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Mobile Commerce Functionality Fees and Limits Mobiliser Platform enables you to configure fees, limits, and restrictions on transactions. Configurable Mobiliser Platform attributes are: • • • • • Fees – Mobiliser Platform calculates fees during transaction processing for the payer and the payee. Commissions – considered negative fees, which can be shared across the value chain as part of a fee. Limits – can be assigned to each customer and to each payment instrument. There are daily, monthly, and absolute limits for the sum of all credits, and the sum of all debits. Restrictions – the system verifies restrictions concerning the number of transactions in a given time frame. You can set restrictions on specific transaction types, merchants, merchant categories, or customer groups. Velocity conditions – number of transactions per time frame, for example, maximum of 3 remittance transactions per 12-hour period. Coupons Mobiliser Platform enables retailers and manufacturers to upload coupons so that consumers can receive them on their mobile devices. Coupon administrators can upload batches of coupons, or create new coupons. Users can search or browse for coupons, and add them to their accounts, or coupons can be added automatically by a back-office user. Coupons can be delivered to individual or multiple customers. Bulk Processing Mobiliser Platform includes bulk-processing capabilities for customer registrations and deactivations, and transaction processing (perform and cancel). Customers upload files through the Distribution Partner Portal for transaction processing, or Customer Support Portal for customer data changes. For implementation in the back end, Mobiliser Platform provides a data model and APIs for easily creating new types of bulk-processing files, configuring the required privileges to create and approve bulk-processes, implementing appropriate file handlers, which execute the file, and dynamically integrating these into the front-end Web applications. Product Overview 17