJV\PEROVDUHXVHG
,PSRUWDQWLQIRUPDWLRQRUXVHIXOKLQWVDERXWXVDJH
:DUQLQJIRUKD]DUGRXVVLWXDWLRQVZLWKUHJDUGWROLIHDQGSURSHUW\
:DUQLQJIRUHOHFWULFVKRFN
:DUQLQJIRUULVNRIILUH
:DUQLQJIRUKRWVXUIDFHV
3/($6(5(*,67(5<285352'8&7$7
ZZZGHI\FR]D
'()<$33/,$1&(637</7'
32%2;
-$&2%6
'85%$1
6287+$)5,&$
3DJH
,PSRUWDQW5HDGWKHVHLQVWUXFWLRQVIRUXVHFDUHIXOO\VRDVWRIDPLOLDUL]H\RXUVHOI
ZLWKWKHDSSOLDQFHEHIRUHFRQQHFWLQJLWWRLWVJDVFRQWDLQHU.HHSWKHVHLQVWUXFWLRQV
IRUIXWXUHUHIHUHQFH
7DEOHRIFRQWHQWV
*HQHUDOLQIRUPDWLRQ 2YHUYLHZ 7HFKQLFDOVSHFLILFDWLRQV ,QMHFWRUWDEOH 3DFNDJHFRQWHQWV ,PSRUWDQWVDIHW\LQVWUXFWLRQV *HQHUDOVDIHW\ 6DIHW\IRUFKLOGUHQ 6DIHW\ZKHQZRUNLQJZLWKJDV ,I\RXVPHOOJDV
$FWLRQWREHWDNHQLQHYHQWRIDEXUQEDFN ,QWHQGHGXVH 6DIHW\ZKHQZRUNLQJZLWKHOHFWULFLW\ ,QVWDOODWLRQ %HIRUHLQVWDOODWLRQ 5RRPYHQWLODWLRQ
,PSRUWDQWLQIRUPDWLRQIRUWKHLQVWDOOHU
,PSRUWDQWLQIRUPDWLRQIRUWKHXVHU (OHFWULFDOFRQQHFWLRQ
*DVFRQQHFWLRQ
/HDNDJHFRQWURO
)LQDOFKHFN
*DVFRQYHUVLRQ
3UHSDUDWLRQ 7LSVIRUHQHUJ\VDYLQJ
,QLWLDOXVH 7LPHVHWWLQJ )LUVWFOHDQLQJRIWKHDSSOLDQFH ,QLWLDOKHDWLQJ 3DFNDJHLQIRUPDWLRQ
)XWXUHWUDQVSRUWDWLRQ
'LVSRVLQJRIWKHROGSURGXFW 8VLQJWKHKRE
*HQHUDOLQIRUPDWLRQDERXWFRRNLQJ 8VLQJWKHKREV 3DJH
+RZWRRSHUDWHWKHRYHQ *HQHUDO LQIRUPDWLRQ RQ EDNLQJ URDVWLQJ DQG
JULOOLQJ
+RZWRRSHUDWHWKHHOHFWULFRYHQ
2SHUDWLQJPRGHV 8VLQJWKHRYHQFORFN
&RRNLQJWLPHWDEOH +RZWRRSHUDWHWKHJULOO &RRNLQJWLPHWDEOHIRUJULOOLQJ 0DLQWHQDQFHDQGFDUH *HQHUDOLQIRUPDWLRQ &OHDQLQJWKHKRE
&OHDQLQJWKHRYHQ 5HPRYLQJWKHRYHQGRRU 5HPRYLQJWKHGRRULQQHUJODVV 5HSODFLQJWKHRYHQODPS *DVMHWFOHDQLQJSURFHGXUH
7URXEOHVKRRWLQJ 6HUYLFH&HQWUHV :DUUDQW\ ,QVWDOOHUVGHWDLOV
*HQHUDO,QIRUPDWLRQ
2YHUYLHZ
6SODVKEDFN
%XUQHUSODWH
&RQWUROSDQHO
*ULOOVZLWFK
6KHOISRVLWLRQV
:LUHVKHOI
1RUPDOEXUQHU5HDUOHIW
1RUPDOEXUQHU)URQWOHIW
$X[LOLDU\EXUQHU)URQWULJKW
5DSLGEXUQHU5HDUULJKW
'LJLWDOWLPHU
)URQWGRRU
%RWWRPSDUW
+DQGOH
)RRW
7UD\
:RNEXUQHU0LGGOH
)XQFWLRQNQRE
7KHUPRVWDWODPS
7KHUPRVWDWNQRE
7KHPDQXIDFWXUHUVWULYHVIRUFRQWLQXRXVLPSURYHPHQW)RUWKLVUHDVRQWHFKQLFDO
VSHFLILFDWLRQVWH[WDQGLOOXVWUDWLRQVLQWKLVPDQXDODUHVXEMHFWWRFKDQJHZLWKRXW
QRWLFH
)LJXUHVLQWKLVPDQXDODUHVFKHPDWLFDQGPD\QRWPDWFK\RXUDSSOLDQFHH[DFWO\
3DJH
*(1(5$/
([WHUQDOGLPHQVLRQVKHLJKWZLGWKGHSWK
PPPLQPPPD[PPPP
9ROWDJHIUHTXHQF\
9a+]
7RWDOSRZHUFRQVXPSWLRQ
:
)XVH
PLQ$
&DEOHW\SHVHFWLRQ
+99)**[PP
&DEOHOHQJWK
PD[P
*DVW\SH/LTXLG3HWUROHXP*DV/3*SUHVVXUH
*N3D
7RWDOJDVFRQVXPSWLRQ
N:
&RQYHUWLQJWKHJDVW\SH1DWXUDO*DV1*SUHVVXUH
*N3D
%851(56
5HDUOHIW
1RUPDOEXUQHU
3RZHU
:
)URQWOHIW
1RUPDOEXUQHU
3RZHU
:
)URQWULJKW
$X[LOLDU\EXUQHU
3RZHU
:
5HDUULJKW
5DSLGEXUQHU
3RZHU
:
0LGGOH
:RNEXUQHU
3RZHU
:
29(1*5,//
0DLQRYHQ
0XOWLIXQFWLRQRYHQ
(QHUJ\HIILFLHQF\FODVV %
,QQHUODPS
±:
*ULOOSRZHUFRQVXPSWLRQ
:
7HFKQLFDOVSHFLILFDWLRQVPD\EH
FKDQJHGZLWKRXWSULRUQRWLFHWR
LPSURYHWKHTXDOLW\RIWKHDSSOLDQFH
)LJXUHVLQWKLVPDQXDODUH
VFKHPDWLFDQGPD\QRWPDWFK\RXU
DSSOLDQFHH[DFWO\
,QMHFWRUWDEOH
9DOXHV VWDWHG RQ WKH DSSOLDQFH
ODEHOV RU LQ WKH GRFXPHQWDWLRQ
DFFRPSDQ\LQJ LW DUH REWDLQHG LQ
ODERUDWRU\
FRQGLWLRQV
LQ
DFFRUGDQFH
ZLWK
UHOHYDQW
VWDQGDUGV
'HSHQGLQJ
RQ
RSHUDWLRQDO DQG HQYLURQPHQWDO
FRQGLWLRQVRIWKHDSSOLDQFHWKHVH
YDOXHVPD\YDU\
3RVLWLRQKRE
]RQH
*DVW\SH*DV
SUHVVXUH
:
5HDUOHIW
:
)URQWOHIW
:
)URQWULJKW
:
5HDUULJKW
:
0LGGOH
*N3D
*N3D 3DJH
,QIRUPDWLRQRQWKHHQHUJ\ODEHORIHOHFWULFDORYHQVLVJLYHQLQDFFRUGDQFHZLWKWKH(1VWDQGDUG7KRVH
YDOXHVDUHGHWHUPLQHGXQGHUVWDQGDUGORDGZLWKERWWRPWRSKHDWHURUIDQDVVLVWHGKHDWLQJLIDQ\IXQFWLRQV
3DFNDJHFRQWHQWV
$FFHVVRULHVVXSSOLHGFDQYDU\
GHSHQGLQJRQWKHDSSOLDQFHPRGHO
1RWDOODFFHVVRULHVLQWKHXVHU
PDQXDOPD\EHRQ\RXUDSSOLDQFH
6SODVKEDFNDVVHPEO\
8VHUPDQXDODQG2YHQWUD\
7KH RYHQ WUD\ LV XVHG IRU SDVWULHV IUR]HQ
IRRGVDQGELJURDVWV
:LUH6KHOI
8VHGIRUURDVWLQJDQGIRUSODFLQJIRRGWREH
EDNHG URDVWHG RU FRRNHG LQ FDVVHUROH
GLVKHVRQWRWKHGHVLUHGUDFN
6SODVKEDFNDVVHPEO\
5HPRYHWKHVSODVKEDFNDVVHPEO\IURPWKH
ZDUPHUGUDZHUDQGUHPRYHWKHSDFNDJLQJ
WDNLQJFDUHWRUHWDLQWKHWZRQXWVDQGEROWV
UHTXLUHGIRUIL[LQJWKHVSODVKEDFNWRWKH
SURGXFW3RVLWLRQWKHVSODVKEDFNDVVHPEO\
DVLQGLFDWHG6HFXUHWKHVSODVKEDFN
DVVHPEO\WRWKHKREZLWKWKHQXWVDQGEROWV
SURYLGHG'RQRWRYHUWLJKWHQWKHEROWVLQ
RUGHUWRDYRLGDQ\GDPDJHVWRWKHKRERU
VSODVKEDFNDVVHPEO\
3ODFLQJ WKH ZLUH VKHOI DQG WUD\ RQWR WKH
ZLUH UDFNV SURSHUO\ ,WLVLPSRUWDQWWRSODFH
WKHJULOODQGRUWUD\RQWRWKHUDFNSURSHUO\
6OLGHWKHJULOORUWUD\EHWZHHQWKHUDLOVDQG
PDNH VXUH WKDW LW LV SURSHUO\ ILWWHG EHIRUH
SODFLQJ DQ\ IRRG RQ LW 3OHDVH VHH WKH
IROORZLQJILJXUH
3DJH
6SODVKEDFN
6FUHZ
%XUQHUSODWH
1XW
,I\RXGRQRWZDQWWRLQVWDOOWKHVSODVKEDFN
RQWR\RXUFRRNHUWKHQSODFHWKHILOOHUVLQWKH
KROHV'RQRWRYHUWLJKWHQWKHVFUHZVDV
GDPDJHWRWKHKRERUVSODVKEDFNFRXOG
RFFXU
,PSRUWDQWVDIHW\LQVWUXFWLRQV
7KLVVHFWLRQFRQWDLQVVDIHW\LQVWUXFWLRQVWKDW
ZLOOKHOS\RXDYRLGULVNRILQMXU\DQGGDPDJH
$OOZDUUDQWLHVZLOOEHFRPHYRLGLI\RXGRQRW
IROORZWKHVHLQVWUXFWLRQV
*HQHUDOVDIHW\
x 7KLV DSSOLDQFH LV QRW LQWHQGHG IRU XVH
E\ SHUVRQV LQFOXGLQJ FKLOGUHQ ZLWK
UHGXFHG SK\VLFDO VHQVRU\ RU PHQWDO
FDSDELOLWLHV RU ODFN RI H[SHULHQFH DQG
NQRZOHGJH XQOHVV WKH\ KDYH EHHQ
JLYHQ VXSHUYLVLRQ RU LQVWUXFWLRQ
FRQFHUQLQJWKHXVHRIWKHDSSOLDQFHE\
DSHUVRQUHVSRQVLEOHIRUWKHLUVDIHW\
x &KLOGUHQ VKRXOG EH VXSHUYLVHG WR
HQVXUH WKDW WKH\ GR QRW SOD\ ZLWK WKH
DSSOLDQFH
x &RQQHFW WKH DSSOLDQFH WR DQ HDUWKHG
RXWOHWOLQH SURWHFWHG E\ D IXVH RI VXLWDEOH
FDSDFLW\+DYHWKHHDUWKLQVWDOODWLRQPDGH
E\ D TXDOLILHG HOHFWULFLDQ 2XU FRPSDQ\
VKDOOQRWEHOLDEOHIRUDQ\SUREOHPVDULVLQJ
GXH WR WKH DSSOLDQFH QRW EHLQJ HDUWKHG LQ
DFFRUGDQFHZLWKWKHORFDOUHJXODWLRQV
x ,I WKH VXSSO\ FRUG LV GDPDJHG LW PXVW EH
UHSODFHG E\ WKH PDQXIDFWXUHU LWV VHUYLFH
DJHQW RU VLPLODU TXDOLILHG SHUVRQV LQ RUGHU
WRDYRLGDKD]DUG
x 'R QRW RSHUDWH WKH DSSOLDQFH LI LW LV
GHIHFWLYHRUKDVDQ\YLVLEOHGDPDJH
x 'R QRW FDUU\ RXW DQ\ UHSDLUV RU
PRGLILFDWLRQV RQ WKH DSSOLDQFH +RZHYHU
VRPH LVVXHV PD\ UHPHGLHG WKDW GR QRW
UHTXLUH DQ\ UHSDLUV RU PRGLILFDWLRQV 6HH
7URXEOHVKRRWLQJ
x 1HYHU ZDVK GRZQ WKH DSSOLDQFH ZLWK
ZDWHU7KHUHLVWKHULVNRIHOHFWULFVKRFN
x 1HYHU XVH WKH DSSOLDQFH ZKHQ \RXU
MXGJPHQW RU FRRUGLQDWLRQ LV LPSDLUHG E\
WKHXVHRIDOFRKRODQGRUGUXJV
x 7KHDSSOLDQFHPXVWEHGLVFRQQHFWHGIURP
WKHPDLQVGXULQJLQVWDOODWLRQPDLQWHQDQFH
FOHDQLQJDQGUHSDLUSURFHGXUHV
x %H FDUHIXO ZKHQ XVLQJ DOFRKROLF GULQNV LQ
\RXU GLVKHV $OFRKRO HYDSRUDWHV DW KLJK
WHPSHUDWXUHVDQGPD\FDXVHDILUHVLQFHLW
FDQLJQLWHZKHQLWFRPHVLQWRFRQWDFWZLWK
KRWVXUIDFHV
x 'R QRW KHDW FORVHG WLQV DQG JODVV MDUV LQ
x
x
x
x
x
x
x
x
x
x
x
x
x
x
x
x
x
x
3DJH
WKH RYHQ 7KH SUHVVXUH WKDW ZRXOG EXLOG
XSLQWKHWLQMDUPD\FDXVHLWWREXUVW
'R QRW SODFH DQ\ IODPPDEOH PDWHULDOV
FORVH WR WKH DSSOLDQFH DV WKH VLGHV PD\
EHFRPHKRWGXULQJXVH
'R QRW SODFH EDNLQJ WUD\V GLVKHV RU
DOXPLQLXP IRLO GLUHFWO\ RQWR WKH ERWWRP RI
WKH RYHQ 7KH KHDW DFFXPXODWLRQ PLJKW
GDPDJHWKHERWWRPRIWKHRYHQ
.HHS DOO YHQWLODWLRQ VORWV FOHDU RI
REVWUXFWLRQV
7KH DSSOLDQFH PD\ EH KRW ZKHQ LW LV LQ
XVH 1HYHU WRXFK WKH KRW EXUQHUV LQQHU
VHFWLRQVRIWKHRYHQKHDWHUVHWF
$OZD\V XVH KHDW UHVLVWDQW RYHQ JORYHV
ZKHQ SXWWLQJ LQ RU UHPRYLQJ GLVKHV IURP
WKHKRWRYHQ
'R QRW XVH WKH DSSOLDQFH ZLWK WKH IURQW
GRRUJODVVUHPRYHGRUFUDFNHG
7KH UHDU VXUIDFH RI WKH RYHQ JHWV KRW
ZKHQLWLVLQXVH0DNHVXUHWKDWWKHJDV
HOHFWULFDO FRQQHFWLRQ GRHV QRW FRPH LQWR
FRQWDFW ZLWK WKH UHDU VXUIDFH DV
FRQQHFWLRQVPD\JHWGDPDJHG
'R QRW WUDS WKH PDLQV FDEOH EHWZHHQ WKH
RYHQ GRRU DQG IUDPH DQG GR QRW URXWH LW
RYHU KRW VXUIDFHV DV WKH FDEOH LQVXODWLRQ
PD\PHOWDQGFDXVHDILUHDVDUHVXOWRID
VKRUWFLUFXLW
0DNH VXUH WKDW WKH IXQFWLRQ NQREV DUH
VZLWFKHGRIIDIWHUHYHU\XVH
:KHQXVLQJ*DVHQVXUHWKDWWKHURRPLV
ZHOOYHQWLODWHG
$OZD\V NHHS FKLOGUHQ DQG LQILUP SHUVRQV
DZD\IURPWKHDSSOLDQFHZKHQLWLVLQXVH
2QO\XVHWKHDSSOLDQFHIRUSUHSDULQJIRRG
8VH D GHHS SDQ ODUJH HQRXJK WR FRYHU
WKHDSSURSULDWHEXUQHU
$OZD\VGU\IRRGWKRURXJKO\EHIRUHSODFLQJ
LWLQKRWRLORUIDW)UR]HQIRRGLQSDUWLFXODU
ZLOOVSLWDQGVSODWWHULIDGGHGWRRTXLFNO\
1HYHUILOOWKHSDQPRUHWKDQRQHWKLUGIXOO
RIIDWRURLO
1HYHUKHDWIDWRUIU\ZLWKDOLGRQWKHSDQ
'R QRW IU\ WRR PXFK IRRG DW RQFH 7KLV
ORZHUV WKH WHPSHUDWXUH RI WKH RLO RU IDW
DQGUHVXOWVLQIDWW\IRRGV
'R QRW OHDYH KRW IDW RU RLO XQDWWHQGHG ,I
RYHUKHDWLQJRFFXUVWKHVHFRXOGFDWFKILUH
x 'RQRWXVHRUVWRUHLQIODPPDEOHSURGXFWV
DOFRKRO SHWURO EHQ]HQH HWF QHDU WKH
DSSOLDQFHDVWKHVHSRVHDILUHULVN
6DIHW\IRUFKLOGUHQ
x 3DFNDJLQJ PDWHULDOV DUH GDQJHURXV WR
FKLOGUHQ .HHS SDFNDJLQJ PDWHULDOV LQ D
VDIHSODFHRXWRIUHDFKRIFKLOGUHQ
x (OHFWULFDO DQGRU JDV SURGXFWV DUH
GDQJHURXV WR FKLOGUHQ .HHS FKLOGUHQ
DZD\ IURP WKH DSSOLDQFH ZKHQ LW LV
RSHUDWLQJ DQG GR QRW DOORZ WKHP WR SOD\
ZLWKWKHDSSOLDQFH
x $FFHVVLEOH SDUWV RI WKH DSSOLDQFH ZLOO
EHFRPHKRWZKLOVWWKHDSSOLDQFHLVLQXVH
&KLOGUHQ VKRXOG EH NHSW DZD\ XQWLO WKH
DSSOLDQFHKDVFRROHGGRZQ
x &$87,21 $FFHVVLEOH SDUWV PD\ EH KRW
ZKHQ WKH JULOO LV LQ XVH <RXQJ FKLOGUHQ
VKRXOGEHNHSWDZD\
x 'R QRW SODFH DQ\ LWHPV DERYH WKH
DSSOLDQFHWKDWFKLOGUHQPD\UHDFKIRU
x :KHQ WKH GRRU LV RSHQ GR QRW ORDG DQ\
KHDY\ REMHFW RQ LW DQG GR QRW DOORZ
FKLOGUHQWRVLWRQLW,WPD\RYHUWXUQRUWKH
GRRUKLQJHVPD\EHGDPDJHG
x 7KHSDFNDJLQJPDWHULDOVDUHDGDQJHUIRU
FKLOGUHQ .HHS WKH SDFNDJLQJ PDWHULDOV
DZD\ IURP FKLOGUHQ 3OHDVH HQVXUH WKDW
WKHSDFNDJLQJPDWHULDOLVGLVSRVHGRILQD
UHVSRQVLEOHPDQQHU
6DIHW\ZKHQZRUNLQJZLWKJDV
x $Q\ ZRUN FDUULHG RXW RQ JDV HTXLSPHQW
DQG V\VWHPV PD\ RQO\ EH GRQH E\
DXWKRULVHG TXDOLILHG SHUVRQV ZKR DUH
UHJLVWHUHG/3**DVLQVWDOOHUV
x 3ULRU WR LQVWDOODWLRQ HQVXUH WKDW WKH ORFDO
GLVWULEXWLRQ FRQGLWLRQV QDWXUH RI WKH JDV
DQG JDV SUHVVXUH DQG WKH DGMXVWPHQW RI
WKHDSSOLDQFHDUHFRPSDWLEOH
x 7KLV DSSOLDQFH VKDOO EH LQVWDOOHG DQG
FRQQHFWHG LQ DFFRUGDQFH ZLWK FXUUHQW
LQVWDOODWLRQUHJXODWLRQV
3DJH
3DUWLFXODU DWWHQWLRQ VKDOO EH JLYHQ WR WKH
UHOHYDQW
UHTXLUHPHQWV
UHJDUGLQJ
YHQWLODWLRQ6HH%HIRUHLQVWDOODWLRQ
&$87,21 7KH XVH RI JDV FRRNLQJ
DSSOLDQFHV UHVXOWV LQ WKH SURGXFWLRQ RI
KHDWDQGPRLVWXUHLQWKHURRPLQZKLFKLWLV
LQVWDOOHG (QVXUH WKDW WKH NLWFKHQ LV ZHOO
YHQWLODWHG NHHS QDWXUDO YHQWLODWLRQ KROHV
RSHQ RU LQVWDOO D PHFKDQLFDO YHQWLODWLRQ
GHYLFH PHFKDQLFDO H[WUDFWRU KRRG
3URORQJHG LQWHQVLYH XVH RI WKH DSSOLDQFH
PD\ FDOO IRU DGGLWLRQDO YHQWLODWLRQ IRU
H[DPSOH LQFUHDVLQJ WKH OHYHO RI WKH
PHFKDQLFDOYHQWLODWLRQZKHUHSUHVHQW
'$1*(5 5LVN RI H[SORVLRQ DQG
SRLVRQLQJ 3XWRXWDOOQDNHGIODPHV
DQGGRQRWVPRNHVWULNHPDWFKHVRU
GRDQ\WKLQJWKDWFRXOGFDXVHLJQLWLRQ
'RQRWRSHUDWHDQ\HOHFWULFVZLWFKHV
HJ OLJKW VZLWFK 79 FRPSXWHU
FRRNHU RU GRRU EHOO 'R QRW XVH D
WHOHSKRQHRUPRELOHSKRQH
x *DV DSSOLDQFHV DQG V\VWHPV PXVW EH
UHJXODUO\ FKHFNHG IRU SURSHU IXQFWLRQLQJ
7KHUHJXODWRUKRVHDQGLWVFODPSPXVWEH
FKHFNHG UHJXODUO\ DQG UHSODFHG ZLWKLQ WKH
SHULRGVUHFRPPHQGHGE\LWVPDQXIDFWXUHU
RUZKHQQHFHVVDU\
x &OHDQ WKH JDV EXUQHUV UHJXODUO\ 7KH
IODPHVVKRXOGEHEOXHDQGEXUQHYHQO\
x *RRG FRPEXVWLRQ LV UHTXLUHG LQ JDV
DSSOLDQFHV ,Q FDVH RI LQFRPSOHWH
FRPEXVWLRQ FDUERQ PRQR[LGH &2 PLJKW
GHYHORS&DUERQPRQR[LGHLVDFRORXUOHVV
RGRXUOHVVDQGYHU\WR[LFJDVZKLFKKDVD
OHWKDOHIIHFWHYHQLQYHU\VPDOOGRVHV
x 5HTXHVWLQIRUPDWLRQDERXWJDVHPHUJHQF\
WHOHSKRQH QXPEHUV DQG VDIHW\ PHDVXUHV
IURP \RXU ORFDO JDV SURYLGHU LQ FDVH RI D
JDVVPHOO
,QWKHHYHQWRIDSDQILUH
x 6ZLWFKRIIWKH*DVVXSSO\
x 6PRWKHU WKH IODPHV ZLWK D EODQNHW RU
GDPSFORWK
x %XUQV DQG LQMXULHV DUH XVXDOO\ FDXVHG E\
SLFNLQJ XS WKH EXUQLQJ SDQ DQG UXVKLQJ
RXWVLGHZLWKLW
x 'R 127 XVH ZDWHU WR H[WLQJXLVK DQ RLO
RUIDWILUH
6$9(7+(6(,16758&7,216
,I\RXVPHOOJDV
x 7XUQRIIDOOYDOYHVRQJDVDSSOLDQFHVDQG
JDV PHWHU DW WKH PDLQ FRQWURO YDOYH
XQOHVVLW
VLQDFRQILQHGVSDFHRUFHOODU
x ([WLQJXLVKDOOQDNHGIODPHV
x 'RQRWRSHUDWHDQ\HOHFWULFDODSSOLDQFHV
x 9HQWLODWH WKH DUHD 2SHQ GRRUV DQG
ZLQGRZV
x &KHFN IRU OHDNV &KHFN DOO WXEHV DQG
FRQQHFWLRQVIRUWLJKWQHVV
x ,I RGRXU SHUVLVWV FRQWDFW \RXU QHDUHVW
'HI\6HUYLFH&HQWUHIRUDVVLVWDQFH
x ,I\RXVWLOOVPHOOJDVOHDYHWKHSURSHUW\
x :DUQWKHQHLJKERUV
x &DOO WKH ILUHEULJDGH 8VH D WHOHSKRQH
RXWVLGHWKHKRXVH
x ,I\RXKDYHGRRURUJDWHVWKDWDUHVHFXUHG
E\DQHOHFWULFORFNRUHQWU\SKRQHSOHDVH
RSHQWKHVHPDQXDOO\
x 'R QRW UHHQWHU WKH SURSHUW\ XQWLO \RX DUH
WROGLWLVVDIHWRGRVR
$FWLRQ WREH WDNHQ LQ WKH HYHQW RI D EXUQ
EDFN
x ,Q WKH HYHQW RI D EXUQ EDFN ZKHUH WKH
IODPHEXUQVEDFNLQWRWKHMHWLPPHGLDWHO\
WXUQRIIWKHFRQWUROWRWKHDIIHFWHGEXUQHU
x :DLWDIHZPLQXWHVDQGUHOLJKWWKHEXUQHU
LQWKHQRUPDOPDQQHU
x ,IWKHEXUQEDFNRFFXUVDJDLQWXUQRIIWKH
FRQWURO NQRE WR WKH DIIHFWHG EXUQHU DQG
FRQVXOW WKH QHDUHVW 'HI\ VHUYLFH
WHFKQLFLDQZKRZLOODGYLVH\RX
9HQWLODWLRQ
x 5RRP YHQWLODWLRQ LV YLWDO IRU WKH HIILFLHQW
SHUIRUPDQFH RI WKH DSSOLDQFH DQG IRU WKH
VDIHW\ RI WKH RFFXSDQWV LQ WKH URRP LQ
ZKLFKWKHDSSOLDQFHLVLQVWDOOHG
,QWHQGHGXVH
7KLVDSSOLDQFHLVGHVLJQHGIRUGRPHVWLFXVH
&RPPHUFLDOXVHZLOOYRLGWKHZDUUDQWHH
&$87,21 7KLV DSSOLDQFH LV IRU FRRNLQJ
SXUSRVHVRQO\,WPXVWQRWEHXVHGIRURWKHU
SXUSRVHV
7KLV DSSOLDQFH VKRXOG QRW EH XVHG IRU
ZDUPLQJSODWHVXQGHUWKHJULOOGU\LQJWRZHOV
GLVKFORWKVHWFE\KDQJLQJWKHPRQWKHRYHQ
GRRU KDQGOHV 7KLV SURGXFW VKRXOG DOVR QRW
EHXVHGIRUURRPKHDWLQJSXUSRVHV
7KH PDQXIDFWXUHU VKDOO QRW EH OLDEOH IRU DQ\
GDPDJHFDXVHGE\LPSURSHUXVHRUKDQGOLQJ
HUURUV
6DIHW\ZKHQZRUNLQJZLWKHOHFWULFLW\
'HIHFWLYH HOHFWULF HTXLSPHQW LV RQH RI WKH
PDMRUFDXVHVRIKRXVHILUHV
x $Q\ ZRUN RQ HOHFWULFDO HTXLSPHQW DQG
V\VWHPV VKRXOG RQO\ EH FDUULHG RXW E\
DXWKRUL]HGDQGTXDOLILHGSHUVRQV
x ,Q FDVH RI DQ\ GDPDJH VZLWFK RII WKH
DSSOLDQFH DQG GLVFRQQHFW LW IURP WKH
PDLQV 7R GR WKLV WXUQ RII WKH IXVH DW
KRPH
x (QVXUH WKDW WKH IXVH UDWLQJ LV FRPSDWLEOH
ZLWKWKHDSSOLDQFH
,03257$17
,IWKHJDVW\SHRIWKHDSSOLDQFHLV
FKDQJHG WKHQ WKH UDWLQJ SODWH
WKDW VKRZV WKH JDV W\SH RI WKH
XQLWPXVWDOVREHFKDQJHG
3DJH
,03257$17
,IWKHJDVW\SHRIWKHDSSOLDQFHLV
FKDQJHG WKHQ WKH VWLFNHU WKDW LV
FXUUHQWO\ RQ WKH UHDU RI WKH
DSSOLDQFH WKDW UHDGV ³)DFWRU\
DGMXVWHG IRU /3* JDV´ PXVWEH
UHSODFHGE\WKHVWLFNHU³$GMXVWHG
IRUQDWXUDOJDV´
7KH QHZ VWLFNHU FDQ EH IRXQG LQ
WKH JDV MHW NLW VXSSOLHG ZLWK WKH
DSSOLDQFH
,QVWDOODWLRQ
,QVWDOODWLRQ LV WKH EX\HU¶V UHVSRQVLELOLW\ 7KH
PDQXIDFWXUHU DFFHSWV QR OLDELOLW\ IRU WKLV
VHUYLFH $Q\ DFWLRQ WKDW WKH PDQXIDFWXUHU
KDV WR WDNH DV D UHVXOW RI DQ HUURQHRXV
LQVWDOODWLRQ ZLOO QRW EH FRYHUHG E\ WKH
ZDUUDQW\
7KHQHFHVVDU\LQVWDOODWLRQLQFOXGLQJJDVDQG
HOHFWULFDO FRQQHFWLRQV PXVW EH FDUULHG RXW
E\ TXDOLILHG SHUVRQQHO LQ DFFRUGDQFH ZLWK
FXUUHQW DQG ORFDO UHJXODWLRQV $Q LQVWDOODWLRQ
E\ DQ XQTXDOLILHG SHUVRQ PD\ FRQVWLWXWH D
KD]DUG
,QVWDOODWLRQV FDUULHG RXW E\ XQDXWKRUL]HG
SHUVRQVZLOOYRLGWKHZDUUDQW\
7KH PDQXIDFWXUHU VKDOO QRW EH KHOG
UHVSRQVLEOH IRU LQMXU\ WR SHUVRQV RU
GDPDJHVDULVLQJIURPSURFHGXUHVFDUULHG
RXW E\ XQDXWKRUL]HG SHUVRQV RU GXH WR
QRQFRPSOLDQFHZLWKWKHVHSURYLVLRQV
3UHSDUDWLRQRIORFDWLRQHOHFWULFDODQG
JDV LQVWDOODWLRQ IRU WKHDSSOLDQFH IDOOV
XQGHUWKHFXVWRPHU¶VUHVSRQVLELOLW\
'$1*(5 7KH DSSOLDQFH PXVW EH
LQVWDOOHG LQ DFFRUGDQFH ZLWK DOO ORFDO
JDVDQGRUHOHFWULFDOUHJXODWLRQV
'$1*(5 3ULRUWRLQVWDOODWLRQYLVXDOO\
FKHFN LI WKH DSSOLDQFH KDV DQ\
GHIHFWV RQ LW ,I VR GR QRW KDYH LW
LQVWDOOHG 'DPDJHG DSSOLDQFHV DUH D
VDIHW\ULVN
%HIRUHLQVWDOODWLRQ
3OHDVHQRWHWKHDSSOLDQFHLVSDFNHGZLWKRXW
WKH IHHW ILWWHG WKHUHIRUH SOHDVH HQVXUH WKH
IHHW DUH ILWWHG DV SHU WKH LQVWUXFWLRQV VHH
,QVWDOODWLRQ DQG FRQQHFWLRQ SDJH EHIRUH
WKHDSSOLDQFHLVSODFHGLQLWVILQDOSRVLWLRQ
7R HQVXUH WKDW FULWLFDO DLU JDSV DUH
PDLQWDLQHG XQGHU WKH DSSOLDQFH ZH
UHFRPPHQG WKDW WKLV DSSOLDQFH LV PRXQWHG
RQDVROLGEDVHDQGWKDWWKHIHHWGRQRWVLQN
LQWRDQ\FDUSHWRUVRIWIORRULQJ
7KH NLWFKHQ IORRU PXVW EH DEOH WR FDUU\ WKH
ZHLJKW RI WKH DSSOLDQFH SOXV WKH DGGLWLRQDO
ZHLJKWRIFRRNZDUHEDNHZDUHDQGIRRG
3DJH
x 7KH DSSOLDQFH FDQ EH XVHG ZLWK FDELQHWV
RQ HLWKHU VLGH EXW LQ RUGHU WR KDYH D
PLQLPXP GLVWDQFH RI PP DERYH
KRWSODWH OHYHO DOORZ D VLGH FOHDUDQFH RI
PP EHWZHHQ WKH DSSOLDQFH DQG DQ\
ZDOOSDUWLWLRQRUWDOOFXSERDUG
x 7KHDSSOLDQFHFDQDOVREHXVHGLQDIUHH
VWDQGLQJ SRVLWLRQ $OORZ D PLQLPXP
GLVWDQFH RI PP DERYH WKH KRE
VXUIDFH
x ,I D FRRNHU KRRG LV WR EH LQVWDOOHG
DERYH WKH FRRNHU UHIHU WR FRRNHU KRRG
PDQXIDFWXUHU
LQVWUXFWLRQV UHJDUGLQJ
LQVWDOODWLRQKHLJKWPLQPP
x 0RYLQJ RI WKH DSSOLDQFH LV PRVW HDVLO\
DFKLHYHGE\OLIWLQJWKHIURQWDVLQGLFDWHGLQ
WKH GLDJUDPV RYHUOHDI 2SHQ WKH RYHQ
GRRU VXIILFLHQWO\ WR DOORZ D FRPIRUWDEOH
DQGVDIHJULSRQWKHXQGHUVLGHRIWKHRYHQ
URRIDYRLGFDXVLQJDQ\GDPDJHWRWKHJULOO
HOHPHQWRUDQ\LQWHUQDOSDUWVRIWKHRYHQ
'R QRW PRYH E\ SXOOLQJ RQ WKH GRRU
KDQGOHRUNQREV0RYHWKHDSSOLDQFHDELW
DW D WLPH XQWLO SODFHG LQ WKH SRVLWLRQ
UHTXLUHG
7KLV DSSOLDQFH UHTXLUHV DQ RSHUDWLQJ
SUHVVXUH RI N3D $ VXLWDEOH /3*
UHJXODWRU WKDW FRPSOLHV ZLWK WKH
UHTXLUHPHQWV RI 6$16 PXVW EH
XVHG
7KH PDQXIDFWXUHU DQG WKH VHOOHU GR QRW
DFFHSWUHVSRQVLELOLW\IRUDQ\GDPDJHGXH
WR LQFRUUHFW LQVWDOODWLRQ RU JDV
FRQQHFWLRQ
*DV ERWWOHV VKRXOG EH ORFDWHG RXWGRRUV LQ D
VXLWDEOHYHQWLODWHGORFNXS
7KHFRQQHFWLQJKRVHVKRXOGQRWH[FHHG
FPLQOHQJWK
5RRPYHQWLODWLRQ
$OO URRPV UHTXLUH D ZLQGRZ WKDW FDQ EH
RSHQHG RU HTXLYDOHQW DQG VRPH URRPV ZLOO
UHTXLUHDSHUPDQHQWYHQWLQDGGLWLRQ
$LU IRU FRPEXVWLRQ LV GUDZQ IURP WKH URRP
DQG WKH H[KDXVW JDVHV DUH HPLWWHG GLUHFWO\
LQWR WKH URRP WKHUHIRUH JRRG URRP
YHQWLODWLRQLVHVVHQWLDOIRUWKHVDIHRSHUDWLRQ
RI \RXU DSSOLDQFH ,I WKHUH LV QR ZLQGRZ RU
GRRU DYDLODEOH IRU URRP YHQWLODWLRQ H[WUD
YHQWLODWLRQPXVWEHLQVWDOOHG
7KH DSSOLDQFH PD\ EH ORFDWHG LQ D NLWFKHQ
NLWFKHQGLQHURUDEHGVLWWLQJURRPEXWQRWLQ
D URRP FRQWDLQLQJ D EDWK RU VKRZHU 7KH
DSSOLDQFH PXVW QRW EH LQVWDOOHG LQ D EHG
VLWWLQJURRPRIOHVVWKDQP
'RQRWLQVWDOOWKLVDSSOLDQFHLQDURRPEHORZ
JURXQGOHYHOXQOHVVLWLVRSHQWRJURXQGOHYHO
RQDWOHDVWRQHVLGH
7KH DSSOLDQFH FRUUHVSRQGV WR GHYLFH FODVV
LH LW PD\ EH SODFHG ZLWK WKH UHDU DQG
RQHVLGHWRNLWFKHQZDOOVNLWFKHQIXUQLWXUHRU
HTXLSPHQWRIDQ\VL]H7KHNLWFKHQIXUQLWXUH
RUHTXLSPHQWRQWKHRWKHUVLGHPD\RQO\EH
RIWKHVDPHVL]HRUVPDOOHU
$Q\ NLWFKHQ IXUQLWXUH QH[W WR WKH DSSOLDQFH
PXVWEHKHDWUHVLVWDQWƒ&PLQ
7KLV DSSOLDQFH XVHV /3* /LTXLG
SHWUROHXPRUERWWOHJDV
3DJH
6PDOOHUWKDQP
9HQWLODWLRQ
RSHQLQJ
PLQFP
PWRP
PLQFP
5RRPVL]H
*UHDWHUWKDQP QRWUHTXLUHG
,QWKHFHOODURUEDVHPHQW PLQFP
,PSRUWDQWLQIRUPDWLRQIRUWKHLQVWDOOHU
7KLVDSSOLDQFHPD\RQO\EHLQVWDOOHGE\D
UHJLVWHUHG /3* *DV LQVWDOOHU UHJLVWHUHG
ZLWK WKH /LTXHILHG 3HWUROHXP *DV
$VVRFLDWLRQRI6RXWKHUQ$IULFD
7KH DSSOLDQFH PXVW EH LQVWDOOHG LQ
DFFRUGDQFH ZLWK WKH UHTXLUHPHQWV RI
6$16 RU 6$16 DQG DQ\ ILUH
GHSDUWPHQW UHJXODWLRQV DQGRU ORFDO
E\ODZV DSSOLFDEOH WR WKH DUHD ,I LQ GRXEW
FKHFN ZLWK WKH UHOHYDQW DXWKRULW\ EHIRUH
XQGHUWDNLQJWKHLQVWDOODWLRQ
8SRQ FRPSOHWLRQ RI WKH LQVWDOODWLRQ \RX DUH
UHTXLUHG WR IXOO\ H[SODLQ DQG GHPRQVWUDWH WR
WKH XVHU WKH RSHUDWLRQDO GHWDLOV DQG VDIHW\
SUDFWLFHVDSSOLFDEOHWRWKHDSSOLDQFHDQGWKH
LQVWDOODWLRQLQFOXGLQJ
D 7KH SRVLWLRQ RI WKH LVRODWLRQ RU VKXWRII
YDOYH LQ WKH JDV VXSSO\ OLQH WR WKH
DSSOLDQFH
E7KHUHTXLUHPHQWVIRUVDIHRSHUDWLRQRIWKH
DSSOLDQFH
1RWH7KLV DSSOLDQFH LV VXSSOLHG H[
IDFWRU\ ZLWK MHWV DQG DLU VHWWLQJV IRU XVH
ZLWK/3*JDVRQO\
6DIHW\FRPSOLDQFHZLWKORFDO
UHTXLUHPHQWV
,QVWDOOHU¶V GHWDLOV DUH WR EH ILOOHG LQ RQ
SDJHRIWKLVERRN
7HPSRUDU\LQVWDOODWLRQ
)OH[LEOH KRVH FRQQHFWLRQ IURP WKH JDV
DSSOLDQFHWRWKHF\OLQGHUFDQEHPDGH
(QVXUH WKDW SLSH FODPSV DUH WLJKWHQHG
FRUUHFWO\DQGDUHRIDJRRGTXDOLW\
3DJH
x )OH[LEOHKRVH1RWVXSSOLHG
$Q\ KRVH WKDW LV XVHG WR FRQQHFW WKH
VWRYHWRWKHJDVV\VWHPVKDOOFRPSO\ZLWK
6$16RU%6
x *DVF\OLQGHU1RWVXSSOLHG
)RU EHVW UHVXOWV ZH UHFRPPHQG WKDW JDV
F\OLQGHUVZLWKDPLQLPXPFDSDFLW\RINJ
EHXVHG
x 5HJXODWRU1RWVXSSOLHG
$ N3D /3* JDV UHJXODWRU ZKLFK
FRPSOLHVZLWK6$16PXVWEHXVHG
3HUPDQHQWLQVWDOODWLRQ
,PSRUWDQWLQIRUPDWLRQIRUWKHXVHU
7KLVDSSOLDQFHPD\RQO\EHLQVWDOOHGE\D
UHJLVWHUHG/3*DVLQVWDOOHU$OOUHJLVWHUHG
LQVWDOOHUVDUHLVVXHGZLWKDFDUGFDUU\LQJ
WKHLUUHJLVWUDWLRQQXPEHU
$VN WR EH VKRZQ WKLV FDUG EHIRUH
DOORZLQJ WKH LQVWDOODWLRQ WR FRPPHQFH
DQG PDNH D QRWH RI WKH LQVWDOOHU 4&&
QXPEHURQSDJHRIWKLVERRN
8SRQ FRPSOHWLRQ RI WKH LQVWDOODWLRQ WKH
LQVWDOOHULVUHTXLUHGWRH[SODLQWKHRSHUDWLRQDO
GHWDLOV RI WKH DSSOLDQFH WRJHWKHU ZLWK WKH
VDIHW\LQVWUXFWLRQV<RXZLOOEHDVNHGWRVLJQ
DFFHSWDQFH RI WKH LQVWDOODWLRQ DQG EH
SURYLGHG ZLWK D FRPSOHWLRQ FHUWLILFDWH <RX
VKRXOG RQO\ VLJQ IRU DFFHSWDQFH ZKHQ WKH
LQVWDOODWLRQLVFRPSOHWHGWR\RXUVDWLVIDFWLRQ
)DLOXUH WR FRPSO\ ZLWK WKH DERYH ZLOO
UHQGHUWKHZDUUDQW\LQYDOLG
1RWH
<RXU LQYRLFH LV UHTXLUHG LQ WKH HYHQW RI
\RXZLVKLQJWRPDNHDZDUUDQW\FODLP
,QVWDOODWLRQDQGFRQQHFWLRQ
7KLVDSSOLDQFHFDQRQO\EHLQVWDOOHGDQG
FRQQHFWHGLQDFFRUGDQFHZLWKWKHVWDWXWRU\
LQVWDOODWLRQUXOHV
'RQRWLQVWDOOWKHDSSOLDQFHQH[WWR
UHIULJHUDWRUVRUIUHH]HUV7KHKHDW
HPLWWHGE\WKHDSSOLDQFHZLOOOHDG
WRDQLQFUHDVHGHQHUJ\
FRQVXPSWLRQRIFRROLQJ
DSSOLDQFHV
&DUU\WKHDSSOLDQFHZLWKDWOHDVWWZR
SHUVRQV7KHDSSOLDQFHPXVWEHSODFHG
GLUHFWO\RQWKHIORRU,WPXVWQRWEHSODFHG
RQWRDEDVHRUDSHGHVWDO
0DWHULDOGDPDJH
7KHGRRUDQGRUKDQGOHPXVWQRW
EHXVHGIRUOLIWLQJRUPRYLQJWKH
DSSOLDQFH
(OHFWULFDOFRQQHFWLRQ
&RQQHFWWKHDSSOLDQFHWRDJURXQGHGRXWOHW
OLQH SURWHFWHG E\ D IXVH RI VXLWDEOH FDSDFLW\
DV VWDWHG LQ WKH 7HFKQLFDO VSHFLILFDWLRQV
WDEOH +DYH WKH JURXQGLQJ LQVWDOODWLRQ PDGH
E\ D TXDOLILHG HOHFWULFLDQ ZKLOH XVLQJ WKH
SURGXFWZLWKRUZLWKRXWDWUDQVIRUPHU
7KH PDQXIDFWXUHU VKDOO QRW EH KHOG
UHVSRQVLEOH IRU GDPDJHV DULVLQJ IURP
SURFHGXUHV FDUULHG RXW E\ XQDXWKRUL]HG
SHUVRQV
3DJH
'$1*(55LVNRIHOHFWULFVKRFN
VKRUWFLUFXLWRUILUHE\
XQSURIHVVLRQDOLQVWDOODWLRQ
7KHDSSOLDQFHPD\EHFRQQHFWHGWR
WKH PDLQV VXSSO\ RQO\ E\ DQ
DXWKRUL]HG TXDOLILHG SHUVRQ DQG WKH
DSSOLDQFH LV RQO\ JXDUDQWHHG DIWHU
FRUUHFWLQVWDOODWLRQ
'$1*(5 5LVN RI HOHFWULF VKRFN
VKRUW FLUFXLW RU ILUH E\ GDPDJH RI
WKHPDLQVOHDG
7KH PDLQV OHDG PXVW QRW EH
FODPSHG EHQW RU WUDSSHG RU FRPH
LQWR FRQWDFW ZLWK KRW SDUWV RI WKH
DSSOLDQFH ,I WKH PDLQV OHDG LV
GDPDJHG LW PXVW EH UHSODFHG E\ D
TXDOLILHGHOHFWULFLDQ
x &RQQHFWLRQ PXVW FRPSO\ ZLWK QDWLRQDO
UHJXODWLRQV
x 7KHPDLQVVXSSO\GDWDPXVWFRUUHVSRQGWR
WKHGDWDVSHFLILHGRQWKHW\SHODEHORIWKH
DSSOLDQFH 7KH UDWLQJ SODWH LV HLWKHU VHHQ
ZKHQ WKH GRRU RU WKH ORZHU FRYHU LV
RSHQHG RU LW LV ORFDWHG DW WKH UHDU ZDOO RI
WKHXQLWGHSHQGLQJRQWKHXQLWW\SH
x 7KH SRZHU FDEOH RI \RXU DSSOLDQFH PXVW
FRPSO\ ZLWK WKH YDOXHV LQ 7HFKQLFDO
VSHFLILFDWLRQVWDEOH
'$1*(55LVNRIHOHFWULFVKRFN
%HIRUHVWDUWLQJDQ\ZRUNRQWKH
HOHFWULFDOLQVWDOODWLRQSOHDVH
GLVFRQQHFWWKHDSSOLDQFHIURPWKH
PDLQVVXSSO\
7KHSRZHUFDEOHSOXJPXVWEHZLWKLQ
HDV\UHDFKDIWHULQVWDOODWLRQGRQRW
URXWHLWDERYHWKHVWRYH
x 3OXJWKHSRZHUFDEOHLQWRWKHVRFNHW
*DVFRQQHFWLRQ
'$1*(55LVNRIH[SORVLRQRU
SRLVRQLQJE\XQSURIHVVLRQDO
LQVWDOODWLRQ
7KHDSSOLDQFHPD\EHFRQQHFWHG
WRWKHJDVGLVWULEXWLRQV\VWHPRQO\
E\DUHJLVWHUHG/3*LQVWDOOHU
'$1*(55LVNRIH[SORVLRQ
%HIRUHVWDUWLQJDQ\ZRUNRQWKH
JDVLQVWDOODWLRQSOHDVHVKXWRII
WKHJDVVXSSO\
x *DVDGMXVWPHQWFRQGLWLRQVDQGYDOXHVDUH
VWDWHGRQODEHOVRURQW\SHODEHO
<RXUDSSOLDQFHLVDGMXVWHGIRU
/3*JDV
$IWHUVHOHFWLQJDVXLWDEOHORFDWLRQIRUWKHJDV
F\OLQGHULQWHUFKDQJHWKHVKDUSKRVHWLSDQG
WKHEOLQGSOXJDWWKHUHDURI\RXURYHQLI
QHFHVVDU\WRVXLWWKHF\OLQGHUORFDWLRQ
%OLQGSOXJ
+RVHWLS
&RQQHFWLQJWKHJDVKRVH
x +DYH \RXU DSSOLDQFH FRQQHFWHG VR WKDW LW
ZLOO EH FORVH WR WKH JDV FRQQHFWLRQ
(QVXUHWKDWWKHUHLVQRJDVOHDNDJH
x *DVERWWOHVVKRXOGEHORFDWHGRXWGRRUVLQ
DVXLWDEOHYHQWLODWHGORFNXS
x 7KHFRQQHFWLQJKRVHWREHXVHGPXVWQRW
EHORQJHUWKDQFPLQOHQJWK
x )LW WKH FODPS WR WKH KRVH 6RDN RQH HQG
RI WKH KRVH PP LQQHU GLDPHWHU LQWR
KRW ZDWHU IRU VHFRQGV WR VRIWHQ WKHQ
VOLS WKH VRIWHQHG HQG RI WKH KRVH
FRPSOHWHO\ RQWR WKH VKDUS KRVH WLS RI WKH
DSSOLDQFH
x 6HFXUH WKH KRVH E\ WLJKWHQLQJ WKH KRVH
FODPS
x 5HSHDW WKH VDPH SURFHGXUH IRU WKH RWKHU
HQG RI WKH KRVH E\ VHFXULQJ LW WR WKH
UHJXODWRURQWKHJDVERWWOHWRFRPSOHWHWKH
JDVF\OLQGHUFRQQHFWLRQ
x $OZD\V FKHFN IRU JDV OHDNV DIWHU
LQVWDOODWLRQDQGZKHQHYHUDQHZRUUHILOOHG
JDVERWWOHLVXVHGIRUWKHILUVWWLPH
'$1*(55LVNRIH[SORVLRQDQG
VXIIRFDWLRQ/3*ERWWOHVPXVWQRW
EHVWRUHGLQWKHKRXVH
+RVHWLS/3*
/HDNDJHFRQWURODWWKHFRQQHFWLRQSRLQW
x (QVXUH WKDW WKH FRQWURO NQREV RQ WKH KRE
DUHLQWKH2))SRVLWLRQ
x 2SHQWKHYDOYHRQWKH*DVERWWOH
x 8VLQJ D VPDOO SDLQW EUXVK DSSO\ VRPH
VRDS\ZDWHUWRDOOWKHFRQQHFWLRQV
x ,IWKHUHLVDOHDNEXEEOHVZLOODSSHDU
x ,IWKLVRFFXUVFORVHWKHJDVERWWOHYDOYH
x &KHFN DQG WLJKWHQ WKH FRQQHFWLRQV
LPPHGLDWHO\
x 5HSHDWWKHSURFHGXUHWRHQVXUHWKDWWKHUH
DUHQRIXUWKHUOHDNV
&DXWLRQ1HYHUXVHDQDNHGIODPHWR
FKHFNIRUJDVOHDNV
'$1*(55LVNRIH[SORVLRQE\
GDPDJHRIWKHVDIHW\WXEH
7KHVDIHW\WXEHPXVWQRWEHFODPSHG
EHQWRUWUDSSHGRUFRPHLQWRFRQWDFW
ZLWKKRWSDUWVRIWKHDSSOLDQFH
x 3XVKWKHSURGXFWWRZDUGVWKHNLWFKHQZDOO
$GMXVWLQJWKHIHHWRIRYHQ
/HYHO WKH DSSOLDQFH WR HQVXUH VWDELOLW\ RI
FRRNLQJYHVVHOVZKLOVWFRRNLQJ
)RU \RXU RZQ VDIHW\ SOHDVH HQVXUH WKH
SURGXFW LV OHYHO E\ DGMXVWLQJ WKH IRXU IHHW DW
WKH ERWWRP E\ WXUQLQJ OHIW RU ULJKW DQG DOLJQ
OHYHOZLWKWKHZRUNWRS
IHHWDUHVXSSOLHGWRJHWKHUZLWK\RXURYHQ
(DFK IRRW PXVW EH LQVWDOOHG LQWR LWV
UHVSHFWLYH VORW ORFDWHG DW WKH FRUQHUV
XQGHUWKHRYHQ
6FUHZ WKH WKUHDG RI WKH IRRW E\ WXUQLQJ LQ
FORFNZLVH
)RU\RXUVDIHW\PDNHVXUHWKDWDOOIHHWDUH
OHYHO ZKHQ VFUHZLQJ LQ $Q RYHQ WKDW LV QRW
OHYHOZLOOKDYHDQDGYHUVHHIIHFWRQFRRNLQJ
+RVHWLS1*
6DIHW\KRVH
2ULQJJDVNHW
&ODPS
3DJH
)RRW
)RRWVORW
)LQDOFKHFN
2SHQJDVVXSSO\
&KHFNJDVLQVWDOODWLRQVIRUVHFXUHILWWLQJ
DQGWLJKWQHVV
,JQLWHEXUQHUVDQGFKHFNDSSHDUDQFHRI
WKHIODPH
7KH IODPHV VKRXOG EH EOXH DQG
EXUQ VPRRWKO\ ,I WKH IODPHV
DSSHDU \HOORZLVK FKHFN WKDW WKH
EXUQHU FDS LV VHDWHG FRUUHFWO\ RU
FOHDQ WKH EXUQHU 6ZLWFK RII WKH
JDV DQG OHW EXUQHU FRRO EHIRUH
WRXFKLQJLW
*DVFRQYHUVLRQ
'$1*(5 5LVN RI H[SORVLRQ RU
SRLVRQLQJ E\ XQSURIHVVLRQDO
LQVWDOODWLRQ *DV FRQYHUVLRQ
PXVW RQO\ EH FDUULHG RXW E\ D
UHJLVWHUHGLQVWDOOHU
'$1*(55LVNRIH[SORVLRQ
%HIRUH VWDUWLQJ DQ\ ZRUN RQ WKH
JDV LQVWDOODWLRQ VKXW RII WKH JDV
VXSSO\
,Q RUGHU WR KDYH WKH DSSOLDQFH
V JDV W\SH
FKDQJHG DOO WKH LQMHFWRUV PXVW EH FKDQJHG
DQGWKHIODPHDGMXVWPHQWIRUDOOYDOYHVPXVW
EHVHWDWWKHUHGXFHGIORZUDWHSRVLWLRQ
&KDQJLQJWKHLQMHFWRUV
7DNHRIIEXUQHUFDSDQGEXUQHUERG\
8QVFUHZLQMHFWRUVE\WXUQLQJWKHP
FRXQWHUFORFNZLVH
)LWQHZLQMHFWRUV
&KHFNDOOFRQQHFWLRQVIRUVHFXUHILWWLQJ
DQGWLJKWQHVV
)ODPHIDLOXUHGHYLFHPRGHOGHSHQGHQW
6SDUNSOXJ
,QMHFWRU
%XUQHU
3DJH
8QOHVVWKHUHLVDQDEQRUPDO
FRQGLWLRQGRQRWDWWHPSWWRUHPRYH
WKHJDVEXUQHUWDSV<RXPXVWFDOO
DQDXWKRULVHGVHUYLFHDJHQWLILWLV
QHFHVVDU\WRFKDQJHWKHWDSV
1HZLQMHFWRUVKDYHWKHLUSRVLWLRQ
PDUNHGRQWKHLUSDFNLQJRUUHIHUWR
WKH,QMHFWRUWDEOH
5HGXFHGJDVIORZUDWHVHWWLQJIRUWDSV
,JQLWHWKHEXUQHUWKDWLVWREHDGMXVWHGDQG
WXUQWKHNQREWRWKHUHGXFHGSRVLWLRQ
5HPRYHWKHNQREIURPWKHJDVWDS
8VHDQDSSURSULDWHO\VL]HGVFUHZGULYHUWR
DGMXVWWKHIORZUDWHDGMXVWPHQWVFUHZ)RU
/3* %XWDQH 3URSDQH WXUQ WKH VFUHZ
FORFNZLVH )RU QDWXUDO JDV \RX VKRXOG
WXUQ WKH VFUHZ FRXQWHUFORFNZLVH RQFH
7KH QRUPDO OHQJWK RI D VWUDLJKW IODPH LQ
WKHUHGXFHGSRVLWLRQVKRXOGEHPP
,I WKH IODPH LV KLJKHU WKDQ WKH GHVLUHG
SRVLWLRQ WXUQ WKH VFUHZ FORFNZLVH ,I LW LV
VPDOOHUWXUQDQWLFORFNZLVH
)RU WKH ODVW FRQWURO EULQJ WKH EXUQHU WR
ERWKWKHKLJKIODPHDQGUHGXFHGSRVLWLRQV
DQGFKHFNZKHWKHUWKHIODPHLVRQRURII
'HSHQGLQJRQWKHW\SHRIJDVWDSXVHGLQ
\RXU DSSOLDQFH WKH DGMXVWPHQW VFUHZ
SRVLWLRQPD\YDU\
)ORZUDWHDGMXVWPHQWVFUHZ
,IWKHJDVW\SHRIWKHDSSOLDQFHLV
FKDQJHG WKHQ WKH UDWLQJ SODWH
WKDW VKRZV WKH JDV W\SH RI WKH
XQLWPXVWDOVREHFKDQJHG
3UHSDUDWLRQ
7LSVIRUVDYLQJHQHUJ\
7KHIROORZLQJLQIRUPDWLRQZLOOKHOS\RXWRXVH
\RXU DSSOLDQFH LQ DQ HFRORJLFDO ZD\ DQG WR
VDYHHQHUJ\
x
8VH GDUN FRORXUHG RU HQDPHO FRDWHG
FRRNZDUH LQ WKH RYHQ IRU EHWWHU KHDW
WUDQVPLVVLRQ
x
%HIRUH FRRNLQJ \RXU GLVKHV SHUIRUP D
SUHKHDWLQJ RSHUDWLRQ LI LW LV DGYLVHG LQ
WKH XVHU PDQXDO RU FRRNLQJ
LQVWUXFWLRQV
x
'R QRW RSHQ WKH GRRU RI WKH RYHQ
IUHTXHQWO\GXULQJFRRNLQJ
x
7U\ WR FRRN PRUH WKDQ RQH GLVK LQ WKH
RYHQ DW WKH VDPH WLPH ZKHQHYHU
SRVVLEOH 7ZR FRRNLQJ YHVVHOV FDQ EH
SODFHGRQWRWKHZLUHVKHOI
x
&RRN PRUH WKDQ RQH GLVK RQH DIWHU
DQRWKHU7KHRYHQZLOODOUHDG\EHKRW
x
6DYHHQHUJ\E\VZLWFKLQJRII\RXURYHQ
D IHZ PLQXWHV EHIRUH WKH HQG RI WKH
FRRNLQJ WLPH 'R QRW RSHQ WKH RYHQ
GRRU
x
'HIURVW IUR]HQ GLVKHV EHIRUH FRRNLQJ
WKHP
x
8VH SRWV DQG SDQV ZLWK FRYHUV IRU
FRRNLQJ ,I WKHUH LV QR FRYHU HQHUJ\
FRQVXPSWLRQPD\LQFUHDVHE\WLPHV
x
6HOHFW WKH EXUQHU ZKLFK LV VXLWDEOH IRU
WKH ERWWRP VL]H RI WKH SRW WKDW LV WR EH
XVHG$OZD\VVHOHFWWKHFRUUHFWSRWVL]H
IRU \RXU GLVKHV /DUJHU SRWV UHTXLUH
PRUHHQHUJ\
3UHVV
±
RU
NH\VWRVHWWKHWLPHDIWHU
WKHRYHQLVHQHUJL]HGIRUWKHILUVWWLPH
3URJUDPNH\
&RRNLQJWLPH
(QGRIFRRNLQJWLPH
$ODUP
0LQXVNH\
3OXVNH\
6FUHHQEULJKWQHVVVHWWLQJ
$ODUPYROXPH
&XUUHQWWLPH
.H\ORFN
$GMXVWPHQWNH\
$IWHUVHWWLQJWKHWLPHFRRNLQJFDQEHVWDUWHG
RU HQGHG E\ VHOHFWLQJ WKH GHVLUHG SRVLWLRQ
ZLWKWKHWHPSHUDWXUHEXWWRQDQGWKHIXQFWLRQ
EXWWRQ
,IWKHFXUUHQWWLPHLVQRWVHWWLPH
VHWWLQJ ZLOO VWDUW LQFUHDVLQJ
PRYLQJ XS IURP WKH FORFN
V\PERO ZLOO EH GLVSOD\HG WR
LQGLFDWH WKDW WKH FXUUHQW WLPH KDV
QRW EHHQ VHW 7KLV V\PERO ZLOO
GLVDSSHDURQFHWKHWLPHLVVHW
7LPHVHWWLQJVDUHFDQFHOOHGLQ
FDVHRIDSRZHUIDLOXUHDQGZLOO
QHHGWREHUHVHW
,QLWLDOXVH
7LPHVHWWLQJ
%HIRUHXVLQJWKHRYHQWKHFORFN
WLPHPXVWEHVHW,IWKHFORFNWLPH
LVQRWVHWWKHPDLQRYHQZLOOQRW
ZRUN
:KLOHPDNLQJDQ\DGMXVWPHQW
UHODWHGV\PEROVRQWKHFORFNZLOO
IODVK
3DJH
&KDQJLQJWKHWLPH
7RFKDQJHWKHWLPHWKDWKDVEHHQSUHYLRXVO\
VHW
3UHVV NH\ WR DFWLYDWH FXUUHQW WLPH
V\PERO
3UHVV
±
RU
NH\VWRVHWWKHFXUUHQW
WLPH
&KDQJLQJVFUHHQEULJKWQHVVDGMXVWPHQW
3UHVVNH\WRDFWLYDWHVFUHHQ
EULJKWQHVVV\PERO
IRUVFUHHQEULJKWQHVV
DGMXVWPHQW
3UHVV
±
RU
NH\VWRVHWWKH
GHVLUHGEULJKWQHVV
ª6HOHFWHGEULJKWQHVVOHYHOZLOODSSHDUDVG
GRUGRQWKHGLVSOD\
)LUVWFOHDQLQJRIWKHDSSOLDQFH
7KHVXUIDFHRIWKHDSSOLDQFHPD\
EHGDPDJHGE\VRPHGHWHUJHQWV
RUFOHDQLQJPDWHULDOV'RQRWXVH
DJJUHVVLYHGHWHUJHQWVFOHDQLQJ
SRZGHUFUHDPRUDQ\VKDUS
REMHFWV
5HPRYHDOOSDFNDJLQJPDWHULDOV
:LSHWKHVXUIDFHVRIWKHDSSOLDQFHZLWKD
GDPS FORWK RU VSRQJH DQG GU\ ZLWK D
FORWK
,QLWLDOKHDWLQJ
+HDW XS WKH DSSOLDQFH IRU DERXW PLQXWHV
DQG WKHQ VZLWFK LW RII 7KLV ZLOO HQVXUH WKDW
DQ\ SURGXFWLRQ UHVLGXHV RU OD\HUV ZLOO EH
EXUQWRIIDQGUHPRYHG
:$51,1*+RWVXUIDFHVPD\
FDXVHEXUQV'RQRWWRXFKWKHKRW
VXUIDFHVRIWKHDSSOLDQFH8VH
RYHQJORYHV.HHSFKLOGUHQDZD\
IURPWKHDSSOLDQFH
(OHFWULFRYHQ
7DNHDOOEDNLQJWUD\VDQGWKHZLUHJULOORXW
RIWKHRYHQ
&ORVHWKHRYHQGRRU
6HOHFWWKHVWDWLFSRVLWLRQ
6HOHFWWKHKLJKHVWJULOOSRZHU6HH+RZWR
RSHUDWHWKHHOHFWULFRYHQSDJH
2SHUDWHWKHRYHQIRUDERXWPLQXWHV
7XUQ RII \RXU RYHQ 6HH +RZ WR RSHUDWH
WKHHOHFWULFRYHQSDJH
*ULOORYHQ
7DNHDOOEDNLQJWUD\VDQGWKHZLUHJULOORXW
RIWKHRYHQ
&ORVHWKHRYHQGRRU
6HOHFWWKHKLJKHVWJULOOSRZHUVHH+RZWR
RSHUDWHWKHJULOOSDJH
2SHUDWHWKHJULOODERXWPLQXWHV
7XUQRII\RXUJULOOVHH+RZWRRSHUDWHWKH
JULOOSDJH
3DJH
6PHOO DQG VPRNH PD\ HPLW GXULQJ
WKH ILUVW KHDWLQJ 7KLV LV QRW D IDXOW
DQG LV TXLWH QRUPDO DQG LV GXH WR
DQ\ SURGXFWLRQ UHVLGXHV RU OD\HUV
EHLQJ EXUQW RII DQG UHPRYHG
(QVXUH WKDW WKH URRP LV ZHOO
YHQWLODWHG
3DFNDJHLQIRUPDWLRQ
3DFNDJLQJ PDWHULDOV DUH GDQJHURXV WR
FKLOGUHQ.HHSSDFNDJLQJPDWHULDOVLQDVDIH
SODFHRXWRIUHDFKRIFKLOGUHQ
3DFNDJLQJ PDWHULDOV RI WKH DSSOLDQFH DUH
PDQXIDFWXUHGIURPUHF\FODEOHPDWHULDOV
'R QRW GLVSRVH RI WKH SDFNDJLQJ PDWHULDOV
WRJHWKHU ZLWK GRPHVWLF RU RWKHU ZDVWHV
'LVSRVHRIWKHPLQDUHVSRQVLEOHPDQQHU
)XWXUH7UDQVSRUWDWLRQ
.HHS WKH DSSOLDQFHV RULJLQDO FDUWRQ DQG
WUDQVSRUW WKH DSSOLDQFH LQ LW )ROORZ WKH
LQVWUXFWLRQVRQWKHFDUWRQ,I\RXGRQRWKDYH
WKH RULJLQDO FDUWRQ SDFN WKH DSSOLDQFH LQ
EXEEOH ZUDS RU WKLFN FDUGERDUG DQG WDSH LW
VHFXUHO\
7R SUHYHQW WKH ZLUH JULOO DQG WUD\ LQVLGH WKH
RYHQIURPGDPDJLQJWKHRYHQGRRUSODFHD
VWULSRIFDUGERDUGRQWRWKHLQVLGHRIWKHRYHQ
GRRU WKDW OLQHV XS ZLWK WKH SRVLWLRQ RI WKH
WUD\V7DSHWKHRYHQGRRUWRWKHVLGHZDOOV
6HFXUH WKH FDSV DQG SDQ VXSSRUWV ZLWK
DGKHVLYHWDSH
'RQRWXVHWKHGRRURUKDQGOHWROLIWRUPRYH
WKHDSSOLDQFH
&KHFNWKHJHQHUDODSSHDUDQFHRI
\RXUDSSOLDQFHIRUDQ\GDPDJHVWKDW
PLJKWKDYHRFFXUUHGGXULQJ
WUDQVSRUWDWLRQ
'RQRWSODFHRWKHULWHPVRQWKHWRS
RIWKHDSSOLDQFH7KHDSSOLDQFH
PXVWEHWUDQVSRUWHGXSULJKW
'LVSRVLQJRIWKHROGSURGXFW
'LVSRVH RI WKH ROG DSSOLDQFH LQ DQ
HQYLURQPHQWDOO\IULHQGO\PDQQHU
5HIHU WR \RXU ORFDO GHDOHU RU VROLG ZDVWH
FROOHFWLRQFHQWUHLQ\RXUDUHDWROHDUQKRZWR
GLVSRVHRI\RXUSURGXFW
%HIRUH GLVSRVLQJ RI WKH SURGXFW FXW RII WKH
SRZHUFDEOHSOXJDQGPDNHWKHGRRUORFNLI
DQ\XQXVDEOHWRDYRLGGDQJHURXVFRQGLWLRQV
WRFKLOGUHQ
8VLQJWKHKRE
*HQHUDOLQIRUPDWLRQDERXWFRRNLQJ
*DVFRRNLQJ
x 7KH VL]H RI WKH FRRNLQJ YHVVHO DQG WKH
'$1*(5
5LVNRIILUHE\RYHUKHDWHGRLO
:KHQKHDWLQJRLOGRQRWOHDYHLW
XQDWWHQGHG
1HYHUWU\WRH[WLQJXLVKDILUH
ZLWKZDWHU:KHQRLOKDVFDXJKW
ILUHLPPHGLDWHO\FRYHUWKHSRWRU
SDQZLWKDOLG6ZLWFKRIIWKHKRE
LIVDIHWRGRVRDQGSKRQHWKHILUH
VHUYLFH
IODPHPXVWEHVXLWHGWRHDFKRWKHU$GMXVW
WKHJDVIODPHVVRWKDWWKH\GRQRWH[WHQG
SDVWWKHERWWRPRIWKHFRRNLQJYHVVHODQG
HQVXUHWKDWWKHFRRNLQJYHVVHOLVFHQWHUHG
RQWKHVDXFHSDQFDUULHU
8VLQJWKHKREV
x %HIRUHIU\LQJIRRGVDOZD\VGU\WKHPZHOO
x
x
x
x
x
x
x
x
x
x
DQGJHQWO\SODFHLQWRWKHKRWRLO(QVXUH
FRPSOHWHWKDZLQJRIIUR]HQIRRGVEHIRUH
IU\LQJ
'RQRWFRYHUWKHSRWRUSDQEHLQJXVHG
ZKHQKHDWLQJRLO
3ODFHWKHSDQVDQGVDXFHSDQVLQD
PDQQHUVRWKDWWKHLUKDQGOHVDUHQRWRYHU
WKHKREWRSUHYHQWKHDWLQJRIWKHKDQGOHV
'RQRWSODFHXQEDODQFHGDQGHDVLO\WLOWLQJ
FRRNLQJYHVVHOVRQWKHKRE
'RQRWSODFHHPSW\SRWVDQGVDXFHSDQV
RQFRRNLQJ]RQHVWKDWDUHVZLWFKHGRQ
7KH\PLJKWJHWGDPDJHG
2SHUDWLQJDFRRNLQJ]RQHZLWKRXWDSRW
SDQRUVDXFHSDQRQLWPD\FDXVHGDPDJH
WRWKHDSSOLDQFH7XUQRIIWKHFRRNLQJ
]RQHVDIWHUFRRNLQJLVFRPSOHWH
$VWKHVXUIDFHRIWKHDSSOLDQFHFDQEHKRW
GRQRWSODFHSODVWLFDQGDOXPLQXPYHVVHOV
RQLW
3ODVWLFDQGDOXPLQXPYHVVHOVVKRXOGQRW
EHXVHGWRNHHSIRRGVLQ
8VHIODWERWWRPHGVDXFHSDQVRUFRRNLQJ
YHVVHOVRQO\
3ODFHRQO\WKHDSSURSULDWHDPRXQWRIIRRG
LQVDXFHSDQVDQGSDQV'RLQJVRZLOO
DVVLVWZLWKUHJDUGVWRQRWKDYLQJWRGRDQ\
XQQHFHVVDU\FOHDQLQJDVWKLVZLOOKHOS
SUHYHQWWKHGLVKHVIURPRYHUIORZLQJ
'RQRWSXWFRYHUVRIVDXFHSDQVRUSDQV
RQWKHFRRNLQJ]RQHV
3ODFHVDXFHSDQVVRWKDWWKH\DUHFHQWHUHG
RQWKHFRRNLQJ]RQH:KHQPRYLQJWKH
VDXFHSDQRQWRDQRWKHUFRRNLQJ]RQHOLIW
DQGSODFHLWRQWRWKHRWKHUFRRNLQJ]RQH
LQVWHDGRIVOLGLQJLW
3DJH
1RUPDOEXUQHU±FP
1RUPDOEXUQHU±FP
$X[LOLDU\EXUQHU±FP
5DSLGEXUQHU±FP
:RNEXUQHUFP
7KH DERYH OLVW GHQRWHV WKH UHFRPPHQGHG
GLDPHWHUV RI SRWV WR EH XVHG RQ UHODWHG
EXUQHUV
7KHODUJHIODPHV\PEROLQGLFDWHVWKHKLJKHVW
FRRNLQJ SRZHU DQG VPDOO IODPH V\PERO
LQGLFDWHV WKH ORZHVW FRRNLQJ SRZHU ,Q WKH
WXUQHG RII SRVLWLRQ WRS JDV LV QRW VXSSOLHG
WRWKHEXUQHUV
,JQLWLQJWKHJDVEXUQHUV
.HHSWKHEXUQHUNQRESUHVVHGLQ
7XUQWKHNQREFRXQWHUFORFNZLVHWRWKH
ODUJHIODPHV\PERO*DVLVLJQLWHGZLWKWKH
VSDUNFUHDWHG
$GMXVWWKHNQREWRWKHGHVLUHGFRRNLQJ
SRZHU
7XUQLQJRIIWKHJDVEXUQHUV
7XUQWKHNHHSZDUP]RQHNQREWRWKHRII
XSSHUSRVLWLRQ
*DVVKXWRIIVDIHW\V\VWHPLQPRGHOV
ZLWKWKHUPLFFRPSRQHQW
*DVVKXW
RIIVDIHW\
$VDFRXQWHUPHDVXUH
DJDLQVWEORZRXWGXHWR
IOXLGRYHUIORZVDWEXUQHUV
RUVKRXOGWKHIODPH
H[WLQJXLVKIRUZKDWHYHU
UHDVRQWKHIORZRIJDVWR
WKHEXUQHUZLOO
DXWRPDWLFDOO\EH
WHUPLQDWHG
x 3XVKWKHNQRELQZDUGVDQGWXUQLWFRXQWHU
FORFNZLVHWRLJQLWH
x $IWHU WKH JDV LJQLWHV NHHS WKH NQRE
SUHVVHG IRU VHFRQGV PRUH WR HQJDJH
WKHVDIHW\V\VWHP
x ,I WKH JDV GRHV QRW LJQLWH DIWHU \RX SUHVV
DQG UHOHDVH WKH NQRE UHSHDW WKH VDPH
SURFHGXUHE\NHHSLQJWKHNQRESUHVVHGLQ
IRUVHFRQGV
3DJH
'$1*(5
5LVNRIGHIODJUDWLRQLQFDVHRI
XQEXUQHGJDV
'RQRWSUHVVWKHNQREIRUORQJHU
WKDQVHFRQGVLIWKHUHZDVQR
LJQLWLRQ
:DLWIRURQHPLQXWHDQGWKHQ
UHSHDWWKHLJQLWLRQSURFHVV
:RNEXUQHU
:RN EXUQHUV KHOS \RX WR FRRN IDVWHU :RN
ZKLFK LV SDUWLFXODUO\ XVHG LQ $VLDQ NLWFKHQV
LV D NLQG RI GHHS DQG IODW IU\SDQ PDGH RI
VKHHWPHWDO7KHVHDUHXVHGWRFRRNPLQFHG
YHJHWDEOHV DQG PHDW Q D VKRUW WLPH XVLQJ D
VWURQJIODPH
6LQFH PHDOV DUH FRRNHG XVLQJ D VWURQJ
IODPH DQG LQ D YHU\ VKRUWWLPHDQG DV VXFK
IU\SDQVFRQGXFWKHDWUDSLGO\DQGHYHQO\WKH
QXWULWLRQDOYDOXHRIWKHIRRGLVSUHVHUYHGDQG
YHJHWDEOHVUHPDLQFULVS\
7KH ZRN EXUQHU FDQ EH XVHG IRU UHJXODU
VDXFHSDQVWRR
+RZWRRSHUDWHWKHRYHQ
*HQHUDO LQIRUPDWLRQ RQ EDNLQJ URDVWLQJ
DQGJULOOLQJ
:$51,1*
+RWVXUIDFHVPD\FDXVHEXUQV
'RQRWWRXFKWKHKRWVXUIDFHVRI
WKHDSSOLDQFH8VHRYHQJORYHV
.HHSFKLOGUHQDZD\IURPWKH
DSSOLDQFH
'$1*(5
5LVNRIVFDOGLQJE\KRWVWHDP
7DNHFDUHZKHQRSHQLQJWKH
RYHQGRRUDVVWHDPPD\HVFDSH
7LSVIRUEDNLQJ
x 8VH QRQVWLFN\ FRDWHG DSSURSULDWH PHWDO
SODWHV RU DOXPLQXP YHVVHOV RU KHDW
UHVLVWDQWVLOLFRQHPRXOGV
x 0DNHEHVWXVHRIWKHVSDFHRQWKHUDFN
x 3ODFH WKH EDNLQJ PRXOG LQ WKH PLGGOH RI
WKHVKHOI
x 6HOHFW WKH FRUUHFW UDFN SRVLWLRQ EHIRUH
WXUQLQJWKHRYHQRUJULOORQ'RQRWFKDQJH
WKHUDFNSRVLWLRQZKHQWKHRYHQLVKRW
x .HHSWKHRYHQGRRUFORVHG
7LSVIRUURDVWLQJ
x 7UHDWLQJ ZKROH FKLFNHQ WXUNH\ DQG ODUJH
SLHFHV RI PHDW ZLWK GUHVVLQJV VXFK DV
OHPRQ MXLFH DQG EODFN SHSSHU EHIRUH
FRRNLQJ ZLOO LQFUHDVH WKH FRRNLQJ
SHUIRUPDQFH
x ,W WDNHV DERXW WR PLQXWHV ORQJHU WR
URDVWPHDWZLWKERQHVZKHQFRPSDUHGWR
URDVWLQJ WKH VDPH VL]H RI PHDW ZLWKRXW
ERQHV
x (DFK FHQWLPHWHU RI PHDW WKLFNQHVV
UHTXLUHV DSSUR[LPDWHO\ WR PLQXWHV RI
FRRNLQJWLPH
x /HW PHDW UHVW LQ WKH RYHQ IRU DERXW
PLQXWHVDIWHUWKHFRRNLQJWLPHLVRYHU
7KH MXLFH LV EHWWHU GLVWULEXWHG DOO RYHU WKH
URDVWDQGGRHVQRWUXQRXWZKHQWKHPHDW
LVFXW
x )LVK VKRXOG EH SODFHG RQ WKH PLGGOH RU
ORZHUUDFNLQDKHDWUHVLVWDQWSODWH
3DJH
7LSVIRUJULOOLQJ
x :KHQ PHDW ILVK DQG SRXOWU\ DUH JULOOHG
WKH\TXLFNO\JHWEURZQDQGGHYHORSDFUXVW
DQG GR QRW HDVLO\ GU\ RXW )ODW FXWV RI
PHDW VDXVDJHV DQG PHDW VNHZHUV DUH
SDUWLFXODUO\ VXLWHG IRU JULOOLQJ DV DUH
YHJHWDEOHV ZLWK KLJK ZDWHU FRQWHQW VXFK
DVWRPDWRHVDQGRQLRQV
x 'LVWULEXWH WKH SLHFHV WR EH JULOOHG RQ WKH
ZLUH VKHOI RU LQ WKH EDNLQJ WUD\ LQ VXFK D
ZD\ WKDW WKH DUHD FRYHUHG GRHV QRW
H[FHHGWKHVL]HRIWKHKHDWHU
x 6OLGHWKHZLUHVKHOIRUEDNLQJWUD\LQWRWKH
GHVLUHGOHYHOLQWKHRYHQ,I\RXDUHJULOOLQJ
RQ WKH ZLUH VKHOI VOLGH WKH EDNLQJ WUD\ WR
WKH ORZHU UDFN WR FROOHFW IDWV $GG VRPH
ZDWHULQWKHWUD\IRUHDV\FOHDQLQJ
)LUHGDQJHUGXHWRIRRGZKLFK
LVXQVXLWDEOHIRUJULOOLQJ
2QO\XVHIRRGIRUJULOOLQJZKLFKLV
VXLWDEOHIRULQWHQVLYHJULOOLQJKHDW
'RQRWSODFHWKHIRRGWRRIDULQ
WKHEDFNRIWKHJULOO7KLVLVWKH
KRWWHVWDUHDDQGIDWIRRGPD\
FDWFKILUH
+RZWRRSHUDWHWKHHOHFWULFRYHQ
%HIRUHXVLQJWKHRYHQWKHFORFN
WLPHPXVWEHVHW,IWKHFORFNWLPH
LVQRWVHWWKHPDLQRYHQZLOOQRW
ZRUN
6HOHFWWHPSHUDWXUHDQGRSHUDWLQJPRGH
)XQFWLRQNQRE
7KHUPRVWDWODPS
7KHUPRVWDWNQRE
6HW WKH 7HPSHUDWXUH NQRE WR WKH GHVLUHG
WHPSHUDWXUH
6HW WKH )XQFWLRQ NQRE WR WKH GHVLUHG
RSHUDWLQJPRGH
7KH RYHQ KHDWV XS WR WKH DGMXVWHG
WHPSHUDWXUH DQG PDLQWDLQV LW 'XULQJ
KHDWLQJWKHWHPSHUDWXUHODPSVWD\VRQ
6ZLWFKLQJRIIWKHHOHFWULFRYHQ
7XUQ WKH IXQFWLRQ NQRE DQG WHPSHUDWXUH
NQREWRWKHRIIXSSHUSRVLWLRQ
5DFNSRVLWLRQV
)RUPRGHOVZLWKZLUHVKHOI
2SHUDWLQJPRGHV
7KH RUGHU RI RSHUDWLQJ PRGHV VKRZQ KHUH
PD\ EH GLIIHUHQW IURP WKH DUUDQJHPHQW RQ
\RXUSURGXFW
7RSDQGERWWRPKHDWLQJ 7RS DQG ERWWRP KHDWLQJ DUH LQ
RSHUDWLRQ
7KHIRRGLVKHDWHGVLPXOWDQHRXVO\IURP
WKH WRS DQG ERWWRP 7RS DQG ERWWRP
KHDWLQJ LV VXLWDEOH IRU FDNHV SDVWULHV
RU FDNHV DQG FDVVHUROHV LQ EDNLQJ
PRXOGV
&RRNZLWKRQHWUD\RQO\LQWKLVPRGH
3DJH
)DQVXSSRUWHGERWWRPWRSKHDWLQJ
7RS KHDWLQJ ERWWRP KHDWLQJ SOXV IDQ
LQ WKH UHDU ZDOO DUH LQ RSHUDWLRQ +RW
DLU LV HYHQO\ GLVWULEXWHG WKURXJKRXW WKH
RYHQUDSLGO\E\PHDQVRIWKHIDQ
&RRNZLWKRQHWUD\RQO\LQWKLVPRGH
)DQDVVLVWHGWRSKHDWLQJ
7RS KHDWLQJ DQG WKH IDQ LQ WKH UHDU
ZDOO DUH ERWK LQ RSHUDWLRQ +RW DLU LV
GLVWULEXWHG EHWWHU ZLWK WKH IDQ RQ ZKHQ
FRPSDUHG WR KDYLQJ RQO\ WKH WRS
KHDWLQJLQRSHUDWLRQ
)DQDVVLVWHGERWWRPKHDWLQJ %RWWRPKHDWLQJDQGWKHIDQLQWKHUHDU
ZDOO DUH ERWK LQ RSHUDWLRQ +RW DLU LV
GLVWULEXWHG EHWWHU ZLWK WKH IDQ RQ ZKHQ
FRPSDUHG WR KDYLQJ RQO\ WKH ERWWRP
KHDWLQJLQRSHUDWLRQ
2SHUDWLQJZLWKIDQ 7KH RYHQ LV QRW KHDWHG 2QO\WKH RYHQ
ODPS DQG WKH IDQ LQ WKH UHDU ZDOO DUH
LQ RSHUDWLRQ 6XLWDEOH IRU WKDZLQJ
IUR]HQ JUDQXODU IRRG VORZO\ DW URRP
WHPSHUDWXUH DQG FRROLQJ GRZQ IRRG
WKDWKDVMXVWEHHQFRRNHG
7KHUPRIDQ
:DUP DLU KHDWHG E\ WKH UHDU KHDWHU LV
HYHQO\ GLVWULEXWHG WKURXJKRXW WKH RYHQ
UDSLGO\ E\ PHDQV RI WKH IDQ ,W LV
VXLWDEOH IRU FRRNLQJ \RXU PHDOV RQ
GLIIHUHQW UDFN OHYHOV 3UHKHDWLQJ LV QRW
UHTXLUHGLQPRVWFDVHV
6XLWDEOHIRUFRRNLQJZLWKPXOWLWUD\V
)XOOJULOO 7KLVPRGHLVVXLWDEOHIRUJULOOLQJ
8VLQJWKHRYHQFORFN
3URJUDPNH\
&RRNLQJWLPH
(QGRIFRRNLQJWLPH
$ODUP
0LQXVNH\
3OXVNH\
6FUHHQEULJKWQHVVVHWWLQJ
$ODUPYROXPH
&XUUHQWWLPH
.H\ORFN
$GMXVWPHQWNH\
7KHPD[LPXPWLPHWREHVHWIRU
WKHHQGRIWKHFRRNLQJSURFHVVLV
KRXUVDQGPLQXWHV,QFDVH
RIDSRZHUFXWWKHSURJUDPZLOO
EHFDQFHOHG$UHSURJUDPZLOO
WKHQEHUHTXLUHG
:KLOHPDNLQJDQ\DGMXVWPHQWV
UHODWHGV\PEROVZLOOIODVKRQWKH
GLVSOD\:DLWIRUDVKRUWSHULRG
IRUWKHVHWWLQJVWRWDNHHIIHFW
,IQRFRRNLQJVHWWLQJLVPDGHWKH
WLPHRIWKHGD\FDQQRWEHVHW
7KHFRRNLQJWLPHZLOOGLVSOD\
RQFHWKHFRRNLQJVWDUWV
&RRNLQJE\VSHFLI\LQJWKHFRRNLQJWLPH
7KHRYHQFDQEHVHWVRWKDWLWZLOOVWRSDWWKH
HQG RI WKH VSHFLILHG WLPH E\ VHWWLQJ WKH
FRRNLQJWLPHRQWKHFORFN
7R DGMXVW WKH FRRNLQJ WLPH 3UHVV WKH
SURJUDPNH\DQGDFWLYDWHWKH&RRNLQJ
7LPHV\PERO
3UHVV
±
NH\VWRVHWWKHFRRNLQJ
WLPH
3DJH
2QFH WKH FRRNLQJ WLPH LV VHW WKH FRRNLQJ
V\PEROZLOOEHGLVSOD\HGFRQWLQXRXVO\
6HW WKH HQG RI FRRNLQJ WLPH WR D ODWHU
WLPH
$IWHU VHWWLQJ WKH FRRNLQJ WLPH RQ WKH FORFN
WKHHQGRIFRRNLQJWLPHFDQEHVHWWRDODWHU
WLPH
7R DGMXVW WKH FRRNLQJ WLPH SUHVV WKH
SURJUDP NH\ DQG DFWLYDWH WKH FRRNLQJ
WLPHV\PERO
$GMXVW WKH FRRNLQJ WLPH ZLWK PLQXV DQGSOXVNH\V
7KH FRRNLQJ WLPH V\PERO UHPDLQV OLW
GLVSOD\V FRQWLQXRXVO\ DIWHU VHWWLQJ WKH
FRRNLQJWLPH
7R VHW WKH HQG RI FRRNLQJ WLPH SUHVV
SURJUDP NH\ DQG DFWLYDWH WKH FRRNLQJ
WLPHV\PERO
3UHVVDQGNH\VWRVHWWKHHQGRI
FRRNLQJWLPH
2QFH WKH HQG RI FRRNLQJ WLPH LV VHW WKH
HQG RI FRRNLQJ V\PERO DQG WKH FRRNLQJ
V\PERO ZLOO EH GLVSOD\HG FRQWLQXRXVO\
7KH HQG RI FRRNLQJ WLPH V\PERO ZLOO
GLVDSSHDUDVVRRQDVWKHFRRNLQJVWDUWV
3ODFH\RXUGLVKLQWRWKHRYHQ
6HOHFWRSHUDWLRQPRGHDQGWHPSHUDWXUH
7KH RYHQ WLPHU DXWRPDWLFDOO\ FDOFXODWHV
WKH VWDUWXS WLPH IRU FRRNLQJ E\ XVLQJ WKH
HQG RI FRRNLQJ WLPH DQG WKH FRRNLQJ
SHULRG \RX KDYH VHW 7KH VHOHFWHG
RSHUDWLRQ PRGH LV DFWLYDWHG ZKHQ WKH
VWDUWXS WLPH RI FRRNLQJ KDV FRPH RQ DQG
WKH RYHQ LV KHDWHG XS WR WKH VHW
WHPSHUDWXUH 7KH RYHQ PDLQWDLQV WKLV
WHPSHUDWXUHXQWLOWKHHQGRIFRRNLQJWLPH
$IWHU WKH FRRNLQJ SURFHVV LV FRPSOHWHG
(QG DSSHDUV RQ WKH GLVSOD\ DQG WKH
DODUPZLOOVRXQG
7KHDODUPVLJQDOZLOOVRXQGIRUPLQXWHV
7RVWRSWKHDODUPVLJQDOVLPSO\SUHVVDQ\
NH\ 7KH DODUP ZLOO EH VLOHQFHG DQG WKH
FXUUHQWWLPHZLOOEHGLVSOD\HG
,IWKHDODUPLVVLOHQFHGE\
SUHVVLQJDQ\NH\WKHRYHQZLOO
UHVWDUWRSHUDWLQJ,I\RXSUHVV
DQ\EXWWRQDWWKHHQGRIWKH
DODUPSHULRGWKHRYHQZLOOUHVWDUW
RSHUDWLQJ
7XUQ RII WKH RYHQ ZLWK WKH 7HPSHUDWXUH
NQREDQG)XQFWLRQNQRE
8VLQJWKHNH\ORFN
$FWLYDWLQJWKHNH\ORFN
3UHYHQW WKH RYHQ IURP EHLQJ XVHG E\
DFWLYDWLQJWKH.H\ORFNIXQFWLRQ
7KH DODUP FORFN KDV QR LQIOXHQFH RQ WKH
IXQFWLRQV RI WKH RYHQ ,W LV RQO\ XVHG DV D
ZDUQLQJ )RU H[DPSOH WKLV LV XVHIXO ZKHQ
\RXZDQWWRWXUQIRRGLQWKHRYHQDWDFHUWDLQ
SRLQW LQ WLPH 7KH DODUP FORFN ZLOO JLYH D
VLJQDORQFHWKHWLPH\RXVHWLVRYHU
6HWWLQJWKHDODUPFORFN
3UHVV WKH SURJUDP NH\ WR DFWLYDWH WKH
DODUPWLPHV\PERO
3URJUDPNH\
&RRNLQJWLPH
(QGRIFRRNLQJWLPH
$ODUP
0LQXVNH\
3OXVNH\
6FUHHQEULJKWQHVVVHWWLQJ
$ODUPYROXPH
&XUUHQWWLPH
.H\ORFN
$GMXVWPHQWNH\
3UHVV WKH NH\ WR DFWLYDWH .H\ORFN
V\PERO
2))ZLOODSSHDURQWKHGLVSOD\
3UHVV
NH\WRDFWLYDWHWKHNH\ORFN
2QFHWKHNH\ORFNLVDFWLYDWHG2QDSSHDUV
RQ WKH GLVSOD\ DQG WKH .H\ORFN V\PERO UHPDLQVOLW
:KHQWKH.H\ORFNIXQFWLRQLV
DFWLYDWHGWKHFRQWUROSDQHO
EXWWRQVH[FHSWLQJIRUWKHNH\
FDQQRWEHXVHG
'HDFWLYDWLQJWKHNH\ORFN
3UHVV WKH DGMXVWPHQW NH\ WR DFWLYDWH
WKHNH\ORFNV\PERO
7KH2QZLOODSSHDURQWKHGLVSOD\
3UHVV
±
WRGHDFWLYDWHWKHNH\ORFN
7KH 2)) ZLOO EH GLVSOD\HG RQFH WKH
NH\ORFNLVGHDFWLYDWHG
8VLQJWKHFORFNDVDQDODUP
<RX FDQ XVH WKH FORFN RI WKH DSSOLDQFH IRU
DQ\ ZDUQLQJ RU UHPLQGHU DSDUW IURP WKH
FRRNLQJSURJUDPPH
3DJH
7KHPD[LPXPDODUPWLPHWKDW
FDQEHVHWLVKRXUVDQG
PLQXWHV
$GMXVWWKHDODUPWLPHXVLQJ
±
RU
NH\V
$ODUPV\PEROZLOOUHPDLQOLWDQGWKHDODUP
WLPH ZLOO DSSHDU RQ WKH GLVSOD\ RQFH WKH
DODUPWLPHLVVHW
$W WKH HQG RI WKH DODUP WLPH $ODUP 7LPH
V\PEROZLOOVWDUWIODVKLQJDQGWKHDODUP
VLJQDOLVKHDUG
7XUQLQJRIIWKHDODUP
7RVWRSWKHDODUPMXVWSUHVVDQ\NH\
7KH DODUP ZLOO EH VLOHQFHG DQG FXUUHQW WLPH
ZLOOEHGLVSOD\HG
,I\RXZDQWWRFDQFHOWKHDODUP
7R UHVHW WKH DODUP WLPH SUHVV WKH
SURJUDP NH\ WR DFWLYDWH WKH DODUP WLPH
V\PERO
3UHVVDQGKROGWKH
±
NH\XQWLO
LVGLVSOD\HG
7KHDODUPWLPHZLOOEHGLVSOD\HG
,IWKHDODUPWLPHDQGFRRNLQJ
WLPHDUHVHWFRQFXUUHQWO\WKH
VKRUWHVWWLPHZLOOEHGLVSOD\HG
&KDQJLQJDODUPWRQH
3UHVV 6HWWLQJ NH\ WR DFWLYDWH WKH
$ODUP7RQHV\PERO
$GMXVW WKH GHVLUHG WRQH XVLQJ ±
RU
NH\V
ª6HOHFWHGDODUPWRQHZLOODSSHDUDVE
ERUERQWKHGLVSOD\
&RRNLQJWLPHVWDEOH
&RRNLQJWLPHWDEOH
7KH YDOXHV LQGLFDWHG LQ WKH WDEOH
RYHUOHDI DUH GDWD LQGLFDWLYH 7KH\
PD\ YDU\ DFFRUGLQJ WR WKH W\SH RI
IRRG DV ZHOO DV \RXU FRRNLQJ
SUHIHUHQFHV
'LVK
&RRNLQJOHYHOQXPEHU
&DNHVLQWUD\
2QHOHYHO
0RGH
&DNHVLQPRXOG 2QHOHYHO
&DNHVLQ
FRRNLQJSDSHU
2QHOHYHO
OHYHOV
6SRQJHFDNH
2QHOHYHO
OHYHOV
&RRNLH
2QHOHYHO
OHYHOV
'RXJKSDVWU\
2QHOHYHO
5LFKSDVWU\
2QHOHYHO
OHYHOV
/HDYHQ
2QHOHYHO
/DVDJQD
2QHOHYHO
3L]]DWKLFN
2QHOHYHO
3L]]DWKLQ
2QHOHYHO
%HHIVWHDN
ZKROH5RDVW
/HJRI/DPE
FDVVHUROH
5DFN
SRVLWLRQ
7HPSHUDWXUHƒ&
&RRNLQJWLPH
DSSUR[LQPLQ
2QHOHYHO
2QHOHYHO
5RDVWHGFKLFNHQ
2QHOHYHO
7XUNH\NJ
2QHOHYHO
)LVK
2QHOHYHO
PLQPD[
WKHQ
PLQPD[
WKHQ
PLQPD[
WKHQ
PLQPD[
WKHQ
:KHQFRRNLQJZLWKWUD\VDWWKHVDPHWLPHSODFHWKHGHHSHUWUD\RQWKHXSSHUUDFNDQGWKHRWKHURQHRQWKHORZHUUDFN
%DNLQJDQGURDVWLQJ
/HYHOLVWKHERWWRPOHYHOLQWKH
RYHQ
+RZWRRSHUDWHWKHJULOO
%HIRUHXVLQJWKHRYHQWKHFORFNWLPH
PXVWEHVHW,IWKHFORFNWLPHLVQRW
VHWWKHPDLQRYHQZLOOQRWZRUN
&ORVHRYHQGRRUGXULQJJULOOLQJ
+RWVXUIDFHVPD\FDXVHEXUQV
'RQRWXVHWKHXSSHUOHYHOIRUJULOOLQJ
3DJH
6ZLWFKLQJRQWKHJULOO
7XUQWKH)XQFWLRQNQREWRWKHGHVLUHGJULOO
V\PERO
6HOHFWWKHGHVLUHGJULOOLQJWHPSHUDWXUH
,IUHTXLUHGSHUIRUPDSUHKHDWLQJRIDERXW
PLQXWHV
7KHWHPSHUDWXUHOLJKWWXUQVRQ
6ZLWFKLQJRIIWKHJULOO
7XUQWKH)XQFWLRQNQREWRWKHRIIWRS
SRVLWLRQ
)RRGZKLFKLVXQVXLWDEOHIRUJULOOLQJ
PD\FDWFKILUH2QO\XVHIRRGVXLWDEOH
IRULQWHQVLYHJULOOLQJKHDW'RQRW
SODFHWKHIRRGWRRIDUEDFNRQWKH
JULOO7KLVLVWKHKRWWHVWDUHDDQGIDWW\
IRRGPD\FDWFKILUH
&RRNLQJWLPHWDEOHIRUJULOOLQJ
*ULOOLQJZLWKHOHFWULFJULOO
)RRG
,QVHUWLRQOHYHO
*ULOOLQJWLPHDSSUR[
)LVK
PLQ
6OLFHGFKLFNHQ
PLQ
/DPEFKRSV
PLQ
5RDVWEHHI
PLQ
9HDOFKRSV
PLQ
GHSHQGLQJRQWKLFNQHVV
3DJH
0DLQWHQDQFHDQGFDUH
*HQHUDOLQIRUPDWLRQ
7KHVHUYLFHOLIHRIWKHDSSOLDQFHZLOOH[WHQG
DQGWKHSRVVLELOLW\RISUREOHPVZLOOGHFUHDVH
LIWKHDSSOLDQFHLVFOHDQHGDWUHJXODU
LQWHUYDOV
6HUYLFHLQWHUYDOV
x (YHU\WZHOYHPRQWKVWKHDSSOLDQFHVKRXOG
EHVHUYLFHGE\D'HI\6HUYLFHDJHQWWR
HQVXUHFRQWLQXHGHIILFLHQWDQGVDIH
RSHUDWLRQ
x 1RWH,IUHTXLUHGWKHFOHDQLQJRIWKH
YDOYHVVKRXOGRQO\EHFDUULHGRXWE\D
TXDOLILHG'HI\WHFKQLFLDQLH%XUQHUQRW
IXQFWLRQLQJFRUUHFWO\
x 5HPRYDEOHEXUQHUSDUWVVKRXOGEH
ZDVKHGZHHNO\ZLWKKRWZDWHUDQG
GHWHUJHQW
x 7DNH FDUH WR UHPRYH DQ\ HQFUXVWDWLRQV
DQG HQVXUH WKDW WKH EXUQHU KROHV DUH
FOHDU
x 7KH FRQGLWLRQ RI WKH JDV KRVH DQG YDOYH
VKRXOG EH LQVSHFWHG IRU OHDNV HYHU\ WLPH
WKHJDVERWWOHLVUHILOOHG
'$1*(55LVNRIHOHFWULFVKRFN
6ZLWFKRIIWKHHOHFWULFLW\EHIRUH
FOHDQLQJWKHDSSOLDQFHWRDYRLG
DQHOHFWULFVKRFN
'$1*(5+RWVXUIDFHVPD\
FDXVHEXUQV$OORZWKHDSSOLDQFH
WRFRROGRZQEHIRUH\RXFOHDQLW
x &OHDQ WKHDSSOLDQFH WKRURXJKO\ DIWHU HDFK
x
x
x
x
XVH ,Q WKLV ZD\ LW ZLOO EH SRVVLEOH WR
UHPRYHFRRNLQJUHVLGXHVPRUHHDVLO\WKXV
DYRLGLQJ WKHVH IURP EXUQLQJ WKH QH[W WLPH
WKHDSSOLDQFHLVXVHG
1R VSHFLDO FOHDQLQJ DJHQWV DUH UHTXLUHG
IRU FOHDQLQJ WKH DSSOLDQFH 8VH ZDUP
ZDWHU ZLWK ZDVKLQJ OLTXLG D VRIW FORWK RU
VSRQJH WR FOHDQ WKH SURGXFW DQG ZLSH LW
ZLWKDGU\FORWK
$OZD\V HQVXUH DQ\ H[FHVV OLTXLG LV
WKRURXJKO\ ZLSHG RII DIWHU FOHDQLQJ DQG
DQ\VSLOODJHLVLPPHGLDWHO\ZLSHGGU\
1HYHUXVHKLJKSUHVVXUHVWHDPHTXLSPHQW
RUDZDWHUMHWIRUFOHDQLQJ
'RQRWXVHFOHDQLQJDJHQWVWKDWFRQWDLQ
DFLGRUFKORULGHWRFOHDQWKHVWDLQOHVVRU
LQR[VXUIDFHVDQGWKHKDQGOH
3DJH
8VH D VRIW FORWK ZLWK D OLTXLG GHWHUJHQW
QRW DEUDVLYH WR ZLSH WKRVH SDUWV FOHDQ
SD\LQJDWWHQWLRQWRVZHHSLQRQHGLUHFWLRQ
x 1HYHU XVH FOHDQLQJ SURGXFWV FRQWDLQLQJ
DEUDVLYHPDWHULDOVDVWKHVHFRXOGGDPDJH
WKH GHFRUDWLYH DQG LQIRUPDWLYH SDLQW
DSSOLFDWLRQV
x 5HPRYHWKHEXUQHUVDQGZLSHWKHPZLWK
DWKLQGDPSFORWKRUDQRQDEUDVLYH
VSRQJH8VHDQHXWUDOGHWHUJHQW'U\
DIWHUZDUGZLWKDVRIWFORWKDQGEORZDZD\
DQ\UHVLGXDOZDWHULQWKHJDVRXWOHWKROHV
7KHVXUIDFHPD\EHGDPDJHGE\
VRPHGHWHUJHQWVRUFOHDQLQJ
PDWHULDOV'RQRWXVHDJJUHVVLYH
GHWHUJHQWVFOHDQLQJSRZGHUFUHDP
RUDQ\VKDUSREMHFWV
'RQRWXVHVWHDPFOHDQHUVIRU
FOHDQLQJ
&OHDQLQJWKHKRE
*DVKREV
5HPRYHDQGFOHDQWKHVDXFHSDQFDUULHUV
DQGEXUQHUFDSV
&OHDQWKHKRE
,QVWDOOWKHEXUQHUFDSVDQGPDNHVXUHWKDW
WKH\DUHVHDWHGFRUUHFWO\
:KHQLQVWDOOLQJWKHXSSHUJULOOVSD\
DWWHQWLRQWRSODFHWKHVDXFHSDQFDUULHUV
VRWKDWWKHEXUQHUVDUHFHQWHUHG
&OHDQLQJWKHFRQWUROSDQHO
&OHDQWKHFRQWUROSDQHODQGNQREVZLWKD
GDPSFORWKDQGZLSHWKHPGU\
'DPDJHRIWKHFRQWUROSDQHO
'RQRWUHPRYHWKHFRQWURONQREV
IRUFRQWUROSDQHOFOHDQLQJ
&OHDQLQJWKHRYHQRYHQGRRU
7RFOHDQWKHRYHQGRRUXVHZDUPZDWHUZLWK
ZDVKLQJOLTXLGDVRIWFORWKRUVSRQJHWR
FOHDQWKHDSSOLDQFHDQGZLSHLWZLWKDGU\
FORWK
'RQ
WXVHDQ\KDUVKDEUDVLYH
FOHDQHUVRUVKDUSPHWDOVFUDSHUV
IRUFOHDQLQJWKHRYHQGRRU7KH\
FRXOGVFUDWFKWKHVXUIDFHDQG
GHVWUR\WKHJODVV
5HPRYLQJWKHRYHQGRRU
2SHQWKHIURQWGRRU
2SHQWKHFOLSVDWWKHKLQJHKRXVLQJRQ
WKHULJKWDQGOHIWKDQGVLGHVRIWKHIURQWGRRU
E\ SUHVVLQJ WKHP GRZQ DV LOOXVWUDWHG LQ WKH
ILJXUH
)URQWGRRU
+LQJH
2YHQ
0RYHWKHIURQWGRRUWRKDOIZD\
5HPRYH WKH IURQW GRRU E\ SXOOLQJ LW
XSZDUGV WR UHOHDVH LW IURP WKH ULJKW DQG OHIW
KLQJHV
5HSHDW UHPRYDO VWHSV LQ UHYHUVH
RUGHU WR UHILW WKH GRRU 'R QRW IRUJHW
WRFORVHWKHFOLSVDWWKHKLQJHKRXVLQJ
ZKHQUHILWWLQJWKHGRRU
5HPRYLQJWKHGRRULQQHUJODVV
7KH RYHQ GRRU LQQHU JODVV SDQHO FDQ EH
UHPRYHGIRUFOHDQLQJ
2SHQWKHRYHQGRRU
5HPRYHWKHPHWDOSDUWE\UHPRYLQJWKUHH
VFUHZVWKDWVHFXUHLW
7RUHPRYHWKHSODVWLFKROGHUVXVHDIODW
VFUHZGULYHUWRIUHHWKHIL[LQJIRRW
3XVK WKH IL[LQJ IRRW WKURXJK WKH RSHQLQJ LQWKHGLUHFWLRQRIWKHDUURZ
3DJH
0HWDOSDUW
3ODVWLFFDUULHU
,QQHUJODVVSDQHO
/RZHUSODVWLFVORW
)L[LQJIRRW
:LQGRZ
3XOO WKH LQQHU JODVV SDQHO WRZDUGV
\RXUVHOIXQWLOLWGHWDFKHVIURPLWVVORWV
:KHQ UHILWWLQJ WKH JODVV SDQHO PDNH VXUH
WKDWLWLVVHDWHGLQWRWKHSODVWLFVORWV
5HSODFLQJWKHRYHQODPS
'$1*(5 +RW VXUIDFHV PD\ FDXVH
EXUQV 0DNH VXUH WKDW WKH DSSOLDQFH
LV VZLWFKHG RII DQG FRROHG GRZQ WR
DYRLGWKHULVNRIDQHOHFWULFDOVKRFN
7KH RYHQ ODPS LV D VSHFLDO HOHFWULF
OLJKWEXOEWKDWFDQVWDQGXSWRƒ&
6HH 7HFKQLFDO VSHFLILFDWLRQV IRU
GHWDLOV 2YHQ ODPSV FDQ EH REWDLQHG
IURP$XWKRULVHG6HUYLFH$JHQWV
3RVLWLRQ RI ODPS PLJKW YDU\ IURP WKH
ILJXUH
,I\RXURYHQLVHTXLSSHGZLWKDURXQGODPS
'LVFRQQHFWWKHSURGXFWIURPWKHPDLQV
7XUQWKHJODVVFRYHUFRXQWHUFORFNZLVHWR
UHPRYHLW
5HILWWKH
JODVVFRYHU
*DV-HW&OHDQLQJ3URFHGXUH
x
(YHU\VL[PRQWKVWKHJDVMHWVRQ\RXUKREVKRXOGEH
FOHDQHGWRHQVXUHFRQWLQXHGHIILFLHQWDQGVDIH
RSHUDWLRQ
x
7KLVPD\EHGRQHXVLQJD*DV-HW&OHDQLQJ.LWZKLFK
PD\EHSXUFKDVHGIURP\RXUQHDUHVW'HI\6HUYLFH
&HQWUH
x
7KHNLWFRPSULVHVRIDVOLGLQJ7EDU$DVRFNHW%
DQGDµ&ODVVLFSLQ¶&
x
)LWWKH7EDUWRWKHVRFNHWDQGUHPRYHWKHSRW
VWDQGVEXUQHUFDSVDQGEXUQHUERGLHV
,QVHUWWKHVRFNHWLQWRWKHFHQWUDOWXEHRIWKHEXUQHUVR
WKDWLWORFDWHVRYHUWKHEUDVVJDVMHWDWWKHERWWRPRI
WKHWXEH
*HQWO\ORRVHQWKHEUDVVJDVMHWE\WXUQLQJWKHVRFNHWLQ
DQDQWLFORFNZLVHGLUHFWLRQ
&DUHIXOO\OLIWWKHVRFNHWDQGORRVHQHGEUDVVJDVMHW
IURPWKHFHQWUDOEXUQHUWXEH
,QVHUWWKH&ODVVLFSLQLQWRFHQWUDOKROHRIWKHMHWDQG
VOLGHLWXSDQGGRZQXQWLOWKHMHWLVIUHHRIDFFXPXODWHG
GLUW
5HDVVHPEOHLQUHYHUVHRUGHU
&OHDQDOOWKHEXUQHUMHWVLQWKHPDQQHUGHVFULEHG
DERYH
3DJH
7URXEOHVKRRWLQJ
3UREOHPVROYLQJJXLGH²EHIRUHFDOOLQJIRUWHFKQLFDOVXSSRUW
2YHQHPLWVVWHDPZKHQLWLVLQXVH
,WLVQRUPDOWKDWVWHDPHVFDSHVGXULQJRSHUDWLRQ7KLVLVQRWDIDXOW
:DWHUGURSVRFFXUGXULQJFRRNLQJ
6WHDPWKDWDULVHVGXULQJFRRNLQJFDQFRQGHQVHDQGIRUPZDWHUGURSOHWVZKHQLWFRPHVLQWRFRQWDFW
ZLWKFROGVXUIDFHVRIWKHDSSOLDQFH7KLVLVQRWDIDXOW
3URGXFWGRHVQRWRSHUDWH
7KHPDLQVIXVHLVGHIHFWLYHRUKDVWULSSHG
&KHFNIXVHVLQWKHIXVHER[,IQHFHVVDU\
UHSODFHRUUHVHWWKHP
7KHDSSOLDQFHLVQRWSOXJJHGLQWRWKHJURXQGHG
&KHFNWKHSOXJFRQQHFWLRQ
VRFNHW
.H\ORFNPD\EHHQDEOHG3OHDVHGLVDEOHLW6HH
%XWWRQVNQREVNH\VRQWKHFRQWUROSDQHOGRQRW
8VLQJWKHNH\ORFNSDJH
IXQFWLRQ
2YHQOLJKWGRHVQRWZRUN
2YHQODPSLVGHIHFWLYH
3RZHULVFXW
5HSODFHWKHRYHQODPS
&KHFNLIWKHUHLVSRZHU&KHFNWKHIXVHVLQWKH
IXVHER[,IQHFHVVDU\UHSODFHRUUHVHWWKHIXVHV
2YHQGRHVQRWKHDW
)XQFWLRQDQGRU7HPSHUDWXUHDUHQRWVHW
6HWWKHIXQFWLRQDQGWKHWHPSHUDWXUHZLWKWKH
)XQFWLRQDQGRU7HPSHUDWXUHNQRENH\
,QPRGHOVHTXLSSHGZLWKDWLPHUWKHWLPHULVQRW
DGMXVWHG,QPRGHOVZLWKDPLFURZDYHRYHQWKH
WLPHURQO\FRQWUROVWKHPLFURZDYHRYHQ
$GMXVWWKHWLPHU
3RZHULVFXW
&KHFNLIWKHUHLVSRZHU&KHFNWKHIXVHVLQWKH
IXVHER[,IQHFHVVDU\UHSODFHRUUHVHWWKHIXVHV
7KHUHLVQRJDV
0DLQJDVYDOYHLVFORVHG
*DVSLSHLVEHQW
2SHQWKHJDVYDOYH
(QVXUHWKHJDVSLSHKDVEHHQSURSHUO\ILWWHG
7KHUHLVQRLJQLWLRQVSDUN
1RFXUUHQW
7LPHULVQRWVHW
&KHFNIXVHVLQWKHIXVHER[
6HWWKHWLPHU
%XUQHUVDUHQRWEXUQLQJSURSHUO\RUDWDOO
%XUQHUVDUHGLUW\
%XUQHUVDUHZHW
%XUQHUFDSLVQRWPRXQWHGVDIHO\
*DVYDOYHLVFORVHG
*DVF\OLQGHULVHPSW\ZKHQXVLQJ/3*
&OHDQEXUQHUFRPSRQHQWV
'U\WKHEXUQHUFRPSRQHQWV
0RXQWWKHEXUQHUFDSSURSHUO\
2SHQJDVYDOYH
5HSODFHWKHJDVF\OLQGHU
7KHEXUQHUVZLOOQRWOLJKW
7KHJDVSLSHLVWZLVWHGEHQWRUNLQNHG
7KHEXUQHUVDUHGLUW\RUZHW
7KHJDVF\OLQGHULVHPSW\
7KHEXUQHUFDSVDUHQRWILWWHGFRUUHFWO\
7KHJDVSUHVVXUHUHJXODWRULVFORVHG
7KHOLJKWLQJSURFHGXUHKDVQRWEHHQIROORZHG
FRUUHFWO\
3DJH
(QVXUHWKHJDVSLSHKDVEHHQSURSHUO\ILWWHG
&OHDQGU\WKHEXUQHUFRPSRQHQWV
5HSODFHWKHJDVF\OLQGHU
)LWWKHEXUQHUFDSVFRUUHFWO\
&KHFNWRVHHLIWKHUHJXODWRULVRSHQ
)ROORZWKHFRUUHFWOLJKWLQJSURFHGXUH
7KHIODPHLV\HOORZSRWVDQGSDQVDUHVWDLQHG
&OHDQGU\WKHEXUQHUFRPSRQHQWV
7KHEXUQHUVDUHGLUW\RUZHW
5HSODFHWKHJDVF\OLQGHU
7KHJDVLVUXQQLQJRXW
)LWWKHEXUQHUFDSVSURSHUO\
7KHEXUQHUFDSVDUHQRWILWWHGSURSHUO\
(QVXUHWKHJDVSLSHKDVEHHQSURSHUO\ILWWHG
7KHJDVSLSHLVWZLVWHGEHQWRUNLQNHG
6PHOORIOHDNLQJJDV
&KHFNWRVHHWKHNQREVDUHLQWKHRIISRVLWLRQ
$UHDOOWKHFRQWURONQREVLQWKHRIISRVLWLRQ"
(QVXUHWKHJDVSLSHKDVEHHQSURSHUO\ILWWHG
7KHJDVSLSHLVILWWHGLQFRUUHFWO\
7KHKRVHFODPSVUHTXLUHWLJKWHQLQJRUUHSODFLQJ +DYHKRVHFODPSVWLJKWHQHGRUUHSODFHG
7KHUHJXODWRULVIDXOW\DQGQHHGVWREHUHSODFHG +DYHUHJXODWRUFKHFNHGDQGUHSODFHG
,IWKHSUREOHPFDQQRWEHUHPHGLHGDIWHUIROORZLQJWKHWURXEOHVKRRWLQJSUREOHPVROYLQJJXLGH
SOHDVHFRQVXOWZLWKDQDXWKRULVHGVHUYLFHDJHQWRUWKHGHDOHUZKHUH\RXSXUFKDVHGWKH
DSSOLDQFH1HYHUDWWHPSWWRUHSDLUDGHIHFWLYHDSSOLDQFH\RXUVHOI
6HUYLFH&HQWUHV
2WKHUDUHDVDUHVHUYLFHGE\RYHUDXWKRULVHGDJHQWV)RUIXUWKHUGHWDLOV
SOHDVHFRQVXOWWKHQHDUHVWUHJLRQDO'HI\7HFKQLFDO6XSSRUWFHQWUH
%/2(0)217(,1
&$3(72:1
'85%$1
($67/21'21
-2+$11(6%85*
&RPPHUFLDO+HDG2IILFH
$GPLQLVWUDWLRQ'LVWULEXWLRQ1DWLRQDO*URXSV7HO
6DOHV&RQWUDFWVDQG&UHGLW
32/2.:$1(
3257(/,=$%(7+
35(725,$
3DJH
/RQJ6WUHHW+LOWRQ
%ORHPIRQWHLQ
7HO
%ORHPIRQWHLQ6HUYLFH#GHI\FR]D
$0DUFRQL5G
0RQWDJXH*DUGHQV
7HO
&DSH7RZQ6HUYLFH#GHI\FR]D
,QWHUVLWH$YHQXH
8PJHQL%XVLQHVV3DUN'XUEDQ
7HO
'XUEDQ6HUYLFH#GHI\FR]D
%RZOV5G$UFDGLD
(DVW/RQGRQ
7HO
(DVW/RQGRQ6HUYLFH#GHI\FR]D
&QU0LPHWHV.UXJHU6WV'HQYHUH[W
-RKDQQHVEXUJ
7HORU
*DXWHQJ6HUYLFH#GHI\FR]D
1HOVRQ0DQGHOD'ULYH
6XSHUELD
7HO
3RORNZDQH6HUYLFH#GHI\FR]D
3DWWHUVRQ5RDG
1RUWK(QG3RUW(OL]DEHWK
7HO
3RUW(OL]DEHWK6HUYLFH#GHI\FR]D
%ORFN$2OG0XWXDO,QGXVWULDO3DUN
&QU')0DODQ'ULYH0RRW6WU
+HUPDQVWDG
7HO
3UHWRULD6HUYLFH#GHI\FR]D
:DUUDQW\
7KLVFHUWLILFDWHLVLVVXHGE\'()<$33/,$1&(637</7'PDQXIDFWXUHUVRI'HI\DQG2FHDQ
SURGXFWVKHUHLQDIWHUWKH&RPSDQ\WRWKHRULJLQDOSXUFKDVHURQO\RIWKHDSSOLDQFHGHVFULEHG
RQWKHFHUWLILFDWHDQGVKDOOFRQVWLWXWHWKHRQO\ZDUUDQW\JLYHQLQUHVSHFWRIWKLVDSSOLDQFH
7KH&RPSDQ\ZDUUDQWVWRWKHRULJLQDOSXUFKDVHUWKDWIRUDSHULRGRI7:2<($56IURPGDWHRI
SXUFKDVHWKHDSSOLDQFHLVIUHHIURPGHIHFWXQGHUQRUPDOGRPHVWLFXVHERWKLQZRUNPDQVKLS
DQGPDWHULDOVXEMHFWWRWKHIROORZLQJFRQGLWLRQV
5HSDLURUUHSODFHPHQWRIDQ\SDUWRIWKLVDSSOLDQFHIRXQGE\WKH&RPSDQ\WREHGHIHFWLYH
VKDOO EH DW WKH HOHFWLRQ RI WKH &RPSDQ\ 7KH &RPSDQ\ UHVHUYHV WKH ULJKW WR HIIHFW VXFK
VHUYLFHWKURXJKDQ\RILWV6HUYLFH'LYLVLRQVRU$XWKRULVHG6HUYLFH'HDOHUV7KHFRVWRIVXFK
VHUYLFH VKDOO EH ERUQH E\ WKH &RPSDQ\ LQ IXOO SURYLGHG WKDW WKH DSSOLDQFH LV ORFDWHG QR
IXUWKHUWKDQNPIURPD&RPSDQ\6HUYLFH&HQWUHRUDQ$XWKRULVHG6HUYLFH'HDOHU:KHUH
WKH DSSOLDQFH LV ORFDWHG EH\RQG WKH NP UDGLXV WKH SXUFKDVHU VKDOO EH OLDEOH IRU WKH
VWDQGDUGWUDYHOOLQJFKDUJHVDVGHWHUPLQHGE\WKH&RPSDQ\
&$55< ,1 6(59,&( 0LFURZDYH RYHQV &RPSDFW FRRNHUV DQG VPDOO DSSOLDQFHV DUH
UHSDLUHGLQRXUVHUYLFHFHQWUHVDQGDUHQRWFROOHFWHGIURPWKHFXVWRPHUVKRPH)DXOW\XQLWV
VKRXOGEHGHOLYHUHGWRWKHSXUFKDVLQJGHDOHURUWRWKHQHDUHVW&RPSDQ\6HUYLFH&HQWUHIRU
ZDUUDQW\UHSDLUV
5XVWHGRUFRUURGHGSODWHVYLWUHRXVHQDPHOZDUHIXVHVDQGODPSVDUHVSHFLILFDOO\H[FOXGHG
IURPWKHVHZDUUDQWLHV,WLVDQH[SUHVVFRQGLWLRQRIWKHVHZDUUDQWLHVWKDWWKHSXUFKDVHUWDNHV
GXH FDUH DQG DWWHQWLRQ LQ WKH XVH DQG PDLQWHQDQFH RI WKH DSSOLDQFH $EXVH PLVXVH LQ
FRQIOLFW ZLWK RSHUDWLQJ LQVWUXFWLRQV FRQQHFWLRQ WR LQFRUUHFW YROWDJHV DQG VXEMHFWLRQ WR
FRPPHUFLDOXVHVKDOOUHOHDVHWKH&RPSDQ\IURPLWVREOLJDWLRQV
7KLVZDUUDQW\VKDOOEHFRPHYRLGDQGFHDVHWRRSHUDWHLIWKHDSSOLDQFHLVGLVPDQWOHGE\RU
DQ\ UHSDLUV WR WKH DSSOLDQFH DUH HIIHFWHG E\ DQ\ SHUVRQV QRW GXO\ DXWKRULVHG E\ WKH
&RPSDQ\RULIVXEVWLWXWHSDUWVQRWDSSURYHGE\WKH&RPSDQ\DUHXVHGLQWKHDSSOLDQFHRULI
WKHVHULDOQXPEHURIWKHDSSOLDQFHLVUHPRYHG
7KH &RPSDQ\ VKDOO QRW EH UHVSRQVLEOH IRU GDPDJHV UHVXOWLQJ IURP ILUH IORRG FLYLO
GLVWXUEDQFHV RU DQ\ $FW RI *RG 7KH &RPSDQ\ VKDOO QRW LQ WHUPV RI WKHVH ZDUUDQWLHV EH
UHVSRQVLEOH QRU KHOG OLDEOH IRU DQ\ FRQVHTXHQWLDO ORVV RU GDPDJH RI DQ\ NLQG FDXVHG E\ RU
GXHWRWKHIDLOXUHRUPDOIXQFWLRQRIWKHDSSOLDQFH
7KH &RPSDQ\ VKDOO QRW EH UHVSRQVLEOH IRU WUDQVSRUWDWLRQ RU RWKHU FRVWV RWKHU WKDQ WKRVH
LQFXUUHGZLWKLQWKHSURYLVLRQVRI3RLQWRIWKLV&HUWLILFDWH
7KHVH ZDUUDQWLHV VKDOO QRW DSSO\ WR WKH DSSOLDQFH LI LW LV SXUFKDVHG RU XVHG EH\RQG WKH
ERUGHUVRIWKH5HSXEOLFRI6RXWK$IULFD1DPLELD%RWVZDQD6ZD]LODQGDQG/HVRWKR
:KHUH VHUYLFH LV UHTXHVWHG XQGHU ZDUUDQW\ DQG QR IDXOW RU GHIHFW FDQ EH IRXQG E\ WKH
&RPSDQ\DOOFRVWVLQFXUUHGZLOOEHIRUWKHSXUFKDVHU
VDFFRXQW
7KLV&HUWLILFDWHDVZHOODV\RXULQYRLFHZLOOVHUYHDVSURRIRISXUFKDVH)RUWKHSXUSRVHRI
ZDUUDQW\ LW ZLOO EH HVVHQWLDO WR SURGXFH WKLV &HUWLILFDWH DQG LQYRLFH )DLOXUH WR GR VR ZLOO
UHQGHUWKHSXUFKDVHUOLDEOHIRUVHUYLFHFRVWV
.((37+,6&(57,),&$7($1'6$/(6,192,&($63522)2)385&+$6()25
:$55$17<385326(6
3DJH
,QVWDOOHUV'HWDLOV
,QVWDOOHU¶VGHWDLOVWREHUHFRUGHGEHORZ
,167$//(5¶61$0($1'&203$1<««««««««««««««««««««
«««««««««««««««««««««««««««««««««««««
,167$//(5¶65(*,675$7,21180%(5«««««««««««««««««««
«««««««««««««««««««««««««««««««««««««
+$9(<285(&(,9('$:5,77(1&203/(7,21&(57,),&$7("
«««««««««««««««««««««««««««««««««««««
+$67+(,167$//(5(;3/$,1('7+(23(5$7,21$/'(7$,/62)<2856729(
72<28"
'*6
3OHDVHUHJLVWHU\RXUSURGXFWDW
ZZZGHI\FR]D
3DJH