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US. Patent
0a. 2, 2012
Sheet 2 of6
US 8,280,820 B2
@ e202
Capture Data packets sent from ?nancial
institution to Partner Bank
FIG 2
\ $204
Check
whether captured
data packet
includes speci?c
S208
pattern
S206
YES
8210M
Capture data packet sent from partner
bank to ?nancial institution
S236
$212
No
Does packet
have
captured in 8212
3214
corresponding
pattern?
H88 total
exceeded pre
NO
time period
L
8232
determined
perlod?
From
S244
8234
TO 5234
S216
S238
8218
Do one or
send
NO
New
more additional
/ $240
?elds of
S242
S en d a I art th at
\- 8244
Partner Bank
has timed out
YES
S220
S230
S228
No
Dd
| response
time exceed
predetermined
Pemd?
$224
YES
S222
slend
8 arm
S226 /
S246