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Contents Introduction.................................................................... 3 About This Handbook .....................................................................3 Financial Calculations in the United Kingdom.....................................4 For More Solutions to Financial Problems...........................................4 Part I. Problem Solving ......................................... 15 Section 1: Getting Started............................................. 16 Power On and Off........................................................................16 Low-Power Indication..............................................................16 The Keyboard ..............................................................................16 Keying in Numbers ................................................................17 Digit Separators ....................................................................17 Negative Numbers ................................................................17 Keying in Large Numbers .......................................................18 The CLEAR Keys ....................................................................18 Simple Arithmetic Calculations .......................................................19 Chain Calculations .......................................................................20 Storage Registers..........................................................................23 Storing and Recalling Numbers ...............................................23 Clearing Storage Registers......................................................24 Storage Register Arithmetic .....................................................24 Section 2: Percentage and Calendar Functions ................ 26 Percentage Functions.....................................................................26 Percentages ..........................................................................26 Net Amount ..........................................................................27 Percent Difference ..................................................................27 Percent of Total ......................................................................28 Calendar Functions.......................................................................29 Date Format ..........................................................................29 Future or Past Dates................................................................30 Number of Days Between Dates ..............................................31 Section 3: Basic Financial Functions ............................... 32 The Financial Registers ..................................................................32 Storing Numbers Into the Financial Registers .............................32 Displaying Numbers in the Financial Registers ...........................32 5 File name: hp 12c_user's guide_English_HDPMBF12E44 Page: 5 of 209 Printed Date: 2005/7/29 Dimension: 14.8 cm x 21 cm