Download Oracle FLEXCUBE Universal Banking

Availment Date
Specify the availment date on which the first utilization should take place. If the limit amount
assigned to the facility is not utilized within the specified availment date then the available
check box will be disabled. This freezes the line for the respective liability.
Renewal Date
Specify the facility renewal date from the adjoining calendar.
Exception
Specify the following details:
Exception Transaction Amount
Specify the Exception Txn Amount. During utilization transaction when utilization amount
crosses the specified Exception Txn Amount, BEPL process is triggered for Credit Exception
Management to authorize the credit utilization amount. The limit transaction amount specified
should be below the total effective line amount specified for that facility.
Note
The utilization transaction can also be authorized or rejected using the "Multi Authorization
Maintenance screen based on the system configuration.
Exception Breach Percentage
Specify the Exception Breach Percentage. During utilization transaction when utilization
amount crosses the specified Exception Breach Percentage, BEPL process is triggered for
Credit Exception Management to authorize the credit utilization amount. The limit transaction
amount specified should be below the total effective line amount specified for that facility
Note
The utilization transaction can also be authorized or rejected using the ‘Multi Authorization
Maintenance’ screen based on the system configuration.
Facility Fee Preferences
You can maintain a facility fee on the customer OD accounts.
Interest Fee Required
Check this box to indicate the facility is applicable for interest calculation. If Interest Fee
Required is checked and authorized then the field gets disabled.
Fee Calculation Account
Fee calculation account is used for fee calculation.Specify the account which is linked with the
facility. The same account will be applicable for interest calculation based on LCM facility. If
Fee calculation account is selected and authorized then the field gets disabled.
Facility Creation Fee
Check this box to apply fee for facility creation. If Facility Creation Fee is checked and
authorized then the field gets disabled.
You can achieve service fee for facility sanction if the charge basis for charge product is
selected as LINE_CREATION and the periodicity is ‘Daily’.
Facility Renewal Fee
Check this box to apply fee for facility renewal.
2-43