Download effective beginning June 26, 2011

V. Mobile Banking Services
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9.
Description of Service
Use of the Mobile Banking Services
Relationship to Other Agreements
Software License Agreement
Additional Usage Obligations
Charges for the Service
Mobile Banking Service Limitations
Changes or Cancellation
Third Party Beneficiaries
VI. Regions Personal PaySM Service
VII. Miscellaneous
1. PC Specifications
2. Equipment
3. Transaction Authorization
4. Protecting Your Personal Information
5. Your E-mail Address
6. Electronic Messaging and Emails
7. Fees
8. Errors or Questions
9. Termination
10. Exclusion of Warranties; Limitation of Liability
11. ARBITRATION AND WAIVER OF JURY TRIAL
12. Rules, Regulations and Other Agreements; Entire Agreement.
13. Unauthorized Alteration
14. Waivers
15. Assignment
16. Data Recording
17. Change of Terms; Electronic Disclosures.
18. New Services
19. Delays
20. Applicable Law
21. Venue
22. Illegal Purposes
23. Construction of Defined Terms
24. Headings
25. Severability
I. Introduction
Welcome to electronic banking at Regions Bank. This Agreement and Disclosure Statement for
Electronic Banking Services (the "Agreement") describes the terms and conditions for the use of
our online banking, telephone banking, online bill payment, online account statements, and